Best Mortgage Refinance Companies in Columbus

Affinity Group Mortgage is a company based in Columbus that focuses on mortgage repurchasing, high-debt repayment, and home buying services for real estate professionals, builders, and home buyers. Its loan process involves pre-approval, shopping for property, loan application, loan processing, underwriting, and closing. Affinity's loan options include fixed-rate mortgages, as well as FHA, VA, jumbo, investment property, and USDA loans. The company tailors its offerings based on its clients' requirements.

Andy Beigel is a mortgage loan originator at NFM Lending who has been serving homeowners, builders, and Realtors in the Columbus area since 2019. He provides a wide selection of loan programs, such as adjustable-rate mortgage, conventional, fixed-rate, FHA, renovation, and non-QM home loans. He assists customers throughout the process of home buying and refinancing. NFM Lending has helped over 126,000 property owners for more than 20 years. It is involved in several organizations, including Gary Sinise Foundation and Maryland Food Bank.

Chad Neal is a mortgage professional that has been helping individuals with their lending needs since 2010. Serving Columbus, its works with Realtors, home builders, and individuals who are looking to buy or refinance a property throughout loan application processes. The loan options include VA, FHA, USDA, conventional, and adjustable-rate mortgage. Its team of professionals assists in different phases of the loan process such as getting pre-qualified, house hunting, home inspection, and escrow and closing.

Covita Lending is a full-service financing company that caters to the needs of Columbus residents. The firm assists homeowners and real estate investors who wish to change their existing home loans through mortgage refinancing. Its mortgage specialists help clients choose the right refinance option that can help them lessen monthly payments and interest rates, reduce current mortgage terms, consolidate debts, and obtain cash from their home equity. Its other mortgage products include conventional, FHA, VA, USDA, and jumbo loans. The company began operating in 2018.

Established in 1996, Financial One is a full-service mortgage lender that serves clients in Columbus and the surrounding areas. Its team of mortgage brokers assists clients purchasing a residential property find the right mortgage option for them. They also help those who want to refinance an existing mortgage access equity for home improvement, consolidation of outstanding debt, or lower monthly interest rates. They deal with properties, such as single-family and multi-family homes, condominiums, townhouses, and manufactured homes.

First Ohio Home Finance, Inc. is a mortgage banker that serves the residents of Columbus. It offers refinancing options for homeowners who wish to benefit from low-interest rates, modify mortgage term lengths, and replace adjustable-rate mortgages with fixed-rate mortgages. With more than 24 years of experience in the industry, First Ohio Home Finance, Inc. is the oldest mortgage banker in Westerville. It has placed in industry rankings in Business First and on the INC. 5000 List.

FirstCap US Mortgage is an independent company serving the Columbus area and the surrounding communities. It helps individuals and families obtain their dream single-family and multi-unit homes, condominiums, and townhouses. The enterprise processes various customized loan programs suited to homebuyers' mortgage needs. Its loan officers also accommodate clients who want to acquire commercial properties. CEO and president Cory Freilich has been in the mortgage services industry for more than 20 years. He provides 24/7 assistance.

Home Mortgage Solutions caters to clients in Columbus and the surrounding communities. It helps homeowners refinance their existing mortgage loan programs for different purposes, such as home improvement, debt consolidation, cash out, and change loan terms or rates. It also serves individuals who wish to apply for loans to purchase single-family homes, condominiums, manufactured homes, and townhouses. Its loan programs include FHA, VA, hybrid ARMs, reverse, adjustable-rate, and balloon mortgage. Home Mortgage Solutions is an independent brokerage.

Homer delivers mortgage solutions to individuals and families in Columbus and the neighboring communities. The firm helps clients obtain mortgage programs that suit their needs. It offers mortgage refinancing plans for condominiums, townhomes, single-family, and multi-family units. It enlists the expertise of advisors that educate clients on their mortgage options. In addition to its refinancing programs, the company proffers home and car insurance policies. Homer employs qualities such as accountability and honesty in providing customers with plans that help them achieve their financial objectives.

The Liberty Capital Services LLC mortgage refinance company in Columbus has helped customers since its founding in 2007. This firm specializes in mortgage refinancing but also provides multiple types of home loans, including FHA, VA, USDA, and jumbo loans. Refinancing services are available for any type of residential property, and the firm provides mortgage and refinancing services to physicians as well as self-employed home buyers. Reverse mortgage and home equity loans are also offered.

Ohio Capital Mortgage serves homeowners in Columbus who need refinancing assistance for their homes. Living up to the value of treating clients like family, its agents educate them about the mortgage process. They help them deal with the complexities by searching through a broad selection of financial products. The officers look for solutions to reduce monthly payments, pay off loans faster, and deal with FHA mortgage insurance. In addition, they advise clients about the benefit of switching from adjustable- to fixed-rate loans.

Optist is a loan company that offers mortgage refinancing options for clients in Columbus. When refinancing a client's current home loan, it starts with an online, in-person, or over-the-phone analysis followed by proposing customized options and comparing mortgage terms and interest rates. Optist also helps eligible American veterans and their spouses apply for VA loans. Fannie Mae West, a broker in this firm, was commended by a client for securing them a loan with a low-interest rate and shorter terms.

The Columbus office of Premier Nationwide Lending serves homebuyers throughout the metro. The company provides a wide variety of mortgage loans and downpayment assistance programs, helping clients lower their monthly payments and decrease the interest they pay. Its loan officers advise on the refinancing process and assist customers in considering their best option. Established in 2002, Premier Nationwide Lending caters to clientele across 14 states. It funds an average of $2 billion in mortgage loans annually.

PRMG Grandview-Columbus is a company that provides clients in the metro with mortgage refinancing options. It offers a variety of loan programs, including FHA, VA, and USDA loans. Its professionals perform in-house processing, document preparation, and underwriting. With more than a decade of experience in the business, the independently-owned mortgage company is supported by 1,700 employees and has more than 150 branches across the country. It has also donated to a number of local and nationwide charities.

Prolink Home Lending LLC is a wholesale residential mortgage brokerage serving clients in Columbus and the surrounding areas. It helps individuals and their families achieve their homeownership goals through a variety of mortgage refinancing programs. The brokerage offers fixed- and adjustable-rate mortgages, jumbo, USDA, FHA, and VA loans. Owner Joel Hopkins is a mortgage broker with 10 years of loan origination experience. He represents multiple mortgage lenders, allowing clients to choose loan options that suit their needs and financial conditions.

Ruoff Mortgage Worthington is a family-owned company that caters to clients in Columbus and the surrounding areas. It offers various refinancing options to homeowners, including rate-and-term, renovation, cash-out, and FHA streamline. The business assists individuals in the home buying process and provides them with various types of mortgage loans such as USDA, VA, conventional, and jumbo. Ruoff Mortgage Worthington is led by David Ruoff, who carries more than 25 years of experience in the industry.

Sauk Mortgage Group Ltd is an independent brokerage firm that serves clients in Columbus and neighboring areas. It provides mortgage refinance solutions, which aim to lower monthly payments and interest rates, consolidate debts, and change loan terms. The company caters to owners of single-family, multi-family, and manufactured homes, condominiums, and townhouses. It also offers various home purchase mortgage programs, such as conventional, FHA, VA, and jumbo loans. Sauk Mortgage Group President Joe Sauk has been working as a mortgage loan originator since 1993.

Smart Loan Advocate is a Columbus mortgage lending company that offers home loans, mortgage refinancing, and loan advice. It writes conventional loans, as well as FHA, VA, HARP, ARM, and USDA loans, including refinancing options associated with each loan type. Unlike other mortgage lenders, the company offers lending solutions for manufactured homes. Smart Loan Advocate is affiliated with Nations Lending Corporation, an Independence-based mortgage lending company that has been in the industry since 2003.

TotalChoice Mortgage is a 24/7 Equal Housing Lender that serves Columbus and the surrounding areas. Offering various loan products, its mortgage refinancing team prioritizes clients’ interests by evaluating their situations to determine the policy changes they need. It also assists in the mortgage process with its knowledge of the California Residential Mortgage Lending Act. The business has a mobile application where clients can access various information, including which homes they qualify for and the progress of their loans.

US Mortgage Corporation is an independent lender serving clients in Columbus. It offers mortgage refinancing solutions for homeowners, homebuyers, and real estate investors that include adjustable-rate mortgages, USDA, FHA, and VA loans. The lender is also an approved Fannie and Freddie Mac direct seller and servicer. Founder Steven A. Milner has been in the mortgage banking industry for almost 40 years. Since its establishment in 1994, the mortgage lender has closed more than 38,000 homes loans and funded over $16 billion in mortgage loans.