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Best Homeowners Insurance Agencies in Brooklyn

2024

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Providers

Last updated:

Website
2003 Coney Island Avenue, Brooklyn, NY 11223
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Eli Cohen Insurance Agency, Inc., caters to clients in Brooklyn who wish to apply for insurance products. These insurance products help protect individuals' possessions, such as homes, recreational vehicles, jewelry, and automobile. It also assists clients needing personal insurance policies, including flood, renters', and umbrella liability insurance. The company carries products from Farmers Insurance, Brownstone Agency Inc., Zurich, The Hartford, and Nationwide. Founder Eli Cohen started his insurance career in his father's office before establishing his agency.

License Verified:

License: 1152986

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (400)
Facebook
5.0 / 5 (16)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6719 Fort Hamilton Parkway, Brooklyn, NY 11219
  • Multiple Policy Types

Why choose this provider?

M&S Brokerage International Inc. helps homeowners in Brooklyn protect their homes and everything in it, as well as keep their property covered from damage and accidents. It represents a network of insurance carriers to help clients obtain adequate homeowners' insurance policies to cover them against financial loss in case of untoward accidents and incidents in a client's home. Some of the companies it represents include American Transit, National General Insurance, and Progressive. The agency also assists in the acquisition of life, auto, and business insurance.

License Verified:

License: 894343

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (63)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
221 Kings Hwy, Brooklyn, NY 11223
  • Renter's Insurance
  • Personal Property Insurance

Why choose this provider?

Three Star Brokerage, Inc., is an insurance agency that serves Brooklyn and the surrounding communities. It offers various products, including home insurance, which covers property veterans and first-time homebuyers. Its team also writes apartment rental insurance policies, which reimburse losses in the event of theft and fire. In addition, the risk management specialists provide protection plans for condominium renters and commercial property owners. Three Star Brokerage also offers insurance policies for owners of snowmobiles, jet skis, and recreational vehicles.

License Verified:

License: 781738

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
682 Union St, Brooklyn, NY 11215
  • Multiple Policy Types

Why choose this provider?

Max J. Pollack & Sons helps protect people's investments throughout Brooklyn from uncertainties. It offers homeowners' insurance for single- and multi-family homes, co-ops and condominiums, investment properties, and primary and secondary residences. Max J. Pollack started the business from his home in 1936, after acquiring his first insurance broker's license. Using a one-on-one approach, the family-owned business now has over 75 years of experience in serving the industry. It utilizes its insurance knowledge and old-fashioned customer service to develop the company continuously.

License Verified:

License: 538411

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1852 Flatbush Ave., Brooklyn, NY 11210
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Pupkin Insurance Agency is a family-owned company that serves Brooklyn and nearby locations. It offers a broad range of products, including home insurance. Its team also writes policies for owners of commercial properties and businesses. Its agents furnish protection plans that cover condominiums, churches, retail businesses, restaurants, and vacant properties. In addition, they carry insurance for contractors working in the construction, plumbing, and electrical fields. Pupkin Insurance Agency has been providing risk management solutions for six decades.

License Verified:

License: 1213168

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
543 Bedford Avenue, Brooklyn, NY 11211

Why choose this provider?

F & W Professional Insurance Brokerage, Inc., provides services to clients in Brooklyn and the surrounding communities. It assists individuals in applying for homeowners, commercial, auto, motorcycle, and boat insurance policies to protect their finances, properties, and loved ones from accidents or natural disasters. In addition to insurance products, this company is available for cargo inspection, motor vehicle transactions, licenses and registration, and ticket payment services. F & W Professional Insurance Brokerage, Inc., has been operating since 1989.

License Verified:

License: 1040092

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (41)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6412 20th Avenue, Brooklyn, NY 11204
  • Renter's Insurance

Why choose this provider?

World Insurance Brokerage, Ltd., caters to individuals, families, and businesses in Brooklyn and the surrounding areas. It offers homeowners' insurance policies, which pay for losses and damages to clients' residential properties and personal belongings. The protection plan also has a personal liability coverage option. The firm's other products are renters', automobile, life, and umbrella insurance plans. It has been operating since 1987 and has been partnering with various carriers, including Kemper, MAPFRE, Progressive, and Travelers.

License Verified:

License: 695011

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (11)
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4902 11th Avenue, Brooklyn, NY 11219
  • Renter's Insurance

Why choose this provider?

Bauer Brokerage Inc. offers insurance policies to clients in the Brooklyn area. Homeowners can get coverage for property damage caused by fire, smoke, flooding, and natural disasters. Its policies also provide compensation for theft, vandalism, and injuries that occur inside a residence. In addition, Bauer Brokerage Inc. provides insurance for tenants of rental properties, along with vehicles like autos, RVs, motorcycles, and boats. Businesses can also get coverage for fleets, professional liability suits, and workers' compensation claims.

License Verified:

License: 805373

New York State Department of Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
1.8
Responsiveness
Friendliness
––
Helpfulness
Detail

Website
2200 65th Street Ste 110, Brooklyn, NY 11204
  • Multiple Policy Types

Why choose this provider?

Great Agency Inc is an insurance firm that caters to clients in and around Brooklyn. It provides a wide range of personal and commercial lines of insurance, including protection plans for homeowners. Insurance professionals at the company help clients find homeowners' coverage that suits their needs, whether for their primary residences, investment properties, condos, or co-ops. The agency also writes policies for high-value dwellings. Its staff has over 100 years of collective experience in the industry.

License Verified:

License: 1337317

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (14)
Facebook
4.2 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3917 15TH Ave, Brooklyn, NY 11218
  • Earthquake

Why choose this provider?

Protect Plus Insurance Brokerage is an independent insurance agency that serves private individuals and commercial clients from Brooklyn and the surrounding areas. It provides different types of homeowners' insurance products, including basic form, broad form, special form, premier, and modified coverage homeowners' policies. It also offers additional coverages for damage to trees and shrubs, removal of property, collapse, and credit card and identity theft charges. Protect Plus Insurance Brokerage has been in operation for more than a decade.

License Verified:

License: 1175097

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
712 3rd Avenue, Brooklyn, NY 11232
  • Multiple Policy Types
  • Home Insurance

Why choose this provider?

Next Century Insurance provides services to clients in Brooklyn and the neighboring areas. It assists individuals who wish to apply for homeowners' insurance policies covering property damages due to vandalism, theft, flooding, or fires. In addition to homeowners' insurance, the company carries business, livery, black car, and Uber driver insurance products. Next Century Insurance's broker and co-owner, Debra Brown, brings over two decades of experience in the insurance industry. She has a deep understanding of the industry and requirements for car fleets and drivers.

License Verified:

License: 1210878

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.3 / 5 (88)
Yelp
3.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6833 Shore Road, Suite 1, Brooklyn, NY 11220
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Admiral Insurance Brokerage Corp. was established in 1996 and offers homeowners' insurance policies for clients in Brooklyn and its nearby areas. This independent company scours for insurance policies from known and reputable carriers and helps clients determine which policies provide the most appropriate coverage for their specific needs. Its agents provide policies to cover clients against financial loss in case a person gets injured on their premises. The agency also helps clients secure life, health, auto, and personal umbrella insurance.

License Verified:

License: 847144

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (91)
Google
4.7 / 5 (35)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
253 Ralph Ave Suite 202, Brooklyn, NY 11233
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Target Insurance Brokerage, LLC., offers a variety of homeowners' assurance solutions to consumers residing in Brooklyn. These products protect homes from damage to property resulting from fortuitous events. There is also coverage against liability from personal injury torts occurring in one’s premises. The firm also offers other non-lie and life options, providing indemnity for vehicular incidents and general liability claims in addition to fixed annuities for retirement. The firm's clients include renters and small business owners.

License Verified:

License: 1390321

New York State Department of Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8804 4th Ave., 2nd Fl, Brooklyn, NY 11209
  • Multiple Carriers

Why choose this provider?

Narrows Insurance Agency, Inc., serves clients in Brooklyn and its nearby areas. This agency helps clients obtain adequate homeowners' insurance policies to cover them against financial loss in case of accidental damage, theft, or destruction of their homes. Its agents can arrange liability insurance in case a guest gets injured on clients' premises. In addition to home insurance, the agency offers long-term care, auto, life, and health coverage policies. Some of the companies it represents include Progressive, Lincoln, and Hanover.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (27)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1320 Fulton Street, 2nd Floor, Brooklyn, NY 11216
  • Renter's Insurance
  • Multiple Policy Types
  • Renters
  • Life Insurance
  • Home + Auto Bundle Insurance

Why choose this provider?

Rodney Shannon has been a State Farm agent since 1999 and is based in Brooklyn. He assists individuals in finding the right coverage option for their needs, including homeowners’ insurance, which provides financial protection against damage and losses or liability for any accident or negligence caused by the policyholder. He also carries auto, business, health, home, life, and property insurance. Rodney Shannon is a recipient of several awards, including the State Farm Bronze Tablet and Silver Scroll.

License Verified:

License: 891883

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2535 McDonald Ave., Brooklyn, NY 11223
  • Homeowners

Why choose this provider?

A1 Brooklyn Brokerage Inc. is a locally operated insurance agency that serves both residential and commercial clients from the metro. It provides a wide range of policies, including renters' insurance, homeowners' insurance, co-op, and condo insurance. It also offers automobile and business insurance plans. Some of the insurance providers that it works with are Mercury Insurance Group, UPC Insurance, and National General Insurance. A1 Brooklyn Brokerage has been in operation for more than three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (189)
Facebook
5.0 / 5 (40)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
711 Grand Street, Brooklyn, NY 11211
  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Cook Insurance Services is an independent agency serving Brooklyn and its surrounding communities. It provides homeowners' insurance policies that cover repairs of damaged property, liability, medical expenses, loss valuables, and living expenses. Its team of professionals assists clients in understanding the risks and evaluating the coverages they require, whether their plans cover flood, earthquake, or jewelry insurance. Protection plans are also available for vacation homes, rental dwellings, secondary residences, and high-value homes. The agency represents insurance carriers including CNA, Progressive, and Travelers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (7)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How much do homeowners insurance policies in Brooklyn cost?

    The average cost of monthly homeowners insurance is typically $94, which amounts to $1132 per year. This is quite affordable, especially when you consider that the median home value in Brooklyn is $667,000, making it more expensive than other real estate markets in NYC. Brooklyn is also considered one of the safer neighborhoods in NYC, with a burglary rate of just over one per 1,000 homes.

  • In Brooklyn, will homeowners insurance cover the costs of temporary housing when a fire damages the house?

    Yes, homeowners insurance will cover the costs of temporary housing when a fire damages the house. In fact, it is likely that this provision is the most overlooked part of the homeowners insurance policy as a whole. If you are uncertain, you should review your Loss of Use plan or contact an insurance agent in Brooklyn.

  • What are common homeowners insurance types in Brooklyn?

    In Brooklyn, there are two common types of homeowners insurance: one for single-family homes (HO3) and one for condos (HO6). The sort of property you want to cover will determine which insurance you should purchase. In a nutshell, homeowners own and hold responsibility for everything on their property, such as their house, garage, yard, etc., but condo owners with HO6 insurance are only largely accountable for the outer walls of their unit and inward.

  • What are the most common claims for homeowners insurance in Brooklyn?

    The Insurance Information Institute identifies the following five types of homeowners insurance claims as the most frequent:

    • Hail and wind.
    • Damages from water and/or frost.
    • Acts of vandalism and malicious mischief.
    • Theft.
    • Lightning and flames. It is highly encouraged to make an inventory of your Brooklyn house, including a full description of your items and their worth, to submit to your home insurance company if and when you need to file a claim. Keep several copies in secure locations.
  • What does a history of house losses mean when applying for homeowners insurance in Brooklyn, and why is it important?

    Losses in the past are seen to be indicators of losses to come. If you have experienced a loss in the past, statistics indicate that you are more likely to experience another loss in the future. This connection makes it common practice for Brooklyn insurance firms to analyze data on previous losses to decide if you are eligible for homeowners insurance.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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