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Best Homeowners Insurance Agencies in Brooklyn

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A1 Brooklyn Brokerage Inc. logo
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A1 Brooklyn Brokerage Inc.

2535 McDonald Ave., Brooklyn, NY 11223
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  • Homeowners

Business Description

A1 Brooklyn Brokerage Inc. is a locally operated insurance agency that serves both residential and commercial clients from the metro. It provides a wide range of policies, including renters' insurance, homeowners' insurance, co-op, and condo insurance. It also offers automobile and business insurance plans. Some of the insurance providers that it works with are Mercury Insurance Group, UPC Insurance, and National General Insurance. A1 Brooklyn Brokerage has been in operation for more than three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (160)
Facebook
5.0 / 5 (25)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Admiral Insurance Brokerage Corp. logo
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License Verified:

License: 847144

New York State Department of Financial Services

Admiral Insurance Brokerage Corp.

6833 Shore Road, Suite 1, Brooklyn, NY 11220
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Admiral Insurance Brokerage Corp. was established in 1996 and offers homeowners' insurance policies for clients in Brooklyn and its nearby areas. This independent company scours for insurance policies from known and reputable carriers and helps clients determine which policies provide the most appropriate coverage for their specific needs. Its agents provide policies to cover clients against financial loss in case a person gets injured on their premises. The agency also helps clients secure life, health, auto, and personal umbrella insurance.

License Verified:

License: 847144

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.5 / 5 (54)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bauer Brokerage Inc. logo
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License Verified:

License: 805373

New York State Department of Financial Services

Bauer Brokerage Inc.

4902 11th Avenue, Brooklyn, NY 11219
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  • Renter's Insurance

Business Description

Bauer Brokerage Inc. offers insurance policies to clients in the Brooklyn area. Homeowners can get coverage for property damage caused by fire, smoke, flooding, and natural disasters. Its policies also provide compensation for theft, vandalism, and injuries that occur inside a residence. In addition, Bauer Brokerage Inc. provides insurance for tenants of rental properties, along with vehicles like autos, RVs, motorcycles, and boats. Businesses can also get coverage for fleets, professional liability suits, and workers' compensation claims.

License Verified:

License: 805373

New York State Department of Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
––
Helpfulness
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Cook Insurance Services logo
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Cook Insurance Services

711 Grand Street, Brooklyn, NY 11211
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  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Cook Insurance Services is an independent agency serving Brooklyn and its surrounding communities. It provides homeowners' insurance policies that cover repairs of damaged property, liability, medical expenses, loss valuables, and living expenses. Its team of professionals assists clients in understanding the risks and evaluating the coverages they require, whether their plans cover flood, earthquake, or jewelry insurance. Protection plans are also available for vacation homes, rental dwellings, secondary residences, and high-value homes. The agency represents insurance carriers including CNA, Progressive, and Travelers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.1 / 5 (13)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Eli Cohen Insurance Agency, Inc. logo
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License Verified:

License: 1152986

New York State Department of Financial Services

Eli Cohen Insurance Agency, Inc.

2003 Coney Island Avenue, Brooklyn, NY 11223
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  • Multiple Policy Types
  • Homeowners

Business Description

Eli Cohen Insurance Agency, Inc., caters to clients in Brooklyn who wish to apply for insurance products. These insurance products help protect individuals' possessions, such as homes, recreational vehicles, jewelry, and automobile. It also assists clients needing personal insurance policies, including flood, renters', and umbrella liability insurance. The company carries products from Farmers Insurance, Brownstone Agency Inc., Zurich, The Hartford, and Nationwide. Founder Eli Cohen started his insurance career in his father's office before establishing his agency.

License Verified:

License: 1152986

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (319)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
F&W Professional Insurance Brokerage, Inc. logo
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License Verified:

License: 1040092

New York State Department of Financial Services

F&W Professional Insurance Brokerage, Inc.

543 Bedford Avenue, Brooklyn, NY 11211
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Business Description

F & W Professional Insurance Brokerage, Inc., provides services to clients in Brooklyn and the surrounding communities. It assists individuals in applying for homeowners, commercial, auto, motorcycle, and boat insurance policies to protect their finances, properties, and loved ones from accidents or natural disasters. In addition to insurance products, this company is available for cargo inspection, motor vehicle transactions, licenses and registration, and ticket payment services. F & W Professional Insurance Brokerage, Inc., has been operating since 1989.

License Verified:

License: 1040092

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Great Agency Inc logo
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License Verified:

License: 1337317

New York State Department of Financial Services

Great Agency Inc

2200 65th Street Ste 110, Brooklyn, NY 11204
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  • Multiple Policy Types

Business Description

Great Agency Inc is an insurance firm that caters to clients in and around Brooklyn. It provides a wide range of personal and commercial lines of insurance, including protection plans for homeowners. Insurance professionals at the company help clients find homeowners' coverage that suits their needs, whether for their primary residences, investment properties, condos, or co-ops. The agency also writes policies for high-value dwellings. Its staff has over 100 years of collective experience in the industry.

License Verified:

License: 1337317

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (11)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
M&S Brokerage International Inc. logo
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License Verified:

License: 894343

New York State Department of Financial Services

M&S Brokerage International Inc.

6719 Fort Hamilton Parkway, Brooklyn, NY 11219
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  • Multiple Policy Types

Business Description

M&S Brokerage International Inc. helps homeowners in Brooklyn protect their homes and everything in it, as well as keep their property covered from damage and accidents. It represents a network of insurance carriers to help clients obtain adequate homeowners' insurance policies to cover them against financial loss in case of untoward accidents and incidents in a client's home. Some of the companies it represents include American Transit, National General Insurance, and Progressive. The agency also assists in the acquisition of life, auto, and business insurance.

License Verified:

License: 894343

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (63)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Max J. Pollack & Sons logo
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License Verified:

License: 538411

New York State Department of Financial Services

Max J. Pollack & Sons

682 Union St, Brooklyn, NY 11215
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  • Multiple Policy Types

Business Description

Max J. Pollack & Sons helps protect people's investments throughout Brooklyn from uncertainties. It offers homeowners' insurance for single- and multi-family homes, co-ops and condominiums, investment properties, and primary and secondary residences. Max J. Pollack started the business from his home in 1936, after acquiring his first insurance broker's license. Using a one-on-one approach, the family-owned business now has over 75 years of experience in serving the industry. It utilizes its insurance knowledge and old-fashioned customer service to develop the company continuously.

License Verified:

License: 538411

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Narrows Insurance Agency, Inc. logo
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Narrows Insurance Agency, Inc.

8804 4th Ave., 2nd Fl, Brooklyn, NY 11209
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  • Multiple Carriers

Business Description

Narrows Insurance Agency, Inc., serves clients in Brooklyn and its nearby areas. This agency helps clients obtain adequate homeowners' insurance policies to cover them against financial loss in case of accidental damage, theft, or destruction of their homes. Its agents can arrange liability insurance in case a guest gets injured on clients' premises. In addition to home insurance, the agency offers long-term care, auto, life, and health coverage policies. Some of the companies it represents include Progressive, Lincoln, and Hanover.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Next Century Insurance logo
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License Verified:

License: 1210878

New York State Department of Financial Services

Next Century Insurance

712 3rd Avenue, Brooklyn, NY 11232
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  • Multiple Policy Types
  • Home Insurance

Business Description

Next Century Insurance provides services to clients in Brooklyn and the neighboring areas. It assists individuals who wish to apply for homeowners' insurance policies covering property damages due to vandalism, theft, flooding, or fires. In addition to homeowners' insurance, the company carries business, livery, black car, and Uber driver insurance products. Next Century Insurance's broker and co-owner, Debra Brown, brings over two decades of experience in the insurance industry. She has a deep understanding of the industry and requirements for car fleets and drivers.

License Verified:

License: 1210878

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.3 / 5 (88)
Yelp
3.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Protect Plus Insurance Brokerage logo
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License Verified:

License: 1175097

New York State Department of Financial Services

Protect Plus Insurance Brokerage

3917 15TH Ave, Brooklyn, NY 11218
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  • Earthquake

Business Description

Protect Plus Insurance Brokerage is an independent insurance agency that serves private individuals and commercial clients from Brooklyn and the surrounding areas. It provides different types of homeowners' insurance products, including basic form, broad form, special form, premier, and modified coverage homeowners' policies. It also offers additional coverages for damage to trees and shrubs, removal of property, collapse, and credit card and identity theft charges. Protect Plus Insurance Brokerage has been in operation for more than a decade.

License Verified:

License: 1175097

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pupkin Insurance Agency logo
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License Verified:

License: 1213168

New York State Department of Financial Services

Pupkin Insurance Agency

1852 Flatbush Ave., Brooklyn, NY 11210
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Pupkin Insurance Agency is a family-owned company that serves Brooklyn and nearby locations. It offers a broad range of products, including home insurance. Its team also writes policies for owners of commercial properties and businesses. Its agents furnish protection plans that cover condominiums, churches, retail businesses, restaurants, and vacant properties. In addition, they carry insurance for contractors working in the construction, plumbing, and electrical fields. Pupkin Insurance Agency has been providing risk management solutions for six decades.

License Verified:

License: 1213168

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Rodney Shannon logo
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License Verified:

License: 891883

New York State Department of Financial Services

Rodney Shannon

1320 Fulton Street, 2nd Floor, Brooklyn, NY 11216
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  • Renter's Insurance
  • Multiple Policy Types
  • Renters
  • Life Insurance
  • Home + Auto Bundle Insurance

Business Description

Rodney Shannon has been a State Farm agent since 1999 and is based in Brooklyn. He assists individuals in finding the right coverage option for their needs, including homeowners’ insurance, which provides financial protection against damage and losses or liability for any accident or negligence caused by the policyholder. He also carries auto, business, health, home, life, and property insurance. Rodney Shannon is a recipient of several awards, including the State Farm Bronze Tablet and Silver Scroll.

License Verified:

License: 891883

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (273)
Yelp
1.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Target Insurance Brokerage, LLC logo
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License Verified:

License: 1390321

New York State Department of Financial Services

Target Insurance Brokerage, LLC

253 Ralph Ave Suite 202, Brooklyn, NY 11233
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Target Insurance Brokerage, LLC., offers a variety of homeowners' assurance solutions to consumers residing in Brooklyn. These products protect homes from damage to property resulting from fortuitous events. There is also coverage against liability from personal injury torts occurring in one’s premises. The firm also offers other non-lie and life options, providing indemnity for vehicular incidents and general liability claims in addition to fixed annuities for retirement. The firm's clients include renters and small business owners.

License Verified:

License: 1390321

New York State Department of Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Three Star Brokerage, Inc. logo
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License Verified:

License: 781738

New York State Department of Financial Services

Three Star Brokerage, Inc.

221 Kings Hwy, Brooklyn, NY 11223
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  • Renter's Insurance
  • Personal Property Insurance

Business Description

Three Star Brokerage, Inc., is an insurance agency that serves Brooklyn and the surrounding communities. It offers various products, including home insurance, which covers property veterans and first-time homebuyers. Its team also writes apartment rental insurance policies, which reimburse losses in the event of theft and fire. In addition, the risk management specialists provide protection plans for condominium renters and commercial property owners. Three Star Brokerage also offers insurance policies for owners of snowmobiles, jet skis, and recreational vehicles.

License Verified:

License: 781738

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (23)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
World Insurance Brokerage, Ltd logo
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License Verified:

License: 695011

New York State Department of Financial Services

World Insurance Brokerage, Ltd

6412 20th Avenue, Brooklyn, NY 11204
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  • Renter's Insurance

Business Description

World Insurance Brokerage, Ltd., caters to individuals, families, and businesses in Brooklyn and the surrounding areas. It offers homeowners' insurance policies, which pay for losses and damages to clients' residential properties and personal belongings. The protection plan also has a personal liability coverage option. The firm's other products are renters', automobile, life, and umbrella insurance plans. It has been operating since 1987 and has been partnering with various carriers, including Kemper, MAPFRE, Progressive, and Travelers.

License Verified:

License: 695011

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs