Expertise.com
2024

Last updated:

Best Mortgage Brokers in Canton

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Canton Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

22

Reviewed

14

Curated

4

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4790 Douglas Circle NW, Suite A, Canton, OH 44718
  • Refinance

Why choose this provider?

Signature Group is a mortgage company that caters to families and individuals in and around Canton. It addresses the real estate needs of buyers and investors by helping them acquire various types of mortgage programs. The agency processes USDA, VA, FHA, jumbo, and 30-year fixed mortgage options. Its team assists borrowers in filing pre-approval letter requests and comparing mortgage interest rates and terms. Signature Group has been in the industry for more than 25 years.

License Verified:

License: 70345

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (360)
Facebook
4.5 / 5 (34)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4194 Fulton Drive NW, Canton, OH 44718
  • Refinance

Why choose this provider?

American First Bancorp, Inc., provides various loan programs to borrowers in Canton. One of its loan officers, Dawn Moore, has been in the mortgage industry for over 30 years. She caters to high-net-worth and self-employed borrowers, first-time home buyers, and real estate investors refinancing, purchasing, renovating, and building homes. Moore has served thousands of families, offering USDA, VA, FHA, and conventional loan programs. She takes a consultative approach to the home loan process by tailoring each program to fit the borrower's financial objectives.

License Verified:

License: 278891

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (24)
Zillow
5.0 / 5 (9)
Google
4.3 / 5 (6)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1790 Town Park Blvd., Uniontown, OH 44685
  • Refinance
  • New Construction

Why choose this provider?

Charlie Badida is a loan officer at United Trust Bank, serving individuals and families in Canton. He caters to different types of clients, including first-time home buyers, move-up and second-home buyers, investment buyers, and refinancing homeowners. The agent also assists clients 62 years or older who are seeking reverse mortgages. He and his team work closely with clients to ensure they meet all deadlines. Charlie Badida has been working in the mortgage industry for more than a decade.

License Verified:

License: 278307

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (161)
Facebook
5.0 / 5 (55)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4200 Munson Street NW, Suite D, Canton, OH 44718
  • Refinance
  • New Construction

Why choose this provider?

Anthony B. Holt is a mortgage loan originator with Hallmark Home Mortgage who caters to the needs of residential property buyers and owners in the Canton area. Holt specializes in different types of loan products, including traditional, building and construction, and specialty loans. These programs include conventional, FHA, toolbox renovation, and doctor loans. Hallmark Home Mortgage has been helping customers with their mortgage loan needs since 2007. Its home buying process involves applying for financing, discussing options, arranging home inspections, and reviewing closing disclosure.

License Verified:

License: 2055036

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.