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Best Mortgage Refinance Companies in Reno

2024

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Providers

Last updated:

Website
5470 Kietzke Ln Ste 220, Reno, NV 89511
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Shivani Peterson is a woman-operated company that provides homeowners of Reno with a range of refinancing options. Petersen, a mother of two, works with clients who want to shorten their loans, consolidate debts, reduce monthly payments, or those who want to improve their homes. She also helps first-time home and move-up buyers and helps find solutions for those who are self-employed. Peterson started her career as a direct lender in 2012; prior to this, she managed a small business for eight years.

License Verified:

License: 1166050

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (109)
Google
4.9 / 5 (51)
Yelp
5.0 / 5 (14)

Website
5534 Longley Lane, Suite A, Reno, NV 89511
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Melanie Galvin is a loan officer who works with buyers and investors in and around Reno. She provides refinancing solutions to help individuals and families obtain their dream residential spaces. She works closely with clients to create strategies on how they can reduce their monthly payments, pay off higher-interest debts, and shorten term loans. The professional also offers various mortgage programs, including reverse, renovation, and veteran loans. Galvin has been a part of Fairway Independent Mortgage Corporation since 2015.

License Verified:

License: 502206

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (33)

Website
5470 Kietzke Lane, Reno, NV 89511

Why choose this provider?

AnnieMac Home Mortgage, also known as American Neighborhood Mortgage Acceptance Company, provides services to real estate investors and first-time home buyers in and around Reno. With branches throughout the United States, the company helps clients with their mortgage refinancing needs. Its representatives help clients with loan programs, including government, non-conforming, and conventional mortgages. The business is also involved in community projects and has worked with several charities, including Toys for Tots, Habitat for Humanity, and Freedom Service Dogs of America.

License Verified:

License: 1519515

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Website
5355 Kietzke Lane 200, Reno, NV 89511
  • New Construction

Why choose this provider?

Brian Dansereau is a loan officer with over 16 years of experience in the mortgage banking field. He guides homebuyers in Reno through the refinancing process, helping them save on interest rates, shorten their loan payment terms, and get cash out refinance. He also handles FHA, USDA, jumbo, renovation, and conventional loans. Brian Dansereau is part of Mann Mortgage, a direct lender of Freddie Mac, Fannie Mae, and Ginnie Mae, which has been in business since 1989.

License Verified:

License: 250959

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (30)

Website
560 Mill St Suite 200, Reno, NV 89502
  • Reverse Mortgages

Why choose this provider?

The Reid Loan Team caters to clients in Reno looking to refinance their homes by taking out a new loan. The agency provides a wide selection of loan programs, including jumbo, conventional, FHA, and VA loans. Its owner, Jill Reid, is a Certified Mortgage Advisor who has been in the industry since 1987. She has experience processing and underwriting loan transactions and finding a mortgage solution for the client's specific situation while developing long-term and comprehensive wealth strategies.

License Verified:

License: 611759

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Website
1495 Ridgeview Dr., #200A, Reno, NV 89519

Why choose this provider?

Since 1990, Big Valley Mortgage Reno has been helping residents in the metro qualify for loans based on their assets, credit, income, and home affordability. It refinances homes to help clients change the terms of their current loans, consolidate debts, reduce mortgage payments, or pull out cash. The firm provides different loan programs, such as CalHFA, FHA, USDA, and VA, and reverse mortgage options to borrowers who have equity in their homes. One of its loan officers, Shane Braninburg, has been recognized as a “Top Producer” in the company.

License Verified:

License: 1671733

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (139)
Google
5.0 / 5 (38)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6774 S McCarran Blvd #102, Reno, NV 89509
  • Reverse Mortgages

Why choose this provider?

Mortgage Professionals Group assists families and individuals in Reno and the surrounding metros with their refinancing concerns. The company helps clients in reducing their monthly payments and interest rates through various refinancing options. These include 15 and 30-year fixed-rate and adjustable-rate mortgages. It also offers jumbo, super jumbo, and conforming loans. Additionally, it provides government-back mortgages such as USDA, FHA, and VA loans. Two of Mortgage Professionals Group's brokers have more than 15 years of industry experience.

License Verified:

License: 1736585

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (8)

Website
6490 S. McCarran Blvd. Suite 26,, Reno, NV 89509
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Paramount Residential Mortgage Group, Inc. Reno has been operating for more than 20 years. The direct lender provides refinancers in the metro with various options to change their loan terms, including conventional products like HomeReady, Home Possible, and Homestyle Renovation from Freddie Mac and Fannie Mae. HECM, non-QM, and Ginnie Mae mortgages such as VA, FHA, and USDA are also offered. Paramount Residential has more than 300 locations across the U.S. Its Reno loan officer, David Fantell, is an Army veteran with a decade of industry service.

License Verified:

License: 1091868

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Website
9190 Double Diamond Parkway, Suite 134, Reno, NV 89521
  • Reverse Mortgages

Why choose this provider?

Doorway Home Loans - Reno offers residents of the metro a varied selection of mortgage and refinancing products. These programs include fixed and adjustable-rate loans with terms of up to 30 years. Interest-only options are available, and the team restructures existing obligations to take advantage of any subsequent developments or rate reductions in the open market. Doorway Home Loans was founded in 1987 and it has operations across the country as far off as Hawaii.

License Verified:

License: 222730

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (25)
Facebook
5.0 / 5 (23)

Website
3500 Lakeside Ct Suite 110, Reno, NV 89509
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Jen Helmholz is a mortgage advisor at Arbor Financial Group, serving homeowners and homebuyers in Reno. She helps them reduce their interest rates and change the terms of their home loans through refinancing. Jen uses clear communication strategies to update clients and Realtors throughout the loan process, helping them achieve timely escrow closings. Arbor Financial Group educates people about the components of a mortgage and the loan approval process to assist them in making informed purchasing decisions.

License Verified:

License: 1896283

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (60)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
1.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1325 Airmotive Way #175-D, Reno, NV 89502
  • Commercial Loans

Why choose this provider?

US Financial is a mortgage company based in Reno. It helps existing homeowners or investors with home refinances. Some of its refinancing options include rate and term, cash out, and home improvement. Mortgage loans for buying a new house are also available. The company has access to a full range of mortgage products such as jumbo, conforming, HARP, VA, and FHA loans. In addition to serving individuals and families, US Financial caters to home builders and real estate professionals.

License Verified:

License: 372129

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Website
4858 Sparks Blvd Suite 100, Sparks, NV 89436
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Jillian Heuer caters to clients in Reno and the surrounding communities. She helps them shorten their loan terms and lower interest rates by offering mortgage refinancing. Its available options include cash-out, which allows customers to use a portion of their equity, and ARM to fixed-rate, which prevents future payment increases and is suitable for long-term budgeting. She also provides USDA, FHA, VA, jumbo, and conventional loans. Heuer works for PrimeLending as a senior loan officer.

License Verified:

License: 409980

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • If you move to Reno as a first-time homebuyer, how much of your income would go toward your mortgage?

    If you buy your first home in Reno or anywhere else in Nevada, you may have to allocate around 33.43% of your income to your mortgage. This average housing cost rate was ranked fourth when compared to other states, according to a study by LendingTree. On top of mortgage payments, you also need to consider other housing expenses like electricity and water bills, which were not included in the study.

  • What documents do you need to apply for a refinance in Reno?

    You must bring personal identification documents, such as driver’s licenses, passports, and government-issued IDs, when you meet with lenders in Reno for refinancing. You should prepare financial and tax documents, including paystubs, tax and business returns, and statements for your bank accounts, investment accounts, and current mortgage. Lenders may also ask to see your credit report and check your outstanding debts to gauge your creditworthiness.

  • When refinancing in Reno, do you always have to go for either a fixed-rate or variable-rate loan?

    No. You can ask refinance professionals in Reno if they have hybrid options that fit your finances and future plans for your home. For example, some lenders may offer 5/5 ARMs, which will lock in your rate within the first five years and change every five years afterward. This can give you a lower starting rate. Other hybrid ARMs like 5/1 and 10/1 may give you a different set of benefits, such as even lower initial rates and rate caps.

  • Should you pay your current mortgage while your refinance in Reno is underway?

    Yes, you must make monthly payments toward your current mortgage in Reno until the refinance is complete. Do not assume you can skip or delay payments because a refinance is in process—doing so might hurt your credit score. You can also check your credit report and monitor if it accurately reflects your payments during and after your refinance.

  • Can you refinance right after closing your mortgage in Reno?

    This depends on several factors, such as lender requirements and the type of mortgage you are refinancing into. Your current lender in Reno might not allow refinancing until you have made three or four monthly payments. Jumbo loans can usually be refinanced quickly, while cash-out ones have a six-month homeownership requirement.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.