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Best Renter's Insurance Companies in New York City
2021

We scored 3,060 Renter's Insurance Companies in New York, NY and Picked the Top 7

Here are the Picks:

Castle Rock Capacity LLC

Co-Op Insurance

Effective Coverage

Gotham Brokerage Co., Inc.

Insurent Lease Guaranty

Jari Santiago

Policygenius

Why These Renter's Insurance Companies?

Our goal is to connect people with the best local experts. We scored New York City Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 3,060 1,838 7

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Castle Rock Capacity LLC

  • Multiple Policy Types

Castle Rock Capacity LLC is an insurance brokerage that serves private and commercial clients in New York City. It offers a range of risk management solutions, including homeowners' and renters' insurance, as well as health and life insurance. It also provides coverage for weddings, automobiles, and boats. Additionally, it provides extensive business policies, including technology errors and omissions coverage and terrorism insurance. Castle Rock Capacity Insurance Agency is a member of the EPIC Group of Insurance Companies. Its founders have extensive experience as underwriters.

Click to Call

90 Broad Street
New York, NY 10004

Website

(212) 360-2334 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

40 (Best)

Score Consistency:

Variable (Good)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Co-Op Insurance

  • Multiple Policy Types

Co-Op Insurance provides a range of insurance products for tenants or house or condominium owners in New York City and nearby areas. It helps tenants understand the importance of a renters' insurance plan, which provides coverage for their personal belongings, liability protection, and additional living expenses when their rented property is damaged. It also offers condominium policies that cover losses in case of theft or natural calamities. Additionally, Co-Op Insurance serves as a division of Honig Conte Porrino, an insurance brokerage founded in 1902.

Click to Call

129 West 27th Street
New York, NY 10001

Website

(212) 777-7113 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Effective Coverage

  • Multiple Policy Types

Effective Coverage is an insurance company that serves individuals, property owners, renters, and residential tenants in New York City. The company specializes in various renters' insurance policies, which typically cover bodily injury, medical expenses, and property damage from natural disasters and malicious mischief. Its owner and CEO, Eric Narcisco, started the company with the aim to provide a quality customer experience for renters and educate them about the importance of insurance. To date, it has insured more than 600,000 people in the U.S.

Click to Call

40 British American Boulevard
New York City, NY 12110

Website Instagram

(800) 892-4308 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 (Better)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Price: $500

More Info

Depends on the coverage.

Gotham Brokerage Co., Inc.

  • Multiple Policy Types

New York City-based Gotham Brokerage Co., Inc., has been serving the insurance needs of residents of the Big Apple and the surrounding communities for over 50 years. It carries renters' insurance that covers wind damage, theft, limited water damage, personal liability, damage to property of others, and accidental fire damage. This plan also protects the clients against credit card and check forgery. Additionally, Gotham Brokerage provides homeowners insurance, co-op/condo insurance, and auto insurance. Moreover, it caters to homeowners in 15 states.

Click to Call

75 Maiden Lane
New York, NY 10038

Website

(212) 406-7300 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Insurent Lease Guaranty

  • Multiple Policy Types

Insurent Lease Guaranty is based in New York City that provides rental guarantor services to its customers. It accommodates different types of renters from different levels of income, age, and credit score. With its mission to provide a stress-free experience in finding an apartment to rent, the company acts as a lease guarantor for renters. Over 725,000 apartments accept its services in different states, including New York. It also provides services to property owners and brokers.

Click to Call

122 East 42nd Street
New York, NY 10168

Website

(212) 295-5000 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 (Best)

Total Reviews:

161 (Best)

Score Consistency:

Consistent (Best)

Jari Santiago

  • Multiple Policy Types

Jari Santiago is an insurance agent based in New York City who set up her own State Farm office in 2014. She and her team aim to provide a variety of financial services and insurance products to individuals and businesses in the local community. They offer renters', home, and property insurance, as well as policies that provide life and health coverage. In addition, they give their clients access to investment opportunities such as annuities and mutual funds.

Click to Call

4869 Broadway
New York, NY 10034

Website Instagram

(646) 478-8484 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

323 (Best)

Score Consistency:

Variable (Good)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Price: 500

Policygenius

  • Multiple Policy Types

Policygenius is an independent insurance broker that provides its services in New York City. Established in 2014, it considers itself as a marketplace that sells different insurance policies, including renters' insurance, from different companies. This structure allows a comparison of which policy best fits the client's needs. Its team commits to being readily available to provide assistance, and the firm also has guides and other tools written in simple English regarding different insurance products including auto, health, and wills & trusts.

Click to Call

50 West 23rd Street
New York, NY 10010

Website Instagram

(855) 869-0001 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

747 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

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