Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Cheektowaga

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cheektowaga Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1646

Reviewed

989

Curated

4

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

7 Limestone Drive, Buffalo, NY 14221
WebsiteLicense: 1022407

Expertise.com Rating

Review Sources

Google
5.0 (161)
Facebook
5.0 (19)

Why choose this provider?

Sheridan Benefits is an independent insurance agency serving Cheektowaga and the neighboring cities. It specializes in providing individual health insurance solutions and Medicare plans. Some of its services include group health, dental and vision, and short-term and long-term disability policies. Senior citizens looking for additional Medicare coverage can choose from various additions offered by the company, such as prescription drug plans. Additionally, Sheridan Benefits offers voluntary insurance plans such as accident, critical illness, and medical bridge policies.

  • Life Insurance

2301 George Urban Boulevard, Depew, NY 14043
WebsiteLicense: 763003

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (14)

Why choose this provider?

McMahon Agency has provided a wide variety of insurance packages for health, auto, and business since 1926 in Cheektowaga and the surrounding areas. It offers a complete line of health insurance products for individual and family health care, disability, individual long-term care, and medicare. The company is an independent insurance agent representing several insurance companies. It has developed an online policy service center that allows customers to change policy information, report claims, make policy change requests or pay their insurance carrier directly.

  • Health Insurance
  • Medicare

2560 Walden Avenue, Suite 109, Cheektowaga, NY 14225
WebsiteLicense: 1421517

Expertise.com Rating

Review Sources

Facebook
4.9 (74)
Google
4.8 (28)
Yelp
5.0 (1)

Why choose this provider?

Charlie Patton is a State Farm insurance agent that serves clients in Cheektowaga. She offers health insurance products, like Medicare supplement, to individuals looking to cover medical costs. Patton provides other insurance solutions, including life, auto, and pet insurance. She also handles personal banking services and helps set up savings and checking accounts for clients. Patton has over a decade of experience in the financial industry. She once served as a customer relationship manager at the Bank of America.

  • Health Insurance

615 Elmwood Ave, Buffalo, NY 14222
WebsiteLicense: 1150457

Expertise.com Rating

Review Sources

Google
4.8 (164)
Facebook
4.5 (25)

Why choose this provider?

Dan Schmidt is a State Farm insurance agent who serves clients in Cheektowaga and nearby areas. He offers health insurance plans, which cover health benefits that are needed to maintain the health of policyholders and their families. His State Farm agency also provides insurance products for homeowners, automobiles, homeowners, renters, and businesses. Dan's team is committed to establishing long-term relationships with clients and supporting them during important life events, whether they are good or bad.

  • Life Insurance
  • Health Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are the benefits of the Medicare Premium Savings Program for beneficiaries in Cheektowaga?

    The Medicare Premium Savings Program helps beneficiaries in Cheektowaga reduce the costs of out-of-pocket expenses from their Medicare coverage. It can pay for copays, coinsurance, and QMB Medicare Parts A and B. Additionally, the program can be used to pay for premiums under SLIMB Medicare Part B and QI-1 Medicare Part B. Apply by calling the Medicaid Office of the Erie County Department of Social Services at 716-858-8601.

  • Will you face penalties if you do not carry health insurance in Cheektowaga?

    It depends. You may face tax penalties each month if you opt not to have health insurance in Cheektowaga. The penalty amount will depend on factors such as income or household size. However, it has a limit based on the national average cost for any applicable year. Limited-income individuals may apply for an exemption.

  • In Cheektowaga, what are the advantages of buying health plans in the New York Health Plan Marketplace?

    There are financial and program benefits you can only obtain from the New York Health Plan Marketplace. Health plan buyers in Cheektowaga can apply for financial assistance to reduce premium costs. Through the marketplace, they can check if they qualify for Medicaid or Child Health Plus. The online marketplace also utilizes current web technologies that enable consumers to compare different plans side by side and easily sign up for a plan within minutes.

  • Are there low-cost options for individuals in Cheektowaga who do not qualify for Medicaid?

    Yes, the NY State of Health Essential Plan is a low-cost or free option for individuals in Cheektowaga who are not eligible for Medicaid. The plan has no deductibles and provides comprehensive coverage that includes medications, hospitalization and outpatient care, and dental and vision. In addition, it has coverage for preventive care, such as regular health exams.

  • If you are a state public employee in Cheektowaga, what kind of employment-based insurance can you get?

    State public employees in Cheektowaga are enrolled in the employment-based health plan under the New York State Health Insurance Program. It comprises the NYSHIP-approved Health Maintenance Organizations (HMOs) and the Empire Plan and is administered by the NY Department of Civil Service. Under the Empire Plan, beneficiaries have the option to choose the participating healthcare provider and pay a copayment. They can opt for a non-participating provider but have to pay the higher cost.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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