Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Syracuse, NY

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Syracuse Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

87Reviewed

55Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

824 North State Street, Syracuse, NY 13208
WebsiteLicense: 989084

Expertise.com Rating

Review Sources

Google
4.6 (38)
Facebook
5.0 (5)

Why choose this provider?

My Agency of CNY, Inc., provides personalized insurance coverage options for cars and motorcycles in Syracuse and the rest of the region. The company utilizes its 40 years of experience in the industry to assist potential clients in the insurance application process. Other services include assistance in the policy renewal of existing clients. Its agents also deal with re-shopping from multiple insurance providers to make sure that policyholders are still getting up-to-date coverages.

  • Multiple Carriers

708 West Belden Avenue, Syracuse, NY 13204
WebsiteLicense: 826723

Expertise.com Rating

Review Sources

Google
4.7 (119)
Facebook
5.0 (24)
Yelp
5.0 (1)

Why choose this provider?

With access to dozens of carriers, Steve Donigan Insurance Agency, Inc. is an independent agency that offers personalized plans that suit clients' specific needs. It is headed by a small business owner and qualified accountant, Steve Donigan, who believes that clients' needs should be put first in choosing a policy. Serving the drivers and car owners of Syracuse, Steve and his team offer auto insurance with coverage involving medical expenses, body injuries, collision, and comprehensive services. Additionally, they offer commercial auto and trucking insurance.

  • Multiple Carriers

225 W Manlius St 2, East Syracuse, NY 13057
WebsiteLicense: 1239582

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Syracuse Insurance Agency Inc. has a range of risk management solutions for individuals and businesses, which include car insurance. This may cover vehicle damage resulting from collisions or incidents that do not involve other automobiles like fire or theft. The company also offers protection plans that cover all-terrain vehicles, recreational vehicles, and boats. Its team reviews policy options from multiple carriers. Syracuse Insurance Agency is affiliated with Affordable McLaughlin & Kehoe Agency, which carries over eight decades of insurance experience.

2005 West Genesee Street, Syracuse, NY 13219
WebsiteLicense: 658631

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (4)

Why choose this provider?

Ellis, Moreland & Ellis is a locally owned and independent insurance agency based in Syracuse that has been offering auto insurance services to individuals and businesses since 1877. It represents various insurance carriers in tailoring insurance plans to meet its clients' needs. These plans protect them from damages and financial losses that may include no-fault and liability coverages, as well as comprehensive and collision coverages. Its insurance specialists can accommodate their customers via phone, email, or mail.

  • Bundling Option

5900 North Burdick Street, East Syracuse, NY 13057
WebsiteLicense: 854021

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (10)

Why choose this provider?

Firm Insurance Agency, LLC is a locally owned brokerage providing insurance services to drivers in Syracuse and the neighboring areas. The business helps clients select auto insurance coverages that can protect their families and vehicles. Its agents work with multiple insurance carriers to provide liability and no-fault coverages to car owners. They also handle comprehensive and collision protection plans. In 2018, the service provider earned the Woman Business Enterprise award of The New York State Division of Minority and Woman’s Business Development.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

701 N State St, Syracuse, NY 13203
WebsiteLicense: 1051590

Expertise.com Rating

Review Sources

Google
4.2 (28)

Why choose this provider?

Liverpool Associates Insurance Agency has been serving the people of Syracuse since 1973. Its professional agents are experienced in helping clients acquire a wide range of insurance products, including car insurance. They work with many reputable insurance companies in New York to find suitable policies that will fit the needs and requirements of every vehicle owner they serve. In addition to auto insurance, they can also help drivers secure insurance plans for recreational vehicles and motorcycles.

202 North Center Street, East Syracuse, NY 13057
WebsiteLicense: 671415

Expertise.com Rating

Review Sources

Google
5.0 (400)
Facebook
4.8 (40)
Yelp
5.0 (2)

Why choose this provider?

Based in Syracuse, Crowley Insurance Agency is an independent insurance agency that has been providing all lines of insurance, including car insurance, since 1952. It is able to provide its clients with a comparison of multiple quotes through the agency's partnerships with top-rated insurance companies, such as Travelers, Hanover, Safeco, MetLife, Progressive, and Erie & Niagara Insurance. Its agents simplify the insurance purchasing process so that clients get the right coverages for their needs at a price within their budget.

  • Multiple Carriers

98 West Main Street, Syracuse, NY 14564
WebsiteLicense: 1429518

Expertise.com Rating

Why choose this provider?

Lino Reale has been helping clients in the Victor and Syracuse areas as a State Farm insurance agent for the past several years. His team of licensed professionals can assist clients looking for auto insurance coverage for their vehicles. The team provides several coverage options, including collision, rental, rideshare, and comprehensive coverage. Lino Reale has a strong focus on customer service, to better source insurance products that can meet the needs of his clients.

  • Motorcyle & ATV

225 West Manlius Street, East Syracuse, NY 13057
WebsiteLicense: 1292302

Expertise.com Rating

Review Sources

Google
4.5 (24)

Why choose this provider?

Established in 1929, Affordable McLaughlin & Kehoe Insurance Agency is a full-service company that serves clients in Syracuse, Brewerton, Cicero, and nearby areas. It offers a variety of insurance products and services such as auto insurance with property, liability, and medical coverages; boat and watercraft insurance; RV insurance; and commercial auto insurance. The company has access to multiple insurance companies, allowing it to offer each client an array of options that suits their needs and requirements.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
My Agency of CNY Inc.
824 North State Street, Syracuse, NY 13208
Steve Donigan Insurance Agency, Inc.
708 West Belden Avenue, Syracuse, NY 13204
Syracuse Insurance Agency Inc.
225 W Manlius St 2, East Syracuse, NY 13057
Ellis, Moreland & Ellis
2005 West Genesee Street, Syracuse, NY 13219
Firm Insurance Agency, LLC
5900 North Burdick Street, East Syracuse, NY 13057
Liverpool Associates Insurance Agency
701 N State St, Syracuse, NY 13203
Crowley Insurance Agency
202 North Center Street, East Syracuse, NY 13057
Lino Reale
98 West Main Street, Syracuse, NY 14564
Affordable McLaughlin Kehoe Insurance Agency - Syracuse
225 West Manlius Street, East Syracuse, NY 13057

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can Syracuse residents drive a car with no insurance?

    It is illegal for Syracuse residents to operate an uninsured vehicle. Law enforcement has the authority to detain, issue tickets, or impound such vehicles. Moreover, non-compliance may result in the Department of Motor Vehicles (DMV) suspending the vehicle's registration. Syracuse residents must prioritize maintaining proper insurance coverage to avoid these legal consequences and ensure compliance with the law.

  • How can one choose the right insurance for their cars in Syracuse?

    Syracuse car owners must compare options by shopping around and requesting quotes from various providers. They should not purchase more coverage than they need and should choose a policy that protects them. Additionally, car owners can look up third-party reviews to ensure that the company they are considering is well-liked by its current customers.

  • Do driving violations impact car insurance rates in Syracuse?

    In Syracuse, traffic violations or offenses can result in higher auto insurance rates. Insurance companies have the authority to raise a driver's insurance rates when they have traffic tickets under New York State Insurance Law Section 2335. The more violations a driver has on their record, the higher their auto insurance costs. This effect is amplified if the driver is found to be at fault in a car accident.

  • Are insurance companies in Syracuse allowed to increase car insurance rates for those with small moving violations?

    Insurance companies in Syracuse are not allowed to raise the cost of auto insurance for people who have minor traffic violations. Infractions include making improper turns, failing to stop at a stop sign, failing to signal, running a red light, and exceeding the speed limit by up to fifteen (15) miles per hour. A second conviction for a minor offense, on the other hand, can be used to raise someone's insurance rates.

  • What is the timeframe for an insurance company to resolve a claim in Syracuse?

    In Syracuse, insurers are required to settle claims within 35 business days of receipt. They must adhere to strict time constraints:

    • Within 15 business days, the insurance company must acknowledge the claim and provide the necessary forms, including proof of loss.
    • They have 15 business days to decide on the claim after receiving the completed proof of loss forms.
    • If the application is approved, the final payment must be made within five business days.
  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.