Best Car Accident Lawyers in White Plains

FAQs

• What is the non-emergency contact number for the local police station in White Plains, New York?

  The local police's non-emergency line is (914) 422-6111.

• Where can I get a copy of police reports for incidents related to my case in White Plains, New York?

  The City of White Plains Department of Public Safety keeps records at 77 So. Lexington Avenue.

• Is it advisable to tackle a car accident case in White Plains without a legal representative?

  It is not advisable to tackle a car accident claim in White Plains without legal representation because a victim might miss out on vital information that could elevate the value of the damages due. The defendant's insurance company will also lawyer up and take every measure possible to reduce or deny the victim's compensation. Additionally, litigation is tricky in itself and the complications are multiplied when there are many impleaded parties, like several drivers and insurers.

• What is the minimum amount car accident victims in White Plains can receive through insurance?

  At a minimum, the state law applied in White Plains requires a minimum car accident insurance coverage of $10,000 for property damage and $25,000 for bodily injuries per person, with the latter capped at $50,000 if the victim dies. If there is a passenger or two in the victim's car, the limit is $50,000, with a $100,000 cap for deaths. Underinsured and uninsured personal policies can provide a buffer if the other driver's plan is insufficient.

• Who are the parties a plaintiff can sue for a car accident in White Plains?

  A plaintiff in White Plains can file a plea against the other vehicle's driver, whose simple negligence or reckless behavior caused the crash. A motor vehicle mishap may also involve a product liability suit against parts manufacturers when the impact results from a faulty tire or a defective brake.

• What are the vital pieces of evidence that a car accident claimant in White Plains should collect?

  A car accident claimant in White Plains should collect photos of the incident scene and the vehicles involved, including any skid marks, traffic signs, and debris. Photos of the injuries caused and documentation of car repair expenses and the jobs done are also relevant. Additionally, it is important to keep medical records to justify claims for economic damages.

• If one is cash-strapped and gets into a car crash in White Plains, is it still advisable to get a lawyer?

  Yes, it is still advisable for a car accident victim in White Plains to seek legal assistance even if short on cash. It is common for personal injury lawyers to charge fees on a contingency basis, which means they forgo the payment of upfront professional fees and just receive a cut of the award or settlement.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.