Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Sparks, NV

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sparks Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1806Reviewed

1084Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

59 Damonte Ranch Parkway, Reno, NV 89521
WebsiteLicense: 52413

Expertise.com Rating

Review Sources

Google
4.0 (4)
Yelp
2.0 (4)

Why choose this provider?

David Queen is a State Farm insurance agent who serves Sparks residents. He assists clients in several areas, including health insurance which covers Medicare Supplement insurance and Supplemental insurance. The former shoulders medical expenses that are not covered under Medicare while the latter pays for potential additional costs such as emergency room visits and unexpected child care. David, who has been a State Farm agent for the past 35 years, is a National Association of Insurance & Financial Advisors member.

  • Life Insurance

9333 Double R Boulevard, Reno, NV 89521
WebsiteLicense: 3160814

Expertise.com Rating

Review Sources

Google
4.0 (71)
Facebook
5.0 (1)

Why choose this provider?

Jim Tatro is an insurance agent working with clients in Sparks. He provides several insurance products covering health, life, pets, properties, and businesses. He also offers financial services, such as banking, mutual funds, and annuities. An insurance professional for over 25 years, Jim explains different options and coverages so that clients can make an informed decision when buying policies. He also has experience working with adjusters, using his understanding to help clients get the results when filing claims.

  • Life Insurance

31 Keystone Avenue, Reno, NV 89503
WebsiteLicense: 8839

Expertise.com Rating

Review Sources

Google
5.0 (36)
Facebook
5.0 (4)

Why choose this provider?

EBI Insurance is a locally owned insurance company serving individuals and businesses in Sparks and throughout Nevada and California. It was founded in 1980 by Pete Gilbert, who is also a broker specializing in health insurance. He offers options for individuals that include personal health plans with options like HMO, PPO, and POS; short-term policies; long-term policies; and dental & vision plans. Other plans like small to large group insurance and Medicare Supplement plans are also available.

  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
David Queen
59 Damonte Ranch Parkway, Reno, NV 89521
Jim Tatro
9333 Double R Boulevard, Reno, NV 89521
EBI Insurance
31 Keystone Avenue, Reno, NV 89503

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are examples of qualifying life events and are they required for special enrollment to health insurance in Sparks?

    Examples of qualifying life events are recent relocation, involuntary loss of health coverage, and changes in family size due to divorce, marriage, adoption, and death. Without a qualifying life event, enrolling in private insurance is permitted in Sparks and the rest of Nevada, but there is a 90-day waiting period before coverage kicks in.

  • When is the open enrollment period for Affordable Care Act health insurance plans in Sparks?

    During the yearly open enrollment period, which runs from November 1 to December 15, Sparks residents can enroll in Affordable Care Act health insurance policies. The ten essential benefits these ACA health plans must offer include emergency services, maternity and infant care, prescription medicines, rehabilitation, and services for children's health.

  • Are companies in Sparks obligated to offer health insurance to their workers or to their families?

    If a company in Sparks has less than 50 full-time employees, Nevada law does not compel them to provide health insurance to those employees or their families. On the other hand, if a company employs more than 50 people, it is required by law to offer health insurance options. If they fail to do so, penalties may be imposed by the state. 

  • What type of businesses in Sparks may qualify for a health tax credit?

    Small companies in Sparks with 25 or fewer full-time employees and an average yearly compensation of up to $50,000 may be qualified for a tax credit. The Patient Protection and Affordable Care Act established this tax credit to provide small companies and tax-exempt organizations with a reduction in the price of group health insurance for their employees.

  • In Sparks, who are eligible to enroll in Medicare?

    You must be a citizen or legal permanent resident of the United States to be eligible for Medicare in Sparks. Additionally, you must be at least 65 years old, have a disability, and have received Social Security Disability Insurance benefits for a minimum of 24 months. If you have amyotrophic lateral sclerosis or end-stage renal illness, you may be able to get Medicare at a younger age.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.