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2024

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Best Renter's Insurance Companies in New York

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New York Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7016Reviewed

4215Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Buffalo

Why choose this provider?

Cesar Group Insurance provides a broad range of insurance solutions for clients throughout New York. Its product offerings include renters' insurance plans, which provide clients with coverage options for personal possessions both inside and outside the rental property. With access to a wide array of insurance companies, the agency helps clients compare coverages and select the best insurance product or package that fits their needs. This family-owned and family-operated agency has been serving clients since 1955.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (15)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Staten Island

Why choose this provider?

Thomas J. Carbone Insurance Agency is a family-owned and family-operated company that has been operating in New York since 1974. It offers residential insurance coverage options for renters, landlords, homeowners, condos, and secondary residences. Its team of professionals helps tenants in determining their needs and reviewing their areas of residence to find a suitable policy. The agency also provides the best business, life, and disability insurance policies. It can accommodate individuals who speak English, Spanish, Polish, Russian, and Chinese.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
New York

Why choose this provider?

Jari Santiago, a State Farm insurance agent, caters to individuals, families, and businesses in New York. She helps clients protect their possessions in rented properties against burglary, theft, or fire by providing them with the best renters' insurance products. Santiago also offers auto, life, business, and personal articles insurance. She carries more than 10 years of experience in the industry and can speak Spanish. Santiago supports the Hudson Valley Latino Scholarship Fund. The agent is available 24/7 to address her customers' concerns.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Tonawanda

Why choose this provider?

Torin Lucas is a State Farm insurance agent in New York who specializes in risk management. He supports people and families who live in rental units in obtaining renters' insurance policies. To safeguard tenants against financial damages in the event of unanticipated disasters, he and his team process loss of use, personal property, and liability coverages. They also assist business owners in obtaining business interruption and workers' compensation insurance. Lucas is also in charge of investment and retirement planning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (69)
Facebook
5.0 / 5 (18)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Bronx

Why choose this provider?

Traci Menes runs a State Farm insurance agency that serves the people of New York. Since its inception in 2007, Mene'ss office has been offering a variety of personal and business insurance products. These include policy coverages for renters who want to secure their apartments and their personal belongings from unexpected events or disasters. The renters' insurance also covers policyholders' liability for people injured on their premises. Menes and her Spanish-speaking team have over 30 years of combined experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (242)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Albany

Why choose this provider?

Since 1905, Ten Eyck Group has been offering the best services to clients in New York State. It offers renters' insurance, providing coverage for policyholders' belongings, liabilities, and living expenses in cases of loss. Its agents help clients in purchasing life, health, and long-term care insurance plans based on their needs and goals. The agency represents a variety of carriers, including Encompass, Great American, and Guardian. To emphasize cooperation and interchange among employees, the agency manages by a concept formed in 1988 called the executive committee.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (140)
Google
5.0 / 5 (93)
Yelp
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Brooklyn

Why choose this provider?

Kelly Franco is a State Farm insurance agent with more than 25 years of experience managing a team of insurance professionals. Serving New York, she provides the best renters' insurance plans that cover different types of properties such as apartments, condominiums, and rental homes. She helps tenants in protecting their personal belongings by presenting a wide selection of insurance coverage options. Franco currently serves in the US Army and as a member of the Wounded Warrior Project.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Rochester

Why choose this provider?

Ryan Bush is a second-generation State Farm insurance agent who has been serving New York since 2013. He helps tenants in protecting their personal belongings, like computers and clothing, by providing renters' insurance. The policy covers different types of properties, such as apartments, condominiums, and rental homes. A customized plan is available that provides coverage for identity theft. Bush and his team also assist with banking and annuities. They communicate with clients in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (176)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Brooklyn

Why choose this provider?

A-1 Brooklyn Brokerage, Inc., is a team of independent insurance advisors serving New York. They provide a broad range of risk management solutions such as renters' and homeowners' insurance. They also write policies for high-risk drivers, motorcycle owners, and businesses. With access to plans from numerous carriers such as National General, Mercury, Progressive, and Kingstone, they may tailor policies to their clients' specific risks and needs. A-1 Brooklyn Brokerage has been in service since 1991.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (191)
Facebook
5.0 / 5 (40)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Williamsville

Why choose this provider?

Bob White Insurance is an independent firm that aims to protect New York clients from a range of dangers and threats that could occur within rental properties. The agency represents a vast network of known and reputable insurance carriers that provide the best coverage for clients' belongings in case of weather impacts, malicious mischief, or fires. Its agents also arrange liability coverage plans for accidents that may occur in the rental properties. Founder Bob White has been an insurance agent for more than two decades prior to opening his own agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (226)
Facebook
4.9 / 5 (75)
Yelp
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
South Ozone Park

Why choose this provider?

For over 30 years, UG Insurance Brokerage, Inc. has been providing financial solutions to clients in New York. The agency helps tenants protect against financial losses due to vandalism, fire, or theft through renters' insurance policies. The policy also covers liability for bodily harm or property damage caused by the renter, their family members, and pets. The agency provides other insurance solutions, like health, wedding, travel, and auto insurance. It represents over 50 carriers, including Liberty Mutual, Progressive, The Hartford, Travelers, Union Mutual, and MetLife.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Syracuse

Why choose this provider?

CH Insurance is an independent agency that serves individuals, families, and businesses in New York State. It offers the best renters' insurance that provides financial protection for the personal belongings and liabilities of policyholders in cases of catastrophic events. Its agents provide insurance products for motorcycles, boats, homes, and fine arts. To help clients make informed decisions, they present a variety of coverage options at the time of purchase or renewal of policies. The agency works with multiple insurance carriers, such as Safeco and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (251)
Facebook
5.0 / 5 (142)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
New Rochelle

Why choose this provider?

M.L. Bruenn Co. Inc. is a full-service and independent insurance agency serving clients across New York. Its team offers renters' insurance products, protecting policyholders from financial strain when their rental units suffer from unexpected incidents like fire, vandalism, and theft. In addition, it arranges auto, life, and homeowners' insurance plans. The company extends its services to industries with unique needs, including restaurants and contracting firms. M.L. Bruenn has been serving the community since its foundation in 1936.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Yonkers

Why choose this provider?

Thruway Insurance Brokers Inc. caters to commercial and residential clients in New York, New Jersey, Connecticut, and South Carolina. It helps protect client's assets with its broad selection of insurance products, including renter's coverage. This type of insurance covers renter's damaged or stolen possessions and pays for additional living expenses. Clients can also purchase separate policies for flood and earthquake damage. Founder Elbert Shamsid-Deen started his insurance profession in 1979. In 2003, Deen established Thruway Insurance Brokers Inc. as a full-service, independent brokerage firm.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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