Most states don't have a licensing requirement for handymen since these professionals typically perform general maintenance and small repairs that don't require building permits. However, a contractor's license may be required for jobs that involve plumbing or electrical work as well as upgrades that exceed a certain dollar value. This ceiling may vary from $500 to $10,000 or more, depending on the state.

A handyman can assist with a variety of common plumbing projects, such as repairing leaks, removing clogs, replacing faucets, or installing a new toilet. However, larger jobs that involve permanent modifications to a home’s plumbing system, such as moving pipes or remodeling a bathroom, should be performed by a <a href="https://www.expertise.com/plumbing">licensed plumber</a> who can secure any necessary building permits.

Handymen can perform some electrical repairs, such as replacing an outlet or a light fixture. If the project involves more substantial upgrades or wiring changes that require a building permit, the work should only be performed by a <a href="https://www.expertise.com/electricians">professional electrician</a> who has an appropriate license.

Yes, insurance companies do offer liability coverage specifically for handymen and unlicensed home repair professionals. Premiums depend on the worker's state of residence, capabilities, and annual sales volume. This type of coverage can be costly, and in most states, it's optional, so it's wise for homeowners to ask about insurance coverage before making a hiring decision.

When hiring a handyman, it’s a good idea to consult several professionals to compare their rates, qualifications, and level of experience. You may also ask the individual their level of experience with specific jobs similar to the task you need done installing a toilet, repairing drywall, or painting a bathroom, for example. If the project involves any special skills, such as plumbing or electrical, it's especially wise to ask about the handyman’s expertise in these areas.