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Best Mortgage Refinance Companies in Columbus

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951 Worthington Woods Loop Road, Columbus, OH 43085
Columbus, OH 43085
  • Reverse Mortgages
  • NMLS #: 39166

Affinity Group Mortgage is a company based in Columbus that focuses on mortgage repurchasing, high-debt repayment, and home buying services for real estate professionals, builders, and home buyers. Its loan process involves pre-approval, shopping for property, loan application, loan processing, underwriting, and closing. Affinity's loan options include fixed-rate mortgages, as well as FHA, VA, jumbo, investment property, and USDA loans. The company tailors its offerings based on its clients' requirements.

951 Worthington Woods Loop Road, Columbus, OH 43085
Columbus, OH 43085

Website(614) 505-5533

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

One Easton Oval Suite 500, Columbus, OH 43219
Columbus, OH 43219
Instagram
  • Multi-Family Loans

Andy Beigel is a mortgage loan originator at NFM Lending who has been serving homeowners, builders, and Realtors in the Columbus area since 2019. He provides a wide selection of loan programs, such as adjustable-rate mortgage, conventional, fixed-rate, FHA, renovation, and non-QM home loans. He assists customers throughout the process of home buying and refinancing. NFM Lending has helped over 126,000 property owners for more than 20 years. It is involved in several organizations, including Gary Sinise Foundation and Maryland Food Bank.

One Easton Oval Suite 500, Columbus, OH 43219
Columbus, OH 43219

InstagramWebsite(614) 362-5482

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

174 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

8720 Orion Place, Suite 300, Columbus, OH 43240
Columbus, OH 43240
Instagram
  • Multi-Family Loans

Aric French is a mortgage broker at Guild Mortgage Company who serves clients in Columbus. He and his team offer mortgage refinancing options to borrowers looking to pay off an existing loan by obtaining a new program with lower interest rates and monthly payments. He focuses on rate-and-term and cashout refinancing options. He also provides other mortgage products, such as conventional, adjustable-rate, Jumbo, USDA, VA, and FHA. French has been serving clients as a loan originator for over eight years.

8720 Orion Place, Suite 300, Columbus, OH 43240
Columbus, OH 43240

InstagramWebsite(614) 987-8600

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1980 W Broad St # 0, Columbus, OH 43223
Columbus, OH 43223
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Bridge Credit Union is dedicated to helping members and borrowers reach their financial goals in a variety of areas, including connecting homeowners with mortgage refinance lenders in Columbus. The refinancing options offered by this credit union include conventional, VA, and FHA loans and take into account a variety of factors, including the type of home clients plan to purchase and any pre-existing loans. Bridge Credit Union also offers home equity mortgage as an option.

1980 W Broad St # 0, Columbus, OH 43223
Columbus, OH 43223

InstagramWebsite(800) 434-7300

Show Number
8101 N. High Street, Suite #40, Columbus, OH 43235
Columbus, OH 43235
  • New Construction
  • Commercial Loans

Chad Neal is a mortgage professional that has been helping individuals with their lending needs since 2010. Serving Columbus, its works with Realtors, home builders, and individuals who are looking to buy or refinance a property throughout loan application processes. The loan options include VA, FHA, USDA, conventional, and adjustable-rate mortgage. Its team of professionals assists in different phases of the loan process such as getting pre-qualified, house hunting, home inspection, and escrow and closing.

8101 N. High Street, Suite #40, Columbus, OH 43235
Columbus, OH 43235

Website(614) 713-7704

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

247 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

365 S 4th St, Columbus, OH 43215
Columbus, OH 43215
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

CME Federal Credit Union was founded in 1935 and provides homeowners with mortgage refinance lenders in Columbus. It offers several lending options for those looking to refinance. These include fixed-rate and no-nonsense adjustable-rate mortgagees. Additionally, veterans can take advantage of its VA loan offerings. The credit union's government-backed FHA loans benefit first-time home buyers and those who favor a lower down payment. CME Federal Credit Union also offers auto loans.

365 S 4th St, Columbus, OH 43215
Columbus, OH 43215

InstagramWebsite(614) 224-8890

Show Number
1299 Virginia Avenue, Columbus, OH 43212
Columbus, OH 43212
  • Reverse Mortgages
  • NMLS #: 39166

Covita Lending is a full-service financing company that caters to the needs of Columbus residents. The firm assists homeowners and real estate investors who wish to change their existing home loans through mortgage refinancing. Its mortgage specialists help clients choose the right refinance option that can help them lessen monthly payments and interest rates, reduce current mortgage terms, consolidate debts, and obtain cash from their home equity. Its other mortgage products include conventional, FHA, VA, USDA, and jumbo loans. The company began operating in 2018.

1299 Virginia Avenue, Columbus, OH 43212
Columbus, OH 43212

Website(614) 817-1090

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1274 Hill Rd N, Pickerington, OH 43147
Pickerington, OH 43147
  • Reverse Mortgages

Fairfield National Bank serves as a mortgage partner for clients in the Columbus metro area. With expertise in home refinancing, the team assists with conventional refinancing, which may result in paying off the balance of an existing mortgage sooner or cutting the costs of mortgage insurance. The team counsels clients with an FHA loan on the process of converting to a conventional mortgage. When clients need extra cash, Fairfield National Bank assists with cash-out refinancing.

1274 Hill Rd N, Pickerington, OH 43147
Pickerington, OH 43147

Website(888) 474-7275

Show Number
110 Northwoods Boulevard Suite A-1, Columbus, OH 43235
Columbus, OH 43235
  • New Construction

Established in 1996, Financial One is a full-service mortgage lender that serves clients in Columbus and the surrounding areas. Its team of mortgage brokers assists clients purchasing a residential property find the right mortgage option for them. They also help those who want to refinance an existing mortgage access equity for home improvement, consolidation of outstanding debt, or lower monthly interest rates. They deal with properties, such as single-family and multi-family homes, condominiums, townhouses, and manufactured homes.

110 Northwoods Boulevard Suite A-1, Columbus, OH 43235
Columbus, OH 43235

Website(614) 781-6808

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

72 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

385 County Line Road West, Westerville, OH 43082
Westerville, OH 43082
  • Reverse Mortgages
  • NMLS #: 39166

First Ohio Home Finance, Inc. is a mortgage banker that serves the residents of Columbus. It offers refinancing options for homeowners who wish to benefit from low-interest rates, modify mortgage term lengths, and replace adjustable-rate mortgages with fixed-rate mortgages. With more than 24 years of experience in the industry, First Ohio Home Finance, Inc. is the oldest mortgage banker in Westerville. It has placed in industry rankings in Business First and on the INC. 5000 List.

385 County Line Road West, Westerville, OH 43082
Westerville, OH 43082

Website(614) 818-1850

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

165 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

875 N. High Street, Suite 300, Columbus, OH 43215
Columbus, OH 43215
  • New Construction

FirstCap US Mortgage is an independent company serving the Columbus area and the surrounding communities. It helps individuals and families obtain their dream single-family and multi-unit homes, condominiums, and townhouses. The enterprise processes various customized loan programs suited to homebuyers' mortgage needs. Its loan officers also accommodate clients who want to acquire commercial properties. CEO and president Cory Freilich has been in the mortgage services industry for more than 20 years. He provides 24/7 assistance.

875 N. High Street, Suite 300, Columbus, OH 43215
Columbus, OH 43215

Website(866) 977-5335

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1070 Polaris Pkwy Ste 210, Columbus, OH 43240
Columbus, OH 43240
  • New Construction

Guaranteed Rate - Columbus, Ohio is a business that caters to homeowners and homebuyers in the area. It offers mortgage refinancing options, including interest-only, jumbo, and home renovation loans. It also helps clients apply for FHA and VA home loans as well as non-conforming jumbo mortgages. Its website has financial tools available like mortgage calculators, home valuation, and loan options. It also provides access to relevant market research and a breakdown of the day's rates. The company has more than 350 locations in 50 states.

1070 Polaris Pkwy Ste 210, Columbus, OH 43240
Columbus, OH 43240

Website(614) 423-6917

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.8 / 5 ( Good)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

430 N Hamilton Rd, Columbus, OH 43213
Columbus, OH 43213
  • Reverse Mortgages

Heartland Bank assists clients looking to refinance their mortgages or purchase a home. It works with those who wish to reduce their interest rates, shorten their home loan terms, or use their home equity for major purchases. The firm also helps customers move from adjustable-rate mortgages to loans with a fixed rate. To assist clients with their financial needs, Heartland Bank features downloadable mortgage guides that help first-time buyers and those seeking new construction loans.

430 N Hamilton Rd, Columbus, OH 43213
Columbus, OH 43213

Website(800) 697-0049

Show Number
2600 Oakstone Dr, Columbus, OH 43231
Columbus, OH 43231
  • Reverse Mortgages

Home Mortgage Solutions caters to clients in Columbus and the surrounding communities. It helps homeowners refinance their existing mortgage loan programs for different purposes, such as home improvement, debt consolidation, cash out, and change loan terms or rates. It also serves individuals who wish to apply for loans to purchase single-family homes, condominiums, manufactured homes, and townhouses. Its loan programs include FHA, VA, hybrid ARMs, reverse, adjustable-rate, and balloon mortgage. Home Mortgage Solutions is an independent brokerage.

2600 Oakstone Dr, Columbus, OH 43231
Columbus, OH 43231

Website(877) 847-4337

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

51 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1847 W 5th Ave, Columbus, OH 43212
Columbus, OH 43212
  • New Construction

Homer delivers mortgage solutions to individuals and families in Columbus and the neighboring communities. The firm helps clients obtain mortgage programs that suit their needs. It offers mortgage refinancing plans for condominiums, townhomes, single-family, and multi-family units. It enlists the expertise of advisors that educate clients on their mortgage options. In addition to its refinancing programs, the company proffers home and car insurance policies. Homer employs qualities such as accountability and honesty in providing customers with plans that help them achieve their financial objectives.

1847 W 5th Ave, Columbus, OH 43212
Columbus, OH 43212

Website(614) 357-2367

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

622 N State St, Westerville, OH 43082
Westerville, OH 43082
Instagram
  • Reverse Mortgages

KEMBA Financial Credit Union does mortgage refinance for owners of residential properties. It primarily refinances conventional mortgages and members of this credit union receive special benefits within their loan terms. KEMBA Financial Credit Union also does business loans for commercial real estate purchases and offers the businesses of its members special financing options and benefits in mortgage agreements. This being a credit union, members can utilize revolving lines of credit for various purposes as well.

622 N State St, Westerville, OH 43082
Westerville, OH 43082

InstagramWebsite(614) 235-2395

Show Number
438 East Wilson Bridge Road, Columbus, OH 43085
Columbus, OH 43085
  • Reverse Mortgages
  • NMLS #: 39166

The Liberty Capital Services LLC mortgage refinance company in Columbus has helped customers since its founding in 2007. This firm specializes in mortgage refinancing but also provides multiple types of home loans, including FHA, VA, USDA, and jumbo loans. Refinancing services are available for any type of residential property, and the firm provides mortgage and refinancing services to physicians as well as self-employed home buyers. Reverse mortgage and home equity loans are also offered.

438 East Wilson Bridge Road, Columbus, OH 43085
Columbus, OH 43085

Website(614) 505-0620

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

18 E William St, Delaware, OH 43015
Delaware, OH 43015
Instagram

Matt Goodrich is a mortgage consultant with Northpointe Bank who's been helping homeowners refinance their mortgages and reduce their monthly payments for more than 14 years. He specializes in tailoring FHA loans for clients with less than perfect credit and developing home refinancing programs with VA loans for veterans, their families, and current members of the military. Mr. Goodrich can also arrange portfolio loans for customers who satisfy the bank's conditions.

18 E William St, Delaware, OH 43015
Delaware, OH 43015

InstagramWebsite(614) 330-8965

Show Number
2531 Tiller Lane, Suite B, Columbus, OH 43231
Columbus, OH 43231
  • Reverse Mortgages

Ohio Capital Mortgage serves homeowners in Columbus who need refinancing assistance for their homes. Living up to the value of treating clients like family, its agents educate them about the mortgage process. They help them deal with the complexities by searching through a broad selection of financial products. The officers look for solutions to reduce monthly payments, pay off loans faster, and deal with FHA mortgage insurance. In addition, they advise clients about the benefit of switching from adjustable- to fixed-rate loans.

2531 Tiller Lane, Suite B, Columbus, OH 43231
Columbus, OH 43231

Website(614) 891-9000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

84 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4200 Regent St Ste 200, Columbus, OH 43219
Columbus, OH 43219
Instagram
  • New Construction

Optist is a loan company that offers mortgage refinancing options for clients in Columbus. When refinancing a client's current home loan, it starts with an online, in-person, or over-the-phone analysis followed by proposing customized options and comparing mortgage terms and interest rates. Optist also helps eligible American veterans and their spouses apply for VA loans. Fannie Mae West, a broker in this firm, was commended by a client for securing them a loan with a low-interest rate and shorter terms.

4200 Regent St Ste 200, Columbus, OH 43219
Columbus, OH 43219

InstagramWebsite(614) 552-9787

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5665 N Hamilton Rd, Columbus, OH 43230
Columbus, OH 43230
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Pathways Financial Credit Union is a nonprofit financial institution that specializes in home mortgage finance in Columbus. It offers customers a variety of lending options, including conventional, VA, and FHA loans. Loan officers work with homeowners to determine if fixed or adjustable interest rates suit their needs. Pathways Financial Credit Union assists with the entire mortgage refinancing process from start to finish and provides local underwriting and processing of the loan. Homeowners can apply online or in person.

5665 N Hamilton Rd, Columbus, OH 43230
Columbus, OH 43230

InstagramWebsite(614) 416-7588

Show Number
921 Chatham Lane, Suite 101, Columbus, OH 43221
Columbus, OH 43221
Instagram
  • New Construction

The Columbus office of Premier Nationwide Lending serves homebuyers throughout the metro. The company provides a wide variety of mortgage loans and downpayment assistance programs, helping clients lower their monthly payments and decrease the interest they pay. Its loan officers advise on the refinancing process and assist customers in considering their best option. Established in 2002, Premier Nationwide Lending caters to clientele across 14 states. It funds an average of $2 billion in mortgage loans annually.

921 Chatham Lane, Suite 101, Columbus, OH 43221
Columbus, OH 43221

InstagramWebsite(614) 362-5001

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

116 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1145 Goodale Blvd, Grandview, OH 43212
Grandview, OH 43212
  • New Construction

PRMG Grandview-Columbus is a company that provides clients in the metro with mortgage refinancing options. It offers a variety of loan programs, including FHA, VA, and USDA loans. Its professionals perform in-house processing, document preparation, and underwriting. With more than a decade of experience in the business, the independently-owned mortgage company is supported by 1,700 employees and has more than 150 branches across the country. It has also donated to a number of local and nationwide charities.

1145 Goodale Blvd, Grandview, OH 43212
Grandview, OH 43212

Website(614) 570-9755

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

91 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4449 Easton Way , Ste 2045, Columbus, OH 43219
Columbus, OH 43219
  • Multi-Family Loans

Prolink Home Lending LLC is a wholesale residential mortgage brokerage serving clients in Columbus and the surrounding areas. It helps individuals and their families achieve their homeownership goals through a variety of mortgage refinancing programs. The brokerage offers fixed- and adjustable-rate mortgages, jumbo, USDA, FHA, and VA loans. Owner Joel Hopkins is a mortgage broker with 10 years of loan origination experience. He represents multiple mortgage lenders, allowing clients to choose loan options that suit their needs and financial conditions.

4449 Easton Way , Ste 2045, Columbus, OH 43219
Columbus, OH 43219

Website(614) 620-4405

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8101 North High Street, Columbus, OH 43235
Columbus, OH 43235
  • New Construction

Ruoff Mortgage Worthington is a family-owned company that caters to clients in Columbus and the surrounding areas. It offers various refinancing options to homeowners, including rate-and-term, renovation, cash-out, and FHA streamline. The business assists individuals in the home buying process and provides them with various types of mortgage loans such as USDA, VA, conventional, and jumbo. Ruoff Mortgage Worthington is led by David Ruoff, who carries more than 25 years of experience in the industry.

8101 North High Street, Columbus, OH 43235
Columbus, OH 43235

Website(614) 396-7568

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1880 Mackenzie Drive, Suite# 107, Columbus, OH 43220
Columbus, OH 43220
  • New Construction

Sauk Mortgage Group Ltd is an independent brokerage firm that serves clients in Columbus and neighboring areas. It provides mortgage refinance solutions, which aim to lower monthly payments and interest rates, consolidate debts, and change loan terms. The company caters to owners of single-family, multi-family, and manufactured homes, condominiums, and townhouses. It also offers various home purchase mortgage programs, such as conventional, FHA, VA, and jumbo loans. Sauk Mortgage Group President Joe Sauk has been working as a mortgage loan originator since 1993.

1880 Mackenzie Drive, Suite# 107, Columbus, OH 43220
Columbus, OH 43220

Website(614) 353-5088

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

127 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

530 W. Spring St., Suite 100, Columbus, OH 43215
Columbus, OH 43215
  • Reverse Mortgages

Smart Loan Advocate is a Columbus mortgage lending company that offers home loans, mortgage refinancing, and loan advice. It writes conventional loans, as well as FHA, VA, HARP, ARM, and USDA loans, including refinancing options associated with each loan type. Unlike other mortgage lenders, the company offers lending solutions for manufactured homes. Smart Loan Advocate is affiliated with Nations Lending Corporation, an Independence-based mortgage lending company that has been in the industry since 2003.

530 W. Spring St., Suite 100, Columbus, OH 43215
Columbus, OH 43215

Website(614) 706-1941

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

837 (Best)

Score Consistency:

Consistent (Best)

3530 Snouffer Rd Ste 100, Columbus, OH 43235
Columbus, OH 43235
  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1995, The Equitable Mortgage Corporation is a mortgage refinance company in Columbus providing clients with the best possible mortgage options. It evaluates clients' needs and offers advice on the refinancing process for lowering costs, shortening loan terms, or removing monthly mortgage insurance payments on items such as FHA and VA loans. The Equitable Mortgage Corporation also offers other loan programs, including reverse, balloon payment, and graduated payment loans.

3530 Snouffer Rd Ste 100, Columbus, OH 43235
Columbus, OH 43235

Website(614) 764-1232

Show Number
6360 Prentiss School Pl, Canal Winchester, OH 43110
Canal Winchester, OH 43110
  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1867, The Vinton County National Bank is a full-service bank and home mortgage lender with offices in the Columbus area. It assists homeowners seeking to refinance their current home mortgage to obtain better interest rates, reduce their monthly payments, or receive cash-outs. The bank helps customers determine which lending options, including conventional, FHA, and VA loans, are right for their specific situation. The Vinton County National Bank also handles new home, construction, and lifestyle loans.

6360 Prentiss School Pl, Canal Winchester, OH 43110
Canal Winchester, OH 43110

Website(614) 834-5626

Show Number
460 Havens Corners Rd, Gahanna, OH 43230
Gahanna, OH 43230
  • Reverse Mortgages

Founded in 1938, Third Federal Savings & Loan is a full-service bank and mortgage lender with multiple branches in the Columbus area. It specializes in assisting homeowners with refinancing their home mortgage to lower payments and interest rates, pay off their loan faster, or obtain a cash-out. The company offers a variety of lending options, including conventional and jumbo loans. Its loan officers work directly with customers to find refinancing options with the best rates and lowest closing costs.

460 Havens Corners Rd, Gahanna, OH 43230
Gahanna, OH 43230

Website(614) 471-2160

Show Number
555 S Front Street, Columbus, OH 43215
Columbus, OH 43215
  • Multi-Family Loans

TotalChoice Mortgage is a 24/7 Equal Housing Lender that serves Columbus and the surrounding areas. Offering various loan products, its mortgage refinancing team prioritizes clients’ interests by evaluating their situations to determine the policy changes they need. It also assists in the mortgage process with its knowledge of the California Residential Mortgage Lending Act. The business has a mobile application where clients can access various information, including which homes they qualify for and the progress of their loans.

555 S Front Street, Columbus, OH 43215
Columbus, OH 43215

Website(614) 869-4501

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

41 (Best)

Score Consistency:

Consistent (Best)

1320 Brice Rd, Reynoldsburg, OH 43068
Reynoldsburg, OH 43068
  • Reverse Mortgages

Union Savings Bank was founded in 1904 and serves clients looking to refinance their home in the Columbus metro area. The bank offers several mortgage refinance options for jumbo, FHA, USDA, and home equity loans. Homeowners can refinance their single-family or multifamily home, condominium, or townhome. Military and ex-military personnel can choose the bank's VA mortgage loan. Loan programs at Union Savings Bank can also help clients with procuring commercial properties.

1320 Brice Rd, Reynoldsburg, OH 43068
Reynoldsburg, OH 43068

Website(614) 861-9003

Show Number
1554 Polaris Parkway PO 3, Columbus, OH 43240
Columbus, OH 43240
  • Reverse Mortgages

US Mortgage Corporation is an independent lender serving clients in Columbus. It offers mortgage refinancing solutions for homeowners, homebuyers, and real estate investors that include adjustable-rate mortgages, USDA, FHA, and VA loans. The lender is also an approved Fannie and Freddie Mac direct seller and servicer. Founder Steven A. Milner has been in the mortgage banking industry for almost 40 years. Since its establishment in 1994, the mortgage lender has closed more than 38,000 homes loans and funded over $16 billion in mortgage loans.

1554 Polaris Parkway PO 3, Columbus, OH 43240
Columbus, OH 43240

Website(877) 433-8386

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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