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Best Health Insurance Agencies in Buffalo

2024

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Providers

Last updated:

Website
1439 Main Street, Buffalo, NY 14209
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Toni DuBois Agency is a health insurance agency providing insurance policies to thousands of clients living in Buffalo. The company offers a wide variety of health insurance policies from different partnered insurance providers. Its agents work with clients to ensure customer satisfaction in every insurance policy provided to the individual, family, or business. They also offer commercial property and vehicle insurance to business owners. The company is also licensed to write insurance for several states, such as New York, Pennsylvania, Florida, and North Carolina.

License Verified:

License: 1379323

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
257 West Genesee Street, Buffalo, NY 14202
  • Group Plans
  • Individual Plans

Why choose this provider?

BlueCross BlueShield of Western New York is among the leading health care providers throughout the country, including the city of Buffalo. Trusted by most doctors, hospitals, and specialists for more than 80 years, it has been providing a vast array of health insurance plans such as individual and family plans, dental and vision plans, employer-provided plans, and Medicare Advantage and Supplemental plans. Additionally, coverage for pregnant women and children under 19, called Medicaid and Child Health Plus, is available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
90 Bryant Woods South, Buffalo, NY 14228
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Established in 1890, United Insurance Agency, Inc. is an independent agency that covers individual and group clients in Buffalo. It can teach first-time customers about different health insurance plans, such as fee-for-service and HMO contracts. The agency examines each client's background to tailor these plans for different objectives, such as funding retirement or expanding death benefits. It can also process claims to fifteen insurance carriers, including Progressive and Travelers Insurance. United Insurance Agency employs 25 staff members that cater to families and businesses alike.

License Verified:

License: 738213

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 Seneca Street, Buffalo, NY 14204
  • Individual Plans

Why choose this provider?

Bene-Care is a full-service insurance firm that connects clients around Buffalo with health insurance policies that serve to protect their long-term needs and interests. Since its establishment in 1973, the company has represented a vast network of health insurance companies that provide coverage for a variety of health concerns. This may include coverage for dental and vision, critical illness, long-term and short-term care, and accidents. Additionally, Bene-Care provides assistance with COBRA administration and group disability insurance.

License Verified:

License: 514550

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4180 Bailey Avenue, Buffalo, NY 14226
  • Life Insurance

Why choose this provider?

Joseph Burch is committed to providing customized medical and health insurance plans to clients in Buffalo. His MBA degree and 25 years of experience as an insurance broker led to the birth of Burch Insurance Agency. For clients looking for commercial, property, auto, and life insurance, he helps and carefully walk them through the entire process. In terms of life insurance plans, Joseph can assist them in choosing between whole life, term, and universal insurance.

License Verified:

License: 682218

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
670 Abbott Road, Buffalo, NY 14220
  • Life Insurance
  • Group Plans

Why choose this provider?

C. John Crane Inc. is an insurance company providing services to customers in Buffalo and the surrounding areas. It has been in business since 1945, striving to provide clients with policies that meet their specific needs. Some of the products offered by the company are automobile, home, life, business, and recreational insurance. It partners with a range of insurance carriers, such as Travelers, MetLife, Farmers, The Hartford, and Progressive. C. John Crane also assists clients with tax preparation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7 Limestone Drive, Buffalo, NY 14221
  • Individual Plans

Why choose this provider?

Catering to Buffalo residents, Sheridan Benefits offers a varied portfolio of insurance products. These include individual dental, vision, and health insurance as well as Medicare and prescription drug plans. Founded in 2005, the independent insurance agency utilizes its partnership with several insurance carriers, such as United Health and Independent Health, to customize insurance plans to clients' specifications. In addition, the staff at Sheridan Benefits strives to presents industry information to clients in an understandable way to ensure they can make informed decisions for themselves.

License Verified:

License: 1022407

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (205)
Facebook
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
445 Abbott Road, Buffalo, NY 14220
  • Individual Plans
  • Life Insurance

Why choose this provider?

OOA Overdorf Insurance is a family-owned insurance firm with almost 30 years of experience in the industry. Through the years, it has served over 2,500 families and medium to large businesses. The agency was founded by Ted Overdorf in 1985.He initially formed Bernardo-Goldstein & Overdorf and Hodgson & Overdorf with his peers after graduating from Sienna College. OOA Overdorf offers insurance plans like personal insurance, commercial insurance, life insurance, and health insurance. The company has two offices, serving both Buffalo and Hamburg in New York.

License Verified:

License: 671047

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (6)
Facebook
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1335 Hertel Avenue, Buffalo, NY 14216
  • Life Insurance
  • Individual Plans

Why choose this provider?

Dan Hawrylczak is a State Farm insurance agent who serves clients in Buffalo. His agency offers various types of health insurance policies, including long-term care and Medicare Supplemental plans. It also covers other types of insurance products and services for cars, renters, homeowners, condominiums, landlords, and businesses. Hawrylczak is a resident of Buffalo and has been a State Farm agent since 1987. He supports the SPCA of Buffalo and Erie County, as well as local police and fire responders.

License Verified:

License: 776033

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (124)

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Who is qualified under Medicare plans in Buffalo?

    Medicare is a type of federal health insurance program that is available in Buffalo and other cities. This health insurance program is typically reserved for people over the age of 65. People under the age of 65 who have certain disabilities or illnesses, such as end-stage renal failure, can also use this. It covers hospitalization, hospice care, and other services.

  • What do Medicare plans in Buffalo cover?

    There are four types of Medicare plans in Buffalo. Part A pays for hospital and home care, while Part B pays for doctor visits and outpatient services. Part C, also known as Medicare Advantage, pays for additional coverage. It is classified into two types: health maintenance organizations (HMOs) and preferred provider organizations (PPOs). Additionally, Part D includes prescription coverage. Lastly, there is Medigap, which helps to reduce out-of-pocket expenses.

  • Will you be charged higher premiums for health insurance in Buffalo if you smoke?

    Yes, smokers pay higher premiums than non-smokers for health insurance in Buffalo. The Affordable Care Act allows insurance companies to charge smokers up to 50% more for coverage. The reason for this is that smokers are at a higher risk of developing a variety of serious health complications. Nonetheless, smokers can still qualify for health insurance policies, ensuring they have access to necessary medical care.

  • Are older children still eligible for coverage under their parents' health insurance in Buffalo?

    In Buffalo, children under 30 can remain covered by their parents' health insurance if the parents are part of a group policy as employees or group members, or if they qualify under COBRA or state continuation coverage law. The child must be unmarried, not eligible for comprehensive insurance through their employer, reside in New York, and not be covered under Medicare.

  • Can you file an appeal if your health insurance claim in Buffalo has been denied?

    Yes, if your Buffalo health insurance claim has been denied, you have the right to file an appeal with the Department of Financial Services (DFS). If you filed an appeal and other efforts and your health insurance claim was still denied, you may file a lawsuit against your insurance company or employee benefit plan.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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