Expertise.com

Best Bankruptcy Attorneys in Queens

Laurels
Laurels

We did the research for you!

Learn more
  • checkbox
    Licensing
  • checkbox
    User Reviews
  • checkbox
    Mystery Shopping Calls

Bankruptcy Attorneys FAQs

Learn more
Queens, NYQueens, NY

Clients looking for a bankruptcy attorney can connect with 24/7 Legal. The company has a database of over 20,000 professionals, allowing it to match clients with the right service provider regardless of their location. It connects clients with bankruptcy attorneys who represent both creditors and debtors in chapters 7 and 13 proceedings. These lawyers handle both transactional and litigation matters. 24/7 Legal maintains open communication with clients to ensure that they find the provider that fits their specific requirements.

Queens, NYQueens, NY

(347) 836-6331

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

30-21 Steinway Street, Queens, NY 11103
Queens, NY 11103
  • Credit Card Debt

George Bassias Attorney LLC is a civil litigation law firm serving the residents of Queens and the nearby areas. The firm's founding attorney has over 25 years of legal experience, and he works with clients who are overwhelmed by their debts. He helps them stop creditor and collector harassment, foreclosures and evictions, and repossessions by filing for Chapters 7 and 13 bankruptcy. The firm also takes cases involving personal injury and workers' compensation law.

30-21 Steinway Street, Queens, NY 11103
Queens, NY 11103

Website(877) 487-8223

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

116 W 23rd St Fl 5, New York City, NY 10010
New York City, NY 10010
  • Debt Settlement

Howard Warner, Bankruptcy Attorney, serves clients in the Queens area. Individuals and businesses can get his help with obtaining legal protection from creditors and stopping foreclosures. He helps prepare documents and represents clients in court so that they can reorganize their finances. Warner also files suits against debt collectors who use harassment and illegal collection practices. He has more than 35 years of experience in litigating bankruptcy law cases and is available 24/7 to give advice.

116 W 23rd St Fl 5, New York City, NY 10010
New York City, NY 10010

Website(917) 783-0906

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

26 Court Street Suite 1201, Brooklyn, NY 11242
Brooklyn, NY 11242
  • Debt Settlement

Silver Bankruptcy is a law firm that draws from over three decades of expertise to aggressively represent clients in Queens. It prioritizes restoring the financial independence of individuals and relieving them from creditors by processes such as reviewing what debts can be discharged and identifying possible abusive collections during an automatic stay. These include collection letters or phone calls, wage garnishment, eviction, repossessions, and foreclosure. The firm also discusses alternatives to filing for bankruptcy such as debt consolidation.

26 Court Street Suite 1201, Brooklyn, NY 11242
Brooklyn, NY 11242

Website(718) 855-3834

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

250 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

88-28 Sutphin Boulevard, Jamaica, NY 11435
Jamaica, NY 11435
  • Debt Settlement

The Law Office of Antoinette Osbourne serves individuals throughout Queens. The legal practice handles matters involving bankruptcy. It deals with cases concerning estates, real estate closings, wills, powers of attorney, and healthcare proxies. Antoinette Osbourne, the principal of the firm, is also admitted to practice in Jamaica. She is a member of various organizations, such as the National Association of Consumer Bankruptcy Attorneys and the American Immigration Lawyers Association. She holds over two decades of legal experience.

88-28 Sutphin Boulevard, Jamaica, NY 11435
Jamaica, NY 11435

Website(718) 502-9137

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

49 West 37th Street 7th Floor, New York, NY 10018
New York, NY 10018
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The Law Offices of David I. Pankin P.C. provides legal representation to consumers and small business owners in Queens. David Pankin, its primary attorney, handles bankruptcy, foreclosure defense, debt collection lawsuits, loan modifications, and non-bankruptcy alternative cases. He deals with chapters 7, 11, and 13 bankruptcy cases and works with individuals facing wage garnishment or struggling with credit card payments. Pankin has eliminated over $500 million in debt since 1995. He has been featured on various news channels, including CNN, MSNBC, and News 12.

49 West 37th Street 7th Floor, New York, NY 10018
New York, NY 10018

Website(212) 465-0860

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

40 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

33-12 86th Street, Queens, NY 11372
Queens, NY 11372
  • Debt Settlement

Law Offices of Michael A. Cervini is a practice that has been serving clients in Queens and the surrounding communities since 1987. It provides legal representation to clients in bankruptcy cases. These include Chapter 7 and consumer bankruptcy. It also handles matters related to personal injury, family, and immigration law. Michael Andrew Cervini has been representing clients for over three decades. He has recovered more than 50 million dollars in settlement and jury verdicts.

33-12 86th Street, Queens, NY 11372
Queens, NY 11372

Website(718) 577-2971

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

37 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1809 Paulding Avenue, Floor 2, Bronx, NY 10462
Bronx, NY 10462
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Park & Nguyen Attorneys at Law is a firm that serves the Queens metro. It has been offering legal assistance in bankruptcy cases for 20 years. Its attorneys help individuals ease their financial struggles by filing for chapter 7 or 13 bankruptcy. Other cases handled by the legal office involve personal injury claims, divorce matters, and residential real estate concerns. One of its managing partners, John S. Park, has been licensed for more than 25 years. The company is a member of the National Association of Consumer Bankruptcy Attorneys.

1809 Paulding Avenue, Floor 2, Bronx, NY 10462
Bronx, NY 10462

Website(718) 710-4111

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

67 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

734 Walt Whitman Rd #203, Melville, NY 11747
Melville, NY 11747
Instagram
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Founded in 1993, Ronald D. Weiss, P.C., Attorney at Law, is a debt relief firm that helps individuals and families in the Queens area who are facing difficult financial situations. It represents clients in chapters 7, 13, and 11 bankruptcy, adversary proceedings, and bankruptcy appeals. Other services include mortgage loan modification, debt negotiation and settlement, foreclosure defense, and landlord-tenant litigation. Ronald D. Weiss, the firm's principal lawyer, is a member of the National Association of Consumer Bankruptcy Attorneys.

734 Walt Whitman Rd #203, Melville, NY 11747
Melville, NY 11747

InstagramWebsite(631) 823-7182

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

76 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

80-02 Kew Gardens Road, Suite 600, Kew Gardens, NY 11415
Kew Gardens, NY 11415
Instagram
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Shiryak, Bowman, Anderson, Gill, & Kadochnikov LLP is a civil litigation law firm serving the residents of Queens. The firm's team has more than 60 years of collective experience practicing law, and it offers Chapters 7 and 13 bankruptcy services for individuals who are filing for bankruptcy. The team works to determine if the client is eligible, dismiss some of their debts, and make the remainder easier to keep up with.

80-02 Kew Gardens Road, Suite 600, Kew Gardens, NY 11415
Kew Gardens, NY 11415

InstagramWebsite(718) 332-9600

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

91 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

260 Madison Ave 17th Floor, New York, NY 10016
New York, NY 10016
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Starr & Starr, PLLC is a bankruptcy law firm that serves residents in Queens and nearby areas. It explains both chapter 7 and chapter 13 bankruptcy claims for potential applicants. The firm reviews a client's credit history to seek alternative means of compensation. Alternatively, it represents them when filing the application or defending against creditors and aggrieved parties. The firm also assists businesses that wish to apply for bankruptcy. Its attorneys, Stephen and Vildan Starr, speak French, Turkish, and Italian.

260 Madison Ave 17th Floor, New York, NY 10016
New York, NY 10016

Website(212) 867-8165

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

67 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

130 W 15th St, New York, NY 10011
New York, NY 10011
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The Law Offices of Gus Michael Farinella PC helps individuals and homeowners in Queens. It handles chapters 7 and 13 bankruptcy petitions that aimed to protect clients and their property from financial risk and prevent lawsuits. The office provides clients with a new financial start by obtaining discharge releases, developing repayment plans, and removing unsecured debts under credit cards, personal loans, and medical bills. Founding lawyer Gus Michael Farinella has represented clients in New York and New Jersey for over 20 years.

130 W 15th St, New York, NY 10011
New York, NY 10011

Website(212) 675-6161

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

46 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

86-66 110th Street, Queens, NY 11418
Queens, NY 11418
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

The Law Offices of Bruce Feinstein, Esq., is a bankruptcy law firm that has been serving the people of Queens for over 15 years. The firm offers bankruptcy services for both individuals and businesses. Its team has experience performing the means test, liquidating clients' assets to pay off their loans, and reorganizing businesses to give them more time. Founder Bruce Feinstein is a member of the National Association of Consumer Bankruptcy Attorneys.

86-66 110th Street, Queens, NY 11418
Queens, NY 11418

Website(718) 514-9770

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2916 23rd Avenue, Astoria, NY 11105
Astoria, NY 11105
  • Chapter 7 Bankruptcy

The Law Offices of George Poulos has been offering legal counsel for individuals and businesses in and around Queens since 1992. It represents debtors looking to file for chapter 7 bankruptcy, whether to eliminate doctor's bills, credit card payments, bank loans, or court judgments. The practice also helps clients eliminate debt through chapter 13 bankruptcy, which allows them to pay dues through repayment plans. Lead attorney George Poulos is a 1985 law school graduate. He is a former member of the Bankruptcy Bar Association.

2916 23rd Avenue, Astoria, NY 11105
Astoria, NY 11105

Website(718) 557-9051

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

630 Third Avenue, New York, NY 10017
New York, NY 10017
  • Chapter 7 Bankruptcy

The Law Offices of Robert M Fox deals with various aspects of bankruptcy law and serves both individual consumer and business debtors in Queens. Its attorneys offer services for chapters 7, 11, and 13 bankruptcy. They advocate for clients who are being harassed by their creditors and determine an appropriate course of action for foreclosures. They also represent individuals who are discriminated against in the workplace. Robert M. Fox is a member of the National Association of Consumer Bankruptcy Attorneys and the American Bankruptcy Institute.

630 Third Avenue, New York, NY 10017
New York, NY 10017

Website(866) 470-7268

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

215 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

902 Broadway Fl 6, New York, NY 10010
New York, NY 10010
  • Debt Settlement

The Lawyer James provides counsel and representation for clients in Queens and the surrounding areas. It assists debtors in filing for bankruptcy petitions to reduce or eliminate debts. For more than 15 years, founding attorney James J. DeCristofaro has represented both plaintiffs and defendants and resolved over $100 million in business disputes. He works on a variety of transactional documents, including trade secret agreements, articles of incorporation, and purchase and sale documents. DeCristofaro has been admitted to practice law in state and federal courts.

902 Broadway Fl 6, New York, NY 10010
New York, NY 10010

Website(212) 500-1891

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

328 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1726 Edison Avenue, Bronx, NY 10461
Bronx, NY 10461
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Thomas M. Denaro, Esq., has spent over three decades rendering legal assistance to debtor’s bankruptcy cases in Queens and neighboring areas. A member of the National Association of Consumer Bankruptcy Attorneys, he takes on chapters 7 and 13 bankruptcy petitions, representing clients who want to regain control of their finances or acquire an affordable repayment plan. Denaro counsels debtors seeking reversal of home foreclosure or garnishment of assets. His law firm also helps clients secure student debt relief.

1726 Edison Avenue, Bronx, NY 10461
Bronx, NY 10461

Website(718) 863-6000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

95 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

43-01 48th Avenue, Woodside, NY 11377
Woodside, NY 11377
  • Chapter 7 Bankruptcy

Usar Law Group P.C. provides legal solutions to individuals in Queens and the surrounding communities. The firm guides and represents clients who are considering filing for bankruptcy. It handles chapters 7, 11, and 13 bankruptcy proceedings, and its lawyers help clients determine which type of petition is appropriate to their situation. Other practice areas include consumer rights litigation, family law, and immigration law. Usar Law Group P.C. was established in 2010. Since its founding, it has assisted clients in business disputes, immigration benefits, and bankruptcy discharges.

43-01 48th Avenue, Woodside, NY 11377
Woodside, NY 11377

Website(718) 392-4447

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

74-09 37th Avenue, Suite 304, Jackson Heights, NY 11372
Jackson Heights, NY 11372
Instagram
  • Chapter 7 Bankruptcy

Villamar & Mewafy, PLLC, offers its services to clients within Queens and its surrounding metros. It provides comprehensive legal counsel for those who wish to file for chapter 7 bankruptcy to obtain relief from overwhelming debt. Through consultations, it assists debtors in determining which of their properties and assets, such as Social Security benefits and retirement accounts, are exempt from liquidation. Its managing attorneys, James S. Villamar and Mohamed Mewafy, can accommodate Spanish- and Arabic-speaking clients.

74-09 37th Avenue, Suite 304, Jackson Heights, NY 11372
Jackson Heights, NY 11372

InstagramWebsite(718) 726-2400

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

110 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

217-01 Merrick Boulevard, Springfield Gardens, NY 11413
Springfield Gardens, NY 11413
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Yvette Dudley Law Group, P.C., is a firm in Springfield Gardens. It handles bankruptcy cases in Queens and works with debtors and creditors to solve their financial concerns. The firm prepares the necessary documents and files Chapter 11, 13, or 7 petitions respectively for business re-organization, individual re-organization, and liquidation. Dudley, who opened her office in 1994, also advises clients on how to go about their property transactions and litigates real estate cases.

217-01 Merrick Boulevard, Springfield Gardens, NY 11413
Springfield Gardens, NY 11413

Website(718) 341-3000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Can anyone file bankruptcy?
A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.
Q: How bad is it to file bankruptcy twice?
A:

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?
A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Bankruptcy Attorneys near you