Laurels

Best Mortgage Refinance Companies in Buffalo
2022

Cross State Funding

Cross State Funding

  • Reverse Mortgages

Cross State Funding is a mortgage resource firm that caters to the needs of clients in Buffalo and its surrounding metros. Its team of professionals offers various mortgage options, such as fixed-rate, adjustable-rate, interest-only, and graduated payment types. In addition, the local business deals with a selection of loan programs, including VA, USDA, jumbo, and FHA home loans. Cross State Funding utilizes a digital marketplace, enabling it to connect with investors and lenders, as well as banks.

416 Oliver Street
North Tonawanda, NY 14120

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Gerald Kelly Capital Corporation

Gerald Kelly Capital Corporation

  • NMLS #: 39166

Gerald Kelly Capital Corporation is a Buffalo-based real estate and mortgage company offering loan and mortgage brokerage services to clients looking for commercial financing. Its loan programs include hard money loans, bridge loans, specialty properties, and purchase loans. Gerald Kelly Capital Corporation also offers to refinance loans for clients who want to refinance their properties, be it apartment complexes or commercial buildings. Its founder, Gerald Kelly, has around two decades of experience in real estate investing and financing.

4498 Main Street
Buffalo, NY 14226

Website

Website
HB&O Funding Company

HB&O Funding Company

  • NMLS #: 39166

HB&O Funding Company is a mortgage refinance firm that has been serving clients in Buffalo for more than 39 years. Its mortgage specialists work with local and nationwide lenders to help homeowners achieve their refinancing goals. Its team helps clients with their home repairs and complete improvements to increase value. The company handles loan consolidation, payoff, and switch that suits the customers' financing needs. HB&O Funding Company also provides funds for retirement and to cover educational costs.

3907 North Buffalo Street
Orchard Park, NY 14127

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Hunt Mortgage

Hunt Mortgage

  • NMLS #: 39166

Hunt Mortgage is a mortgage refinance company that has been serving clients in Buffalo and surrounding areas since 1984. Its mortgage consultants use up-to-date digital technology to accelerate the mortgage process, deliver accurate rates, and help clients save money. Its refinancing options help clients lower payments, pay off mortgages faster, and consolidate debts. Hunt Mortgage's loan options include fixed-rate mortgage, VA home loans, specialty loans, jumbo, and VA loans. It also provides home buyers with low downpayment purchase options.

403 Main Street
Buffalo, NY 14203

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

184 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

HUNT Mortgage

HUNT Mortgage

  • Reverse Mortgages

HUNT Mortgage is a locally owned and operated real estate company that has been providing home mortgage refinance near Buffalo since 1911. Its loan specialists help existing homeowners decrease their monthly payments or pay off their homes faster with a lower interest rate. Clients can qualify for a new loan to pay off their current mortgage following significant improvements in their credit score or to take advantage of reduced rates. Another option is to refinance to consolidate debt and use their home's equity to pay towards large financial transactions, such as completing home improvements or paying off another loan.

5400 Broadway St
Lancaster, NY 14086

WebsiteInstagram

Website
Lake Shore Savings Bank

Lake Shore Savings Bank

  • Reverse Mortgages

The Lake Shore Savings Bank is one of the mortgage refinance lenders near Buffalo that's been serving homeowners throughout the local communities since it was chartered in 1891. Its mortgage bankers provide a wide range of financing options for borrowers to reduce their interest rates and help them save on monthly payments or the length of their loans, such as fixed 10-, 15, 20-, and 30-year rates and one-year, 5/1, and 7/1 adjustable-rate mortgages. The home loan specialists can walk clients through all the steps, including determining the mortgage that fits their needs.

3438 Delaware Ave
Kenmore, NY 14217

Website

Website
M&T Bank

M&T Bank

  • NMLS #: 39166

M&T Bank provides a range of financial products and services to homeowners living in Buffalo. The team of loan officers handles everything from purchasing new homes to refinancing existing mortgages. Refinance services may serve a variety of purposes, such as lower monthly costs, quicker loan terms, and consolidated debts. M&T Bank resolves issues for individuals having difficulties being approved for a home loan because of poor credit or lack of funds.

One Fountain Plaza
Buffalo, NY 14203

Website

Website
Mainstream Funding Network, Inc.

Mainstream Funding Network, Inc.

  • Reverse Mortgages
  • New Construction

Mainstream Funding Network, Inc., is a mortgage refinancing company established in 1991 that caters to the residents of Buffalo. Its team is composed of consultants and processors who have more than 40 years of industry experience. Mainstream Funding handles fixed-year, jumbo fixed-year, FHA, and VA mortgages. It also deals with reverse mortgages, debt consolidation, escrow waivers for taxes and insurance, and various housing programs. The company has streamlined applications for more than a thousand clients.

5586 Main Street
Williamsville, NY 14221

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

47 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Paragon Home Loans - Buffalo, NY

Paragon Home Loans - Buffalo, NY

  • NMLS #: 39166

Paragon Home Loans is a company in Buffalo that specializes in residential mortgage programs. The firm was founded in 1976 and has offices in eight different locations, where they help clients with their purchasing and refinancing needs. Its residential loan programs include VA loans, USDA loans, FHA loans, HomeStyle renovation loans, conventional loans, and HomeReady loans. The firm's mortgage professionals compare rates from multiple lenders and keep clients informed throughout the entire home loan process. Clients can process their applications online.

1780 Wehrle Drive
Williamsville, NY 14221

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Preferred Mortgage Corporation of New York

Preferred Mortgage Corporation of New York

  • New Construction

Preferred Mortgage Corporation of New York serves residential property buyers and owners in and around Buffalo. Its team helps clients refinance mortgages, whether they are looking to change loan types, lower monthly payments, or tap into equity. The mortgage advisors also provide assistance in applying for various home loan programs, such as jumbo, high-balance conventional, USDA, FHA, and VA loans. They also offer commercial mortgages. The company has been in service since 1992.

Buffalo, NY 14580

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

Premium Mortgage Corporation Orchard Park

Premium Mortgage Corporation Orchard Park

  • New Construction

Premium Mortgage Corporation Orchard Park caters to homeowners in Buffalo who are looking for ways to refinance their loans. Its agents advise clients about their options in exploring options like switching to fixed-rate programs. They provide clients with a checklist of documents they need to gather to facilitate their applications. Premium Mortgage Corporation is a veteran-owned business that started in 1999. With its headquarters is located in Rochester, the organization also has offices serving consumers in other states like Massachusetts, Florida, and Vermont.

4240 N. Buffalo Road
Orchard Park, NY 14127

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

68 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Queen City Funding, Inc.

Queen City Funding, Inc.

  • NMLS #: 39166

Queen City Funding, Inc., is a professional mortgage refinance company specializing in residential mortgages to clients in Buffalo and the surrounding areas. The company offers mortgage refinancing that helps clients maximize their monthly income through lower mortgage payments. It also offers Quick Quote to ensure refinancing will save clients money. As a broker, Queen City Funding, Inc., can collaborate with a network of lenders as well. This enables the company to offer various loans, including adjustable-rate loans, fixed-rate loans, VA loans, and FHA loans.

1416 Sweet Home Road
Amherst, NY 14228

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

Solutions Home Mortgage

Solutions Home Mortgage

  • Reverse Mortgages
  • New Construction

Founded in 2002, Solutions Home Mortgage, Inc. serves residents in Buffalo and its surrounding communities. Each of the firm’s loan officers has over 20 years of industry experience. Its professional team helps individuals understand the differences between conventional, FHA, and VA mortgage types. They also assist borrowers who are eligible for USDA mortgages. The company’s representatives support homeowners in refinancing their current mortgages. They also educate customers who want to pursue financially sound home purchasing decisions.

60 Main Street Suite 3
Hamburg, NY 14075

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A+

Detail: --

Supreme Lending

Supreme Lending

  • Multi-Family Loans

Supreme Lending caters to clients in Buffalo and the surrounding communities. It provides mortgage refinance services to help clients replace their existing loans for personal purposes or pay their current mortgage balance. It also handles various traditional and government loans, including conventional, jumbo, USDA rural housing, FHA, and VA. The company is also available to help clients needing mortgage services for their primary residences, condominiums, investment properties, and second homes. Supreme Lending brings over two decades of experience in the mortgage industry.

5385 Main Street Ste 1
Williamsville, NY 14221

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

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