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Best Homeowners Insurance Agencies in Dayton

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4550 Salem Avenue, Dayton, OH 45416
Dayton, OH 45416
  • Condos
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Earthquake

American Casualty Insurance, LLC, is a firm that services residents around Dayton that need professional assistance in determining suitable insurance policies for their properties. The insurance agency helps homeowners through the process of settling claims for liabilities as well as losses and damages due to covered events such as theft and fire. American Casualty Insurance also works to secure coverage for personal items and additional living expenses. The firm additionally handles insurance matters for renters and vehicle owners.

4550 Salem Avenue, Dayton, OH 45416
Dayton, OH 45416

Website(800) 759-9008

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1305 West 1st Street, Springfield, OH 45504
Springfield, OH 45504
  • Personal Property Insurance

American Heritage Insurance Group offers homeowners insurance plans that protect clients from financial losses if their properties are damaged by disasters or involved in any kind of theft or vandalism. This agency works with over 20 different carriers to provide clients with a range of options to cover their dwellings and possessions. Aside from single-family homes, American Heritage Insurance Group also insures condominiums and can cover aspects not typically insured buy homeowners' association policies.

1305 West 1st Street, Springfield, OH 45504
Springfield, OH 45504

Website(800) 323-9737

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

48 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8995 Cincinnati Dayton Road, West Chester, OH 45069
West Chester, OH 45069
  • Personal Property Insurance

Ben Rader, State Farm Insurance Agent, is an insurance office operating under the State Farm umbrella that offers homeowners insurance. This office assists clients as they try to obtain coverage for their homes and any valuable items. It helps them to find the right policies for their needs, answers any questions or concerns they have with their policies, and responds to claims of damage or theft. Auto and business insurance products are available here.

8995 Cincinnati Dayton Road, West Chester, OH 45069
West Chester, OH 45069

Website(800) 334-9200

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

55 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7801 North Dixie Drive, Dayton, OH 45414
Dayton, OH 45414
  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Condos

Community - Shirley Insurance is an independent insurance agency providing homeowners' insurance to residents of Dayton. Its homeowners' insurance policies provide dwelling coverage, personal property coverage, and sewer and drain coverage. Clients may also avail of insurance discounts, such as the multi-policy discount, the advanced quote discount, and the fire, burglary alarm, sprinkler system credit. Other property insurance products, like flood coverage and renters insurance, are also available. Community - Shirley Insurance has been providing insurance solutions since 2009.

7801 North Dixie Drive, Dayton, OH 45414
Dayton, OH 45414

Website(937) 898-3434

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3794 Dayton-Xenia Road, Beavercreek, OH 45432
Beavercreek, OH 45432
  • Personal Property Insurance

Eastside Insurance Agency Inc. sells homeowners insurance policies to clients throughout the Dayton metro area and offers complete assistance to clients as they shop for rates and purchase policies. It offers a variety of plans that cover different levels of liability. Coverage is available for dwellings and contents as well as additional structures on land. Eastside Insurance Agency Inc. also sells liability coverage that pays on behalf of clients if they're sued for injuries related to their properties.

3794 Dayton-Xenia Road, Beavercreek, OH 45432
Beavercreek, OH 45432

Website(937) 320-0029

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

24 East Linden Avenue, Miamisburg, OH 45342
Miamisburg, OH 45342
Instagram
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Earthquake
  • Condos

Hosket Ulen Insurance Solutions sells homeowners insurance programs to clients in the Dayton metro area. Its home insurance plans can be customized to cover a variety of different liabilities. Structural damage from natural disasters, fires, or vandalism are some common focus points. Hosket Ulen Insurance Solutions also helps people to obtain coverage for their personal belongings and collectors items. Personal liability insurance and excess liability coverage are available as well. This agency offers business insurance too.

24 East Linden Avenue, Miamisburg, OH 45342
Miamisburg, OH 45342

InstagramWebsite(614) 339-1771

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

45 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

East Crescentville Road, West Chester Township, OH 45246
West Chester Township, OH 45246
  • Renter's Insurance
  • Personal Property Insurance
  • Condos

Mark Redmond, State Farm Insurance Agent, serves the Dayton metro area and provides clients with comprehensive services to help them shop for and purchase homeowners insurance. This company insures both primary residences and other structures on properties and helps clients to itemize and insure a variety of individual items and valuables. Mark Redmond, State Farm Insurance Agent, also insures automobiles and small businesses. Life and health insurance services are available too, as is pet insurance.

East Crescentville Road, West Chester Township, OH 45246
West Chester Township, OH 45246

Website(855) 733-7333

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

2262 County Line Rd, Beavercreek, OH 45430
Beavercreek, OH 45430
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Condos

Matulka Insurance Agency has been providing insurance solutions in Dayton for more than two decades. Established in 1996, the company assists private residence owners and renters in choosing the right homeowners insurance policy that best suits their needs. Its licensed agents provide several carrier options that can cover structural damages, valuable losses, and the owner's liabilities against disasters and unwanted events. Other services include auto and personal insurance, life and health, and business policies. The company represents 10 insurance carriers in Ohio.

2262 County Line Rd, Beavercreek, OH 45430
Beavercreek, OH 45430

Website(937) 781-0011

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

71 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

115 Linwood Street, Dayton, OH 45405
Dayton, OH 45405
  • Fire
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Walter A. McFall & Son Agency, Inc., provides insurance coverages for clients in Dayton. The company offers insurance plans for homeowners to prepare for unplanned repairs or loss of items. This includes any property damage to the house, water backups, flooding, and theft of personal belongings. The company discusses each plan with the client to find the best fit for the location, risks, and budget. It is a family-owned company that spans four generations and was founded back in 1936.

115 Linwood Street, Dayton, OH 45405
Dayton, OH 45405

Website(937) 461-2246

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3639 Rigby Road, Miamisburg, OH 45342
Miamisburg, OH 45342
  • Renter's Insurance
  • Personal Property Insurance
  • Fire

NRK-Hogan Insurance has been in business in Dayton for over 60 years. The independent insurance agency offers a wide range of insurance policies, including homeowners' insurance, for individuals. Its home insurance policies cover various options depending on the specific needs and lifestyle of the clients. They can protect homeowners from small and large risks such as property damage. The agency also covers auto insurance and life insurance. NRK-Hogan Insurance is also involved with local community organizations and charities.

3639 Rigby Road, Miamisburg, OH 45342
Miamisburg, OH 45342

Website(937) 222-4666

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2212 South Patterson Boulevard, Kettering, OH 45409
Kettering, OH 45409
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Fire
  • Condos

Rathweg Insurance Associates Inc. offers business and personal insurance options in Dayton. The company's team of insurance advisors represents multiple insurance carriers and helps clients in finding insurance deals that meet their needs. These agents aid homeowners in mitigating financial risks due to possible damages from natural disasters, personal injuries, loss of use, and theft, and provide custom insurance coverage. Rathweg Insurance Associates Inc. has partnerships with insurance companies such as Western Reserve Group and West Bend.

2212 South Patterson Boulevard, Kettering, OH 45409
Kettering, OH 45409

Website(937) 296-9393

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

35 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4 Easton Oval, Columbus, OH 43219
Columbus, OH 43219
  • Renter's Insurance
  • Personal Property Insurance

Safe Auto Group Agency Inc. sells homeowners insurance policies to clients in the Dayton metro area. Its agents explain different policy options and help clients to purchase the amount of coverage they need for their assets. It also helps them to insure a variety of possessions such as power tools, video games, electronics, appliances, and furniture items. Safe Auto Group Agency Inc. sells liability coverage that stops owners from losing money to property-related lawsuits.

4 Easton Oval, Columbus, OH 43219
Columbus, OH 43219

Website(800) 723-3288

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

1625 Springhill Avenue, Kettering, OH 45409
Kettering, OH 45409
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Spectrum Insurance, Inc., is an insurance company that has been serving the Dayton metro area and nearby localities for more than 25 years. Its independent agents provide customized homeowners' insurance policies for all types of residences, including single-family homes, condominiums, and apartments. The firm's homeowners' coverage includes property or dwelling coverage, personal property insurance, personal liability, medical coverage, and landlord protection. Other services include vehicle, property, life, and business insurance. The company represents top-rated insurance carriers in Ohio.

1625 Springhill Avenue, Kettering, OH 45409
Kettering, OH 45409

Website(937) 643-0081

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1050 South Main Street, Dayton, OH 45409
Dayton, OH 45409
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Wagner Insurance Agency, Inc., is a full-service insurance company that has been serving Dayton and nearby areas for more than three generations. The firm provides customized homeowners insurance policies for private residences, condominiums, and apartments. Its licensed agents help customers in choosing the right coverage, including property or dwelling, personal belongings, personal liability, medical coverage, and additional living expenses. Other products include all types of personal, commercial, and specialty insurance policies. The company is a member of the Independent Insurance Agents Association.

1050 South Main Street, Dayton, OH 45409
Dayton, OH 45409

Website(937) 223-2232

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Dayton, OHDayton, OHInstagram
  • Fire
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Wiles Insurance Agency Ltd. assists people who are looking for homeowners insurance in Dayton. It sells policies that cover for repair or replacement costs if properties take damage, and it also offers liability coverage options that help to protect clients from financial losses if any guests are harmed on their properties. Wiles Insurance Agency Ltd. enables clients to make custom plans that offer the specific coverage that they need. Business insurance is available.

Dayton, OHDayton, OH

InstagramWebsite(614) 536-0370

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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