Expertise.com

2024

Last updated:

Best Mortgage Brokers in Reno

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Reno Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

69Reviewed

48Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6880 South McCarran Boulevard, Reno, NV 89509
  • Refinance
  • Purchase Transactions

Why choose this provider?

Wholesale Mortgage Services is a mortgage brokerage firm serving customers in Reno and the surrounding areas. The firm provides first-time homebuyers and homeowners with a vast array of mortgage solutions. These include 15 and 30 fixed-rate mortgages, FHA & VA loans, jumbo loans, and reverse mortgages. In acquiring any of these products, the firm helps clients throughout the process, from obtaining a pre-approval letter or a refinance analysis to selecting from a list of mortgage options.

License Verified:

License: 330418

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (2)

Website
1311 North McCarran Boulevard, Sparks, NV 89431
  • New Construction
  • Refinance

Why choose this provider?

The Half-A-Dime Mortgage Team is a mortgage company that works with clients in Reno and the surrounding areas. Its mortgage professionals can help clients with conventional, FHA, USDA, and VA loans, as well as adjustable rate and reverse mortgages. Specialty programs, such as HARP loans, 203K loans, and 15-year fixed or 30-year fixed mortgages, are also available. With its expertise and tools, the firm offers support to first-time home buyers, seasoned investors, and clients who are looking to refinance their properties.

License Verified:

License: 439696

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (13)
Google
4.0 / 5 (9)
Yelp
5.0 / 5 (6)

Website
300 E 2nd St Suite 1205, Reno, NV 89501
  • Refinance

Why choose this provider?

Bay Equity Home Loans is a team of mortgage brokers serving the Reno area. The company addresses home loan needs and offers jumbo, VA, and FHA mortgages. Its website contains calculators to help clients estimate their monthly home purchase or refinancing payments. Its professionals educate borrowers about different specialty options, such as reverse loans. Bay Equity Home Loans is licensed to operate in 42 states, maintaining retail branches in 27 locations. Founder Brett McGovern carries over two decades of industry experience.

License Verified:

License: 1817628

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (253)
Yelp
5.0 / 5 (123)
Facebook
5.0 / 5 (71)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6490 South McCarran Boulevard, Reno, NV 89509
  • Refinance

Why choose this provider?

Paramount Residential Mortgage Group, Inc. or PRMG is a privately held mortgage company that serves the Reno area. PMRG offers in-house processing, funding, and underwriting to clients looking to buy or finance a property. The company also offers reverse mortgage, a home equity loan that allows converting a portion of a home’s value while retaining ownership. Founded in 2001, the agency started with a staff of three people. Currently, the company has over 150 branches in 48 states manned by 1700 employees.

License Verified:

License: 75243

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Website
4894 Sparks Boulevard, Sparks, NV 89436
  • Reverse Mortgages

Why choose this provider?

Chris Handy started his career in the mortgage business in 2001 to assist senior citizens in Reno and the surrounding cities. His work revolves around integrating home equity into retirement planning and developing a strategy and timeline. He also offers a home equity conversions program, also known as reverse mortgage, which aims to help eliminate or reduce the current mortgage payment or consolidate debts. Chris works under Geneva Financial, which focuses on reverse mortgages.

License Verified:

License: 15418

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Website
50 West Liberty Street, Reno, NV 89501
  • Refinance
  • Reverse Mortgages
  • Purchase Transactions

Why choose this provider?

Finance of America Mortgage is a mortgage lending company that has been serving the residents of Reno and the surrounding areas for more than 25 years. It offers various loan options, including fixed-rate loans, adjustable-rate loans, FHA loans, VA loans, and USDA loans. Area manager Dana Brown has been working in the mortgage lending industry for more than 15 years. Finance of America Mortgage is ranked as a top lender by the trade magazine Scotsman Guide.

License Verified:

License: 1071

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
730 Sandhill Road, Reno, NV 89521
  • Refinance

Why choose this provider?

Axia Home Loans is a full-service mortgage banking firm founded in 2007. It serves buyers and owners in Reno and nearby areas who want to purchase or refinance their homes. The firm offers different loans such as fixed-rate mortgages, FHA, VA, and HomePath financing. The 100% employee-owned company is licensed in 17 states, including Florida, California, Hawaii, and Washington. It was recognized by Mortgage Executive Magazine to be one of the top 100 best mortgage companies in America.

License Verified:

License: 27830

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (14)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3092 North Lake Boulevard, Tahoe City, CA 96145
  • Reverse Mortgages

Why choose this provider?

O'Dette Mortgage Group in Tahoe City is a mortgage brokerage that also serves residents in Reno and its surrounding areas. Its branch manager, Teresa O'Dette, is a veteran mortgage loan advisor. She utilizes internet-based technology and open communication when dealing with her clients. Teresa and her team offer FHA, VA, USDA, HELOC, and jumbo loans. Their clients can also use the company's Homebot service, which provides home evaluation information, loan scenarios, and rental revenue insight.

License Verified:

License: 8993

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (27)
Google
4.0 / 5 (5)

Website
9498-b Double R Boulevard, Reno, NV 89521
  • Refinance

Why choose this provider?

iServe Residential Lending, LLC, is a multi-state mortgage banker specializing in the residential mortgage needs of customers in Reno and its nearby communities. For clients purchasing a new home as a primary residence, vacation home, or an investment, the loan options available include conventional Loans, FHA & VA loans, jumbo loans, and down payment assistance programs. The company also offers FHA streamline, VA IRRL, and cash-out loans for refinancing clients looking to reduce monthly payments or consolidate debt.

License Verified:

License: 2914

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
4.0 / 5 (15)
Google
4.0 / 5 (7)
Yelp
1.0 / 5 (2)

Website
50 West Liberty Street, Reno, NV 89501
  • Refinance

Why choose this provider?

Jillian Heuer is a mortgage broker who serves clients in the Reno area. She works with PrimeLending to help customers find the right loan policies for their mortgage and refinancing needs. Its loan packages include fixed-rate, adjustable-rate, conventional, and first-time homebuyer plans. It also provides government-backed policies like USDA, FHA, and VA. PrimeLending has been in the industry for more than three decades. Heuer's previous clients have praised her for her knowledge in the home loan process and for patiently addressing their concerns.

License Verified:

License: 409980

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5931 South Los Altos Parkway, Sparks, NV 89436
  • New Construction
  • Refinance
  • Commercial Loans

Why choose this provider?

Yankov Mortgage Team is a mortgage team led by Summit Funding, Inc., mortgage consultant Todd A Yankov that serves clients in Reno. It offers various loan options for homebuyers, homeowners, and real estate investors, including FHA loans, VA home loans, USDA home loans, conventional loans, reverse mortgages, and jumbo loans. Under Todd's leadership, the team has been recognized by the Mortgage Executive magazine for its performance as a mortgage loan originator. Todd has 19 years of experience in the mortgage industry.

License Verified:

License: 1042857

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (2)

Website
5595 Kietzke Lane, Reno, NV 89511
  • New Construction

Why choose this provider?

Home Wealth Funding is a locally owned and operated business serving clients in Reno. The agency offers residential financing options, including fixed-rate, adjustable-rate, VA, FHA, and USDA loans. Whether it's for a primary residence, secondary home, or investment property, the mortgage professionals are ready to find a loan that fits the borrower's situation. The employees at Home Wealth Funding receive opportunities to volunteer at company-approved charities, such as Cycle for Survival, a foundation that advocates rare cancer research.

License Verified:

License: 1194292

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (179)

Website
5470 Kietzke Lane, Reno, NV 89511
  • Refinance

Why choose this provider?

Arjun Dhingra is a mortgage banker with over 20 years of experience, serving homeowners in Reno and its surrounding areas. He underwrites pre-qualification letters to help clients get approved for loan options, from conventional to refinancing programs. Arjun also double-checks each homeowner's financial information, such as income, employment, and credit scores. In addition, he educates his clients and up-and-coming agents about the mortgage process with topic-based videos on his website. Outside the office, Arjun is a two-time Olympic taekwondo champion and coach of the US team.

License Verified:

License: 310874

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (64)

Website
5534 Longley Lane, Reno, NV 89511
  • Refinance

Why choose this provider?

The Reid Loan Team helps clients in Reno find a mortgage solution for their unique needs. Instead of short-term mortgage transactions, they provide a comprehensive long-term wealth strategy. The group is headed by Jill Reid, a mortgage broker with more than 30 years of experience in the industry. She brings her knowledge as a loan originator and her skills in processing and underwriting to assist her clients with their home purchases or with mortgage refinancing.

License Verified:

License: 611759

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
3500 Lakeside Court, Reno, NV 89509
  • Refinance

Why choose this provider?

Kevin Edwards is a mortgage broker at Arbor Financial Group who serves clients in Reno. He offers various loan programs for homebuyers and homeowners, including VA home loans, mortgage loans for the self-employed, first-time homebuyer loans, and mortgage refinancing. Kevin is also committed to educating home buyers and looking for different mortgage bank interest rates to deliver loans that suit their needs. He works with mortgage banks to find niche loan programs for various home purchase situations.

License Verified:

License: 1269816

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (25)
Yelp
5.0 / 5 (9)

Website
5355 Kietzke Lane, Reno, NV 89511
  • New Construction
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Mann Mortgage has been serving Reno and its nearby communities since 1989. It offers a range of products such as jumbo, conventional, FHA, USDA RD, VA, and construction loans. In addition, the family-owned mortgage company assists clients in refinancing their existing mortgages to lower the rate or consolidate high-interest debts. Mann Mortgage and its employees strive to assist clients in making informed decisions throughout the mortgage process through its online resource center and personal consultations.

License Verified:

License: 2550

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (20)
Google
4.0 / 5 (17)
Yelp
5.0 / 5 (12)

Website
100 North Arlington Avenue, Reno, NV 89501
  • Multi-Family Loans

Why choose this provider?

Providing services to both borrowers and investors in the Reno metro, Alpen Mortgage has almost two decades’ worth of industry involvement. It has helped finance the construction of more than 1,000 homes and dozens of commercial buildings. With a collective experience of 80 years, its team assists clients with their private trust deed lending needs. Through this program, the firm matches the borrowing requirements of real estate developers with the corresponding needs of investors. Founder Max Haynes has over 20 years of industry experience.

License Verified:

License: 363496

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.