15 Best Columbus Mortgage Refinance Companies

Affinity Group Mortgage provides home mortgage refinance in Columbus and throughout Ohio. Since 1996, it has helped individuals replace their existing mortgages and pay off high-interest debts by lowering interest rates, reducing monthly payments, and altering terms for financial savings. The company offers a number of mortgage options, including FHA, VA, USDA, and jumbo loans. Affinity Group Mortgage also works with real estate professionals and builders by providing investment property loans.

CME Federal Credit Union was founded in 1935 and provides homeowners with mortgage refinance lenders in Columbus. It offers several lending options for those looking to refinance. These include fixed-rate and no-nonsense adjustable-rate mortgagees. Additionally, veterans can take advantage of its VA loan offerings. The credit union's government-backed FHA loans benefit first-time home buyers and those who favor a lower down payment. CME Federal Credit Union also offers auto loans.

Covita Lending's team has over two decades of combined experience providing lending options to prospective and current homeowners throughout the Columbus metro area. Its home refinance program offers lower payments and rates on a reduced term, making it ideal for debt consolidation, and it also handles cash-out refinance plans. Covita Lending's options include conventional, FHA, VA, USDA, and jumbo loans. In addition to residential borrowers, the company extends its lending services to commercial buyers.

Founded in 1996, First Ohio Home Finance Inc. is a full-service mortgage partner serving clients in the Columbus area. Locally owned and operated, the company provides refinancing solutions, including FHA loans that offer low down payments and minimal credit requirements. VA loans are available to past and present members of the armed forces interested in refinancing an existing loan. Additionally, the company offers financing options for new home, vacation, and rental properties.

Heartland Bank assists clients looking to refinance their mortgages or purchase a home. It works with those who wish to reduce their interest rates, shorten their home loan terms, or use their home equity for major purchases. The firm also helps customers move from adjustable-rate mortgages to loans with a fixed rate. To assist clients with their financial needs, Heartland Bank features downloadable mortgage guides that help first-time buyers and those seeking new construction loans.

KEMBA Financial Credit Union does mortgage refinance for owners of residential properties. It primarily refinances conventional mortgages and members of this credit union receive special benefits within their loan terms. KEMBA Financial Credit Union also does business loans for commercial real estate purchases and offers the businesses of its members special financing options and benefits in mortgage agreements. This being a credit union, members can utilize revolving lines of credit for various purposes as well.

The Liberty Capital Services LLC mortgage refinance company in Columbus has helped customers since its founding in 2007. This firm specializes in mortgage refinancing but also provides multiple types of home loans, including FHA, VA, USDA, and jumbo loans. Refinancing services are available for any type of residential property, and the firm provides mortgage and refinancing services to physicians as well as self-employed home buyers. Reverse mortgage and home equity loans are also offered.

Founded in 1995, The Equitable Mortgage Corporation is a mortgage refinance company in Columbus providing clients with the best possible mortgage options. It evaluates clients' needs and offers advice on the refinancing process for lowering costs, shortening loan terms, or removing monthly mortgage insurance payments on items such as FHA and VA loans. The Equitable Mortgage Corporation also offers other loan programs, including reverse, balloon payment, and graduated payment loans.

Founded in 1867, The Vinton County National Bank is a full-service bank and home mortgage lender with offices in the Columbus area. It assists homeowners seeking to refinance their current home mortgage to obtain better interest rates, reduce their monthly payments, or receive cash-outs. The bank helps customers determine which lending options, including conventional, FHA, and VA loans, are right for their specific situation. The Vinton County National Bank also handles new home, construction, and lifestyle loans.