Best Homeowners Insurance Agencies in Schenectady

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Armor Group Insurance Agency logo
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Armor Group Insurance Agency

1741 Route 9 Ste 101, Clifton Park, NY 12065
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Condos

Business Description

Armor Group Insurance Agency offers homeowners and property insurance plans in Schenectady and surrounding areas. The business provides a no-obligation quote calculator on its website, and it partners with a wide network of carriers to ensure customers can compare rates and coverage specifics prior to purchasing plans. Homeowners policies are provided for single-family homes, condos and home businesses, with areas of coverage that include fire and disaster damage, personal property loss, and personal liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (40)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Armor Group Insurance Agency

Bob Desautels - State Farm Insurance Agent logo
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Bob Desautels - State Farm Insurance Agent

2727 Hamburg Street, Schenectady, NY 12303
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  • Fire
  • Multiple Policy Types

Business Description

Bob Desautels - State Farm Insurance Agent is a broker in Schenectady who assists homeowners with obtaining policies that cover property and structural damage. Mr. Desautels is fully licensed, and his website features an online portal to file claims, make payments, and request quotes. Additionally, the agency helps homeowners secure separate policies for flooding, as well as umbrella policies to prevent coverage gaps. Along with homeowners insurance, the company's products include annuities and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Bob Desautels - State Farm Insurance Agent

Cote Insurance Agency logo
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Cote Insurance Agency

1690 Rt 9, Clifton Park, NY 12065
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Business Description

Cote Insurance Agency is a full-service business rendering a wide variety of insurance services to businesses and families in Schenectady. Its agents provide residential property owners with insurance policies that provide financial protection against unexpected events. The home policy can cover damages caused by vandalism, theft, natural disasters, and fire incidents. Its insurance advisors also provide automobile, RV and boat, life, and renters' insurance policies. Cote Insurance Agency was established in 1944.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Cote Insurance Agency

Hopmeier Evans Gage Agency logo
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Hopmeier Evans Gage Agency

2330 Broadway, Schenectady, NY 12306
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  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Condos

Business Description

Hopmeier Evans Gage Agency helps homeowners around Schenectady that seek assistance in settling insurance claims for losses or damages. The firm helps clients identify suitable coverage options for homes damaged or destroyed by fire, smoke, hail, or falling objects. Hopmeier Evans Gage Agency also handles insurance issues associated with theft and vandalism, liabilities, and temporary living expenses. The agency has been in operation since 1968 and also covers insurance matters for vehicle owners and small businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (127)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Hopmeier Evans Gage Agency

John Carriero & Son, Inc. logo
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John Carriero & Son, Inc.

98 Railroad Street, Mechanicville, NY 12118
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

John Carriero & Son Inc. was founded in 1924 to provide homeowners and businesses in and around Schenectady with a wide range of insurance products and services. It has various home insurance policies for customers to choose from that covers homes, personal belongings, and any bodily injuries to other people. Homeowners can purchase additional coverage for expensive jewelry, heirlooms, and living expenses. John Carriero & Son also insure motorhomes, boats, autos, motorcycles, and vacant properties.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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John Carriero & Son, Inc.

John R. Zongrone Agency, Inc. logo
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John R. Zongrone Agency, Inc.

1566 State Street, Schenectady, NY 12304
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

John R. Zongrone Agency, Inc., is a full-service insurance company that has been serving the Schenectady metro area and nearby communities for more than 60 years. Established in 1959, the firm assists private homeowners in choosing the right insurance policy that can adequately protect their homes, personal belongings, and liabilities against future hazards. Its agents evaluate the coverage needs of clients and provide personalized insurance plans while working with different carriers. Other services include personal, business and commercial, and employee benefits insurance. The company is a member of the Albany Executives Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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John R. Zongrone Agency, Inc.

Prime Group Insurance Agency, Inc logo
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Prime Group Insurance Agency, Inc

1584 Union Street, Schenectady, NY 12309
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  • Multiple Policy Types

Business Description

Prime Group Insurance Agency Inc. is a home and auto insurance solutions provider that services the Schenectady metro. The agency offers homeowners' insurance policies to clients seeking to protect their properties from unexpected hazards, damages, and losses. The policies cover both external and internal contents of the home and will pay for damage caused by most types of natural disasters. It also covers losses for break-ins, theft, and vandalism that are beyond the client's control.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Prime Group Insurance Agency, Inc

Rickard Agency, Inc. logo
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Rickard Agency, Inc.

2088a Curry Road, Schenectady, NY 12303
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  • Fire
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Business Description

Rickard Agency, Inc. is a full-service insurance company providing financial assistance to clients in Schenectady and the surrounding areas. Since 1993, the agency helps individuals protect their homes and families from financial losses through homeowners' insurance. Its agents provide personalized home insurance plans by surveying multiple coverage options. The company has access to 35 insurance carriers, including Eastern Insurance, Travelers, Foremost Insurance Group, Mercury Insurance Group, and New York Mutual Underwriters. Rickard Agency, Inc. also writes auto, flood, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
3.5 / 5 (25)
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Rickard Agency, Inc.

SEFCU Insurance Agency logo
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SEFCU Insurance Agency

469 State Street, Schenectady, NY 12305
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  • Multiple Policy Types
  • Personal Property Insurance

Business Description

The SEFCU Insurance Agency is an insurance agency operating in Schenectady since 1996. It provides homeowners insurance coverage for homes, personal properties, personal liability, other items such as sheds and garages, and loss of use of the home. The SEFCU Insurance Agency is a fully-owned subsidiary of SEFCU, one of the 50 largest credit unions in the United States. The company offers free quotations and a feature to find insurance carriers on its website.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (103)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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SEFCU Insurance Agency

The Connors Agency logo
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The Connors Agency

40 North Central Avenue, Mechanicville, NY 12118
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  • Multiple Policy Types

Business Description

The Connors Agency is a homeowners insurance brokerage company serving customers throughout Schenectady. The agency provides policies for single-family homes, condos, and rental housing, with areas of coverage that include personal property, liability, damage from fires and certain weather conditions, and property loss. Flood insurance is sold as a separate policy that can be added into homeowners plans, and the company also sells auto, commercial property, and professional liability policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.1 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

The Connors Agency

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Frequently Asked Questions

How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How frequent should one change auto or homeowners\' insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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