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Best Health Insurance Agencies in Mount Vernon

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2023
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Birtwhistle & Livingston logo

License Verified:

License: 649051

New York State Department of Financial Services

Birtwhistle & Livingston

71 East Palisade Avenue, Englewood, NJ 07631
  • Life Insurance

Business Description

Delivering insurance services since 1892, Birtwhistle & Livingston serves individuals, families, and businesses in Mount Vernon. It offers products such as health insurance, term life insurance, and whole life insurance. In addition, the company deals with personal coverages for homes, rental properties, condos, boats and motorcycles, cars, and valuable articles. Also available are business policies like inland and ocean marine insurance, commercial umbrella insurance, and workers’ compensation. Birtwhistle & Livingston’s team crafts customized insurance programs for its clientele.

License Verified:

License: 649051

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (9)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Clara Mendoza logo

License Verified:

License: 545327

New York State Department of Financial Services

Clara Mendoza

2010 Williamsbridge Road, Bronx, NY 10461
  • Individual Plans
  • Life Insurance

Business Description

Clara Mendoza is the owner and CEO of the Mendoza Agency. She has been in the insurance industry for over 15 years. Clara and her team serve clients in the Bronx and its surrounding areas, including Mount Vernon. They offer life and health insurance solutions such as accident, disability, long-term care, and universal life insurance. They also offer auto, homeowners, renters, business, and umbrella insurance plans. Clara has also been commended by previous clients for being helpful and professional.

License Verified:

License: 545327

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (61)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Dan DeSimone logo

Dan DeSimone

105 North Dean Street, Englewood, NJ 07631
  • Individual Plans
  • Life Insurance

Business Description

Dan DeSimone is an Englewood-based State Farm insurance agent that caters to clients in Mount Vernon. He offers life insurance policy options for first-time and seasoned clients. Dan examines a client's budget, family relations, estate, and other assets to recommend suitable policies. He also educates them on the benefits of term life, whole life, and universal life plans. Dan modifies these plans to save money for retirement, provide for children's education, or grow cash-value capital. His other insurance policies cover homeowners and automobiles.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Eidman Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 1204327

New York State Department of Financial Services

Eidman Insurance Agency

Visit WebsiteWebsite
145 New York 303, West Nyack, NY 10994
  • Individual Plans

Business Description

Eidman Insurance Agency is an insurance service provider headquartered in West Nyack. Composed of a team of insurance and financial planning specialists, this agency offers a wide array of life and health insurance plans throughout Mount Vernon and the neighboring communities. Established by Roy Eidman in 1950, the agency has grown to provide insurance solutions for over 5,000 individuals and families, as well as 2,000 businesses throughout the New York Tri-state area.

License Verified:

License: 1204327

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Senior Reserve Group logo
Visit WebsiteWebsite

License Verified:

License: 1426491

New York State Department of Financial Services

Senior Reserve Group

Visit WebsiteWebsite
650 East Palisade Avenue, Englewood Cliffs, NJ 07632
  • Health Insurance

Business Description

Senior Reserve Group is an independent insurance agency providing health insurance options to clients in Mount Vernon. It helps clients understand their choices and works with various insurance companies to provide them with an extensive range of products. The business offers several Medicare options, such as Medicare Advantage, Supplement, and Part D Prescription Drug plans. It also provides dental and vision insurance coverage. Its owner, Evan Fein, specializes in Medicare and long-term care options. Senior Reserve Group is also affiliated with UnitedHealthcare.

License Verified:

License: 1426491

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Waterstone Insurance logo
Visit WebsiteWebsite

License Verified:

License: 1432400

New York State Department of Financial Services

Waterstone Insurance

Visit WebsiteWebsite
158 Washington Avenue, Dumont, NJ 07628
  • Individual Plans
  • Life Insurance

Business Description

Waterstone Insurance delivers a line of policy options to individuals in Mount Vernon. It provides an array of health insurance products, such as individual, family, and group health insurance; short-term health insurance; dental health insurance; international travel health insurance; HMOs, and indemnity plans. The company also offers coverages for vehicles, homeowners, and renters. In addition, it is able to craft pension plans. Its other services include business insurance solutions, like commercial vehicles policies and financial planning.

License Verified:

License: 1432400

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.