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Best Local Car Insurance Agencies in Cheektowaga

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Alliance Insurance Agency Inc logo
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License Verified:

License: 895751

New York State Department Of Financial Services

Alliance Insurance Agency Inc

576 Dick Road, Depew, NY 14043
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  • Multiple Carriers

Business Description

Alliance Insurance Agency Inc has been providing insurance solutions for residents in Cheektowaga since 1999. The firm's professionals assess each client's driving habits and obtain coverage for the possible risks that they may encounter on the road. They can also oversee the tasks needed to be addressed during road accidents, such as filing claims and coordinating with another driver's insurance company. Alliance Insurance Agency Inc can also shop for policies for boats and motorcycles. It is a member of the Independent Insurance Agents’ Association of Western New York and Brokers of America.

License Verified:

License: 895751

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (12)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Charlie Patton logo
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License Verified:

License: 1421517

New York State Department Of Financial Services

Charlie Patton

2560 Walden Avenue, Cheektowaga, NY 14225
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Business Description

Charlie Patton is a licensed insurance agent for State Farm who serves clients in Cheektowaga, Buffalo - Niagara Falls, and nearby areas. She provides insurance and risk management products such as automobile insurance, renters insurance, and homeowners insurance. She also offers life and asset insurance coverage. Charlie's expertise and background, as well as her professional network of reputable insurance carriers, allow her to provide personalized insurance coverage that can meet the needs of every client.

License Verified:

License: 1421517

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (36)
Google
4.6 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cheektowaga Agency, Inc logo
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License Verified:

License: 673522

New York State Department Of Financial Services

Cheektowaga Agency, Inc

3 Kelly Drive, Cheektowaga, NY 14227
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  • Multiple Carriers
  • Bundling Option

Business Description

Cheektowaga Agency, Inc. is an auto insurance provider serving Cheektowaga and nearby areas. Its goal is to provide comprehensive insurance from several financially sound companies and deliver them with keen attention to every client's needs. The agency has over 64 years of industry experience, with its reputation for having integrity, quality, and excellent products and services. Its clients say that they found better financial solutions with this agency than with their previous providers. Its vehicle insurance extends to RVs, boats, and other seasonal vehicles.

License Verified:

License: 673522

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Donna Carey logo
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License Verified:

License: 709019

New York State Department Of Financial Services

Donna Carey

1045 George Urban Boulevard, Cheektowaga, NY 14225
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Business Description

Donna Carey is a local State Farm insurance agent offering auto insurance services to car owners in Cheektowaga, Depew, West Seneca, Lancaster, and Buffalo. Carey, who has been addressing clients' insurance needs since 1988, handles a team that deals with various vehicle protection plans, including rental, comprehensive, rideshare, and collision. Additionally, they can provide policies for business travelers, collectors, and families. For around 30 years, Carey also served as State Farm's coordinator for Toys for Tots.

License Verified:

License: 709019

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (40)
Yelp
3.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McMahon Agency logo
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License Verified:

License: 743036

New York State Department Of Financial Services

McMahon Agency

2301 George Urban Boulevard, Depew, NY 14043
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  • Multiple Carriers

Business Description

For the past nine decades, McMahon Agency has been catering to the insurance needs of individuals and businesses in Cheektowaga and nearby localities. Founded in 1926, the company assists car owners, family drivers, and vehicle operators to acquire an auto insurance policy that can adequately protect themselves, their passengers, and their vehicles against potential risks. Its independent insurance agents represent multiple carriers that can offer liability, comprehensive, collision, medical, umbrella, and specialty coverage options. The company serves clients throughout New York.

License Verified:

License: 743036

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mesi Agency, Inc. logo
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License Verified:

License: 922741

New York State Department Of Financial Services

Mesi Agency, Inc.

759 Dick Road, Buffalo, NY 14225
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  • RV & Motorhome

Business Description

Mesi Agency, Inc., is a local insurance firm providing car insurance options in Cheektowaga. Having been in the business for over 30 years, it carries personal auto, motorhome, ATV, snowmobile, boat, and motorcycle insurance plans. Car owners can access insurance solutions from different companies, including Preferred Mutual, Travelers, and National General Insurance. In addition, they receive financial protection for losses associated with medical treatments, repairs, and damage-related litigations. Mesi Agency also assists policyholders in the claims settlement process.

License Verified:

License: 922741

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (39)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Bakos Agency, Inc. logo
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License Verified:

License: 859628

New York State Department Of Financial Services

The Bakos Agency, Inc.

1099 French Road, Cheektowaga, NY 14227
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  • Multiple Carriers

Business Description

The Bakos Agency, Inc., is a family-owned business operated by sisters Ann Marie and Julie Wagner. Based in Cheektowaga, the company caters to clients' auto insurance needs. Its team creates car protection plans for drivers, regardless of their driving record. They work with a curated group of insurance carriers, allowing them to provide clients with different policy options. The Bakos Agency also offers life and homeowners' insurance. It has been in service since 1930.

License Verified:

License: 859628

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Walden Agency Inc. logo
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License Verified:

License: 784190

New York State Department Of Financial Services

The Walden Agency Inc.

4206 Union Rd, Cheektowaga, NY 14225
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  • RV & Motorhome
  • Boats

Business Description

Established in 1971, The Walden Agency, Inc., has been offering auto insurance products and services to individuals, families, and businesses in Cheektowaga and the nearby areas. It is an independent insurance agency that works with various carriers to provide insurance programs that protect clients from damages and financial losses caused by an accident. Its insurance agents help them choose the right coverages they need. The company also offers insurance solutions for motorcycles, RVs, boats, and snowmobiles.

License Verified:

License: 784190

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TLC Brokerage logo
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License Verified:

License: 1196954

New York State Department Of Financial Services

TLC Brokerage

1660 Kensington Avenue, Buffalo, NY 14215
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  • Multiple Carriers

Business Description

TLC Brokerage is a car insurance agency based in Cheektowaga. It offers several insurance options for cars and recreational vehicles. Its current insurance plans provide various policies that can help clients in case of damage sustained from accidents, as well as the costs of maintaining classic or antique vehicles. Its experienced agents have been assisting Western New York residents over the years with both their products and their skill in determining possible protection gaps. The company also offers liability and home and property casual insurance.

License Verified:

License: 1196954

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Williamsville Insurance logo
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License Verified:

License: 1482642

New York State Department Of Financial Services

Williamsville Insurance

5813 Main Street, Williamsville, NY 14221
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  • Multiple Carriers

Business Description

Williamsville Insurance handles the car insurance needs of clients in Cheektowaga for more than three decades. As a member of Confie, one of the largest privately-owned insurance brokers in the country, the agency has access to multiple reputable insurance carriers such as Auto-Owners, Travelers, Foremost, Kemper, and Safeco. The team of agents researches and compares suitable insurance products in order to offer solutions that work best with the client's situation.

License Verified:

License: 1482642

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
3.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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