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2024

Last updated:

Best Homeowners Insurance Agencies in Columbus

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Columbus Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

447Reviewed

276Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Columbus, OH

Expertise.com Rating

Review Sources

Google
4.9 (1210)
Facebook
4.6 (27)

Why choose this provider?

Matic is a digital insurance marketplace supported by an agency of advisors serving the Columbus metro. It offers personal lines insurance products, including homeowners' insurance from A-rated companies such as Progressive, Allstate, Travelers, and Safeco. The company also helps clients supplement their standard homeowners' insurance with policies for flood, earthquake, umbrella, and pet. Matic compares quotes from a network of over 40 insurance carriers, enabling customers to find the policy that falls within their price ranges.

  • Personal Property Insurance
  • Condos
  • Renter's Insurance

215 N. Front Street, Columbus, OH 43215
WebsiteLicense: 17579410

Expertise.com Rating

Review Sources

Google
4.6 (17)
Facebook
5.0 (17)
Yelp
1.0 (1)

Why choose this provider?

Sylvia A. Garrett & Associates Agency, LLC, is an insurance agency that caters to clients in Columbus. With more than 100 years of collective experience, its team of independent agents offers insurance policies for homes, renters, businesses, automobiles, and recreational vehicles. Their homeowners' insurance packages include financial coverage for disasters. These also cover liability for any property damage or injury that guests may incur while in the policyholders' homes. The agency was a qualifier for the Million Dollar Round Table in 2015 and 2016.

  • Homeowners

5640 Groveport Rd Ste 2, Groveport, OH 43125

Expertise.com Rating

Review Sources

Google
4.9 (37)
Facebook
5.0 (20)

Why choose this provider?

Keystone Insurance Agency LLC is an independent home insurance agency operating out of Columbus, Ohio, with 10 other offices across the state. The company maintains relationships with a variety of large insurance providers to offer its clients a range of options for their needs. It provides coverage for damage to the home in the case of a fire or natural disaster, liability, and stolen or damaged belongings. Keystone Insurance Agency LLC also sells business and auto insurance.

  • Renter's Insurance
  • Flood
  • Personal Property Insurance

470 Olde Worthington Rd, Suite 200, Westerville, OH 43082

Expertise.com Rating

Review Sources

Google
4.8 (112)
Facebook
5.0 (6)

Why choose this provider?

Issam Insurance Agency is an independent company that serves clients in the Columbus area. It offers homeowners' insurance policies covering fire and smoke damage, theft, burglary, falling objects, water damage, and hail and wind damage. Its plans may protect dwellings and personal property, liability and medical payments, and loss of use. The company also has a wide variety of trucking solutions, including cargo coverage and bobtail insurance. Issam Insurance Agency assists businesses with commercial plans and non-emergency medical transportation.

  • Multiple Policy Types

221 S Hamilton Road, Columbus, OH 43213
WebsiteLicense: 811

Expertise.com Rating

Review Sources

Google
4.9 (66)
Facebook
5.0 (11)

Why choose this provider?

Established in 1959, Isner Insurance Assoc. Inc. is a veteran-owned business that serves the needs of individuals and families in Columbus. It offers a wide selection of products, including homeowners', auto, life, umbrella, and business insurance. The business helps individuals protect their properties and personal items from liabilities through its homeowners' insurance policy. It also serves the needs of clients looking to discuss a claim or change a policy. It also represents numerous carriers, including Safeco, Foremost, Travelers, and Liberty Mutual.

  • Homeowners

6100 E. Main St, Ste 200A, Columbus, OH 43213

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (7)

Why choose this provider?

Banner Insurance caters to a variety of clients in the Columbus area. It offers homeowners insurance plans that cover property damage caused by flooding, storm, or fire. The policies also provide compensation for stolen personal items and medical coverage for injuries that occur inside properties. The firm's other products include insurance for condos and rental properties and vehicles like cars, trucks, motorcycles, and RVs. In addition, it has insurance plans for businesses that cover vehicle fleets, workers' compensation claims, and general liability suits.

  • Multiple Carriers

3620 N High St. #203, Columbus, OH 43214
WebsiteLicense: 948164

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (10)

Why choose this provider?

Established in 1945, J. R. Scott Insurance Agency, Inc., is an independent business that serves the Columbus area. It offers a wide selection of products, including homeowners, renters, motorcycles, boats, and commercial vehicles insurance. The company aims to help individuals protect their property and belongings from damages through its homeowners' insurance policy. It represents various carriers, including Encompass, Kemper, Foremost, Hagerty, and Progressive. The business received the Business of the Year Award from the Clintonville Chamber of Commerce in 2018.

  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

670 Windmiller Drive STE B, Pickerington, OH 43147
WebsiteLicense: 605724

Expertise.com Rating

Review Sources

Google
4.9 (96)
Facebook
4.8 (65)

Why choose this provider?

MMA Insurance Agency provides its Columbus clientele with personal and commercial insurance options. The independent firm offers homeowners', condo, and second home insurance plans. After its clients have acquired a policy, the company's employees periodically review their coverage to ensure it continues to meet their financial needs. They also act as liaisons between the policyholders and the insurance company in the event of a claim. MMA's principal agent, Mark Matthews, has over a decade of industry experience and is a Certified Insurance Counselor.

  • Multiple Policy Types
  • Homeowners

721 Radio Drive, Lewis Center, OH 43035

Expertise.com Rating

Why choose this provider?

Crunelle Insurance Agency is a family-owned business that has been serving the Columbus community for over 50 years. As an independent business, the agency assists homeowners in securing home insurance plans from carriers such as Safeco, American Modern, and Hartford. Its insurance agents guide in updating insurance policies, filing for claims, and adding supplemental coverage to existing policies. They also create customized policies for different types of homes including townhouses, manufactured or mobile homes, condos, and frame houses.

  • Personal Property Insurance

4490 Winchester Pike, Columbus, OH 43232

Expertise.com Rating

Review Sources

Google
4.9 (71)
Facebook
5.0 (38)

Why choose this provider?

Dorsey Insurance Services has been serving families and individuals in the Columbus metro for over 50 years. It accommodates clients who want to acquire homeowners' insurance and provides them with personalized coverage to protect them and their investment properties. The company offers other personal and business plans, including renters', auto, umbrella, general liability, and surety bonding insurance. It represents multiple carriers like Progressive, Foremost, and Safeco. Dorsey Insurance Services brings over 80 years of combined industry experience.

  • Homeowners

29 Frederick St., Columbus, OH 43206
WebsiteLicense: 28901

Expertise.com Rating

Review Sources

Facebook
4.5 (23)
Google
4.2 (13)

Why choose this provider?

W.E. Davis Insurance Agency is a full-service company that has served homeowners in Columbus for over 80 years. It employs insurance agents to scout for home coverage plans from multiple insurers in the country, such as Travelers and Safeco. The agency works with insurance adjusters to help clients find suitable quotes based on their budget and home type. It also processes all claims and requests for additional coverages. The company's other policy options include identity theft and renters' insurance.

  • Renter's Insurance
  • Condos
  • Homeowners

750 Cross Pointe Rd G P.O. Box 30071, Gahanna, OH 43230
WebsiteLicense: 1081579

Expertise.com Rating

Review Sources

Facebook
5.0 (59)
Google
5.0 (4)

Why choose this provider?

Hamilton Insurance Group Inc. is an independent agency that serves individuals, families, and businesses from Columbus and the surrounding areas. It provides homeowners' insurance package policies, which cover damages to clients' properties and liabilities or legal responsibilities for any injuries caused to household guests. It also offers additional coverage options for floods and earthquakes. Hamilton Insurance Group Inc has been in operation for more than three decades. It is a member of the Richland Area Chamber of Commerce.

  • Multiple Carriers
  • Multiple Policy Types

5701 N High St STE 202, Worthington, OH 43085

Expertise.com Rating

Review Sources

Google
4.8 (30)

Why choose this provider?

Ankrom Agency offers products and services to customers in the Columbus metro. It provides homeowners' insurance products that financially protect clients against disasters. Its policies include coverage for homes that were damaged by fire and natural disasters, as well as reimbursements for theft or vandalism. The company's homeowners' insurance policies offer medical coverage and liability protection in the event someone was injured while on the property. Ankrom Agency is family-owned and family-operated and has been serving clients in the Ohio area for over 40 years.

  • Multiple Policy Types

110 E Wilson Bridge, Worthington, OH 43085
WebsiteLicense: 3243

Expertise.com Rating

Review Sources

Google
4.5 (8)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

All Ohio Insurance is an agency that offers a wide range of products to clients in Columbus and the surrounding areas. One of its products includes homeowners' insurance under its property line. It analyzes the accounts before providing a customized coverage that caters to clients' needs. Insurance agent Oleda Hirsch, CISR, has been providing home insurance for more than 30 years. All Ohio Insurance also offers other products such as life and business insurance.

  • Renter's Insurance
  • Condos
  • Homeowners

1286 W Lane Ave, Columbus, OH 43221
WebsiteLicense: 1062630

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (6)

Why choose this provider?

Based in Columbus, Basil Insurance Group is a company that has been serving individuals and businesses since 2018. It helps clients select a homeowners' insurance policy that provides coverage protection for their property and personal possessions. It also maintains relationships with different insurance carriers, allowing its clients to obtain a coverage plan that matches their unique specifications and budgets. In addition, Basil Insurance Group has a wide variety of coverage plans available for clients with business, auto, and life insurance needs.

  • Personal Property Insurance

1335 Dublin Rd, Suite 110-D, Columbus, OH 43215
WebsiteLicense: 1271833

Expertise.com Rating

Review Sources

Google
4.9 (14)

Why choose this provider?

Briggs & Williams Insurance serves individuals, families, and businesses in the Columbus metro. The insurance agency offers home, auto, business owners', contractors liability, and commercial umbrella insurance. Its agents help homeowners find the policy that provides them with the ideal combination of coverage and cost for their particular needs. The agency also provides special event insurance. Clients get a personal insurance agent to shop policies for them and serve their accounts. It represents multiple providers, including Mapfre, Lloyd's, and Encompass.

  • Multiple Policy Types

4161 North High Street, Columbus, OH 43214
WebsiteLicense: 2772777

Expertise.com Rating

Review Sources

Google
4.8 (40)
Yelp
5.0 (5)

Why choose this provider?

Putnam White Lewis Insurance Agency, Inc., provides a wide range of insurance plans for clients in Columbus and Lancaster. This insurance company has been serving clients for over 50 years, offering personal insurance products such as homeowners' insurance and renters' insurance. Its homeowners' insurance policies include fire and flood coverage, property damage, and personal property coverage. It provides policies from a variety of insurance companies to help clients choose the right level of coverage. The agency is also licensed in Michigan, Kentucky, Indiana, and North Carolina.

  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

5880 Sawmill Road, Dublin, OH 43017
WebsiteLicense: 41884

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (2)

Why choose this provider?

Hull & Hull Insurance Agency, Ltd., has been serving the Columbus community since 1988. Its president, Lettie Schmidt, helps individuals protect their families and hard-earned assets by providing insurance coverage tailored to meet their specific needs. These coverages include homeowners', renters', condominiums, umbrellas, and valuable items insurance. The business also offers life and health insurance plans and commercial coverages, such as BOP and general liability. It represents various carriers, including Travelers, Progressive, Erie, and the Motorists Insurance Group.

  • Multiple Carriers
  • Homeowners

55 South High St. Suite 208, Dublin, OH 43017

Expertise.com Rating

Review Sources

Google
5.0 (209)
Facebook
4.9 (65)
Yelp
5.0 (4)

Why choose this provider?

Mission Insurance Agency is an independent business serving individuals and families in Columbus. It provides insurance policies to protect their property through homeowners', renters', condo, and manufactured home insurance. Its homeowners' insurance comes in various options, including ACV and replacement cost coverage. This policy covers the client's personal belongings and liability in the event someone gets injured on the policyholder's premises. Mission Insurance Agency also offers vehicle, business, and life insurance. It represents several carriers, including Progressive, Travelers, Nationwide, Safeco, and Liberty Mutual.

  • Personal Property Insurance

1527 Northwest Blvd, Columbus, OH 43212

Expertise.com Rating

Review Sources

Google
4.6 (19)
Facebook
5.0 (5)

Why choose this provider?

Dressel & Evans Agency Inc. is an independent insurance agency based in Columbus, Ohio. A provider of home insurance solutions amongst a wider portfolio of services, the agency represents a list of carriers that offer flexible policies for homeowners and renters. It can also provide coverage for condos and mobile homes. Policies typically include protection in the event of structural damage, fire, and theft. They can be expanded to include personal liability and coverage for particularly expensive items like jewelry.

  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is homeowners' insurance legally required in Columbus?

    It is not required in Columbus and throughout the state, but if the home is mortgaged, the lender may require the homeowner to get insurance. There are different kinds of coverage in an insurance policy, and these include personal liability, dwelling coverage, home equipment breakdown, and personal property. Another type of optional coverage is the valuable items blanket which can cover jewelry, guns, china, and crystal.

  • Why should you get homeowners' insurance in Columbus?

    Homeowners' insurance provides financial coverage when you really need it most such as in natural disasters, fire, burglary, and theft. It can provide assistance with the costs of rebuilding. Take note that most standard insurance plans do not cover natural disasters like earthquakes, flooding, storms, and tornados. The cost of homeowners' insurance in Columbus is $819, which is lower than the national average of $1,173. However, the actual premiums would depend on the property type and specific policy.

  • What can you do if your mortgage lender is billing you for mandatory homeowner's insurance in Columbus?

    If you have your own homeowners' insurance, inform the mortgage lender about it, but if you do not, contact your insurance carrier as soon as possible. Mandatory homeowners' insurance is required by mortgage lenders to protect their interests, but it is usually more expensive than the one you can get on your own. Mortgage lenders require it if you do not have homeowner's insurance or your existing one does not have enough coverage.

  • If you have homeowners' insurance, can you deduct it from your property taxes in Columbus?

    You cannot deduct the cost of homeowners' insurance from your property taxes. The IRS only allows private mortgage insurance to be deducted. However, there are instances wherein you can deduct your homeowners' insurance from your taxes in Columbus. One of these is when you operate a business from home, from which you can deduct your insurance from your gross income. Another instance is when you have a renter living in your home, from which the insurance can be subtracted as a business expense.

  • How can you file a complaint against the insurer of your home in Columbus?

    The Ohio Department of Insurance recommends talking to your homeowners' insurance representative before you file a formal complaint. If you have already done so, and your issue is still not resolved, submit your claim to ODI using the online Complaint Center. You can also contact ODI's Consumer Services Division at 800-686-1526 for assistance in filing claims. Additionally, written complaints can be mailed to this address: Ohio Department of Insurance Consumer Services Division 50 West Town Street Third Floor/Suite 300 Columbus, OH, 43215

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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