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Best Homeowners Insurance Agencies in Cleveland

2024

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Providers

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Website
15712 Madison Ave, Lakewood, OH 44107
  • Renter's Insurance

Why choose this provider?

Tighes' Insurance Agency, Inc., has been serving clients in the Cleveland metro and its surrounding communities since 1993. The company designs commercial and personal insurance solutions that fit the clients' needs. It offers protection policies that cover homes, autos, condominiums, renters, motorcycles, and watercraft. The company's home policies help protect clients from personal liability and weather damages, including fires, hail storms, and snow build-ups. The agency also offers clients a Prime of Life plan that expands the scope of their existing home and auto insurance policies.

License Verified:

License: 1874863

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15444 St. Clair Ave., Cleveland, OH 44110
  • Renter's Insurance

Why choose this provider?

The Morrow Group & Company is an insurance firm that caters to clients in the Cleveland area. Its homeowners' insurance covers damaged items and structures caused by fire or natural disasters. The policy also provides compensation for people who were hurt inside the residence, along with personal property that was stolen. In addition, clients can get insurance for life, pets, and special events. The firm's business insurance covers vehicle fleets, professional liability suits, and workers' compensation claims. They also specialize in working with high-network individuals.

License Verified:

License: 1153796

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1324 Pearl Rd, Brunswick, OH 44212
  • Renter's Insurance
  • Condos
  • Earthquake
  • Fire
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Homestead Insurance Agency Inc. has delivered personal and commercial insurance solutions in the Cleveland, Ohio, area for more than 85 years. As an independent insurance agency, Homestead shops for the most comprehensive homeowners insurance and competitive rates to meet each client's specific requirements. Policy options cover mobile homes, construction sites, and rentals, as well as personal property. Supplemental coverage provides additional protection in the event of an earthquake, fire, or flood.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (24)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
562 Broadway, Lorain, OH 44052
  • Renter's Insurance
  • Condos
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Since 1953, Janasko Insurance Agency has been based in Lorain, Ohio, and serves Westlake area residents as well. The agency offers home insurance policies that protect homeowners against liability and cover damage to the home's structure and contents when natural disasters strike. Renters and owners of condominiums and mobile homes will find policies from prominent insurance carriers such as AAA, Progressive, and Zurich. The Janasko team also assists clients looking for auto, life, and RV insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (33)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3970 Mayfield Road, Cleveland Heights, OH 44121
  • Renter's Insurance

Why choose this provider?

Franklin Myles is a State Farm Insurance Agent providing insurance and financial services to clients in the Cleveland metro. Coming in with over 19 years of experience in the insurance industry, he offers assistance in regard to property insurance, homeowners' insurance, business insurance, auto insurance, health insurance, and life insurance. Along with his team of insurance agents that has more than 24 years of accumulated experience, he also provides financial services for banking and mutual funds.

License Verified:

License: 578951

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (55)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20180 Center Ridge Road, Rocky River, OH 44116
  • Personal Property Insurance

Why choose this provider?

Insurance Consultants Group is an independent firm serving individuals and families in Cleveland. It handles various personal lines, including homeowners’ insurance, which underwrites damaged property or dwelling and personal liability. Another benefit is loss of use coverage, which pays for temporary lodging if the house becomes uninhabitable. Clients can also enhance their policies with optional coverage, such as theft identity and equipment breakdown insurance. Insurance Consultants Group was founded in 1999 through the merger of two agencies owned and operated by Mark Singleton and Al Yeckel.

License Verified:

License: 8034838

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (29)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12300 Lorain Rd., Cleveland, OH 44111
  • Homeowners

Why choose this provider?

Joe Potts Insurance Agency LLC is a full-service company serving the Cleveland metro. It offers a range of personal insurance plans, including homeowners' policies for individuals and families. The independent company provides personal belongings, liability, dwelling, and additional living expense coverages. These insurance options protect policyholders from financial losses caused by theft, vandalism, and fire. Joe Potts Insurance Agency also has a selection of renters', life, auto, and business insurance policies. It works with various carriers, including Dairyland, Progressive, and Liberty Mutual.

License Verified:

License: 1229223

Ohio Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
13854 Cedar Rd, University Heights, OH 44118
  • Renter's Insurance
  • Homeowners

Why choose this provider?

Ralph P. Sills Insurance Agency has been serving the Cleveland metro for over 60 years. It deals with a range of personal lines of insurance, including homeowners' plans. The company's home policy aims to protect clients and their investments from unforeseen events like natural disasters and theft. It also offers life, health, auto, motorcycle, and boat insurance. Ralph P. Sills Insurance Agency represents multiple carriers like Safeco, Progressive, and Westfield Insurance. Its founder, Ralph Sills, has been in the insurance industry since 1950.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8015 Bertha Ave, Parma, OH 44129
  • Flood
  • Homeowners

Why choose this provider?

For more than 30 years, Zavagno Insurance Agency, which is affiliated with Universal Insurance Company Inc., has sold home insurance to residents of Cleveland, Ohio. It represents a variety of well-known insurance providers, including Safeco, Progressive, Erie Insurance, and Foremost Insurance Group. The company's home insurance policies cover damages to both the interior and exterior of policyholder's homes if damage occurs as the result of a covered reason. In addition to home insurance, Zavagno Insurance Agency sells auto insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5909 State Rd. Suite B, Parma, OH 44134
  • Multiple Policy Types

Why choose this provider?

Insurance Cleveland Agency, LLC is an independent company that was established in 2007. It provides homeowners' insurance policies that cover damage to the interior and exterior parts of the property, personal liability for damage or injuries, and hotel or house rental while the home is being rebuilt or replaced. Protection plans are also available for renters, dwellings, and mobile homes. Its team of professionals represents multiple insurance carriers to provide tailored policies, including Foremost, Medical Mutual, and Kansas City Life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2565 Noble Rd, Cleveland, OH 44121
  • Renter's Insurance
  • Condos
  • Fire
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Founded in 1995, Washington & Co. Insurance Agency Inc. is an independent agency that serves clients throughout the Cleveland, Ohio, area. Agents work directly with homeowners to help them obtain the insurance plan that best meets their needs. The agency specializes in helping those with condo or home association insurance obtain the additional coverage necessary to protect them and their families, such as insurance to cover home improvements, personal property, and liability. It also offers condo, renters, and landlord insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (14)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8181 Avery Rd, Broadview Heights, OH 44147
  • Renter's Insurance
  • Condos
  • Flood
  • Homeowners
  • Landlords

Why choose this provider?

The Lange Agency Inc. is a family-owned and operated home insurance agency that has been serving the community of Cleveland, Ohio, for more than 35 years. As an independent business, the company works with various major insurance providers to offer its clients and ideal plan that fits their requirements. These homeowners and renters policies cover damage to the home, loss of personal possessions, and loss of use. The Lange Agency also sells accident and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13905 Kinsman Rd, Cleveland, OH 44120
  • Multiple Policy Types

Why choose this provider?

Gibbs Insurance Group is a firm that meets the needs of homeowners in Cleveland and its nearby areas. It is a multiple carrier provider that helps clients secure homeowner insurance plans from various companies, such as Kemper, Progressive, and National General. Its insurance agents help customers select additional policies for valuable articles, umbrella protection, and flood damage. The firm's broad underwriting services provide solutions to homeowners whose properties might not qualify for standard insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5634 Broadway Ave, Cleveland, OH 44127
  • Homeowners

Why choose this provider?

Agency Associates has been providing comprehensive insurance solutions to individuals and families in the Cleveland metro since 2012. It deals with a range of personal insurance plans, including homeowners' policies. The independent company helps clients obtain personal liability and property, dwelling, off-premises theft, medical payment, and additional living expense coverages. Its specialists also assist clients in achieving financial goals through their financial education services. Founder James Trivisonno has been in the insurance industry for over 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
27594 Detroit Rd, Westlake, OH 44145
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Founded in 1979, the Neverman Insurance Agency is an independent insurance company located in the Cleveland, Ohio, metro area. Home coverage specialists work with multiple carriers, such as American Modern Insurance Group, Berkshire Hathaway Homestate Co., and Liberty Mutual, that offer a wide range of products. Most plans cover the residence, other structures on the property, personal items, medical expenses, liability, and temporary living expenses. Homeowners can extend the limits for guns, jewelry, and other valuables.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (134)
Facebook
4.9 / 5 (41)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3421 Prospect Ave E, Cleveland, OH 44115
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

A&A Action Auto Insurance is an independent home insurance agency serving the residents of Cleveland, Ohio, and the nearby area. The company maintains relationships with insurance providers, such as Founders, National General, and Dairyland, to offer clients customized plans for covering their homes and condos. These policies protect the client in cases of personal and visitors' liability, damage to the home, and loss of personal belongings. The agency also sells auto and watercraft insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (67)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22255 Center Ridge Road, #205, Rocky River, OH 44116
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

The Juris Agency is a team of insurance experts that cater to clients in Cleveland. They provide home insurance solutions and educate clients on potential risks like floods and fires. The team helps with matching the clients' home situation with specific policy coverage. They also deal with other personal insurance products, including auto, life, RV, motorcycle, and mobile home insurance. The Juris Agency is a family-owned independent enterprise that has been operating since 2006. It is a member of the Strategic Insurance Agency Alliance.

License Verified:

License: 34570

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1 Berea Commons Suite 203, Berea, OH 44017
  • Multiple Carriers

Why choose this provider?

Cleveland Insurance Brokers is an independent agency that has been serving local families and businesses since 2018. It helps individuals and their families in protecting their properties and personal belongings by providing homeowners' insurance coverage options. Its team of agents partners with different insurance carriers to deliver tailored solutions, such as Next Insurance and Branch Insurance. The agency's principal broker, Christopher M. Becerra, has served as consultant, manager, and producer in the industry since 2014.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (72)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Why do you need to purchase homeowners insurance in Cleveland?

    Even though it's not required by the law to purchase homeowners insurance in Cleveland, having this policy can help protect you and your finances if your property has been damaged in an accident or a natural calamity. By not having this protection, you will be forced to cover the repair and replacement cost for these damages with your own money.

  • Is your jewelry covered by your homeowners' insurance in Cleveland?

    Yes, the personal property coverage in your Cleveland homeowners' insurance protects your jewelry, but only up to a specific amount. Standard home policies in Cleveland usually cover up to $1,500 worth of jewelry. If the amount of your jewelry is more than this limit, you might consider adding valuables insurance to your plan to cover the repairs and replacement of your jewelry.

  • After purchasing homeowners' insurance in Cleveland, do you need to buy a separate policy for your personal belongings?

    No, your personal belongings, which include anything that is and isn't attached to your home, are already covered in your policy in Cleveland, be it homeowners' or renters' insurance coverage. Take note that your insurance plan can only cover the amount of your belongings up to certain limits and you should inform your insurer of any addition to your house.

  • Is flood coverage included under homeowners' policies in Cleveland?

    No, it is not included in a Cleveland homeowners' insurance policy and other commercial property plans. You need to purchase this coverage separately to ensure that your home is protected from damages in the event that your property suffers losses in a flood. This policy will not only cover your home, but also your appliances, the property's foundation, and its systems.

  • Aside from flood coverage, what other coverages can you add to your homeowners' insurance policy in Cleveland?

    You have the freedom to customize your Cleveland homeowners' insurance policy to fit your specific needs. You can add coverages for personal injury, property damage, collectible cars, off-premises theft, and excess liability coverage. By doing so, you can ensure that your home has maximum security against adversaries and protect your finances from costly repair and replacement payments.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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