Best Renter's Insurance Companies in New York City

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Last updated: October 1, 2022

Castle Rock Capacity LLC

90 Broad Street, New York, NY 10004

Multiple Policy Types

Castle Rock Capacity LLC is an insurance brokerage that serves private and commercial clients in New York City. It offers a range of risk management solutions, including homeowners' and renters' insurance, as well as health and life insurance. It also provides coverage for weddings, automobiles, and boats. Additionally, it provides extensive business policies, including technology errors and omissions coverage and terrorism insurance. Castle Rock Capacity Insurance Agency is a member of the EPIC Group of Insurance Companies. Its founders have extensive experience as underwriters.

Co-Op Insurance

129 West 27th Street, New York, NY 10001

Multiple Policy Types

Co-Op Insurance provides a range of insurance products for tenants or house or condominium owners in New York City and nearby areas. It helps tenants understand the importance of a renters' insurance plan, which provides coverage for their personal belongings, liability protection, and additional living expenses when their rented property is damaged. It also offers condominium policies that cover losses in case of theft or natural calamities. Additionally, Co-Op Insurance serves as a division of Honig Conte Porrino, an insurance brokerage founded in 1902.

Effective Coverage

40 British American Boulevard, New York City, NY 12110

Multiple Policy Types

Effective Coverage is an insurance company that serves individuals, property owners, renters, and residential tenants in New York City. The company specializes in various renters' insurance policies, which typically cover bodily injury, medical expenses, and property damage from natural disasters and malicious mischief. Its owner and CEO, Eric Narcisco, started the company with the aim to provide a quality customer experience for renters and educate them about the importance of insurance. To date, it has insured more than 600,000 people in the U.S.

Gotham Brokerage Co., Inc.

75 Maiden Lane, New York, NY 10038

Multiple Policy Types

New York City-based Gotham Brokerage Co., Inc., has been serving the insurance needs of residents of the Big Apple and the surrounding communities for over 50 years. It carries renters' insurance that covers wind damage, theft, limited water damage, personal liability, damage to property of others, and accidental fire damage. This plan also protects the clients against credit card and check forgery. Additionally, Gotham Brokerage provides homeowners insurance, co-op/condo insurance, and auto insurance. Moreover, it caters to homeowners in 15 states.

Insurent Lease Guaranty

122 East 42nd Street, New York, NY 10168

Multiple Policy Types

Insurent Lease Guaranty is based in New York City that provides rental guarantor services to its customers. It accommodates different types of renters from different levels of income, age, and credit score. With its mission to provide a stress-free experience in finding an apartment to rent, the company acts as a lease guarantor for renters. Over 725,000 apartments accept its services in different states, including New York. It also provides services to property owners and brokers.

Jari Santiago

4869 Broadway, New York, NY 10034

Multiple Policy Types

Jari Santiago is an insurance agent based in New York City who set up her own State Farm office in 2014. She and her team aim to provide a variety of financial services and insurance products to individuals and businesses in the local community. They offer renters', home, and property insurance, as well as policies that provide life and health coverage. In addition, they give their clients access to investment opportunities such as annuities and mutual funds.

Leo Fitzgerald & Associates Inc

111 Broadway #1103, New York, NY 10006

Multiple Carriers

Leo Fitzgerald & Associates Inc. has been serving individuals and businesses in New York City for over 85 years. The company consists of third-generation specialists, providing renters', homeowners', life, health, and auto insurance. Its renters' insurance policy covers the structure, personal belongings, and liability in case of a disaster. Its agents recommend insurance coverage for tornadoes, floods, and earthquakes. The company also offers general liability insurance for various businesses and contracting types, including excavation, demolition, masonry, and carpentry.

Policygenius

50 West 23rd Street, New York, NY 10010

Multiple Policy Types

Policygenius is an independent insurance broker that provides its services in New York City. Established in 2014, it considers itself as a marketplace that sells different insurance policies, including renters' insurance, from different companies. This structure allows a comparison of which policy best fits the client's needs. Its team commits to being readily available to provide assistance, and the firm also has guides and other tools written in simple English regarding different insurance products including auto, health, and wills & trusts.

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