Best Health Insurance Agencies in Rochester

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Ahrens Benefits Company logo
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License Verified:

License: 1349029

New York State Department of Financial Services

Ahrens Benefits Company

2800 Dewey Avenue, Rochester, NY 14616
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  • Individual Plans
  • Group Plans

Business Description

Spearheaded by Jane Ahrens, Ahrens Benefits Company provides health insurance services in Rochester. Jane was a public school teacher for 25 years, and this experience allows her to explain and educate her clients on health care and the company's services. Her team works with small business and non-profit organizations for their benefits programs. In addition, its specialties include senior, family, and individual insurance. It provides options for clients who are eligible for Medicare and those looking for health insurance plans.

License Verified:

License: 1349029

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (140)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Century Benefits Group Inc logo
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License Verified:

License: 517306

New York State Department of Financial Services

Century Benefits Group Inc

400 White Spruce Boulevard, Rochester, NY 14623
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  • Group Plans
  • Life Insurance

Business Description

Century Benefits Group, Inc., is a full-service and independent insurance provider that serves individuals and businesses in Rochester and its nearby areas. Founded in 2000, the agency partners with a variety of known insurance carriers to provide its individual, business, and commercial clients a tailored package that fits their insurance needs. The most common life insurance plans it assists with are term life and permanent life insurance. Its portfolio of services also include Medicare, disability, and group life insurance.

License Verified:

License: 517306

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (22)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Century Enrollment & Benefit Services, LLC logo
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License Verified:

License: 1061731

New York State Department of Financial Services

Century Enrollment & Benefit Services, LLC

900 Jefferson Road, Rochester, NY 14623
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  • Individual Plans
  • Group Plans
  • Medicare

Business Description

Century Enrollment & Benefit Services, LLC, is a company located in Rochester that has been providing health insurance products since 2001. It specializes in employee benefits design and has over three decades of experience in guiding its clientele in choosing the appropriate insurance packages for their needs. Century Enrollment & Benefit Services also offers one-on-one employee counseling, professional presentations, web-based and laptop enrollment, benefit fair staffing, and enrollment audits with the aim of streamlining the dispersion of employee benefits from employers.

License Verified:

License: 1061731

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Lifetime Financial Group, LLC logo
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License Verified:

License: 1374399

New York State Department of Financial Services

Lifetime Financial Group, LLC

35 State Street, Rochester, NY 14614
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  • Group Plans

Business Description

Lifetime Financial Group LLC is a Rochester insurance broker that specializes in health insurance. It offers clients various insurance products such as Medicare Advantage, Medicare supplement plans, and prescription drug programs. The business also maintains programs that assist clients in paying for health co-pays and Medicare Part D co-pays. Founder Carmen Coleman has over 30 years of business experience from working in various management positions. In addition, she is also a Chartered Retirement Planning Counselor.

License Verified:

License: 1374399

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Maust & Leone Insurance logo
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License Verified:

License: 1349522

New York State Department of Financial Services

Maust & Leone Insurance

1225 Jefferson Road, Rochester, NY 14623
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  • Individual Plans

Business Description

Maust & Leone Insurance offers health insurance solutions to clients in Rochester and the surrounding areas. The business provides Medicare options, which include Medicare Advantage and Supplemental plans, as well as Part A, B, and D. Its owner, Brian Maust, along with his team of experienced agents, strives to help clients find the right insurance that fits their needs. Moreover, Maust & Leone Insurance works with several carriers, such as Aetna, Humana, WellCare, and BlueCross BlueShield of Western New York.

License Verified:

License: 1349522

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Optima Benefits & Payroll logo
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License Verified:

License: 508413

New York State Department of Financial Services

Optima Benefits & Payroll

1465 Monroe Avenue, Rochester, NY 14618
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  • Life Insurance

Business Description

Established in 2004, Optima Benefits & Payroll serves small and large businesses with its comprehensive health insurance policies. This family-owned brokerage firm operates in Rochester and works with several leading health insurance companies rather than any single carrier. Aside from major medical plans, it also offers dental, disability, and long-term care insurance policies. Its team can also handle payroll and HR services. The founding partners at Optima Benefits & Payroll have more than 50 years of combined experience.

License Verified:

License: 508413

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (63)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Quinton Insurance logo
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License Verified:

License: 825694

New York State Department of Financial Services

Quinton Insurance

2700 Elmwood Avenue, Rochester, NY 14618
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  • Life Insurance

Business Description

Quinton Insurance is an independent insurance firm that protects the communities in and around the Rochester metro with its health insurance programs. It has a wide range of life and health insurance policies such as Medicare, individual long-term care, mortgage protection, individual disability, and fixed annuities. It also has other personal coverages which include pet, boat and marine, renters', flood, and high net worth coverage. The firm was established by its current president, D. Gordon Quinton, in 1996.

License Verified:

License: 825694

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (171)
Facebook
5.0 / 5 (17)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Schultz Group of NY logo
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License Verified:

License: 608933

New York State Department of Financial Services

The Schultz Group of NY

3445 Winton Place, Rochester, NY 14623
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  • Individual Plans
  • Life Insurance

Business Description

Founded in 1979, The Schultz Group of NY, Inc., is an independent insurance agency that offers life and health insurance plans to families in Rochester and surrounding areas. The health insurance plans it carries include dental, disability, vision, Medicare, and mortgage protection insurance policies. Its professionals also offer auto, home, and business insurance plans. Cameron Larson, the principal agent, has been with the company since 2012. He graduated with a bachelor's degree in business management.

License Verified:

License: 608933

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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