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Best Local Car Insurance Agencies in New York City

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Ability Service Agency logo
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Ability Service Agency

2075 Grand Ave, Baldwin, NY 11510
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Business Description

Ability Service Agency, founded in North Baldwin in 1975, is an independent insurance agency providing auto insurance to families, individuals, and businesses throughout the New York metro area. The agency works with a carefully selected group of insurance companies to build personalized plans. Policies generally cover all car damage and protection against legal and medical expenses caused by accident-related injuries. Ability Service Agency also offers insurance coverage for motorcycles, boats, homeowners, and renters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (20)
Google
4.4 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Blue Rock Insurance Services logo
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Blue Rock Insurance Services

13505 38th Ave Apt 2A, Flushing, NY 11354
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Business Description

Founded in 2015, Blue Rock Insurance Services is an insurance agency located in Flushing, New York, that facilitates the purchase and sale of insurance solutions between insurance carriers and policy buyers. The firm's licensed brokers assist auto owners in finding comprehensive auto coverage at a low price. They explain the alternatives available to clients and help them customize a coverage package that meets all their needs. Blue Rock Insurance Services also offers home, travel, and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Boynton & Boynton: Insurance Professionals | Fair Haven, NJ logo
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License Verified:

License: 786986

New York State Department Of Financial Services

Boynton & Boynton: Insurance Professionals | Fair Haven, NJ

21 Cedar Avenue, Fair Haven, NJ 07704
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  • Bundling Option

Business Description

For almost 90 years, Boynton & Boynton has been assisting thousands of businesses and individuals in protecting their financial interests and exposures in the tri-state area. Its staff is one of the largest, with over 85 licensed professionals representing 32 insurance companies, including all the major carriers. Its agents fully review the client's existing programs and exposures to provide a comparative analysis, after which they design and implement the best insurance programs dependent on the client's needs.

License Verified:

License: 786986

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Campbell Solberg Associates logo
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Campbell Solberg Associates

129 W 27th St # 6, New York, NY 10001
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Business Description

Campbell Solberg Associates is an independent insurance agency that was founded in New York City in 1991. The firm provides collision protection and comprehensive auto insurance packages with policies that cover bodily injury, property damage, and uninsured motorists. Campbell Solberg's primary objectives are to be fair and honest in all transactions to establish a relationship of mutual trust with clients. The company also provides coverage for renters, homeowners, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Consumers Coverage Corp. logo
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Consumers Coverage Corp.

7512 Roosevelt Ave, Jackson Heights, NY 11372
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Business Description

For more than three decades, Consumers Coverage Corp. has been providing auto insurance coverage for residents of New York, New York, and the surrounding areas. The company is an agency that sources policies from several insurance companies, including AIG, MetLife, and Utica. It works with both individual and commercial clients, providing auto insurance coverage for personal and fleet vehicles. In addition to auto insurance, the agency can also help clients with home insurance and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DCAP Insurance logo
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DCAP Insurance

1839 Central Park Ave, Yonkers, NY 10710
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Business Description

DCAP Insurance has offices in Westchester, Long Island, and New York, New York. Agents help clients obtain everything from a minimum insurance policy that protects against theft, liability, and accidents to full coverage that includes collision and comprehensive protection. DCAP Insurance agents compare the rates of numerous carriers to help clients find the best rates. The agency also helps clients secure classic car, motorcycle, truck, RV, boat, and watercraft insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Haller-Zaremba Insurance Services logo
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Haller-Zaremba Insurance Services

328 Hillside Ave, Williston Park, NY 11596
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Business Description

Haller-Zaremba Insurance Services is an independent insurance agency located in Williston, New York, serving the greater New York City area. The company represents a long list of reputable auto insurance companies, each with a range of car insurance products that are fairly priced. The agents advise clients on the basic and optional coverage available, helping them understand what various insurance terms mean and how much coverage is necessary depending on their needs. The firm also provides condo, flood, and watercraft insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (54)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mackoul Risk Solutions Insurance logo
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Mackoul Risk Solutions Insurance

25 W 64th St Apt 4A, New York, NY 10023
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Business Description

Mackoul Risk Solutions Insurance is an independent insurance agency in New York, New York, offering a comprehensive set of insurance solutions to protect individuals' properties and health from the unexpected. One of its main areas of service is auto insurance, with a range of policies offering basic and optional coverage to protect vehicle owners from damage, personal injury, liability, and loss of use among more. The firm also provides home, renters, condo, and personal umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (101)
Facebook
5.0 / 5 (50)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mazzeo Agency Inc logo
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Mazzeo Agency Inc

110 Wall St Fl 11, New York, NY 10005
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Business Description

Mazzeo Agency Inc. is an insurance agency operating in New York, New York, with over a century and a half of experience in the insurance industry, serving clients from across the nation. As a full service, independent insurance brokerage, the firm provides a suite of auto insurance solutions compiled from a list of reputable state and national insurance carriers. Clients can get customized coverage policies that fit their needs and budgets without the hassle of shopping and comparing insurance plans themselves.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McCue Captains Agency logo
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License Verified:

License: 931123

New York State Department Of Financial Services

McCue Captains Agency

680 Branch Avenue, Little Silver, NJ 07739
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  • Multiple Carriers

Business Description

McCue Captains Agency is an independent insurance agency founded in 1927. The agency provides its range of services to clients in New York City and areas around Little Silver. It offers auto insurance policies with options for different kinds of coverage such as comprehensive and collision, liability, personal injury protection, towing, and rental reimbursement coverages. The agency also assists in insurance policies regarding liability, property, and life and benefits insurance for both personal and business needs.

License Verified:

License: 931123

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (5)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Meilee Fu logo
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License Verified:

License: 738674

New York State Department of Financial Services

Meilee Fu

139 Centre Street, Suite 813, New York, NY 10013
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  • Multiple Carriers

Business Description

Meilee Fu has worked as a State Farm agent for nearly three decades. She offers auto, home, condo, renters', life, and health insurance to New York City residents. State Farm's car insurance coverage caters to teen drivers, business travelers using rental vehicles, and collectors of sports, classic, and antique cars. Fu and her team also work with local small businesses and help them protect their investments. She is bilingual in English and Chinese—both Cantonese and Mandarin.

License Verified:

License: 738674

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (186)
Facebook
5.0 / 5 (13)
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Otterstedt Insurance Agency logo
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Otterstedt Insurance Agency

540 Sylvan Ave, Englewood Cliffs, NJ 07632
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Business Description

Established in 1919, Otterstedt Insurance Agency is based in New Jersey and works with a variety of insurers to help drivers in the New York metro area find the ideal auto policy to meet their needs and budget. The company writes policies for a wide range of vehicles, including cars, motorcycles, and trucks. Bodily injury, uninsured motorist, and comprehensive physical damage are a few of the standard coverages the company recommends to its clients. Otterstedt Insurance Agency also provides homeowners and renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (57)
Google
4.7 / 5 (36)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Regency Agency Inc. logo
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License Verified:

License: 672112

New York State Department Of Financial Services

Regency Agency Inc.

8114 3rd Avenue, Brooklyn, NY 11209
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  • Motorcyle & ATV

Business Description

Regency Agency Inc. is an insurance firm that has been serving the greater New York City area since 1979. Its professional staff assists private and commercial motorists to acquire suitable auto insurance plans that will protect them and their vehicles in the event of an emergency. Anthony Aquilino, the founder of Regency Agency, is the past president of the Council of Insurance Brokers and is a present member of the Governing Committee of the New York Auto Insurance Plan.

License Verified:

License: 672112

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (13)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sammy Brokerage, Inc. logo
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License Verified:

License: 784681

New York State Department of Financial Services

Sammy Brokerage, Inc.

41-01 Broadway, Astoria, NY 11103
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  • Motorcyle & ATV

Business Description

Sammy Brokerage, Inc., is an independent agency located in Astoria. It offers car and Taxi and Limousine Commission insurance. The agency also provides homeowners' and workers' compensation insurance. In addition, it can also register clients' vehicles at the Department of Motor Vehicles. The agency represents various companies, including American Trust, Hereford, MAC, Kingstone, Progressive, and Safeco. Sammy Brokerage has been serving New York City for more than 25 years. It also offers its services in Polish, Hindi, Punjabi, and Arabic.

License Verified:

License: 784681

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (32)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Silver Lining Insurance logo
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License Verified:

License: 1600351

New York State Department of Financial Services

Silver Lining Insurance

120 Broadway, 37th Floor, New York, NY 10271
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  • Multiple Carriers

Business Description

Silver Lining Insurance creates customized solutions for New York City residents so they can manage risks. As a multi-line independent insurance agency, it assists clients in purchasing protection plans for different kinds of vehicles, including motorcycles, antique cars, and RVs. Its agents assess client needs and goals, customize policies, and guide them in choosing products from national and regional insurance carriers. Michael Silverman has been in the industry since 1988. He is a Certified Insurance Counselor and Chartered Life Underwriter.

License Verified:

License: 1600351

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.2 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tri State Insurance Brokerage logo
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Tri State Insurance Brokerage

277 Tarrytown Rd, White Plains, NY 10607
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Business Description

Tri-State Insurance Brokerage is an independent insurance agency located in the New York, New York, metro area, with an office in the Bronx, White Plains, and Fort Lee, New Jersey, and Stamford, Connecticut. Policy experts work with drivers to determine their coverage needs and check for rates from several top carriers to find drivers the right amount at competitive rates. The company also offers motorcycle, limousine, homeowners, and earthquake and flood insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (9)
Google
4.1 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vavas Insurance & Financial Services - Brooklyn Office logo
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License Verified:

License: 1319807

New York State Department Of Financial Services

Vavas Insurance & Financial Services - Brooklyn Office

8423 3rd Avenue, Brooklyn, NY 11209
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  • Multiple Carriers

Business Description

Located in Brooklyn, Vavas Insurance & Financial Services is an insurance agency serving residents of New York City and Manhattan. Its expert insurance agents specialize in car insurance and provide personalized auto policies catering to the clients' specific needs and driving histories. They offer auto insurance inclusive of liability coverage, collision coverage, and comprehensive property damage coverage. Clients may also avail of additional protection for medical payments, emergency road service, and uninsured motorists. Vavas Insurance & Financial Services maintains offices in Brooklyn, Jackson Heights, and Staten Island.

License Verified:

License: 1319807

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (64)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs