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Best Bankruptcy Attorneys in Buffalo

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Peter Grubea Attorneys logo
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Peter Grubea Attorneys

50 Fountain Plaza Suite 1400, Buffalo, NY 14202
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Peter Grubea Attorneys is a bankruptcy law firm that has handled more than 15,000 chapters 7 and 13 cases for individuals in Buffalo and other Western New York areas. It protects its clients' assets from creditors and helps them rebuild their credit through debt restructuring. It also deals with complex higher income cases and means testing with the aim of achieving the lowest possible payment to unsecured debtors. In addition, the firm offers non-bankruptcy solutions, such as property tax foreclosures and mortgage defense.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Price: Free consultation

Barry Sternberg Attorney at Law logo
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Barry Sternberg Attorney at Law

4245 Union Road, Buffalo, NY 14225
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  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Barry Sternberg, Attorney at Law, is a firm that operates in Buffalo. Bringing more than 30 years of experience in the field, it provides consultations to individuals struggling with financial issues regarding chapters 7 and 13 bankruptcy. Its process includes obtaining the clients' credit report and assisting in pre- and post-credit counseling requirements. The firm's lawyer, Barry Sternberg, personally represents individuals throughout the bankruptcy proceedings. Additionally, he handles cases involving social security claims and mortgage foreclosure, as well as criminal matters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Christopher J. Tyrpak logo
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Christopher J. Tyrpak

2560 Walden Avenue Suite 110c, Cheektowaga, NY 14225
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • IRS Tax Debt

Business Description

Christopher J. Tyrpak Attorney at Law is based in Buffalo, New York, serving personal and business clients throughout the surrounding areas since 2015. The topnotch Chapter 7 and Chapter 13 bankruptcy lawyer in Buffalo guides clients through filing for bankruptcy. Mr. Tyrpak is experienced in supporting people who need to pay back taxes or credit card debts. The firm also represents clients threatened with foreclosure whose income or assets enable a reorganization of their debts with an appropriate payment plan.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (12)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Colligan Law LLP logo
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Colligan Law LLP

12 Fountain Plaza Suite 600, Buffalo, NY 14202
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  • IRS Tax Debt

Business Description

Colligan Law, LLP, is a law firm that provides legal counsel to businesses in Buffalo. Its team of bankruptcy attorneys represents clients who wish to file for chapters 7, 11, 12, and 13. They also provide restructuring options, tax resolution services, turnaround plans, and dissolution guidance. Other fields of practice include conflict litigation, succession planning, civic law, real estate, and health care. One of the firm's partners, David Colligan, was declared "citizen of the year" by Buffalo News in 2003.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Detail
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David F. Butterini logo
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David F. Butterini

919 Kenmore Ave, Buffalo, NY 14223
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Tax Debt

Business Description

Knowing that bankruptcy is a difficult life decision, David F. Butterini aims to help his clients make smart choices in filing bankruptcy. Butterini is a law attorney who represents clients in bankruptcy cases, whether they are delayed in paying their mortgages or taxes, stressed about their finances, or can't pay their credit cards. Serving the Buffalo community, he personally meets his clients and assembles bankruptcy petitions, reviews legal requirements, and files petitions and documents, as well as provides information on obtaining new credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (28)
Avvo
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gleichenhaus, Marchese & Weishaar, P.C. logo
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Gleichenhaus, Marchese & Weishaar, P.C.

43 Court St, Buffalo, NY 14202
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement
  • Corporate Restructuring
  • Chapter 11 Bankruptcy

Business Description

Gleichenhaus, Marchese & Weishaar PC in Buffalo, New York, brings more than three decades of representation and seasoned counsel to bankruptcy clients in the Greater Buffalo area and all Western New York counties. Its scope includes Chapter 7 and 11 bankruptcy cases for individuals, and businesses and Chapter 12 proceedings for farmers, individuals, and businesses. The firm also handles Chapter 13 and Chapter 15 bankruptcies, and its team takes on workouts, debt settlement, and collections activities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
5.0 / 5 (15)
FindLaw
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Goldberg Segalla logo
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Goldberg Segalla

665 Main Street, Buffalo, NY 14203
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

Goldberg Segalla is a national law firm that handles civil litigation cases in Buffalo and nearby areas. It represents debtors and creditors in commercial foreclosures, contract negotiations, and judgment enforcement. The law firm also protects creditors' rights in chapters 11, 7, 12, and 13 bankruptcy involving various industries, including aviation, entertainment, and hospitality. Founded in 2001, it has more than 15 offices nationwide and gives back to the community through Team Kindness and Bunkers in Baghdad.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
––
Gross Shuman P.C. logo
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Gross Shuman P.C.

465 Main Street, Buffalo, NY 14203
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Established by Paul Gonson and Gordon R. Gross, Gross Shuman P.C. is a Buffalo-based law firm that has been providing its services since 1959. It handles various legal issues, including business bankruptcy. The firm's team of bankruptcy lawyers works with companies from different industries, including the automotive, dairy, healthcare, real estate, and publishing industries. They represent business bankruptcy clients, debtors, trustees, secured lenders, and committees of unsecured creditors in Chapter 7 and 11 bankruptcy cases. The firm has another office in the Greater Toronto area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John D’Amato, PLLC logo
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John D’Amato, PLLC

534 Delaware Ave., Buffalo, NY 14202
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Founded in 1999, John D'Amato, PLLC, is a bankruptcy and IRS solutions law office serving individuals and small businesses in Buffalo and the surrounding communities. For over 20 years, it has been helping clients get through their financial and debt problems. It handles chapter 7 and 13 bankruptcy petitions. The office also covers IRS settlements, installment agreements, and audit representation. Its owner, John D'Amato, personally handles cases and discusses the relief options available to the clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.1 / 5 (8)
Avvo
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of Thomas Denny logo
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Law Office of Thomas Denny

331 Alberta Dr, Buffalo, NY 14226
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Office of Thomas Denny serves the Buffalo metro area, providing representation to clients filing chapter 7 and chapter 13 bankruptcies. Its attorneys inform clients of the process and requirements needed to file successful claims, as well as the guidelines concerning what types of debt can be discharged. The firm advocates for clients by communicating with collection agencies to end phone calls and halt the repossession of valuable assets such as automobiles. It also negotiates with creditors to attempt out-of-court workouts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (17)
Avvo
4.9 / 5 (14)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Offices of Daniel Wisher logo
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Law Offices of Daniel Wisher

3700 Seneca St, West Seneca, NY 14224
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  • Chapter 7 Bankruptcy

Business Description

The Law Offices of Daniel Wisher serves Buffalo clients who want to obtain financial protections offered under the bankruptcy law. It assists in preserving assets and executing various financial relief options, such as chapters 7, 11, and 12 petitions. It also assists with chapter 13 filing, helping clients stop foreclosures or repossessions and retain their properties, protect co-signors, and reduce debt repayments. The firm handles other practice areas, including real estate and family law. It brings over 26 years of experience in the legal field.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Avvo
5.0 / 5 (3)
Lippes Mathias Wexler Friedman LLP logo
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Lippes Mathias Wexler Friedman LLP

50 Fountain Plz Ste 1700, Buffalo, NY 14202
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  • Chapter 11 Bankruptcy
  • Creditor Representation
  • Corporate Restructuring

Business Description

Established in 1965 and located in Buffalo, New York, Lippes Mathias Wexler Friedman LLP represents a range of clients with interests in distressed businesses experiencing insolvency or bankruptcy within the Greater Buffalo metro and beyond. This includes borrowers and debtors, lenders and creditors, equity holders, trustees and receivers, and creditors' committees. The firm has experience handling Chapter 11 and other bankruptcy proceedings, foreclosures, general assignments, receiverships, out-of-court workouts, avoidance litigation, and lender liability issues.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (15)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Nesper, Ferber, DiGiacomo, Johnson & Grimm, LLP logo
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Nesper, Ferber, DiGiacomo, Johnson & Grimm, LLP

200 John James Audubon Parkway Suite 302, Amherst, NY 14228
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  • Creditor Representation

Business Description

Nesper, Ferber, DiGiacomo, Johnson & Grimm, LLP, is a community-focused firm representing Buffalo clients in bankruptcy and collection matters. Its attorneys help retain priority of security interests, determine the value of a client's assets, and obtain relief from automatic stays. Its other practice areas include real estate and employment law. Co-founder Gabriel Ferber started his practice in 1977. He is the former chair of the Committee on Commercial and Bankruptcy Law of the Erie County Bar Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Phillips Lytle LLP logo
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Phillips Lytle LLP

125 Main Street, Buffalo, NY 14203
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Phillips Lytle LLP is a Buffalo bankruptcy law firm founded in 1834. Having been in business for over 185 years, the firm provides legal representation to banks, creditors, and businesses experiencing financial difficulties. Its team of counsels excels in acquisitions and dispositions, bankruptcy, avoidance actions, and lender liability litigation such as commercial loan collections. The firm also handled various high-profile bankruptcy cases such as those involving Chrysler Corporation, Phoenix Steel, and Enron Corporation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
3.7 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rupp Baase Pfalzgraf Cunningham LLC logo
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Rupp Baase Pfalzgraf Cunningham LLC

424 Main St, Buffalo, NY 14202
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy
  • Creditor Representation

Business Description

Rupp, Baase, Pfalzgraf & Cunningham LLC is a New York-based firm of attorneys with offices in Buffalo, Rochester, Saratoga, and Williamsville. Founded at the start of the millennium, the firm practices many areas of business, family, and environmental law, as well as bankruptcy and collections. The firm's attorneys represent financial institutions, such as banks and credit unions. They offer counsel on the full spectrum of matters relating to financial issues, including commercial lending, collections, and foreclosures.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.5 / 5 (14)
Google
4.1 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Schaus & Schaus LLP logo
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Schaus & Schaus LLP

380 Cleveland DrBuffalo, Buffalo, NY 14215
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  • Chapter 7 Bankruptcy

Business Description

Schaus & Schaus LLP is a general practice law firm serving individuals and commercial clients in Buffalo and the nearby metros. It assists individuals in filing bankruptcy- liquidation under Chapter 7 or debt reorganization under Chapter 13. The firm also handles estate planning, commercial litigation, traffic law violations, business formation, and family court matters. Established in 1917, the fourth-generation partner lawyers, Richard M. Schaus, Barbara A. Schaus, and Daniel P. Schaus, have over sixty years of combined experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Zdarsky, Sawicki & Agostinelli LLP logo
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Zdarsky, Sawicki & Agostinelli LLP

1600 Main Place Tower 350 Main Street, Buffalo, NY 14202
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

Zdarsky, Sawicki & Agostinelli LLP is a general practice law firm that handles bankruptcy cases in Buffalo. The firm offers automatic stay, preference, and claims litigation assistance for creditors. Its attorneys represent debtors in the filing and administration of chapters 7, 11, and 13 petitions. The firm was appointed by the court as a class representative for unsecured creditors in a proceeding under the US Bankruptcy Code section 304. Partner Joseph E. Zdarsky is a senior fellow in the Litigation Counsel of America.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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