Best Credit Repair Companies in Yonkers

AltoCredit is a credit repair agency near Yonkers that aims to help clients improve their credit scores with its comprehensive, personalized service. Its work begins with a thorough credit audit that analyzes reports from all three major credit bureaus and looks for any potential errors, such as misspellings, outdated information, and mistakes. Next, it develops a plan for improvement, working with creditors to remove erroneous items from client credit reports, including collections, repossessions, and late payments. AltoCredit offers free credit audits for new clients and assigns a trained credit advisor who can give advice about credit, debt, and finances to each customer.

Credit Repair Official is a credit repair company catering to clients in Yonkers. It specializes in a multitude of areas, such as foreclosure removal, collection removal, student loan removal, and identity theft protection. It aims to provide solutions for people having trouble with qualifying for financing due to personal credit issues, and works to build action plans tailored to the needs of each individual. The company also offers credit monitoring and credit building products.

Elite Credit Repair is a credit repair company near Yonkers that helps clients across the metro area improve their credit scores. It begins with a full credit consultation, providing the client with information about how FICO credit scores are calculated, before it works with creditors to remove old, erroneous, questionable, and unverifiable items from consumer credit reports. It then provides the client with help and advice to improve their credit rating. Elite Credit Repair has had success in removing bankruptcies, late payments, and collections and also offers advice to businesses about dealing with their finances, improving their credibility, and finding sources of funding.

National Debt Law is a credit repair and counseling firm that aims to help clients across the Yonkers metro area improve their credit score and financial situation. Its credit services focus on credit counseling, with trained and certified counselors who are able to give advice on consumer credit, personal budgeting, and debt management, as well as providing referrals, educational materials, and resources including personalized financial plans. It also offers a free self-guided FICO credit repair plan, which includes free personal budget templates and a monthly payment calendar. National Debt Law additionally offers debt consolidation and management services, with free consultations for new clients.

New York Credit Repair Company provides credit repair and counseling services in Yonkers. The firm offers a variety of credit repair programs to its clients. The VIP Bankruptcy Repair plan, for example, covers the removal of inquiries, third-party accounts, and bankruptcies. The VIP Diamond Repair program, meanwhile, includes all services in the aforementioned plan except for bankruptcy removal. New York Credit Repair Company is well-versed in the Fair Credit Reporting Act. It partners with Fair Debt Collection Practice Act attorneys for debt collection violations.

Reliant Credit Repair believes that education and information are important to achieve healthy credit scores and financial goals. It offers credit score improvement, negative item removal, and dispute letter submission for clients in Yonkers and the surrounding areas. It provides 24/7 credit monitoring, customized tools, educational tactics, and a user-friendly interface to keep clients informed during the whole process. Its professionals also discuss action plans and aim to increase credit limits, lower interest rates, and get better mortgage rates.