Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Cleveland

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cleveland Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8149Reviewed

4893Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3109 Mayfield Road, Cleveland Heights, OH 44118
  • Individual Plans
  • Life Insurance

Why choose this provider?

Keller National is a privately held insurance agency that caters to clients in and around Cleveland. It carries group health insurance policies, as well as dental, vision, disability, and long-term care insurance coverages. It also provides insurance plans that protect homes, valuable items, and vehicles. Additionally, it offers commercial property and general liability insurance options for businesses. The agency is affiliated with the Independent Insurance Agents and Brokers of America, Inc., and its CEO, David Keller is a certified insurance counselor.

License Verified:

License: 18770826

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (84)
Facebook
5.0 / 5 (26)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
55 Public Square, Cleveland, OH 44113
  • Individual Plans
  • Life Insurance

Why choose this provider?

Established in 1849, Brooks & Stafford is an insurance agency in Cleveland. It offers various insurance products for clients who are planning to protect their families and properties. These include health insurance plans covering the medical expenses of the clients and their dependents. It also caters to individuals who want to take care of their families even after their death by applying for life insurance services. Additionally, the agents at the company guide clients to ensure that the insurance policies are suitable for their needs.

License Verified:

License: 623

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5634 Broadway Avenue, Cleveland, OH 44127
  • Individual Plans
  • Life Insurance

Why choose this provider?

Agency Associates is a full-service independent insurance agency serving the Cleveland area. It provides health insurance products, including individual health insurance, Medicare Supplement insurance, and Medicare Advantage plans. It also offers life insurance products, such as term life, youth life, universal life, whole life, and easy issue life insurance. James Trivisonno, the owner of Agency Associates, founded the company in 2012. He has more than 32 years of experience in the industry and has earned the designations of LUTCF, CLU, and ChFC.

License Verified:

License: 969966

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2565 Noble Road, Cleveland, OH 44121
  • Individual Plans
  • Life Insurance

Why choose this provider?

Washington & Co Insurance Agency offers life and health insurance solutions to clients in Cleveland and the surrounding areas. The professionals in this company cater to individuals and families, helping them protect their future and assets. They provide various health insurance coverage, including HMP, PPO, and POS plans, in addition to life insurance policies, such as term life and final expense. Washington & Co Insurance Agency also serves commercial clients, offering commercial auto, business owners' policies, and general liability coverage.

License Verified:

License: 33231

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (8)
Facebook
5.0 / 5 (1)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6087 Ridge Road, Parma, OH 44129
  • Individual Plans

Why choose this provider?

Fred Heipp Insurance Agency Inc. is an independently owned and locally operated business serving the Cleveland area. Since 1980, it has been handling various types of health insurance plans, such as EPO, HMO, POS, and PPO. These healthcare programs cover medical, surgical, and hospital expenses. Clients can also add dental, mental health, and prescription drugs to their coverages. Fred Heipp Insurance Agency offers access to a wide range of insurance carriers, including Safeco, Foremost Insurance, Liberty Mutual, and Progressive.

License Verified:

License: 12002

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16004 Detroit Avenue, Lakewood, OH 44107
  • Life Insurance

Why choose this provider?

Alliance Insurance Agency is a provider of various life insurance options, including universal life insurance, whole life insurance, and life term insurance. The insurance brokerage agency located in Lakewood serves Cleveland and the surrounding communities. The company offers classic car insurance, motorcycle insurance, ATV and motorsport insurance, and homeowners insurance. The agency's owner, Peter Spirollari, is involved in the company's day-to-day operations and serves as an active agent for Alliance Insurance Agency.

License Verified:

License: 17493811

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4306 Ridge Road, Brooklyn, OH 44144
  • Life Insurance
  • Group Plans
  • Individual Plans

Why choose this provider?

For 20 years, Zak Insurance has offered a wide variety of insurance policies and related products and services to its clients in Cleveland. The business offers auto, home, dental, life, and health insurance to their clients, both individual or group plans. In addition, the company also offers disability and retirement plans. Its team of expert insurance agents is committed to creating the right insurance policy for its customers by listening to their needs regarding the insurance.

License Verified:

License: 7321744

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3310 Prospect Avenue East, Cleveland, OH 44115
  • Life Insurance

Why choose this provider?

MR Insurance Partners Agency has more than 40 years of insurance experience and continues to serve clients in Cleveland. It offers various healthcare, Medicare, dental, and vision insurance plans from several providers, such as Ameritas and Humana. Mark M. Ruzic established the agency in 2006, and its origins can be traced back to the experience of its founder who started his career in the insurance industry in 1976. Since its establishment, MR Insurance Partners has served 3,000 customers and works with 20 insurance carriers.

License Verified:

License: 959319

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
600 Superior Ave. East, Cleveland, OH 44114
  • Life Insurance
  • Health Insurance
  • Group Plans
  • Term Life Insurance
  • Whole Life Insurance
  • Medicare

Why choose this provider?

Innovative Medicare Partners works with insurance companies to design personalized life and health plans for clients in Cleveland. The company is partnered with multiple carriers, including Anthem, UnitedHealthcare, GTL, Bright Health, Humana, and Wellcare. It offers various life insurance policies such as term, final expense, universal life, and whole life insurance. Its insurance professionals also help clients make informed and well-researched decisions on which Medicare option best suits their needs, such as getting dual eligibility for Medicare and Medicaid, Medicare Advantage Plans, and group Medicare.

License Verified:

License: 1152493

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1422 Euclid Avenue, Cleveland, OH 44115
  • Individual Plans
  • Life Insurance

Why choose this provider?

United Agencies Insurance Group is a locally owned insurance agency in Cleveland. It provides health insurance to individuals seeking to ensure that their future medical visits are handled with ease. In addition, the firm offers personal coverage such as life and dental insurance. The business also helps increase the appeal of companies through benefits for disability and group long-term care. United Agencies Insurance Group has been in the industry since 1972 and is committed to creating strong relationships with clients by providing optimal coverage.

License Verified:

License: 1216

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (1)

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What requirements must residents of Cleveland meet in order to qualify for Medicaid?

    Residents of Cleveland between the ages of 19 and 64 may be eligible for free health insurance under the Affordable Care Act. They must also earn less than $2,708 per month for a family of four and $1,321 per month for an individual, which is less than 138% of the federal poverty line.

  • How does Cleveland's health insurance market operate?

    Cleveland and the rest of Ohio use a federally facilitated health insurance exchange, so residents can enroll in private insurance plans through HealthCare.gov. Furthermore, the website allows users to compare plans, determine their eligibility for subsidies and cost-sharing reductions, and enroll in insurance. The Ohio Department of Insurance decides which providers are allowed to operate in the market.

  • What is typically covered by health insurance policies in Cleveland?

    Cleveland's ACA-compliant health insurance policies cover 10 essential health benefits. Prescription medications, lab services, pediatric services such as dental and vision, and outpatient ambulatory care are all covered. Health insurance policies also cover services for emergency situations, mental health and drug misuse, rehabilitation, and disease management and prevention. Furthermore, under ACA plans, women may be able to obtain coverage for nursing and birth control.

  • What qualifying life events enable residents of Cleveland to enroll in health insurance plans after the enrollment period has ended?

    Cleveland residents have the option to enroll or make changes to a health insurance plan outside of the open enrollment period due to qualifying life events. Examples of such events are being newly married or divorced, having a child naturally or through adoption, and facing the death of the family insurer. Other qualifying life events include reaching the age threshold, moving to a different zip code, losing Medicare, Medicaid, or CHIP eligibility, and losing a job. 

  • What is the time limit in Cleveland for changing health insurance policies in response to qualifying life events?

    Cleveland residents with health insurance generally have 60 days after a qualifying life event to make changes to their health insurance policies. Depending on the qualifying life event, the documents that should be presented may include birth or adoption certificates, marriage certificates, divorce papers, death certificates, and new rental agreements.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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