Best Mortgage Refinance Companies in Cheektowaga

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CCM Buffalo logo
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License: 2172659

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CCM Buffalo

5500 Main Street, Suite 304, Williamsville, NY 14221
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  • New Construction
  • Reverse Mortgages

Business Description

The Burke Team caters to prospective refinancers from Cheektowaga as a division of CrossCountry Mortgage. The firm's team assists those who seek to reduce their existing loan rates and secure cash-outs for college fees, property renovations, and debt settlements. Its consultants educate people on finance-related matters using first-hand reports of local marketing conditions and interest rates, along with resources from the Mortgage Bankers Association. They also organize holistic evaluations of each client's preferred term durations, credit history, and income-to-debt ratio.

License Verified:

License: 2172659

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (703)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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R & R Funding logo
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License: 203520

Nationwide Multistate Licensing System and Registry

R & R Funding

10 Sussex Ln, Lancaster, NY 14086
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  • New Construction

Business Description

R & R Funding deals with clients throughout the Cheektowaga area and nearby neighborhoods. The company advises homeowners looking to refinance their loans. It has experience modifying the terms of VA, FHA, and USDA loans. The company also provides conventional mortgage programs for first-time homebuyers and seasoned property investors. It maintains a website that contains resource pages to guide clients in their decision-making. Ron Fronckowiak, its primary broker, has been in the industry since 2002.

License Verified:

License: 203520

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Supreme Lending New York logo
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License: 1857261

Nationwide Multistate Licensing System and Registry

Supreme Lending New York

5385 Main Street, Williamsville, NY 14221
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  • New Construction

Business Description

Supreme Lending New York handles the needs of residents in Cheektowaga and the surrounding areas. The company offers customers various loan programs, including traditional and government loans, such as conventional, jumbo, FHA, and VA loans. Its team of loan officers handles different property types, such as primary residences, second homes, and condominiums. The loan process includes starting the pre-qualification stage, making an offer to purchase, meeting all deadlines, and completing last-minute details, including closing and funding.

License Verified:

License: 1857261

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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