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Best Local Car Insurance Agencies in Staten Island

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5Boroughs Insurance Agency logo
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License Verified:

License: 1088138

New York State Department Of Financial Services

5Boroughs Insurance Agency

1110 South Avenue, Staten Island, NY 10314
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  • Multiple Carriers

Business Description

Serving Staten Island, 5Boroughs Insurance Agency, Inc., is an independent business that provides car insurance. This involves policies that cover liabilities, comprehensive risks, collisions, medical costs, and car rental. In addition, the company also offers homeowners', condominium, flood, business, and life and health insurance plans. 5Boroughs Insurance Agency, which was established in 2008, works with many regional and national insurance carriers to fulfill its goal of providing the best protection for its clients.

License Verified:

License: 1088138

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Alpha/Omega Coverage Corp logo
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License Verified:

License: 669404

New York State Department Of Financial Services

Alpha/Omega Coverage Corp

1253 Richmond Avenue, Staten Island, NY 10314
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Alpha/Omega Coverage Corp has been addressing the insurance needs of Staten Island residents since 1979. The firm has partnerships with over 30 insurance companies, including Progressive, Travelers, and Safeco Insurance, to offer a selection of insurance options. These options include automobile, boat, recreational vehicle, motorcycle, and ATV coverages. It also maintains a website that caters to online quote requests. Moreover, its online client center allows submissions of policy change requests. Alpha/Omega Coverage Corp. sees itself as a family business helping customers their families.

License Verified:

License: 669404

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (122)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bentson & Company logo
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Bentson & Company

653 Forest Avenue, Staten Island, NY 10310
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  • Bundling Option

Business Description

Bentson & Company is an independent insurance agency that serves Staten Island clients' car insurance needs. It represents a number of providers and has been in operation since 1948. Aside from car insurance, the company also has a range of other products, such as home, condo, co-op, and health and life insurance. Additionally, the business insurance lines offered by the Bentson & Company team cover workers' compensation, commercial properties, and professional liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
DMAS Insurance logo
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License Verified:

License: 614738

New York State Department Of Financial Services

DMAS Insurance

1132 Forest Avenue, Staten Island, NY 10310
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  • Multiple Carriers

Business Description

DMAS Insurance is a family-owned and operated company based in Staten Island that has been offering a variety of insurance options and services for over 75 years. Its professional agents are licensed in New York, Connecticut, New Jersey, Florida, and other states. They help clients customize an auto insurance policy to fit their needs, offering coverage options that range from basic liability and custom equipment coverage to full coverage. DMAS Insurance also insures classic or collector vehicles.

License Verified:

License: 614738

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eric Safarian logo
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License Verified:

License: 904641

New York State Department Of Financial Services

Eric Safarian

3285 Richmond Avenue, Staten Island, NY 10312
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  • Multiple Carriers
  • Bundling Option

Business Description

Eric Safarian is an insurance agent who runs his own State Farm office in Staten Island to serve the metro and the surrounding areas. The firm specializes in crafting auto insurance policies for clients seeking protection for their vehicles. These can cover damages due to collisions or other accidents, car rental fees, and vehicles used for rideshare. Eric and his team of insurance experts strive to offer excellent insurance and financial services.

License Verified:

License: 904641

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (176)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GMI Brokerage Corp logo
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License Verified:

License: 1323674

New York State Department Of Financial Services

GMI Brokerage Corp

2709 Coney Island Avenue, Brooklyn, NY 11235
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  • Bundling Option

Business Description

GMI Brokerage Corp is a full-service auto insurance agency that serves clients in Staten Island. Established in 1995 by Gary Grodsky, the company is dedicated to educating its clients and prioritizing their best interests. The agency, with its commitment to provide high-quality service, offers a variety of auto insurance coverage for average-risk, high-risk, modified, classic, and antique autos. Its team of agents also deals with other products, such as business, personal, and commercial insurance.

License Verified:

License: 1323674

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Larissa Buerano logo
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License Verified:

License: 1090615

New York State Department Of Financial Services

Larissa Buerano

1228 Forest Avenue, Staten Island, NY 10310
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  • Bundling Option

Business Description

Larissa Buerano operates a State Farm agency that provides the insurance needs of clients in Staten Island. Her team of licensed professionals offers various insurance products, including car insurance to protect driving clients against financial loss which may occur after an accident. The essential coverages available are collision, comprehensive, liability, and rideshare insurance. They can also issue policies for homeowners and small business owners who seek protection for their assets and livelihood. Larissa's agency also accommodates Spanish-speaking customers.

License Verified:

License: 1090615

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (153)
Yelp
2.5 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RPM Insurance Agency logo
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RPM Insurance Agency

201 Edward Curry Avenue, Staten Island, NY 10314
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  • Bundling Option

Business Description

RPM Insurance Agency in Staten Island provides auto insurance solutions to residents in the metro and nearby communities. The company, which has been in operation for over a century, is composed of expert insurance agents and friendly customer service staff who write responsive auto insurance policies for clients. It provides state-required coverage for liabilities, damages, and collisions, with add-ons to protect from medical payments, uninsured drivers, and other forms of physical damage to the vehicle.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TBI Insurance logo
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License Verified:

License: 732119

New York State Department Of Financial Services

TBI Insurance

260 Christopher Lane, Staten Island, NY 10314
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  • Multiple Carriers

Business Description

TBI Insurance is a full-service auto insurance agency that is located in Staten Island, serving both individuals and businesses. The agency was established in 1984 and they have since become one of the fastest-growing insurance agencies in the NY area, priding themselves on being service-oriented and price-sensitive when assisting their clients in finding the best insurance. They offer a variety of auto insurance for personal, luxury, and even collector cars, as well as recreational vehicles and motorcycles.

License Verified:

License: 732119

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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