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Best Life Insurance Companies in Reno

2023

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Website
4600 Kietzke Ln Ste A105, Reno, NV 89502

Why choose this provider?

Shepro Insurance Services in Reno offers a range of life and health insurance plans for individuals, families, and small groups. Life insurance policies include whole life, universal life, and term life based on client preference and desired objectives. The agency specializes in Medicare Supplement plans, Medicare Advantage plans, and Medicare prescription drug plans. Additional insurance products include dental and vision for both individuals and groups, individual short-term medical, and index annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (22)

Website
520 Hammill Lane, Reno, NV 89511
  • Life Insurance
  • Health Insurance

Why choose this provider?

Clark & Associates is an independent broker of life and health insurance products serving in Reno. Its personal lines specialists learn what clients need and accordingly develop a personal liability insurance plan that will protect their families, homes, cars, and other valuable assets. The company also offers insurance policies that businesses may provide for their employees' benefits. President Valerie Clark, who joined the brokerage in 1993, is a Registered Health Underwriter and a Life Underwriter Training Council Fellow.

License Verified:

License: 3267000

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)

Website
639 Isbell Road, Reno, NV 89509
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Term Life Insurance
  • Whole Life Insurance

Why choose this provider?

The Henkes Welsh Agency is a full-service insurance firm that serves clients in Reno. It offers term and whole life insurance policies which provide financial security to beneficiaries by paying off debts and college tuition in the event of an unexpected death. The agency uses a risk management model to help clients in mitigating risk and control expenses. It also works with several insurance carriers, including AmTrust Financial, Arrowhead General, and Chubb. Larry Henkes and Cary Welsh established the agency in 2006.

License Verified:

License: 30181

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Website
5690 Riggins Ct, Reno, NV 89502
  • Life Insurance
  • Individual Plans

Why choose this provider?

Asurea Solutions is an insurance marketing organization that serves clients in Reno and the surrounding areas. It offers permanent, nonmedical, simplified issue, and guaranteed issue life insurance plans. Its independent insurance agents have access to multiple financial institutions and insurance carriers, including Aetna, American General, and Humana. Brian Pope, who serves as CEO, has over 37 years of insurance industry experience. His decision to re-purchase Insurance Wholesalers Inc. in December 2008 led to the establishment of Asurea Solutions.

License Verified:

License: 615961

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
275 Hill St Suite 210, Reno, NV 89501
  • Life Insurance

Why choose this provider?

Nevada Senior Advisors is a financial advising company located in Reno. It specializes in helping senior clients prepare retirement plans that include steps such as acquiring life and Medicare insurance from carriers like the Great American Insurance Group, drafting a living will, and designing legacy plans to transfer assets to the client's choice of recipient. The company's president and founder, Eric Cheek, has over two decades of experience providing clients with advice and guidance regarding retirement planning.

License Verified:

License: 20017

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (3)

Website
197 Cadillac Place, Reno, NV 89509
  • Life Insurance
  • Health Insurance

Why choose this provider?

Nicole Williams is a life insurance agent who is based in Reno and services residents in the metro. She offers auto, business, homeowner's, and renter's insurance. Nicole graduated from the University of Nevada and has been an insurance agent at State Farm Insurance since 2011. She belongs to an agency that has over 30 years of combined experience and that has received State Farm Awards such as State Farm President’s Club 3X qualifier and State Farm Chairman’s Circle 6X qualifier.

License Verified:

License: 8666409

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (42)
Facebook
5.0 / 5 (29)
Yelp
3.0 / 5 (18)

Website
4600 Kietzke Ln a105, Reno, NV 89502
  • Life Insurance

Why choose this provider?

Nevada Silver Life & Health Insurance Agency, LLC is a Reno-based company serving individuals, families, and businesses throughout the metro. It has been helping clients prepare for financial milestones and mishaps for over 15 years. As an independent insurance agency, the firm's professionals coordinate with reputable carriers on the market. Life, health, and dental, and vision insurance plans are specifically written to address the unique risks that a policyholder may encounter in the future. This agency also provides employer and employee benefits for the workplace.

License Verified:

License: 3429546

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (3)

Website
1280 Terminal Way Ste 30, Reno, NV 89502

Why choose this provider?

Your Way Insurance is an independent life insurance agency in Reno that serves individuals and businesses throughout the area. Its licensed policy specialists work with customers to find the right amount of coverage to fit their needs and budget with the choice of a term or universal or permanent life insurance policy. Other products include auto, property, general liability, commercial vehicle, and workers' compensation coverage. Services are available in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (4)

Website
592 California Ave, Reno, NV 89509
  • Health Insurance
  • Individual Plans
  • Permanent Life Insurance Policy

Why choose this provider?

Northern Nevada Insurance Agency caters to individuals, families, and business owners in the Reno metro. It provides a range of personal lines of insurance, including life policies. The company crafts personalized insurance coverages to protect clients from financial losses caused by unexpected events like death. Its specialists also help customers acquire homeowners', renters', auto, health, and BOP coverages. Owner Eric M. Olivas is an insurance broker who has been in the industry for more than two decades.

License Verified:

License: 816476

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Website
31 Keystone Avenue, Reno, NV 89503
  • Life Insurance
  • Long Term Care

Why choose this provider?

Based in Reno, EBI Insurance provides insurance services to Reno and nearby communities. It represents multiple insurance companies that carry health insurance packages for individuals and businesses. It also offers individual and employer-sponsored life insurance policies. Additionally, the independent insurance agency provides health insurance services like HMO, POS, and PPO plans. EBI Insurance was established 65 years ago by Bob Gilbert. It is now operated by his son Pete Gilbert.

License Verified:

License: 8839

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Facebook
5.0 / 5 (3)

Website
3716 Lakeside Dr Ste 100, Reno, NV 89509

Why choose this provider?

Health Benefits Associates is an independent health insurance company in Reno that provides services for individuals, families, Medicare beneficiaries, and small businesses. Its licensed agents work with clients to find policies that fit their needs during open enrollment and when they have a qualifying event, such as involuntary coverage loss, moving to a new state, getting married, or the birth of a child. The agency also offers dental, vision, travel medical, short-term medical, and life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (328)
Yelp
5.0 / 5 (34)

Website
Reno, NV 89519

Why choose this provider?

Sally Stites Insurance is an independent Reno insurance agency that provides medical and life insurance policies for individuals throughout the area. The licensed agents explain to client's their options, help them compare plans, and works with them to choose the policy that meets their needs. The company also offers cancer and critical care plans to fill financial gaps that many insurance policies don't cover and dental coverage. Sally Stites Insurance also offers term and whole life insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Website
9190 Double Diamond Parkway Suite #136, Reno, NV 89521

Why choose this provider?

Capital Insurance Service is an independent agency that caters to individuals and families in the Reno metro. It offers a selection of personal lines of insurance, including life policies. The full-service company assists clients who want to obtain term and permanent life insurance. Its specialists also help customers acquire homeowners', renters', health, and auto coverages. They also handle notary public and income tax preparation services. Capital Insurance Service has been in the industry for more than 20 years.

License Verified:

License: 3334821

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (96)
Facebook
4.7 / 5 (79)
Yelp
2.0 / 5 (8)

Website
1344 Disc Dr # 210, Sparks, NV 89436

Why choose this provider?

JustHealthplans.com is a mainly online insurance agency with a local presence in several states. Its Reno branch offers an array of health insurance products tailored to individuals, families, and groups. It also offers dental plans, various health care products created for seniors, and life insurance policies suitable for people of all ages. The agency's health insurance plans cover every scenario, from paying for prescription drugs to the ongoing costs of long-term treatments and major surgery.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
6500 S Virginia St, Reno, NV 89511
  • Life Insurance

Why choose this provider?

Rose Fox helps individuals and families in Reno get suitable life insurance policies. Its agents inform consumers about various life indemnities like the term, whole, or universal life plans. Fox and her three-member team also offer health, auto, property, and home products. Annuities are also available to clients who are looking for investment assistance. Fox has been a State Farm agent since 1996. Her agency, which has Spanish staff members, also serves customers in Carson City and Washoe County.

License Verified:

License: 43588

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (87)
Yelp
4.5 / 5 (15)
Facebook
5.0 / 5 (1)

Website
3975 South McCarran Boulevard, Reno, NV 89502
  • Life Insurance

Why choose this provider?

Jeff Heyer is a Reno-based insurance agent for Farmers Insurance and has been in the industry for over 30 years. He offers life insurance policy quotes and rates for term life, whole life, and universal life plans. He also recommends policies for clients based on their budget, age, and family concerns. Licensed in three states, Jeff can process insurance claims and policy changes to add beneficiaries or change the contract terms. His other insurance coverage options include homeowners, business owners, and automobile owners.

License Verified:

License: 9067

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)

Website
140 Washington Street, Suite 100, Reno, NV 89503
  • Life Insurance
  • Health Insurance
  • Long Term Care
  • Dental

Why choose this provider?

The Laughton Company serves individuals and businesses in Reno. It offers life insurance that provides financial security to beneficiaries in the event of an unexpected death. The family-owned company also provides financial advisory services and asset management strategies for more than 400 clients. Jim Laughton established the company in 1975, and it is currently under the management of Mitch Laughton, a Chartered Life Underwriter. Its business philosophy is to act as a partner for companies that are looking for customized employee benefit plan solutions.

License Verified:

License: 2075

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (2)
Facebook
0.0 / 5 (1)

Website
Sparks, NV 89431

Why choose this provider?

Country Financial is a financial services agency founded in 1925, with branches throughout the U.S. The agents in its Reno office specialize in life and health insurance and communicate in English and Spanish. The agents help clients choose the best policy for their circumstances, such as term life for young families and universal life for people who want a policy that extends into retirement. The agency's health policies cater to clients who benefit from the Affordable Care Act and Medicare.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
220 South Rock Boulevard, Reno, NV 89502
  • Individual Plans
  • Life Insurance

Why choose this provider?

Iveson Insurance Agency offers a range of policy options to clients in Reno. It provides different types of life insurance such as term life, whole life, and universal life. The company also delivers commercial coverage for property, liability, workers’ compensation, loss of income, and employer stop loss. Its other available services include policies for farm or ranch, homeowners, and auto. Iveson Insurance Agency has a strong focus on delivering insurance plans that are right for its clientele.

License Verified:

License: 3572373

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (20)
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Frequently Asked Questions

  • How much is the whole life insurance premium in Reno?

    The cost of whole life insurance premiums in Reno depends on several factors, including the policy buyers' health, age, gender, and the type of coverage they purchase. For instance, females aged 35-50 with $5,000 whole life insurance pay between $11 and $14 monthly rates, while males with the same age and insurance plan pay between $12 and $17 monthly. Meanwhile, females 60-80 years old with a $100,000 whole life insurance rate have to pay $304-$956 monthly, and males have to pay $412-$1,320 monthly.

  • In Reno, what are the factors to consider in determining life insurance coverage?

    Life insurance companies in Reno consider the policy buyer's income, the age of their children and their special needs, and if they have will or trust to determine the right coverage. They also use assessment tools to analyze the individual's needs and situations and interview them to ask if they have savings or inheritance, their spouse's job, and how much is their net worth.

  • Can a life insurance policyholder in Reno designate multiple beneficiaries?

    Yes, they can. Policyholders in Reno can have a per capita approach in naming multiple beneficiaries, which allows these individuals to divide the benefits among themselves. And if one of the named beneficiaries dies, their share will be distributed among the other members. Those with life insurance plans can also use the per stirpes approach, where the supposed benefits for the deceased beneficiaries will be divided among their descendants.

  • Why do life insurance agencies in Reno deny a claim?

    Life insurance companies in Reno may deny claim and death benefits for policyholders who died within the contestability period and withheld crucial details. For instance, insurers deny death benefits for individuals who omit information about smoking during the application and die due to lung cancer. They can deny claims for policyholders who died of suicide or those who committed murder to cash out the policy. Additionally, they can refuse to provide death benefits for holders with unpaid premiums and beneficiary problems.

  • Where to report fraud against a life insurance agency in Reno?

    Residents of Reno must contact the Nevada Attorney General's Insurance Unit at 775-687-2100 or email them at AGCOMPLAINT@ag.nv.go to report a fraud or a suspected one against a life insurance company. Complainants can also fax the office at 775‐684‐1108 or visit them at 100 N. Carson St., Carson City, NV 8970. The Attorney General's Insurance Unit is the division of the Attorney General's Bureau of Criminal Justice responsible for investigating and prosecuting insurance fraud.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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