Best Mortgage Refinance Companies in Amherst

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Banas Mortgage Co., Ltd. logo
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License Verified:

License: 46252

Nationwide Multistate Licensing System and Registry

Banas Mortgage Co., Ltd.

27 North Long, Buffalo, NY 14221
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  • New Construction

Business Description

Banas Mortgage Co., Ltd., serves clients in and around Amherst. The company offers mortgage refinance programs that allow homeowners to lower interest rates, shorten loan terms, consolidate debt, or obtain emergency cash from their home equity. Its mortgage specialists provide alternatives to traditional banking solutions by representing various lenders and offering clients a variety of refinancing options. The company—which has been serving clients for over three decades—also offers specialized residential home loans to doctors and dentists with specific medical designations.

License Verified:

License: 46252

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (17)
Facebook
4.6 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Banas Mortgage Co., Ltd.

L.W. Integrity Funding, LLC logo
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License: 12021

Nationwide Multistate Licensing System and Registry

L.W. Integrity Funding, LLC

4498 Main St # 8, Amherst, NY 14226
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  • Reverse Mortgages

Business Description

L.W. Integrity Funding, LLC, serves the locals of Amherst and the surrounding areas. It offers mortgage refinancing programs for first-time home buyers, assists them in exploring all available options that fit their goals for the future, and helps them understand the current market. Other services it offers include pre-approval purchase, conventional mortgages, FHA, VA, and USDA loans. The mother-and-daughter team of Bobbie Lindner and Jeanne Wiles established the company in 2005, although they have been working together since 1998.

License Verified:

License: 12021

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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L.W. Integrity Funding, LLC

Maple Tree Funding logo
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License Verified:

License: 55185

Nationwide Multistate Licensing System and Registry

Maple Tree Funding

Amherst, NY
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  • Commercial Loans

Business Description

Maple Tree Funding is a locally owned and operated mortgage brokerage firm that assists clients throughout their homeownership journey in Amherst and the surrounding communities. Since 2003, its team of brokers has been offering various mortgage refinance programs that help those with existing mortgages get better rates or terms and cash out for home improvements. Conventional, FHA, VA, USDA, and jumbo loans are also available for customers looking to purchase a home for the first time.

License Verified:

License: 55185

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (139)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
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Maple Tree Funding

Nickel City Funding logo
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License Verified:

License: 1586

Nationwide Multistate Licensing System and Registry

Nickel City Funding

3460 Seneca St., West Seneca, NY 14224
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  • New Construction
  • Reverse Mortgages

Business Description

Nickel City Funding, Inc. attends to the loan needs of clients in Amherst and its surrounding communities. The company provides home purchasing, refinancing, and loaning services. Its team handles loan refinancing matters for properties such as single-family, multi-family, townhouses, and condominiums. It also offers a variety of mortgage loan choices, including conventional, FHA, VA, and USDA loans. The company has been assisting clients with their mortgage concerns for more than 15 years.

License Verified:

License: 1586

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (76)
Facebook
4.9 / 5 (46)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Nickel City Funding

Supreme Lending logo
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License Verified:

License: 1857261

Nationwide Multistate Licensing System and Registry

Supreme Lending

5385 Main Street Ste 1, Williamsville, NY 14221
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  • New Construction

Business Description

Supreme Lending is a mortgage lender serving clients in and around Amherst. The company offers various loan options for homeowners considering a mortgage refinance. Its cash-out refinance, FHA 203(k), HomeStyle Renovation, and rate-term refinance programs aim to empower those seeking to replace their existing mortgages with another loan, reduce their interest rates, payments, and loan terms, or improve their properties. The company handles the processing and underwriting of mortgages in-house. Supreme Lending has been in the business for over two decades.

License Verified:

License: 1857261

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (19)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit Website

Supreme Lending

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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