Best Mortgage Brokers in Rochester

Moneyline New York, LLC, has been helping clients achieve homeownership through mortgage solutions for nearly two decades. With a network of over 20 lenders, it offers a variety of loan programs tailored to each customer's specific situation. These options include FRMs and ARMs, as well as interest-only mortgages, balloon mortgages, VA, and FHA loans. Clients can apply through the website and receive pre-qualifications on the same day. Moneyline New York is located in Rochester and offers mortgage loans for customers throughout the entire state.

Established in 2014, Oxford Capital is a mortgage brokerage firm based in Rochester serving residential and commercial clients with their real estate financing needs. Its mortgage specialists are equipped to handle conforming conventional loans, such as Fannie Mae and Freddie Mac, as well as non-conforming conventional loans, which are funded by lenders. Other areas of specialization include FHA, USDA, VA, investor, and commercial loans. Oxford Capital also provides mortgage loans to practicing physicians and residents.

Preferred Mortgage Corporation of New York is a mortgage broker that has been serving clients in Rochester and the surrounding areas since 1992. The mortgage loan programs it offers include conventional, commitment letter first, FHA, jumbo, and high-balance conventional. In addition, it provides mortgage refinancing, reverse mortgages, and USDA and VA loans. Preferred Mortgage Corporation of New York is staffed by loan advisors who offer more than 50 years of combined experience in the mortgage industry.

Rochester Home Equity, Inc., is a residential mortgage firm that serves the Rochester community. It offers an array of loan options for various purposes including home purchasing, mortgage refinancing, and home equity cash-out. Its loan officers guide clients through the pre-qualifying process and help them make an informed decision on the type of mortgage program that suits their needs. Its website also has mortgage calculators that clients can use to determine the mortgage amount that they will be able to afford.

Established in 2007, Tier One Mortgage, LLC, is a mortgage brokerage firm that caters to clients in Rochester and the surrounding communities. It assists first-time homebuyers in purchasing a new home. It also handles mortgage refinance for clients who want to reduce the interest rates or lower their monthly payments. Cash-out refinance programs, which can be used for home remodeling or debt consolidation, are also available. Its president, Michael Catalino, has been in the mortgage industry for over 26 years.

Tompkins Lending offers loan programs for borrowers and builders in Rochester. In particular, its mortgage solutions involve land development loans, foreclosure bailouts, and gap financing. It also helps inexperienced house investors in obtaining fix-and-flip loans. Its owner, Tim Tompkins, has been working as a mortgage broker and direct private lender since 1986. He has also served as a leader and volunteer for multiple non-profit organizations, such as Empire State Pride Agenda and Community Health Network.