Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Sunrise Manor

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sunrise Manor Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

116Reviewed

73Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
871 North Nellis Boulevard, Las Vegas, NV 89110
  • Renter's Insurance
  • Multiple Policy Types
  • Earthquake
  • Personal Property Insurance
  • Condos
  • Flood

Why choose this provider?

Universal Insurance Agency is an insurance company that serves the Sunrise Manor area. Included in its line of products is homeowners' insurance. Its agents provide home insurance plans that include coverage for windstorms, fires, and theft. They also offer homeowners' insurance programs that protect personal belongings and attached structures, such as garages, pools, and sheds. Clients may also add optional coverage for flood and earthquake damage. Universal Insurance Agency has been providing insurance assistance for over a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (19)

Website
2700 East Lake Mead Boulevard, North Las Vegas, NV 89030
  • Homeowners

Why choose this provider?

Always Affordable Insurance offers homeowners' insurance to clients in Sunrise Manor. Its team of agents educates clients on how to protect their homes and valuable assets. They can present an insurance policy with a comprehensive range of coverage. This may include repair or replacement for homes that are damaged by floods or fire, which can cause unexpected damage to the clients' own or their landlords' property. The firm's focus is on minimizing the loss brought about by such unfortunate events.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (41)
Facebook
5.0 / 5 (6)

Website
4406 West Charleston Boulevard, Las Vegas, NV 89102
  • Multiple Carriers
  • Homeowners
  • Multiple Policy Types

Why choose this provider?

Axcess Insurance Services assists the insurance needs of residents in Sunrise Manor. The company provides various policies including homeowners' insurance plans. Its team helps clients obtain standard homeowners' insurance policies that cover personal belongings, the structure of a home, personal liability, and additional living expenses. Personal belongings coverage includes off-premises protection which means that a policyholder's possessions are covered regardless of where they are stored. Founded in 1998, Axcess Insurance Services is committed to taking the mystery out of insurance for clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (72)

Website
375 North Stephanie Street, Henderson, NV 89014
  • Renter's Insurance

Why choose this provider?

Nevada Families Insurance is an insurance agency near Sunrise Manor. It provides homeowners' insurance policies that protect clients from financial damages caused by various threats, such as fire, smoke, windstorms, lightning, vandalism, and theft. The policy can pay for the repair and replacement of the home and some personal properties, like furniture, appliances, jewelry, and electronics. Additional living expenses for temporary accommodation if the house becomes unlivable and medical expenses due to guests suffering an injury while on the policyholder's property are also covered by homeowners' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Yelp
5.0 / 5 (1)

Website
2959 East Desert Inn Road, Las Vegas, NV 89121
  • Renter's Insurance
  • Personal Property Insurance
  • Flood

Why choose this provider?

Insurnet offers various personal insurance coverages in Sunrise Manor and other Nevada areas. The independent insurance agency provides residents with homeowner insurance plans that are aligned with their needs and risks. The comprehensive policies financially cover property losses and damages caused by fire, theft, or other events. Other coverages include personal property, liability, medical expenses, and living expenses. Insurnet also gives clients access to other personal and business insurance solutions from several insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (22)

Website
4357 Corporate Center Drive, North Las Vegas, NV 89030
  • Multiple Policy Types
  • Renter's Insurance
  • Personal Property Insurance

Why choose this provider?

Dwayne Murray is a State Farm insurance agent who provides homeowners' insurnance policies for clients in Sunrise Manor. State Farm's home insurance covers repair and replacement costs even when clients are on vacation or errands. Whether by natural disasters like lightning, wind, or hail, or instances of theft or vandalism, the company also covers damaged personal property such as keepsakes, hobby items, and housing or gardening equipment. Dwayne and his team also provide auto, life, renters', and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (35)
Facebook
5.0 / 5 (16)

Website
25 N Nellis Blvd, Las Vegas, NV 89110
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Affordable Insurance has been providing insurance solutions to residents and business owners in Sunrise Manor for more than 14 years. The company helps homeowners in choosing the right home insurance policy to protect their properties, belongings, and investments. Agents at the firm also provide bundle policies for uninsured renters to safeguard their personal possessions. Other insurance offerings include auto, business, life, special event, and specialty insurance. The company also serves clients throughout Las Vegas and is well-known for its 24-hour turnaround time.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (307)
Facebook
5.0 / 5 (27)
Yelp
3.5 / 5 (5)

Website
3112 Las Vegas Boulevard North, Las Vegas, NV 89115
  • Renter's Insurance

Why choose this provider?

Express Auto Insurance is an insurance agency based in Sunrise Manor. Its agents represent reputable carriers, including Safeco Insurance, Progressive, and Key Insurance Company. They shop for policies that offer coverage for each client's unique property and personal belongings while helping them maximize their savings. The company primarily assists those seeking protection for possible losses caused by natural calamities or untimely incidents like theft or vandalism. It also offers renters and RV insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (59)
Facebook
5.0 / 5 (33)
Yelp
1.0 / 5 (2)

Website
1953 North Decatur Boulevard, Las Vegas, NV 89108
  • Homeowners

Why choose this provider?

Las Vegas Auto Insurance is an independent insurance agency serving clients in Sunrise Manor and around the Las Vegas area. The agency assists clients with homeowners' insurance, which provides them with financial protection from damages caused by disasters. It is a package policy that covers both damages to property and liability or legal responsibility for damages and injuries incurred by other people. Las Vegas Auto Insurance also offers services for business and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (32)
Facebook
5.0 / 5 (6)

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Can the insurance company in Sunrise Manor terminate your homeowner's policy if you've fallen behind on payments?

    Yes. Non-payment of a premium may result in the cancellation of a homeowners' insurance policy in Sunrise Manor. The insurance company should send you a notice of intent to cancel 10 days before the date of the cancellation. This 10-day period is your chance to settle the missed payment. If no payment has been made, your policy is canceled after this period. These conditions are stipulated under NRS 686A.460(2) and (3).

  • What types of coverage are commonly included in a homeowners’ insurance policy in Sunrise Manor?

    A homeowners' insurance policy in Sunrise Manor comes with dwelling, personal property, liability, and additional living expense coverage. Your dwelling coverage pays for rebuilding or repair expenses should your home get destroyed. Additional living expense coverage pays for temporary accommodation expenses while your home is being rebuilt. The personal property coverage reimburses damaged or stolen items in your home. Meanwhile, liability coverage is your protection if somebody gets hurt on your property and sues you.

  • Is your homeowners' insurance still valid if your Sunrise Manor property has been unoccupied for some time?

    It depends on how long your house has been unoccupied and if your policy has a vacancy clause. A policy with this clause may not cover losses that occurred while the house is vacant and not visited by the owner’s representative. A property is usually considered vacant if unoccupied for 30 days. Check your homeowners' insurance policy for this clause and ask your insurance provider in Sunrise Manor about their coverage for vacancies.

  • What does the 80% rule mean in a homeowners’ insurance policy in Sunrise Manor?

    If your Sunrise Manor homeowners' insurance provider adheres to the 80% rule, you must purchase insurance coverage equal to at least 80% of your property's total replacement cost. That said, the insurer covers all repair or rebuilding costs. This protects policyholders from being underinsured and paying a substantial discrepancy between their insurance coverage value and actual rebuilding costs.

  • What should you do if you suspect homeowners' insurance fraud in Sunrise Manor?

    You can report your suspicion regarding homeowners' insurance fraud in Sunrise Manor to the Nevada Attorney General’s Insurance Fraud Unit. Call the IFU office in Las Vegas at (702) 486-3420 or visit it at Grant Sawyer Bldg., 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101. You can also make a report through the National Insurance Crime Bureau fraud hotline, 1 -800- T-E-L-N-I-C-B (835-6422). Insurance fraud is charged as a felony and carries up to four years of imprisonment in Sunrise Manor.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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