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Best Homeowners Insurance Agencies in Rochester

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Bailey Place Insurance logo

Bailey Place Insurance

2280 East Avenue, Rochester, NY 14610
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  • Condos
  • Multiple Policy Types
  • Flood

Bailey Place Insurance is a homeowners insurance agency in Rochester. It consults clients to find out their needs and offers them homeowners insurance policies that provide protection in case clients lose their homes or become victims of burglary or vandalism. Its policies can cover replacement costs of entire dwellings as well as any medical or living costs following disasters. Bailey Place Insurance provides clients with a full range of services for business insurance needs as well.

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Crowley Insurance Agency logo

Crowley Insurance Agency

Rochester, NY
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  • Multiple Carriers
  • Multiple Policy Types

Crowley Insurance Agency sells homeowners insurance policies and operates as an independent agency. It connects clients with associated carriers to sell them policies that include coverage for dwellings, personal items, and additional properties. Loss of use and medical expense coverage is offered as well. Crowley Insurance Agency also advises clients on family and personal liability coverage to protect them against lawsuits if visitors are hurt on their grounds. Scheduled personal property coverage is available for jewelry and other valuable items.

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Eastern Shore Associates Insurance Agency logo

Eastern Shore Associates Insurance Agency

3720 Main Street, Walworth, NY 14568
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  • Personal Property Insurance
  • Flood
  • Fire
  • Renter's Insurance
  • Multiple Policy Types

Eastern Shore Associates Insurance Agency sells homeowners insurance policies that cover dwelling damage, material replacement costs, and costs associated with living outside of damaged homes. Agents are available to explain policy options to clients and help them select from offered quotes. They also advise on personal liability coverage and can assess the likelihood of guest injury scenarios. Additional coverage options are available for high-value items, scenarios involving identity theft, and water back-up or sump-related issues.

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Jim Corley - State Farm Insurance Agent logo

Jim Corley - State Farm Insurance Agent

Rochester, NY
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  • Multiple Policy Types

Jim Corley, State Farm Insurance Agent, provides homeowners insurance services to clients in the Rochester metro area. This office and its founder have served clients since 2004 and help people to cover their property liabilities by selling them insurance plans that protect against losses caused by property damage or guest injuries. This particular office works with many newer homeowners and helps them to avoid a variety of insurance pitfalls. Auto insurance is available as well.

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Lawley Andolina Verdi logo

Lawley Andolina Verdi

30 Union Street North, Rochester, NY 14607
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  • Condos
  • Flood

Lawley is a homeowners insurance agency in Rochester offering several policy options to potential clients. Its agents act as consultants for clients and advise them on their insurance options while evaluating their unique needs. This agency sells homeowners insurance policies that cover repair and replacement costs for any structural or external damage caused to properties. Its policies can also shield clients from financial liability if they're sued for any guest injuries on their properties.

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Salanger & Hayward Insurance logo

Salanger & Hayward Insurance

Rochester, NY
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  • Personal Property Insurance
  • Multiple Policy Types

Salanger & Hayward Insurance sells homeowners Insurance policies and can assist customers with any questions or concerns they have concerning coverage options. It offers quotes to insure housing structures themselves as well as liabilities connected to owning land. Agents are available to consult clients about policies and handle any claims that they make if their properties do experience damage. Salanger & Hayward Insurance also sells car insurance, life insurance, and business insurance policies.

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The Getzoni Agency Inc logo

The Getzoni Agency Inc

Rochester, NY
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  • Multiple Carriers
  • Renter's Insurance
  • Multiple Policy Types

The Getzoni Agency Inc. offers comprehensive homeowners insurance services to clients in the Rochester metro area. Its agents provide information to clients who are shopping for insurance and evaluates their circumstances to advise them on the types of coverage they need and in what amounts. This agency has over 40 years of experience and can consult clients on a wide range of coverage types for dwellings, personal property, or any other kinds of personal liability incurred by property owners.

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Vanner Insurance Agency logo

Vanner Insurance Agency

Rochester, NY
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  • Fire
  • Multiple Policy Types

Vanner Insurance Agency offers homeowners insurance to clients and can assist them as they shop for quotes and select policies that fit their lives. Policies are available to cover incidents such as fire, weather damage, vandalism, or accidental damage. Clients can also insure personal items such as jewelry or pieces of fine art. Vanner Insurance Agency consults clients on personal injury protection to cover them in case guests file suit after being hurt on their properties.

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Willoughby Insurance logo

Willoughby Insurance

Rochester, NY
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  • Multiple Policy Types
  • Personal Property Insurance

Willoughby Insurance offers coverage for single-family homes and condominiums, and it assists clients as they attempt to purchase policies. It offers a multitude of policy options so that clients can purchase complete coverage for their homes, their possessions, and other structures on their properties. Willoughby Insurance also provides renters insurance options so that clients can cover a wider range of needs. Auto insurance and motorcycle insurance policies are available as well.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?  

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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