Best Mortgage Refinance Companies in Staten Island

American Royal Mortgage Corp. is a full-service brokerage firm serving clients in Staten Island and nearby areas. It has been providing mortgage refinancing options to individual homebuyers, real estate professionals, and builders for more than two decades. The company has access to a wide range of wholesale lenders. Throughout the lending process, its loan officers provide regular updates. Clients who decide to refinance their mortgage with American Royal Mortgage Corp. receive a dedicated mortgage manager service.

Charles Martin Mortgage serves customers in Staten Island who need refinancing and home purchasing products. The team handles each step in the process from pre-qualification to closing. It offers products aimed at investors looking into acquiring family homes and condominium assets. Refinancing is available for current debts and the company has options for commercial contexts. Charles Martin Mortgage was founded in 2007 and it is partners with establishments such as Santander, NewRez, and Emigrant Mortgage.

Flamingo Credit, Inc., has been working with residential and commercial clients throughout the Staten Island metro. It advises individuals seeking to refinance their mortgages and has experience in cash-out refinancing. The company also offers various loan programs for aspiring homeowners, including super jumbo and jumbo mortgages. It has provided loans for clients like self-employed borrowers and foreign nationals. Yan Genkin, its president and founder, has spent more than 16 years in the real estate financing field.

Garden State Lending serves clients in Staten Island who need help with refinancing. It offers cash-out programs to homeowners, assisting them in paying off debts. It also provides streamline refinance and aids elders who are looking to cash in on their home’s equity through a reverse mortgage. In addition, Garden State Lending works with over 100 investors. Its founder and CEO, Cedric Harris, brings several years of experience in the mortgage industry and has worked as a loan originator.

GoRascal offers mortgage refinancing solutions to homebuyers who are aiming to reduce the interest and cost of their loan payments over time. The firm caters to clients in Staten Island and the neighboring areas. Its team of professionals also handles 15- and 30-year mortgage loans. In addition, it provides reverse mortgage options for senior citizens who want to purchase homes. GoRascal has two decades of industry experience. Its staff is available 24/7 to assist customers.

Grand Oaks Funding LLC offers mortgage and refinancing services to clients living in Staten Island. Its purchase options include products with terms ranging from 15 to 30 years and fixed or adjustable rates. Analytical tools are available to compute the tax implications of each financing and refinancing solution. The team is led by Chris Caggiano who is an active mortgage loan originator. He guides home buyers who have no previous credit history or low ratings.

HomeGotOwned gives residents of Staten Island a varied selection of refinancing and loan products. It has home mortgages that have fixed or adjustable rates. Obligations supported by the FHA, USDA, and VA are available including those aimed at renovators. Interest-only and graduated payment options exist, and the firm reorganizes a customer's current obligations to facilitate payments under less burdensome conditions. It targets first-time borrowers and customizes solutions to meet a client’s specific needs instead of using a one-size-fits-all approach.

Kingdom First is a mortgage brokerage serving clients in Staten Island. The team helps clients understand loan terms, allowing them to make an educated decision before signing up for a loan or pursuing refinancing. FHA, VA, and jumbo loan options are available. The company formed Kingdom First Ministries, its not-for-profit project that provides opportunities to practice discipleship through mission trips and services. It also supports various local organizations, including Miriam’s Heart, a ministry for orphaned and abandoned children.

Since its establishment in 2006, Mortgage Tech Home Finance has served the Staten Island community with its mortgage and refinance programs. It determines the monthly payment and itemizes closing costs to give clients an idea of their final expenses when purchasing a home. It also helps homeowners in deciding on refinancing. The company's senior mortgage loan originator Stephen Simone was awarded the Five Star Mortgage Professional Award, one of less than 7 percent of mortgage professionals in the industry to achieve such an award.

New Dwelling Mortgage is a local brokerage firm that serves clients in Staten Island. It assists with refinancing solutions that help clients remove private mortgage insurance and reduce current interest rates. It also offers cash-out refinance to access equity for debt consolidation, home improvements, and student loans. New Dwelling Mortgage was established in 2018 by Frank V. Collo, who started his industry experience in 2012. It is a member of AIME and the New York Association of Mortgage Brokers.

Quintessential Mortgage Group provides services to clients in Staten Island and the neighboring areas. It helps individuals refinance their current mortgage plans to reduce their loan length years, monthly payments, and high-interest rates. It also caters to clients wishing to cash out their homes' equity to obtain funds for renovations and their children's education. Its team is available to serve individuals wanting to apply for VA, FHA, ARMs, and jumbo mortgage loan programs to purchase their first or investment homes.

Richmond County Mortgage Corporation serves residents of Staten Island who need financing and refinancing products. The team has options that cover purchasers of single and multi-family houses that are intended for personal occupation or investment. It refinances existing home purchase obligations to secure less onerous terms and conditions on the part of the debtor. Richmond County Mortgage maintains constant lines of communication with clients and prefers a hands-on approach to closing contracts. It has calculators that give preliminary information before meeting an advisor.

Tristar Mortgage Corp. caters to the people of Staten Island and neighboring regions. The company's mortgage professionals provide information on different types of mortgage refinancing rates and options to help clients find a program that suits their current needs, whether they want to lower rates, shorten their loan terms, or consolidate debts. They work with borrowers throughout the process, from mortgage pre-qualification to closing. Loan options available to first-time homebuyers include FHA, VA, USDA, and a fixed-rate mortgage.

Virtue Funding LLC serves residents of Staten Island who seek refinancing and mortgage services. These programs are aimed at first-time and seasoned buyers. Equity lending options are available for clients in the market for non-traditional alternatives. The team also refinances existing debts to acquire less burdensome rates. Virtue Funding LLC uses current technological tools to compare the competing products, terms, and conditions across the open market. Founder Edward Koster has been in the lending sector for over 25 years.