Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Reno

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Reno Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

130Reviewed

81Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

402 Crampton St, Reno, NV 89502

Expertise.com Rating

Review Sources

Google
4.8 (25)
Yelp
5.0 (4)

Why choose this provider?

Located in Reno, Nevada, Northern Insurance is an independent insurance agency with more than two decades of experience providing local drivers with auto insurance policies customized to their needs and budgets. Through its partnerships with national carriers, the agency can write policies for all types of vehicles, including classic cars and high-performance exotics. Liability, comprehensive, and uninsured motorist are included with all of its full-coverage policies. Northern Insurance serves clients of all ages, including high-risk drivers with multiple violations.

1016 Rock Blvd Ste 101, Sparks, NV 89431

Expertise.com Rating

Review Sources

Google
4.4 (30)
Yelp
3.0 (2)

Why choose this provider?

Interstate Insurance Services in Sparks, Nevada, has been serving the auto insurance needs of the greater Reno area for more than 35 years. Locally owned, this independent insurance broker reviews drivers' current coverage and makes policy recommendations based on years of expertise. Its association with leading auto insurance companies lets it find needed coverage at competitive rates for clients seeking bodily injury and property damage liability, comprehensive/collision coverage, UI/UIM motorist protection, and other valuable coverage types.

5470 Kietzke Ln Ste 300, Reno, NV 89511

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (4)

Why choose this provider?

Headquartered in Reno, Nevada, Semel Risk consultants is an independent insurance broker that has been providing Reno and Las Vegas area residents with insurance solutions since 2018. The agency offers auto insurance policies tailored to its clients' needs with coverages such as property damage, liability, and uninsured motorist. Clients wishing to protect against losses due to fire and theft can also add comprehensive coverage. Through its partners, the company can insure all types of cars, trucks, and motorcycles.

3301 S Virginia St, Reno, NV 89502

Expertise.com Rating

Review Sources

Google
4.8 (65)
Facebook
5.0 (46)
Yelp
3.5 (9)

Why choose this provider?

A and H Insurance Inc. is an independently owned and operated insurance firm based in Reno, with five offices in Nevada and one in Arizona. The agency has over 60 years of experience assisting clients with auto insurance, from classic and antique cars to mobile homes and boats. By combining collision and comprehensive coverage, the company is able to create individualized insurance plans with policies that cater to each client's needs.

140 W Huffaker Ln Ste 508, Reno, NV 89511

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Since 1948, Wilkins & Associates Insurance Services has helped residents of Reno, Nevada to obtain affordable auto insurance. It's a family-owned and operated business that works with nationally and state-recognized carriers such as FirstComp, The Hartford, and Liberty Mutual Insurance. Auto insurance policies sold by the company include property, liability, and medical coverage. Wilkins & Associates Insurance Services is a Trusted Choice independent insurance agent that also offers home, life, business, and specialty insurance policies.

9424 Double R Blvd, Reno, NV 89521

Expertise.com Rating

Review Sources

Facebook
4.8 (13)
Yelp
5.0 (1)

Why choose this provider?

Comstock Insurance Agencies is a family-owned auto insurance agency located in Reno, Nevada. Founded in 1957 by John Sweatt, it has been operating for more than 60 years, and its services have developed and advanced over time. The main services offered by Comstock Insurance are auto insurance services designed to protect drivers, with a focus on aspects such as collision coverage, medical payment coverage, and personal injury protection.

300 E 2nd St Ste 1300, Reno, NV 89501

Expertise.com Rating

Review Sources

Google
4.1 (8)

Why choose this provider?

LP Insurance Services, LLC helps drivers in Reno, Nevada, find the best options when purchasing auto insurance from its range of partner carriers. In business since 1927, this independent insurance agency has more than 90 years of expertise in the insurance industry. Its well-trained agents work with drivers to match them with the right policies to protect themselves and their vehicles on the road, including liability, comprehensive, PIP, and other coverage types.

6119 Ridgeview Court, Reno, NV 89519
WebsiteLicense: 520022

Why choose this provider?

Located in Reno, Ardent Insurance, Inc., offers a wide array of insurance services to clients in Sparks and the surrounding areas. The veteran-owned business provides personal and commercial auto insurance that can include bodily injury, property damage, medical payments liability, comprehensive, and collision coverages. In addition to automobiles and business-owned vehicles, the company's agents also craft policies for motorcycles. Ardent Insurance can accommodate policy buyers in the entire state of Nevada.

  • Motorcyle & ATV

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are car owners and drivers in Reno required to have car insurance?

    Yes, car owners and drivers in Reno are required by state law to carry car insurance. There are several minimum car insurance coverage requirements for all drivers in the metro, including $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $20,000 for property damage per accident.

  • What are the penalties for failing to provide proof of car insurance in Reno?

    Drivers in Reno who fail to provide proof of car insurance may face several penalties depending on the gravity of their offense. These penalties include the suspension of driver’s license and registration for up to 90 days, fines of up to $1,000, reinstatement fees of up to $500, and vehicle impoundment. These drivers should also file an SR-22 form, a certificate that proves car insurance ownership, within the next 36 months.

  • What constitutes high-risk car insurance in Reno?

    High-risk car insurance in Reno is given to drivers who are more likely to be involved in a road accident than other motorists. These include drivers convicted of DUI or who have incurred several traffic violations. Insurance providers typically examine an individual’s driving history or record to determine if they need high-risk car insurance.

  • What are the different car insurance coverage options for drivers in Reno?

    Insurance providers in Reno offer basic car insurance coverage options for registered drivers, which include comprehensive insurance, collision, medical payments, liability, and uninsured or underinsured motor vehicles. Drivers can select their coverage options based on their needs, the type of vehicle they own, and their budget. Insurance firms can provide coverage for different vehicles, including antique cars and motorhomes.

  • What happens if you let your car insurance coverage lapse or expire in Reno?

    You may face several repercussions if you let your car insurance coverage expire or lapse in Reno. Among the consequences you can experience are a suspension of your driver's license and fines and fees of up to $1,000. You can talk to your insurance agent to ensure your car insurance coverage is up to date.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.