7 Best Buffalo Mortgage Refinance Companies

Alden State Bank has been serving clients throughout Buffalo and the surrounding communities since 1916. Its mortgage specialists have extensive experience helping homeowners secure refinancing to reduce their interest rate and lower monthly payments or pay off their homes faster. The finance agents work with all local decision-makers and loan servicers in Western New York. Alden State Bank offers clients a wide range of programs to choose from, including home equity loans to consolidate debt, pay for a loved one's college expenses or home remodeling, or help with significant life events.

The Bank of Akron has been serving customers in Buffalo and the surrounding areas since 1900, beginning services as the Wickware National Bank of Akron. Its mortgage specialists help homeowners refinance their current home loan to a lower rate for smaller monthly payments or to pay down balances faster. The bank offers a wide range of financing programs to cover most financing situations, including fixed-rate, rural development, and jumbo mortgages for primary residences, second homes, vacation houses, and investment properties. It also handles EZ Equity line of credit and build construction loans.

HB&O Funding Company has been serving clients for over 39 years in Buffalo and the surrounding communities. Its mortgage specialists work with local and nationwide lenders to help homeowners achieve their refinancing goals, including locking in a lower rate, paying off the loan more quickly, and switching the loan type to save money or handle income changes such as retirement. HB & O Funding Company also assists clients with leveraging a home's equity with no closing cost options, make home repairs and complete improvements to increase value, and provide funds for retirement, educational costs, or consolidating debt.

HUNT Mortgage is a locally owned and operated real estate company that has been providing home mortgage refinance near Buffalo since 1911. Its loan specialists help existing homeowners decrease their monthly payments or pay off their homes faster with a lower interest rate. Clients can qualify for a new loan to pay off their current mortgage following significant improvements in their credit score or to take advantage of reduced rates. Another option is to refinance to consolidate debt and use their home's equity to pay towards large financial transactions, such as completing home improvements or paying off another loan.

The Lake Shore Savings Bank is one of the mortgage refinance lenders near Buffalo that's been serving homeowners throughout the local communities since it was chartered in 1891. Its mortgage bankers provide a wide range of financing options for borrowers to reduce their interest rates and help them save on monthly payments or the length of their loans, such as fixed 10-, 15, 20-, and 30-year rates and one-year, 5/1, and 7/1 adjustable-rate mortgages. The home loan specialists can walk clients through all the steps, including determining the mortgage that fits their needs.