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2024

Last updated:

Best Renter's Insurance Companies in Columbus

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Columbus Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

291

Reviewed

181

Curated

18

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
5640 Groveport Rd Suite 2, Groveport, OH 43125
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Keystone Insurance Agency LLC caters to renters in Columbus and its nearby locations. It offers homeowners' and renters' insurance to help protect the property, its occupants and their families, and their personal belongings. The company also provides personal and business policies such as auto, garage shop repair, and contractor insurance. Most of Keystone Insurance Agency’s clients have been with it for more than five years, with 85 percent of them having multiple policies.

License Verified:

License: 40191

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (42)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6501 East Livingston Avenue, Reynoldsburg, OH 43068
  • Multiple Policy Types

Why choose this provider?

Insura is a locally owned independent insurance agency that renders its services to Columbus and its surrounding areas. It offers renter's, condo, and home insurance policies. Its renter's insurance options include personal property, liability, and other additional coverages. Renters' insurance safeguards clients' from further costs in cases of damages and accidents caused by disasters and various man-made threats. It also works on motorhome, recreational, auto, and umbrella insurance matters. Insura's agents commit to providing individualized plans that target the clients' needs, capacities, and changing situations.

License Verified:

License: 18135832

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (31)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3620 N High St. #203, Columbus, OH 43214
  • Multiple Policy Types

Why choose this provider?

J. R. Scott Insurance Agency, Inc. serves individuals and businesses in Columbus. The independent agency helps consumers financially protect themselves from unexpected life events and have peace of mind by providing them with insurance products, such as home, renters', auto, and motorcycle insurance. Its agents conduct personalized assessments to identify clients' insurance needs. They also offer business insurance plans, including general liability and commercial auto insurance. The agency was recently acquired and currently managed by Julie E. Schatz, who has over a decade of experience.

License Verified:

License: 1927027

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6059 Frantz Road, Dublin, OH 43017
  • Multiple Policy Types

Why choose this provider?

McGlothin Insurance & Financial offers a wide range of insurance products to individuals, families, and businesses in Columbus. It sells various personal lines, including renters' insurance and renters' liability coverage as well as life, homeowners', business, and auto insurance plans. The insurance providers it carries include Safeco Insurance, State Auto Insurance Corporation, and Stillwater Insurance Group. Its president, Brock McGlothin, has been running the firm for over a decade. The agency also runs a fundraising campaign for different local charities every six months.

License Verified:

License: 937150

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1205 Hill Road North, Pickerington, OH 43147
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Central Ohio Insurance Services is an insurance agency founded in 2007 by David Rosen and Bill Lutz. For almost 20 years, it has been providing its services to clients in Columbus and the surrounding areas. It offers renters' insurance, which protects clients and their personal property in the case of theft, fire, or damages. Additionally, it also covers liability in the case of accidents at the rental. The agency also offers other products such as travel and auto insurance.

License Verified:

License: 36319

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (54)
Facebook
5.0 / 5 (21)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3291 East Main Street, Columbus, OH 43213
  • Multiple Policy Types

Why choose this provider?

Pfeifer-Ornstein Insurance Agency provides renters' insurance plans in Columbus and the surrounding areas. The independent insurance agency writes renters' insurance policies that cover losses due to theft, vandalism, fire, explosion, windstorm, and water damage. In addition, this type of insurance policy pays for additional living expenses, personal liabilities, and lawsuits. Pfeifer-Ornstein Insurance Agency works with multiple carriers to create customized coverages for clients. It has been serving the community since 1974.

License Verified:

License: 24708

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)
Google
5.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7100 North High Street, Worthington, OH 43085
  • Multiple Carriers

Why choose this provider?

Insurance Agency of Ohio has been serving its clients' personal and business insurance needs in Columbus since 1994. The company was formed through the merger of two established insurance firms, Dunning Lathrop and Associates and Parrish McTeague Insurance Agency Inc. One of its personal insurance offerings is renters' insurance. Insurance Agency of Ohio is also equipped to provide specialty insurance products and services for clients such as dentists, schools and universities, non-profit organizations, and craft breweries.

License Verified:

License: 1702198

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (20)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5272 Cleveland Avenue, Columbus, OH 43231
  • Multiple Policy Types

Why choose this provider?

Ansong Insurance Agency is an independent company that serves families and individuals in Columbus and the surrounding areas. It provides renters' insurance plans that protect the client's personal belongings inside the property in case of break-ins, fire, natural disasters, and other covered events. The coverage accommodates home and condo owners. The agency offers other products, such as life and auto insurance. Its agents assist in comparing policy options from various insurance carriers and help in reviewing premiums and filing claims.

License Verified:

License: 1151007

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (9)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6047 Frantz Road, Dublin, OH 43017
  • Multiple Policy Types

Why choose this provider?

Based in Dublin, Griffin Lantz Insurance Agency, LLC, extends its services to the Columbus metro. It specializes in property and liability insurance, including comprehensive renters' policies for apartment residents and rental unit owners that provide coverage for personal belongings and assets from damage, theft, and vandalism. Additionally, the renter and family members are covered against bodily injury and liability claims, as well as any litigation that may result, according to the limits selected by the client. Bart Griffin and Josh Lantz founded the company in 2004

License Verified:

License: 30630

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2999 East Dublin Granville Road, Columbus, OH 43231
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Malhotra & Assoc. Insurance is an independent agency serving Columbus for over 36 years. Its team of advisors assists renters in creating insurance plans that protect their personal belongings in case of theft, vandalism, and other natural, disasters. They help determine the most suitable policies that cover the value of a renter's personal property, as well as replacement costs. The company also offers other insurance products and services, including life, auto, home, and business insurance.

License Verified:

License: 1277455

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (33)
Yelp
4.0 / 5 (25)
Facebook
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
29 Frederick St., Columbus, OH 43206
  • Multiple Carriers

Why choose this provider?

W.E. Davis Insurance Agency serves clients throughout Columbus and its neighboring areas. It provides a broad selection of insurance products, including renters' insurance plans. It offers coverage for personal belongings such as furniture, appliances, and clothing. It also provides additional coverage for high-value items such as jewelry, silver money, coin collections and banknotes, and water crafts. For clients who need to report a claim, the agency has a 24-hour emergency response system in place. It has been serving clients for 80 years.

License Verified:

License: 1875778

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.6 / 5 (24)
Google
4.2 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1071 Fishinger Rd Suite 112, Columbus, OH 43221
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Guardian Insurance Solutions extends its services to renters in Columbus. Its renters' policy covers the loss of items such as clothing, collectibles, computer equipment, entertainment systems, gaming consoles, and furniture due to theft or disaster. It also protects tenants against liability for accidental damage to property and injury to guests. Owner Joe Justus has provided insurance, banking, and wealth management solutions for five years. Guardian Insurance Solutions carries products from various companies, including American Modern, Encompass, Foremost, Liberty Mutual, and The Hartford.

License Verified:

License: 1250473

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (70)
Facebook
4.9 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1495 Morse Road, Columbus, OH 43229
  • Multiple Policy Types

Why choose this provider?

Gianna Cone is a State Farm Insurance agent based in Columbus. She offers coverage options across auto insurance, home insurance, renters' insurance, health insurance, life insurance, and business insurance. She has been with State Farm since 1989 and holds a number of designations, including CPCU, ChFC, CASL, and CLU. She and her team have over 63 years of combined insurance experience. Gianna has lived in the Central Ohio area for the entirety of her life.

License Verified:

License: 1354752

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (184)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
55 South High Street, Dublin, OH 43017
  • Multiple Policy Types

Why choose this provider?

Dublin-based insurance firm Mission Insurance Agency has served the insurance needs of Columbus clients for four years. It carries property insurance plans including renters' insurance, short-term vacation rental insurance, home, condo, landlord, and manufactured home insurance. Under its commercial line, it offers commercial auto insurance, commercial property, commercial umbrella, business owners' policy, and general liability insurance. Mission Insurance Agency was founded in 2017 in Columbus and is owned by Jimmy "Jermaine" Fox.

License Verified:

License: 18333688

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (144)
Facebook
4.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3851 N. High St., Columbus, OH 43214
  • Multiple Policy Types

Why choose this provider?

Augustine Insurance Agency is a family-owned and family-operated business that provides risk management services to individuals and families in Columbus. It offers insurance plans to protect renters from financial loss due to property damage, theft of personal belongings, and additional living expenses due to a covered event. It also extends its coverage to legal responsibility for injured guests within the property. Additionally, its agents write insurance policies for health, auto, life, and pet. The company operates independently and has been in service since 1955.

License Verified:

License: 1875066

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (15)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21 W Broad Street, Suite 100, Columbus, OH 43215
  • Multiple Policy Types

Why choose this provider?

Jerry Doherty is an insurance agent that works with State Farm. He serves clients across the Columbus area, providing a wide selection of the carrier's insurance products for individuals and businesses. He offers renters' insurance plans that cover losses from accidents, weather impacts, malicious mischief, and loss of use. Doherty also assists clients in obtaining special coverage for high-value items such as personal collections, jewelry, goldware and silverware, and furs. He has been helping clients with their insurance needs since 1977.

License Verified:

License: 42978

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (17)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
751 N Wilson Rd, Columbus, OH 43204
  • Multiple Policy Types

Why choose this provider?

Lynn Insurance is a Columbus-based agency catering to property tenants required by their landlords to acquire appropriate protection policies. The company started out as a captive agency and shifted to one that partners with various carriers when its management realized it could serve clients better with multiple options. Today, its agents compare plans like renters' insurance from providers, such as Erie, Foremost, Progressive, and Travelers, explaining the coverage features to shoppers to help them in their selection. Home, auto, life, and RV policies are also available.

License Verified:

License: 1098209

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
986 Morse Road, Columbus, OH 43229
  • Multiple Policy Types

Why choose this provider?

Solid Insurance is an insurance agency comparing various programs for clients in Columbus and the surrounding areas. These programs are sourced from multiple carriers that offer a variety of insurance products, including auto, home, life, renters', and business insurance. The company strives to obtain the most suitable plan for the client's specific needs and challenges. Its partner carriers include Founders Insurance Company, National General Insurance, and State Auto Insurance Company.

License Verified:

License: 1046309

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (69)
Facebook
4.0 / 5 (18)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Can a college student in Columbus use their parent's homeowners insurance policy to fulfill need for rental coverage?

    It depends. Homeowners insurance provides coverage for students living in college dorms on the Columbus campus; however, it may have certain limits, such as reduced coverage for personal property and exclusions for covered risks. Yet, if the student is renting an apartment unit off-campus, they are ineligible for homeowners insurance protection. The college student renter must obtain renters' insurance.

  • Is it possible for your landlord to get reimbursement from your renters' insurance in Columbus?

    Yes, your landlord in Columbus may request reimbursement from your renters insurance for what they paid out to fix the building after an incident, especially if you have negligently caused the damage. Your signed lease agreement contract should specify who is responsible for what; if it does not, you have the right to ask that it be documented.

  • Does crime rates in Columbus affect renters' insurance costs?

    Yes. If you live in an area with a significant incidence of property crime within Columbus, your renters' insurance premiums will be subject to adjustment. This is to account for the increased likelihood of theft or property damage, as evaluated by your insurance company. Theft, burglary, auto theft, and arson are the most prevalent property crimes.

  • Will your belongings be covered by your Columbus renters' insurance when you travel?

    Yes. Your Columbus renters' insurance covers your personal belongings while you travel. However, there are limits to the maximum amount of coverage allowed for some high-priced belongings; if you want to carry precious items like jewelry or photography equipment, you must get additional coverage by purchasing a scheduled personal property policy. Verify your insurance inclusions and limits with your insurer before going on vacation.

  • How does liability protection in Columbus renters' insurance work while you are not at home?

    Renters' insurance should cover the costs up to the policy's liability protection limit, even if the incident occurs away from your home in Columbus. This coverage may also protect you from financial responsibility if your child accidentally damages a valuable item at a friend's home, your pet attacks someone at the park, or your guest sustains injuries due to slip and fall within the proximity of your house.

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