Best Mortgage Refinance Companies in Syracuse


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License: 53923

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Commonfund Mortgage Corp

717 Erie Blvd, West Syracuse, NY 13204
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  • New Construction

Business Description

Commonfund Mortgage Corporation offers refinancing options to individuals and families in Syracuse and the surrounding areas. It handles different types of mortgages, including 30-year or 10-year conventional mortgages, VA, FHA, and USDA Single Family Housing Guaranteed Loan Program. Its services include consultation with a professional mortgage consultant, in-house underwriting, and processing of title insurance and closing. One of its staff, Kim Gage, has been with the company for more than 22 years. She is also a Realtor.

License Verified:

License: 53923

Nationwide Multistate Licensing System and Registry


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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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