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2024

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Best Pet Insurance Companies in Dayton

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Dayton Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2903Reviewed

1743Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6 S Main Street Unit G, Monroe, OH 45050
  • Policy Bundle Discount

Why choose this provider?

Ashley Johnston leads an insurance agency catering to individuals, families, and businesses from Dayton and nearby areas. The agency offers insurance plans for dogs and cats of various breeds such as husky, poodle, shorthair, ragdoll, and Persian. Policies provide coverage for wounds or broken bones from accidents, allergies, and heart diseases. Johnston spent five years as part of an insurance team before leading her own. She serves as a volunteer for the Monroe PAWS Adoption Center.

License Verified:

License: 1326642

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
70 Birch Alley, Ste 204, Beavercreek, OH 45440

Why choose this provider?

Shereen Saleh is an agent with Liberty Mutual Insurance who serves the English and Arabic-speaking communities throughout Dayton and the neighboring areas. She offers assistance with pet insurance policies which provide financial coverage for pets' medical costs related to illnesses and injuries, as well as breed-specific conditions, hospital stays, prescriptions, and preventive care. She also helps arrange coverage for homes, cars, rental properties, and jewelry. Saleh is licensed in other states, including Indiana, Kentucky, and West Virginia.

License Verified:

License: 1327704

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
609 Woodside Dr, Ste B, Englewood, OH 45322
  • Policy Bundle Discount

Why choose this provider?

Kansas Fowler is a Shelter Insurance agent who serves clients in Dayton from her Englewood-based agency. She offers a wide range of products, from pet, auto, and home to farm and business insurance. Fowler has more than two decades of experience in the industry and also has an insurance license in Indiana. She is one of Shelter Insurance's almost 1,400 licensed agents. The company was established in 1946 and is a mutual insurance firm owned by policyholders instead of stockholders.

License Verified:

License: 21149

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 S. Main Avenue, Suite 200, Sidney, OH 45365
  • Policy Bundle Discount

Why choose this provider?

Ruese Insurance Group serves individuals, families, and businesses in Dayton and the nearby communities. The firm, which was established in 1884, caters to the pet insurance needs of fur parents who are looking into arranging coverage for their cats and dogs. These pet insurance policies cover financial costs when pets get sick or injured. Ruese Insurance Group also offers home, auto, life, business, and farm insurance products. It was formed from three agencies, all of which hold over a century of experience in the industry.

License Verified:

License: 638

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (19)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
234 Market Street, Brookville, OH 45309

Why choose this provider?

Allen Corner is a State Farm insurance agent serving pet owners in Dayton and the neighboring communities. He provides pet insurance policies that provide coverage for all breeds of cats and dogs. It reimburses a percentage of the medical bills for eligible illnesses including heart disease, cancer, allergies, breed-specific conditions, injuries, and medication. Veterinary treatments and procedures are also included. Allen also educates policyholders about the specifics of the insurance, including the waiting period prior to an application.

License Verified:

License: 1049867

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • Is pet insurance in Dayton able to cover a pre-existing condition?

    Pet insurance in Dayton typically does not cover pre-existing conditions. These are health problems that your pet had before you bought the insurance or during the waiting period. To determine if your pet has pre-existing conditions, the insurance company will review its medical records with a licensed veterinarian. If your pet was not seen by a vet in the 12 months before you bought the insurance, the insurance company will determine if they have pre-existing conditions during their next vet visit.

  • Can your pet still be insured in Dayton even if it has a pre-existing condition?

    Yes, you can still get pet insurance in Dayton even if your pet has a pre-existing condition. You may not be reimbursed for related treatments, but you can still be paid if your pet suffers from a new injury or illness.

  • Does pet insurance in Dayton cover hereditary and congenital conditions?

    Pet insurance policies in Dayton vary from provider to provider in terms of coverage. Most policies do not cover hereditary and congenital conditions, but some providers do offer coverage for eye disorders, heart disease, hip dysplasia, and intervertebral disk disease. If your pet is prone to any of these conditions, find a pet insurance plan that covers them.

  • Do all veterinarians in Dayton accept pet insurance?

    Yes, all licensed veterinarians in Dayton accept pet insurance. To file a claim, you need to submit your pet's veterinary care invoice, proof of payment, and your personal information to your insurance provider. It will then review the claim and process your reimbursement. Some insurance providers may pay the veterinarian directly.

  • Is age a hindrance to getting your pet insured in Dayton?

    Your pet's age should not stop you from getting them insured in Dayton. However, it is best to get pet insurance while your pet is young. This is because younger pets typically have lower premiums and more comprehensive coverage.

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