Best Mortgage Refinance Companies in Sparks

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Mortgage Refinance Companies FAQs

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License: 330418

Nationwide Multistate Licensing System and Registry

Wholesale Mortgage Services

6880 S. McCarran Blvd., Reno, NV 89509
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Business Description

Wholesale Mortgage Services offers refinancing assistance to homeowners throughout Sparks and the surrounding metros. Its loan consultants assist customers in finding and obtaining appropriate refinancing plans to lower their interest rate and monthly payment, extend the length or term of their mortgage, or tap into their home's value for cash. Terms range from 5 to 30 years, and options include FHA, VA, and USDA loans, jumbo and super jumbo loans, and conforming loans. Senior loan officer Elena Boland has been in the industry since 2005.

License Verified:

License: 330418

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
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5.0 / 5 (36)
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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