Best Credit Repair Companies in Reno

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

Reno, NV
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Business Description

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (3587)
Yelp
3.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Reno, NV

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (557)

Price: Free Credit Report Consultation

Consumer Credit Auditors, LLC logo
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Consumer Credit Auditors, LLC

1 East Liberty Street, Reno, NV 89501
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  • Credit Audit

Business Description

Consumer Credit Auditors, LLC, provides credit repair solutions and is dedicated to helping its customers improve their credit scores. With more than 20 years of experience in accommodating thousands of customers deal with their credit scores, it aims for its clients to enjoy all the benefits of a good credit report. It eliminates negative entries on credit reports, shows clients how to build positive credit, then strives to present it in the most favorable light.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Repair Solutions logo
Visit WebsiteWebsite

Credit Repair Solutions

1000 Bible Way Unit 71, Reno, NV 89502
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  • Credit Audit

Business Description

Credit Repair Solutions is a Reno-based company offering credit repair services. This company helps clients repair their credit scores to increase the possibility of acquiring financing and maintain good credit standing. Each package offered by Credit Repair Solutions is designed to fit the various needs of individuals and families, giving its clients the freedom to select the most suitable plan to help improve their credit history. Moreover, the company emphasizes client education by recommending appropriate financial tools.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (33)
Debt Consolidation Care logo
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Debt Consolidation Care

301 West 11th Street, Reno, NV 89503
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  • Debt Consolidation
  • Credit Monitoring

Business Description

Debt Consolidation Care guides consumers on managing their debts to achieve financial freedom. Located in Reno, The company was founded in 2003 by Vikas Kedia and has since helped more than 545,000 clients find debt relief. Its financial consultants are certified by the IAPDA and have extensive knowledge of debt and credit laws. They give clients sound advice on debt repayment and create debt consolidation programs that organize dues into a single monthly payment plan. These programs are designed to pay off medical bills, credit cards, and personal loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (14)
Secret Credit Relief logo
Visit WebsiteWebsite

Secret Credit Relief

4650 Wedekind Road, Sparks, NV 89431
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  • Credit Dispute

Business Description

Secret Credit Relief offers credit repair services to individuals throughout the Reno area. The company has been helping its clients improve their credit scores since 2007, using knowledge of federal laws to remove unverifiable items on a credit file. It can dispute negative items, such as bankruptcies, tax liens, medical bills, and collections. It also has tools its customers can use to keep track of their credit repair progress, including a personal online dashboard, score tracker, and mobile app. Services are also available in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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