Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Mount Vernon

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mount Vernon Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1273Reviewed

765Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

145 New York 303, West Nyack, NY 10994
WebsiteLicense: 1204327

Expertise.com Rating

Review Sources

Google
5.0 (11)
Yelp
5.0 (2)

Why choose this provider?

Eidman Insurance Agency is an insurance service provider headquartered in West Nyack. Composed of a team of insurance and financial planning specialists, this agency offers a wide array of life and health insurance plans throughout Mount Vernon and the neighboring communities. Established by Roy Eidman in 1950, the agency has grown to provide insurance solutions for over 5,000 individuals and families, as well as 2,000 businesses throughout the New York Tri-state area.

  • Individual Plans

105 North Dean Street, Englewood, NJ 07631

Expertise.com Rating

Why choose this provider?

Dan DeSimone is an Englewood-based State Farm insurance agent that caters to clients in Mount Vernon. He offers life insurance policy options for first-time and seasoned clients. Dan examines a client's budget, family relations, estate, and other assets to recommend suitable policies. He also educates them on the benefits of term life, whole life, and universal life plans. Dan modifies these plans to save money for retirement, provide for children's education, or grow cash-value capital. His other insurance policies cover homeowners and automobiles.

  • Individual Plans
  • Life Insurance

650 East Palisade Avenue, Englewood Cliffs, NJ 07632
WebsiteLicense: 1426491

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (4)

Why choose this provider?

Senior Reserve Group is an independent insurance agency providing health insurance options to clients in Mount Vernon. It helps clients understand their choices and works with various insurance companies to provide them with an extensive range of products. The business offers several Medicare options, such as Medicare Advantage, Supplement, and Part D Prescription Drug plans. It also provides dental and vision insurance coverage. Its owner, Evan Fein, specializes in Medicare and long-term care options. Senior Reserve Group is also affiliated with UnitedHealthcare.

  • Health Insurance

2010 Williamsbridge Road, Bronx, NY 10461
WebsiteLicense: 545327
Website

Expertise.com Rating

Review Sources

Google
4.0 (61)
Facebook
5.0 (12)

Why choose this provider?

Clara Mendoza is the owner and CEO of the Mendoza Agency. She has been in the insurance industry for over 15 years. Clara and her team serve clients in the Bronx and its surrounding areas, including Mount Vernon. They offer life and health insurance solutions such as accident, disability, long-term care, and universal life insurance. They also offer auto, homeowners, renters, business, and umbrella insurance plans. Clara has also been commended by previous clients for being helpful and professional.

  • Individual Plans
  • Life Insurance

71 East Palisade Avenue, Englewood, NJ 07631
WebsiteLicense: 649051
Website

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Yelp
4.0 (7)

Why choose this provider?

Delivering insurance services since 1892, Birtwhistle & Livingston serves individuals, families, and businesses in Mount Vernon. It offers products such as health insurance, term life insurance, and whole life insurance. In addition, the company deals with personal coverages for homes, rental properties, condos, boats and motorcycles, cars, and valuable articles. Also available are business policies like inland and ocean marine insurance, commercial umbrella insurance, and workers’ compensation. Birtwhistle & Livingston’s team crafts customized insurance programs for its clientele.

  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are the requirements for Mount Vernon residents who want to get health insurance from the Individual Marketplace in New York?

    To enroll in health plans from the Individual Marketplace in New York, Mount Vernon residents should reside in New York, hold U.S. citizenship or valid immigrant status, and not be incarcerated. The Marketplace is the sole platform offering federal monetary support for lowering coverage costs. It also simplifies health plan comparisons for optimal choice and budgeting.

  • How is health insurance premium determined in Mount Vernon?

    In Mount Vernon, health insurance costs remain unaffected by age or personal details. Unlike many states, New York restricts insurers from adjusting premiums based on personal attributes, relying solely on one's residence. Consequently, regardless of age or business size, every Mount Vernon resident in a particular area pays an identical rate. This unique system means younger inhabitants might pay more, while older folks often pay less than in other states.

  • What health coverage options exist for incarcerated individuals in Mount Vernon?

    In Mount Vernon, incarcerated individuals can't procure health insurance via the Marketplace, but they might be eligible for public health coverage programs like Medicaid. Notably, while incarcerated, Medicaid solely covers off-site inpatient hospital stays. The correctional institution handles all other healthcare necessities and treatments during imprisonment.

  • How can Mount Vernon residents get affordable health coverage and tax credits in New York?

    Mount Vernon inhabitants might be eligible for Medicaid if their monthly earnings fall below $1,677 for singles or $2,268 for couples. If they are not qualified for Medicaid, they can earn premium tax credits by selecting a silver-tier plan from the marketplace. To ascertain eligibility, create an account on the New York health insurance marketplace, apply, and await the decision on premium reductions.

  • Why isn't short-term health insurance available in Mount Vernon?

    In Mount Vernon, short-term health plans are banned since all insurance must be renewable and cover essential benefits, which these transient policies don't. Although many seek short-term policies during employment gaps, New York residents can apply for individual insurance via the marketplace after pivotal life occurrences, such as job departure or marital dissolution, making short-term coverage often unnecessary.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

Related Articles

FeaturedHow To Get Health Insurance

How To Get Health Insurance

In this article, we’ll explore the world of health insurance, providing insights into employer-sponsored plans, individual in...

Featuredcovid-vaccine-health-insurance-banner

Survey: 3 Out of 10 Think Unvaccinated Should Pay More for Health Insurance

We surveyed 600 adults, asking them questions, if they’ve gotten vaccinated, why they decided to get vaccinated, and if they ...