Expertise.com

Best Credit Repair Companies in New Rochelle

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
A&M Credit Repair logo

A&M Credit Repair

160-29 Union Turnpike, Fresh Meadows, NY 11366
Visit Website
  • Debt Consolidation
  • Credit Audit

A&M Credit Repair offers its services to residents of New Rochelle and the surrounding areas. It helps people improve their credit scores by challenging the negative items in their credit reports, such as collections, repossessions, late payments, and foreclosures. In addition to credit repair, the company applies for credit cards on behalf of its clients to help them build their future credit. Angel Suero, the founder of A&M Credit Repair, has almost a decade of experience in the industry.

Visit Website
Climbing Score LLC logo

Climbing Score LLC

​217 W 231 Street, Bronx, NY 10463
Visit Website
  • Credit Audit

Climbing Score LLC serves individuals who want to acquire investment properties in New Rochelle and nearby locations. It aims to help debtors improve their credit scores by providing them with an array of repair solutions. The enterprise works with creditors and credit bureaus to identify clients' negative report items. Its specialists create customized plans to improve credit scores and reports. Consumers can track their accounts 24/7 using computers and smartphones. Climbing Score can accommodate clients who speak Spanish.

Visit Website
Credit City logo

Credit City

4211 Broadway Ste# 110B, New York, NY 10034
Visit Website
  • Credit Monitoring

Credit City is a company that provides an array of services to individuals and business owners in the New Rochelle area and the surrounding communities. Through its credit repair solutions, it assists clients in obtaining investment properties. The enterprise works with various credit reporting agencies to establish the business' credit profile. Its specialists also create solutions for outdated, inaccurate, questionable, misleading, and unverifiable data regarding consumers' credit reports. Credit City has partnerships with TransUnion, Equifax, Experian, and Authorize.Net.

Visit Website
Credit Mount logo

Credit Mount

1790 Flatbush Ave, Brooklyn, NY 11210
Visit Website
  • Debt Consolidation

For over 14 years, Credit Mount has been helping New Rochelle residents work their way to financial success. The firm specializes in serving legal professionals who need to improve their credit scores. It uses proprietary software to accelerate the process and implements strategies based on the needs and goals of its clients. It also offers credit restoration, building, and monitoring services. In addition, it provides consultations on matters involving identity theft. Credit Mount has worked with the Bank of America.

Visit Website
Credit Repair Network, Inc logo

Credit Repair Network, Inc

12 Bayview Ave. Unit 632, Lawrence, NY 11559
Visit Website
  • Credit Audit

Credit Repair Network, Inc., operates in and around the New Rochelle metro. The Lawrence-based company helps clients improve their credit scores and clean up their financial records. It creates personalized dispute options to fit its clients' needs, writes dispute letters submitted on their behalf, and assigns them a case analyst and advisor who works with them personally throughout the process. Credit Repair Network is staffed by a team that has worked 15 years as mortgage bankers, brokers, and loan officers.

Visit Website
Ebony Credit Solutions logo

Ebony Credit Solutions

891 Clarkson Avenue, Brooklyn, NY 11203
Visit Website
  • Credit Audit

Ebony Credit Solutions is a company that serves New Rochelle. It creates plans of action to help clients rebuild their credit situation, including reviewing reports for any negative or inaccurate information such as delinquent accounts, collections, and incorrect personal details and dates of last activity. Its audit service aims to improve credit-to-debt ratios and help individuals qualify for new loans. The company also offers 24/7 client portal access and customer service support. Credit Solutions was established in 2017.

Visit Website
New Hope Credit Services logo

New Hope Credit Services

200 Garden City Plaza, Garden City, NY 11530
Visit Website
  • Credit Monitoring

New Hope Credit Services serves the people of New Rochelle and the surrounding communities. Its team members examine each entry on a client's credit report to identify incorrect items. They assist in credit rebuilding by disputing problematic entries such as collections, late payments, public records, and judgments with credit bureaus and creditors. Credit professionals also educate customers on how to use credit, such as how to use personal credit scores to get approved for business lines of credit and loans.

Visit Website
Back to Providers

Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you