Get Listed
Close
Get Listed
 
Laurels

Best Mortgage Refinance Companies in Columbus
2022

We scored 408 Mortgage Refinance Companies in Columbus, OH and Picked the Top 15

Here are the Picks:

Union Savings Bank

Third Federal Savings & Loan

Covita Lending

Bridge Credit Union

CME Federal Credit Union

Matt Goodrich - Northpointe Bank

First Ohio Home Finance, Inc. - Corporate

KEMBA Financial Credit Union

Liberty Capital Services LLC

Affinity Group Mortgage

Pathways Financial Credit Union

Heartland Bank

Fairfield National Bank

The Equitable Mortgage Corporation

The Vinton County National Bank

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Columbus Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 408 250 15

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Union Savings Bank

  • Reverse Mortgages

Union Savings Bank was founded in 1904 and serves clients looking to refinance their home in the Columbus metro area. The bank offers several mortgage refinance options for jumbo, FHA, USDA, and home equity loans. Homeowners can refinance their single-family or multifamily home, condominium, or townhome. Military and ex-military personnel can choose the bank's VA mortgage loan. Loan programs at Union Savings Bank can also help clients with procuring commercial properties.

Click to Call

1320 Brice Rd
Reynoldsburg, OH 43068

Website

(614) 861-9003 Website

Third Federal Savings & Loan

  • Reverse Mortgages

Founded in 1938, Third Federal Savings & Loan is a full-service bank and mortgage lender with multiple branches in the Columbus area. It specializes in assisting homeowners with refinancing their home mortgage to lower payments and interest rates, pay off their loan faster, or obtain a cash-out. The company offers a variety of lending options, including conventional and jumbo loans. Its loan officers work directly with customers to find refinancing options with the best rates and lowest closing costs.

Click to Call

460 Havens Corners Rd
Gahanna, OH 43230

Website

(614) 471-2160 Website

Covita Lending

  • Reverse Mortgages
  • NMLS #: 39166

Covita Lending is a full-service financing company that caters to the needs of Columbus residents. The firm assists homeowners and real estate investors who wish to change their existing home loans through mortgage refinancing. Its mortgage specialists help clients choose the right refinance option that can help them lessen monthly payments and interest rates, reduce current mortgage terms, consolidate debts, and obtain cash from their home equity. Its other mortgage products include conventional, FHA, VA, USDA, and jumbo loans. The company began operating in 2018.

Click to Call

1299 Virginia Avenue
Columbus, OH 43212

Website

(614) 817-1090 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

Bridge Credit Union

  • Reverse Mortgages
  • NMLS #: 39166

Bridge Credit Union is dedicated to helping members and borrowers reach their financial goals in a variety of areas, including connecting homeowners with mortgage refinance lenders in Columbus. The refinancing options offered by this credit union include conventional, VA, and FHA loans and take into account a variety of factors, including the type of home clients plan to purchase and any pre-existing loans. Bridge Credit Union also offers home equity mortgage as an option.

Click to Call

1980 W Broad St # 0
Columbus, OH 43223

Website Instagram

(800) 434-7300 Website

CME Federal Credit Union

  • Reverse Mortgages
  • NMLS #: 39166

CME Federal Credit Union was founded in 1935 and provides homeowners with mortgage refinance lenders in Columbus. It offers several lending options for those looking to refinance. These include fixed-rate and no-nonsense adjustable-rate mortgagees. Additionally, veterans can take advantage of its VA loan offerings. The credit union's government-backed FHA loans benefit first-time home buyers and those who favor a lower down payment. CME Federal Credit Union also offers auto loans.

Click to Call

365 S 4th St
Columbus, OH 43215

Website Instagram

(614) 224-8890 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

Matt Goodrich - Northpointe Bank

Matt Goodrich is a mortgage consultant with Northpointe Bank who's been helping homeowners refinance their mortgages and reduce their monthly payments for more than 14 years. He specializes in tailoring FHA loans for clients with less than perfect credit and developing home refinancing programs with VA loans for veterans, their families, and current members of the military. Mr. Goodrich can also arrange portfolio loans for customers who satisfy the bank's conditions.

Click to Call

18 E William St
Delaware, OH 43015

Website Instagram

(614) 330-8965 Website

First Ohio Home Finance, Inc. - Corporate

  • Reverse Mortgages
  • NMLS #: 39166

First Ohio Home Finance, Inc. is a mortgage banker that serves the residents of Columbus. It offers refinancing options for homeowners who wish to benefit from low-interest rates, modify mortgage term lengths, and replace adjustable-rate mortgages with fixed-rate mortgages. With more than 24 years of experience in the industry, First Ohio Home Finance, Inc. is the oldest mortgage banker in Westerville. It has placed in industry rankings in Business First and on the INC. 5000 List.

Click to Call

385 County Line Road West
Westerville, OH 43082

Website

(614) 818-1850 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

165 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

KEMBA Financial Credit Union

  • Reverse Mortgages

KEMBA Financial Credit Union does mortgage refinance for owners of residential properties. It primarily refinances conventional mortgages and members of this credit union receive special benefits within their loan terms. KEMBA Financial Credit Union also does business loans for commercial real estate purchases and offers the businesses of its members special financing options and benefits in mortgage agreements. This being a credit union, members can utilize revolving lines of credit for various purposes as well.

Click to Call

622 N State St
Westerville, OH 43082

Website Instagram

(614) 235-2395 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.1 / 5 (Better)

Total Reviews:

36 (Best)

Score Consistency:

Consistent (Best)

Liberty Capital Services LLC

  • Reverse Mortgages
  • NMLS #: 39166

The Liberty Capital Services LLC mortgage refinance company in Columbus has helped customers since its founding in 2007. This firm specializes in mortgage refinancing but also provides multiple types of home loans, including FHA, VA, USDA, and jumbo loans. Refinancing services are available for any type of residential property, and the firm provides mortgage and refinancing services to physicians as well as self-employed home buyers. Reverse mortgage and home equity loans are also offered.

Click to Call

438 East Wilson Bridge Road
Columbus, OH 43085

Website

(614) 505-0620 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Affinity Group Mortgage

  • Reverse Mortgages
  • NMLS #: 39166

Affinity Group Mortgage is a company based in Columbus that focuses on mortgage repurchasing, high-debt repayment, and home buying services for real estate professionals, builders, and home buyers. Its loan process involves pre-approval, shopping for property, loan application, loan processing, underwriting, and closing. Affinity's loan options include fixed-rate mortgages, as well as FHA, VA, jumbo, investment property, and USDA loans. The company tailors its offerings based on its clients' requirements.

Click to Call

951 Worthington Woods Loop Road
Columbus, OH 43085

Website

(614) 505-5533 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 (Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

Pathways Financial Credit Union

  • Reverse Mortgages
  • NMLS #: 39166

Pathways Financial Credit Union is a nonprofit financial institution that specializes in home mortgage finance in Columbus. It offers customers a variety of lending options, including conventional, VA, and FHA loans. Loan officers work with homeowners to determine if fixed or adjustable interest rates suit their needs. Pathways Financial Credit Union assists with the entire mortgage refinancing process from start to finish and provides local underwriting and processing of the loan. Homeowners can apply online or in person.

Click to Call

5665 N Hamilton Rd
Columbus, OH 43230

Website Instagram

(614) 416-7588 Website

Heartland Bank

  • Reverse Mortgages

Heartland Bank assists clients looking to refinance their mortgages or purchase a home. It works with those who wish to reduce their interest rates, shorten their home loan terms, or use their home equity for major purchases. The firm also helps customers move from adjustable-rate mortgages to loans with a fixed rate. To assist clients with their financial needs, Heartland Bank features downloadable mortgage guides that help first-time buyers and those seeking new construction loans.

Click to Call

430 N Hamilton Rd
Columbus, OH 43213

Website

(800) 697-0049 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

138 (Best)

Score Consistency:

Consistent (Best)

Fairfield National Bank

  • Reverse Mortgages

Fairfield National Bank serves as a mortgage partner for clients in the Columbus metro area. With expertise in home refinancing, the team assists with conventional refinancing, which may result in paying off the balance of an existing mortgage sooner or cutting the costs of mortgage insurance. The team counsels clients with an FHA loan on the process of converting to a conventional mortgage. When clients need extra cash, Fairfield National Bank assists with cash-out refinancing.

Click to Call

1274 Hill Rd N
Pickerington, OH 43147

Website

(888) 474-7275 Website

The Equitable Mortgage Corporation

  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1995, The Equitable Mortgage Corporation is a mortgage refinance company in Columbus providing clients with the best possible mortgage options. It evaluates clients' needs and offers advice on the refinancing process for lowering costs, shortening loan terms, or removing monthly mortgage insurance payments on items such as FHA and VA loans. The Equitable Mortgage Corporation also offers other loan programs, including reverse, balloon payment, and graduated payment loans.

Click to Call

3530 Snouffer Rd Ste 100
Columbus, OH 43235

Website

(614) 764-1232 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

The Vinton County National Bank

  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1867, The Vinton County National Bank is a full-service bank and home mortgage lender with offices in the Columbus area. It assists homeowners seeking to refinance their current home mortgage to obtain better interest rates, reduce their monthly payments, or receive cash-outs. The bank helps customers determine which lending options, including conventional, FHA, and VA loans, are right for their specific situation. The Vinton County National Bank also handles new home, construction, and lifestyle loans.

Click to Call

6360 Prentiss School Pl
Canal Winchester, OH 43110

Website

(614) 834-5626 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 (Better)

Total Reviews:

82 (Best)

Score Consistency:

Consistent (Best)

Wrong city? Here are some nearby places:

Other top picks in your area

Search for Mortgage Refinance Companies near you