Best Mortgage Refinance Companies in Canton

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American First Bancorp logo
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License: 278891

Nationwide Multistate Licensing System and Registry

American First Bancorp

4194 Fulton Drive NW, Canton, OH 44718
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  • Reverse Mortgages

Business Description

American First Bancorp serves borrowers throughout Canton. It offers a wide variety of loan programs for clients seeking to refinance their current mortgages such as FHA, VA, USDA, and 203k loans. Cash-out and no cash-out refinance options are also available. Shirley J. Kracker, one of the company's loan officers, carries more than 35 years of experience in the industry and is a part of the Quota Club of Canton, a service organization for people with hearing or speech impairments.

License Verified:

License: 278891

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Schmidt Mortgage Company logo
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License: 663482

Nationwide Multistate Licensing System and Registry

Schmidt Mortgage Company

1953 Englewood Ave., Akron, OH 44312
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  • Reverse Mortgages

Business Description

Schmidt Mortgage Company has been serving people in Canton and nearby areas since 1940. It provides mortgage refinance solutions that help clients lower monthly payments, shorten loan terms, get cashouts, or switch to a fixed-rate product. It refinances primary, secondary, and investment properties with one to four units. The company offers conventional, FHA, and VA IRRRL loans and is a division of Click n’ Close, Inc. Its COO, Dan Forshey, has over two decades of experience in retail and wholesale lending.

License Verified:

License: 663482

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Schumacher Mortgage logo
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License: 2101256

Nationwide Multistate Licensing System and Registry

Schumacher Mortgage

2715 Wise Avenue NW Suite 100, Canton, OH 44708
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  • Reverse Mortgages

Business Description

Schumacher Mortgage caters to Canton homeowners who are considering refinancing their residential properties. The firm offers a wide variety of flexible construction, traditional, and portfolio loan programs to clients who are looking to reduce monthly payments, cash out some of their equity, or consolidate existing debts. Loan options are also available for clients who want to purchase homes, whether they are first-timers or seasoned investors. Matt Glynn, the president of Schumacher Mortgage, has originated more than 225 loans worth and over $100 million in volume.

License Verified:

License: 2101256

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Signature Group logo
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License: 2272414

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Signature Group

4790 Douglas Circle NW, Suite A, Canton, OH 44718
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  • Commercial Loans

Business Description

Signature Group provides mortgage services to clients across Canton and the surrounding areas. It offers to refinance clients' current loan programs to help them take cash from their home's equity, lower their monthly payments, and reduce their interest rates. It also provides different loan options, such as USDA, FHA, and VA, to help individuals and families purchase homes. Signature Group has been operating since 1996. It also allows clients to view and sign documents 24/7 using digital platforms.

License Verified:

License: 2272414

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (358)
Facebook
4.6 / 5 (35)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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