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Best Homeowners Insurance Agencies in Cleveland

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2023
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A&A Action Auto Insurance logo

A&A Action Auto Insurance

3421 Prospect Ave E, Cleveland, OH 44115
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

A&A Action Auto Insurance is an independent home insurance agency serving the residents of Cleveland, Ohio, and the nearby area. The company maintains relationships with insurance providers, such as Founders, National General, and Dairyland, to offer clients customized plans for covering their homes and condos. These policies protect the client in cases of personal and visitors' liability, damage to the home, and loss of personal belongings. The agency also sells auto and watercraft insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (67)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Agency Associates logo
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Agency Associates

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5634 Broadway Ave, Cleveland, OH 44127
  • Homeowners

Business Description

Agency Associates has been providing comprehensive insurance solutions to individuals and families in the Cleveland metro since 2012. It deals with a range of personal insurance plans, including homeowners' policies. The independent company helps clients obtain personal liability and property, dwelling, off-premises theft, medical payment, and additional living expense coverages. Its specialists also assist clients in achieving financial goals through their financial education services. Founder James Trivisonno has been in the insurance industry for over 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Brunswick Companies logo

License Verified:

License: 32739

Ohio Department of Insurance

Brunswick Companies

5309 Transportation Blvd, Cleveland, OH 44125
  • Personal Property Insurance
  • Homeowners

Business Description

Established in 1972 by Morton Stein, Brunswick Companies is an insurance agency that serves Cleveland and nearby areas. It aims to help manage and protect the client's accomplishments and aspirations by offering a wide range of products, including homeowners', auto, and commercial insurance policies. Its homeowners' insurance covers replacement costs, large loss deductible waivers, and personalized home appraisal services. It also offers risk management and surety bonds. Its current CEO, Todd Stein, has appeared as a guest speaker for various seminars involving risk management.

License Verified:

License: 32739

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cleveland Insurance Brokers logo
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Cleveland Insurance Brokers

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1 Berea Commons Suite 203, Berea, OH 44017
  • Multiple Carriers

Business Description

Cleveland Insurance Brokers is an independent agency that has been serving local families and businesses since 2018. It helps individuals and their families in protecting their properties and personal belongings by providing homeowners' insurance coverage options. Its team of agents partners with different insurance carriers to deliver tailored solutions, such as Next Insurance and Branch Insurance. The agency's principal broker, Christopher M. Becerra, has served as consultant, manager, and producer in the industry since 2014.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (72)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Franklin Myles logo
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License Verified:

License: 578951

Ohio Department of Insurance

Franklin Myles

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3970 Mayfield Road, Cleveland Heights, OH 44121
  • Renter's Insurance

Business Description

Franklin Myles is a State Farm Insurance Agent providing insurance and financial services to clients in the Cleveland metro. Coming in with over 19 years of experience in the insurance industry, he offers assistance in regard to property insurance, homeowners' insurance, business insurance, auto insurance, health insurance, and life insurance. Along with his team of insurance agents that has more than 24 years of accumulated experience, he also provides financial services for banking and mutual funds.

License Verified:

License: 578951

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (55)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gibbs Insurance Group logo
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Gibbs Insurance Group

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13905 Kinsman Rd, Cleveland, OH 44120
  • Multiple Policy Types

Business Description

Gibbs Insurance Group is a firm that meets the needs of homeowners in Cleveland and its nearby areas. It is a multiple carrier provider that helps clients secure homeowner insurance plans from various companies, such as Kemper, Progressive, and National General. Its insurance agents help customers select additional policies for valuable articles, umbrella protection, and flood damage. The firm's broad underwriting services provide solutions to homeowners whose properties might not qualify for standard insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Homestead Insurance Agency logo

Homestead Insurance Agency

1324 Pearl Rd, Brunswick, OH 44212
  • Renter's Insurance
  • Condos
  • Earthquake
  • Fire
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Homestead Insurance Agency Inc. has delivered personal and commercial insurance solutions in the Cleveland, Ohio, area for more than 85 years. As an independent insurance agency, Homestead shops for the most comprehensive homeowners insurance and competitive rates to meet each client's specific requirements. Policy options cover mobile homes, construction sites, and rentals, as well as personal property. Supplemental coverage provides additional protection in the event of an earthquake, fire, or flood.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (24)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Cleveland Agency, LLC logo
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Insurance Cleveland Agency, LLC

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5909 State Rd. Suite B, Parma, OH 44134
  • Multiple Policy Types

Business Description

Insurance Cleveland Agency, LLC is an independent company that was established in 2007. It provides homeowners' insurance policies that cover damage to the interior and exterior parts of the property, personal liability for damage or injuries, and hotel or house rental while the home is being rebuilt or replaced. Protection plans are also available for renters, dwellings, and mobile homes. Its team of professionals represents multiple insurance carriers to provide tailored policies, including Foremost, Medical Mutual, and Kansas City Life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Consultants Group logo
Visit WebsiteWebsite

License Verified:

License: 8034838

Ohio Department of Insurance

Insurance Consultants Group

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20180 Center Ridge Road, Rocky River, OH 44116
  • Personal Property Insurance

Business Description

Insurance Consultants Group is an independent firm serving individuals and families in Cleveland. It handles various personal lines, including homeowners’ insurance, which underwrites damaged property or dwelling and personal liability. Another benefit is loss of use coverage, which pays for temporary lodging if the house becomes uninhabitable. Clients can also enhance their policies with optional coverage, such as theft identity and equipment breakdown insurance. Insurance Consultants Group was founded in 1999 through the merger of two agencies owned and operated by Mark Singleton and Al Yeckel.

License Verified:

License: 8034838

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Janasko Insurance Agency Inc logo

Janasko Insurance Agency Inc

562 Broadway, Lorain, OH 44052
  • Renter's Insurance
  • Condos
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Since 1953, Janasko Insurance Agency has been based in Lorain, Ohio, and serves Westlake area residents as well. The agency offers home insurance policies that protect homeowners against liability and cover damage to the home's structure and contents when natural disasters strike. Renters and owners of condominiums and mobile homes will find policies from prominent insurance carriers such as AAA, Progressive, and Zurich. The Janasko team also assists clients looking for auto, life, and RV insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (33)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Joe Potts Insurance Agency LLC logo
Visit WebsiteWebsite

License Verified:

License: 1229223

Ohio Department of Insurance

Joe Potts Insurance Agency LLC

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12300 Lorain Rd., Cleveland, OH 44111
  • Homeowners

Business Description

Joe Potts Insurance Agency LLC is a full-service company serving the Cleveland metro. It offers a range of personal insurance plans, including homeowners' policies for individuals and families. The independent company provides personal belongings, liability, dwelling, and additional living expense coverages. These insurance options protect policyholders from financial losses caused by theft, vandalism, and fire. Joe Potts Insurance Agency also has a selection of renters', life, auto, and business insurance policies. It works with various carriers, including Dairyland, Progressive, and Liberty Mutual.

License Verified:

License: 1229223

Ohio Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Neverman Insurance Agency logo

Neverman Insurance Agency

27594 Detroit Rd, Westlake, OH 44145
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Founded in 1979, the Neverman Insurance Agency is an independent insurance company located in the Cleveland, Ohio, metro area. Home coverage specialists work with multiple carriers, such as American Modern Insurance Group, Berkshire Hathaway Homestate Co., and Liberty Mutual, that offer a wide range of products. Most plans cover the residence, other structures on the property, personal items, medical expenses, liability, and temporary living expenses. Homeowners can extend the limits for guns, jewelry, and other valuables.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (134)
Facebook
4.9 / 5 (41)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ralph P. Sills Insurance Agency logo
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Ralph P. Sills Insurance Agency

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13854 Cedar Rd, University Heights, OH 44118
  • Renter's Insurance
  • Homeowners

Business Description

Ralph P. Sills Insurance Agency has been serving the Cleveland metro for over 60 years. It deals with a range of personal lines of insurance, including homeowners' plans. The company's home policy aims to protect clients and their investments from unforeseen events like natural disasters and theft. It also offers life, health, auto, motorcycle, and boat insurance. Ralph P. Sills Insurance Agency represents multiple carriers like Safeco, Progressive, and Westfield Insurance. Its founder, Ralph Sills, has been in the insurance industry since 1950.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Juris Agency logo
Visit WebsiteWebsite

License Verified:

License: 34570

Ohio Department of Insurance

The Juris Agency

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22255 Center Ridge Road, #205, Rocky River, OH 44116
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Business Description

The Juris Agency is a team of insurance experts that cater to clients in Cleveland. They provide home insurance solutions and educate clients on potential risks like floods and fires. The team helps with matching the clients' home situation with specific policy coverage. They also deal with other personal insurance products, including auto, life, RV, motorcycle, and mobile home insurance. The Juris Agency is a family-owned independent enterprise that has been operating since 2006. It is a member of the Strategic Insurance Agency Alliance.

License Verified:

License: 34570

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Lange Agency, Inc. logo

The Lange Agency, Inc.

8181 Avery Rd, Broadview Heights, OH 44147
  • Renter's Insurance
  • Condos
  • Flood
  • Homeowners
  • Landlords

Business Description

The Lange Agency Inc. is a family-owned and operated home insurance agency that has been serving the community of Cleveland, Ohio, for more than 35 years. As an independent business, the company works with various major insurance providers to offer its clients and ideal plan that fits their requirements. These homeowners and renters policies cover damage to the home, loss of personal possessions, and loss of use. The Lange Agency also sells accident and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Morrow Group & Company logo
Visit WebsiteWebsite

License Verified:

License: 1153796

Ohio Department of Insurance

The Morrow Group & Company

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15444 St. Clair Ave., Cleveland, OH 44110
  • Renter's Insurance

Business Description

The Morrow Group & Company is an insurance firm that caters to clients in the Cleveland area. Its homeowners' insurance covers damaged items and structures caused by fire or natural disasters. The policy also provides compensation for people who were hurt inside the residence, along with personal property that was stolen. In addition, clients can get insurance for life, pets, and special events. The firm's business insurance covers vehicle fleets, professional liability suits, and workers' compensation claims. They also specialize in working with high-network individuals.

License Verified:

License: 1153796

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tighes' Insurance Agency, Inc. logo

License Verified:

License: 1874863

Ohio Department of Insurance

Tighes' Insurance Agency, Inc.

15712 Madison Ave, Lakewood, OH 44107
  • Renter's Insurance

Business Description

Tighes' Insurance Agency, Inc., has been serving clients in the Cleveland metro and its surrounding communities since 1993. The company designs commercial and personal insurance solutions that fit the clients' needs. It offers protection policies that cover homes, autos, condominiums, renters, motorcycles, and watercraft. The company's home policies help protect clients from personal liability and weather damages, including fires, hail storms, and snow build-ups. The agency also offers clients a Prime of Life plan that expands the scope of their existing home and auto insurance policies.

License Verified:

License: 1874863

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Universal Insurance Company, Inc. logo

Universal Insurance Company, Inc.

8015 Bertha Ave, Parma, OH 44129
  • Flood
  • Homeowners

Business Description

For more than 30 years, Zavagno Insurance Agency, which is affiliated with Universal Insurance Company Inc., has sold home insurance to residents of Cleveland, Ohio. It represents a variety of well-known insurance providers, including Safeco, Progressive, Erie Insurance, and Foremost Insurance Group. The company's home insurance policies cover damages to both the interior and exterior of policyholder's homes if damage occurs as the result of a covered reason. In addition to home insurance, Zavagno Insurance Agency sells auto insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Washington & Co Insurance Agency Inc logo

Washington & Co Insurance Agency Inc

2565 Noble Rd, Cleveland, OH 44121
  • Renter's Insurance
  • Condos
  • Fire
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Founded in 1995, Washington & Co. Insurance Agency Inc. is an independent agency that serves clients throughout the Cleveland, Ohio, area. Agents work directly with homeowners to help them obtain the insurance plan that best meets their needs. The agency specializes in helping those with condo or home association insurance obtain the additional coverage necessary to protect them and their families, such as insurance to cover home improvements, personal property, and liability. It also offers condo, renters, and landlord insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (14)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.