Expertise.com

Best Mortgage Refinance Companies in Huntington

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Affordable Financial Services LTD logo

Affordable Financial Services LTD

One Huntington Quadrangle Suite 1N09, Melville, NY 11747
Visit Website
  • Commercial Loans

Since 2006, Affordable Financial Services LTD has been guiding Huntington homebuyers through the process of obtaining loans. It helps people refinance their homes and benefit from lower interest rates or payments by providing adjustable- and fixed-rate mortgage options. Its specialists also offer reverse mortgages to enable people aged 62 years and over to convert their homes’ equity into tax-free cash. Affordable Financial Services assists clients in finding the loan that fits their situation, budget, and credit scores, whether conventional, FHA, or VA.

Visit Website
Allied Mortgage Group logo

Allied Mortgage Group

15 Newbridge Road, Hicksville, NY 11801
Visit Website
  • New Construction

Allied Mortgage Group has home refinancing options available for clients in Huntington and the surrounding areas. The lender provides VA, FHA, USDA, and fixed-rate loan options to first-time homebuyers, self-employed individuals, and real estate investors. In addition, it has a 203(k) loan program that enables clients to purchase or refinance homes and costs of repair. Allied Mortgage Group has helped over 6,000 homeowners since 1993. The company is a member of the Mortgage Bankers Association.

Visit Website
Coltrain Funding Group LLC logo

Coltrain Funding Group LLC

140 Fell Court, Hauppauge, NY 11788
Visit Website

Coltrain Funding Group LLC serves clients throughout the Huntington metro and the surrounding areas. It aims to help individuals apply for mortgage refinancing programs to convert their rate loans, extract cash equity, improve their homes, consolidate debts, and obtain educational funds. The agency offers reverse mortgage plans, such as proprietary, federally insured, and single-purpose, for individuals aged 62 years old and above to stay in their homes while meeting their financial obligations. FHA and VA loan programs are also available for individuals wishing to purchase homes.

Visit Website
Contour Mortgage - Huntington logo

Contour Mortgage - Huntington

288 New York Ave, Huntington, NY 11743
Visit Website
  • New Construction
  • Reverse Mortgages

Contour Mortgage - Huntington is a full-service lender that caters to families and individuals who want to purchase investment properties or second homes. It helps clients obtain multifamily residential spaces through its mortgage assistance. The company processes different types of home loan programs, including USDA, VA, FHA, jumbo, and 203(k) renovation financing. Customers must file the required documents, including their bank statements, credit scores, employment history, and social security number. Contour Mortgage has been in operation since 1993.

Visit Website
Intercontinental Capital Group - Melville logo

Intercontinental Capital Group - Melville

265 Broadhollow Rd., Melville, NY 11747
Visit Website
  • Reverse Mortgages

Intercontinental Capital Group - Melville provides services to clients across Huntington and the surrounding areas. It helps individuals apply for a mortgage refinance to help them achieve their financial security and goals, such as home improvement budgets and debt consolidations. It also assists clients in reducing their mortgage insurance. One of its mortgage loan offices, Bryan Calabrese, has more than two decades of industry experience. He also serves as the vice president of the company's credit solutions team.

Visit Website
United Faith Mortgage logo

United Faith Mortgage

399 Conklin Street, Suite 206, Farmingdale, NY 11735
Visit Website
  • Multi-Family Loans
  • New Construction
  • Reverse Mortgages

United Faith Mortgage attends to the needs of homeowners and homebuyers in the Huntington area. Its team assists clients through the mortgage refinancing process, helping them achieve different goals such as shortening loan terms, tapping into home equity, and reducing interest rates. The professionals also convert adjustable-rate mortgages to fixed-rate ones. The values of the company's team members are Christian-based, with family and faith at the center. John, one of United Faith Mortgage's loan professionals, has more than 25 years of industry experience.

Visit Website
United Mortgage Corp. logo

United Mortgage Corp.

25 Melville Park Road, Suite 100, Melville, NY 11747
Visit Website
  • New Construction
  • Reverse Mortgages

United Mortgage Corp. has been serving individuals and families in Huntington and its nearby communities for more than 30 years. It offers mortgage refinancing services to help clients lower their monthly loan payments, consolidate debts, or pay off their mortgages faster. The company also provides assistance in applying for various home loan programs such as reverse mortgage, fixed-rate, adjustable-rate, VA, and FHA loans. Its team members bring over 150 years of combined experience in the industry.

Visit Website
Back to Providers

Frequently Asked Questions

Q: What should you expect when refinancing a mortgage?

A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

Q: How often should you refinance your mortgage?

A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?

A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Mortgage Refinance Companies near you