Expertise.com

2024

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Best Local Car Insurance Agencies in Yonkers

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Yonkers Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

119Reviewed

73Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

457 Palmer Road, Yonkers, NY 10701
WebsiteLicense: 602724

Expertise.com Rating

Review Sources

Google
4.7 (21)
Facebook
5.0 (1)

Why choose this provider?

D.C. Ranieri Insurance Agency in Yonkers is an independent company that provides auto insurance products and services to clients in the metro. It writes auto insurance policies that provide state-required liability coverage for property damages and bodily injuries caused. The policies can be further personalized by adding coverage for glass work, rentals, and towing. The company is committed to helping clients by working on insurance policies from a risk management point of view.

  • Boats
  • Motorcyle & ATV

9 Lockwood Avenue, Yonkers, NY 10701
WebsiteLicense: 771622

Expertise.com Rating

Review Sources

Google
4.9 (13)
Yelp
5.0 (1)

Why choose this provider?

Wasiczko Agency is a car insurance agency based in Yonkers that has been serving the area and nearby communities for more than 25 years now. It is a family-owned agency that offers various auto insurance coverages, including medical payments, and comprehensive and collision options. It represents a range of insurance carriers such as Hagerty and Interboro Insurance. Maria Wasiczko is the current owner of the agency. She works with insurance broker Chris Januski who has been with the agency since 2016.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

914 McLean Avenue, Yonkers, NY 10704
WebsiteLicense: 794746

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

DeCesare Agency, Inc., is a third-generation insurance business catering to car owners and drivers in Yonkers and the neighboring areas. The service provider was founded in 1945 by Frank A. De Cesare, a former New York City Fire Department Officer. Its agents reach out to carriers and curate programs depending on the clients' auto insurance needs. They also assist drivers with excellent or poor driving records to acquire protection plans. The agency also provides homeowners, life, and business insurance.

  • Multiple Carriers

96 Lafayette Avenue, Suffern, NY 10901
WebsiteLicense: 830398

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Licata Management Corp is a full-service insurance company that has been catering to the insurance needs of car owners in Yonkers for more than four decades. Established in 1978, the firm assists individuals and businesses in protecting their cars and commercial vehicles against unwanted events. Its agents work with top-rated providers that can offer several types of coverages, including collision, comprehensive, liability, medical payments, personal injury protection, uninsured motorist, and specialty coverages. The company prides itself on having customer-centric services.

  • Multiple Carriers

5000 Broadway, New York, NY 10034

Expertise.com Rating

Why choose this provider?

GWB Brokerage is a family-owned business offering auto insurance products to Yonkers car owners. The business has agents who are on standby around the clock to address auto insurance emergencies. Its team has been providing personalized coverages since 1965. It also shields customers from paying hefty sums to fix damaged cars due to accidents. Additionally, the company operates from Monday to Friday, starting at 9 a.m. until 5 p.m. The staff can also accommodate clients during Saturdays, from 10 a.m. to 3 p.m.

  • Multiple Carriers

98 Broadway, Hillsdale, NJ 07642
WebsiteLicense: 1361761

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Yelp
1.0 (1)

Why choose this provider?

Michael Laglia is a New Jersey-based State Farm insurance agent who caters to residents and businesses in Yonkers and Hillsdale. He offers a variety of car insurance products, including classic and antique cars insurance, commercial vehicle coverage, and specialized policies for rideshare drivers. State Farm's auto policies have a broad range of coverage options, from property damage and bodily injury liability to emergency road service. Laglia is a second-generation State Farm agent and a New Jersey native.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What types of documents are considered valid as proof of insurance in Yonkers?

    What types of documents are considered valid as proof of insurance in Yonkers? The following documents can be used as valid proof of insurance in Yonkers:

    • A copy of your existing car insurance policy.
    • An insurance identification card in either paper or electronic format.
    • A surety bond.
    • An active insurance binder.
    • A cash or security deposit of $150,000 or more with the Department of Motor Vehicles.
    • Self-insurance registration for individuals who own 25 or more vehicles.
  • Is coverage for other drivers included in your car insurance in Yonkers?

    Yes. Your car insurance in Yonkers extends coverage to other individuals driving your car. The insurance policy is associated with the vehicle itself rather than being only linked to the individual operating it. This principle applies to various types of coverage, including uninsured motorist protection, collision coverage, comprehensive coverage, and property damage liability insurance.

  • Is your Yonkers auto insurance policy valid when you drive a different vehicle?

    If you drive someone else's car in Yonkers, your car insurance may offer you protection. However, in the case of a car accident, their insurance would also provide coverage for you. If you exceed your friend's coverage limits, your own policy will cover you if you are responsible for the accident. Furthermore, it's possible that your current policy extends coverage when you're driving a rental car.

  • What consequences do you face for driving in Yonkers without car insurance?

    Driving without car insurance in Yonkers can lead to several consequences, including:

    • Possible imprisonment, up to 15 days, either in addition to or instead of fines.
    • License suspension for 90 days, matching the length of your registration suspension.
    • Fines that can vary from $150 to $1,500.
    • Civil fine of $750 upon conviction.
    • Registration suspension, costing $8 per day for up to 30 uninsured days, $10 per day for days 31 to 60, and $12 per day for days 61 to 90.
  • Does your auto insurance cover ridesharing services in Yonkers?

    Standard personal auto insurance policies in Yonkers do not include coverage for ridesharing activities. If you intend to provide ridesharing services, it is unlikely that your standard personal auto insurance will safeguard you or your passengers. Thus, you might need to consider getting supplemental insurance coverage made only for rideshare drivers.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.