Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Paradise

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Paradise Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

88Reviewed

56Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2101 E Saint Louis Ave, Las Vegas, NV 89104
WebsiteLicense: 3488221

Expertise.com Rating

Why choose this provider?

Toro Insurance 2 LLC is an independent agency that serves clients in Paradise. It provides property insurance such as renters' and homeowners' policies. The financial protections in its renters' insurance allows tenants to replace personal belongings that have been stolen or damaged by vandalism, fire or smoke, lightning, windstorm, explosion, and water from plumbing. The agency represents several insurance carriers, including Safeco, Qualitas, GNP Seguros, Mapfre, Aegis, and Kemper. Its staff has a combined experience of more than two decades.

  • Multiple Policy Types

25 N. Nellis Blvd, Las Vegas, NV 89110
WebsiteLicense: 680160

Expertise.com Rating

Review Sources

Google
4.7 (465)
Facebook
4.9 (49)
Yelp
3.5 (8)

Why choose this provider?

Affordable Insurance has been protecting renters in Paradise and the surrounding communities for nearly 15 years. The company helps residential tenants get the compensation they need to replace damaged or stolen belongings. In addition, it provides other types of coverage, such as homeowners', condominium, townhouse, or mobile home insurance. The company also caters to vehicle and business owners. It has three locations within the state, and its team of agents and administrative staff conducts business in English and Spanish.

  • Multiple Policy Types
  • Home and Auto Insurance

9555 Hillwood Dr Ste 140, Las Vegas, NV 89134
WebsiteLicense: 3420295

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
4.0 (3)

Why choose this provider?

Sundance Insurance, based in Las Vegas, serves clients in Paradise and its surrounding areas. It offers a comprehensive range of insurance products, including renters' insurance policies that cover personal properties from damage or theft. These insurance plans also provide personal protection against bodily injuries, enabling clients to select medical payments coverage for medical expenses incurred for injured visitors. This independent agency has been serving individuals and businesses in more than 40 states, representing multiple carriers in the market.

  • Home and Auto Insurance

3380 E Russell Rd Ste. 106, Las Vegas, NV 89120
WebsiteLicense: 943854

Expertise.com Rating

Review Sources

Google
4.8 (45)
Facebook
5.0 (9)

Why choose this provider?

Mega Insurance provides financial security solutions to individuals and businesses throughout the Paradise metro. It offers renters' insurance that helps protect tenants' personal properties. Its services extend to auto, general liability, home, and commercial property policies. For over 20 years, the local independent agency has delivered services through insurance carriers like American National, Bristol West Insurance Group, Key Insurance Company, and Nevada General. It aims to find appropriate insurance for clients by listening and sharing industry knowledge.

  • Multiple Carriers

2409 S. Eastern Ave, Las Vegas, NV 89104
WebsiteLicense: 3626284

Expertise.com Rating

Review Sources

Google
4.4 (12)

Why choose this provider?

EZ Insurance is a company that serves individuals and businesses within the Paradise community and its neighboring areas. It provides renters' insurance policies that can cover the theft or damage to any of its clients' personal properties. Its team of agents also assists clients who want to purchase other insurance policies, such as homeowners', auto, commercial auto, and business insurance products. EZ Insurance currently represents a wide variety of carriers, like Progressive, American Access, and Nevada General Insurance Company.

  • Multiple Carriers

Paradise, NV
WebsiteLicense: 24002

Why choose this provider?

Iinsure4u is an insurance agency serving clients in Paradise, Nevada, as well as Arizona and Utah. It offers life and health, business, home, and personal insurance coverages such as auto, fire, umbrella, and renters insurance. Established in 1988 by Dawn Fisler, the agency matches clients with the ideal carrier insurance companies to find appropriate insurance solutions. It assists tenants of apartments, lofts, and homes with finding the correct leaseholder’s protection coverage. Fisler obtained her Life Underwriter Training Council Fellow designation from the American College.

  • Home and Auto Insurance
  • Business Insurance
  • Commercial

6628 Sky Pointe Dr Ste. 119, Las Vegas, NV 89131
WebsiteLicense: 729452

Expertise.com Rating

Review Sources

Google
4.9 (161)
Facebook
4.9 (97)
Yelp
4.5 (21)

Why choose this provider?

360 Insurance is a locally operated insurance agency that caters to clients in Paradise. It offers a wide range of insurance products, including renters' policies. The coverage for renters may include policyholders' personal properties, liability, guest medical protection, temporary housing, and living expenses. Depending on the limits selected, the insurer may also provide legal defense if the policyholders are sued after experiencing a covered loss. 360 Insurance has been in business for over 75 years with licenses in 13 states.

  • Home and Auto Insurance

3620 E Flamingo Road, Suite 8, Las Vegas, NV 89121
WebsiteLicense: 3257390

Expertise.com Rating

Why choose this provider?

Monica Gubler is an insurance agent at State Farm. Serving clients throughout Paradise and the surrounding areas, she offers a wide range of insurance products, including renters' insurance policies. These policies provide coverage for personal items, such as gadgets and furniture, against damages or loss. Gubler also provides coverage for loss of use, which covers payments for additional living expenses if the rented property is deemed uninhabitable due to a covered loss. Other insurance products that Gubler provides include homeowners' insurance and auto insurance.

  • Home and Auto Insurance

FAQs

  • How much does a renter’s insurance policy cost in Paradise?

    A renter's insurance policy in Paradise costs between $123 and $270 per year. According to the Insurance Information Institute, the average premium in the state is $158 per year. Actual prices and rates vary depending on the policyholder's location, level of coverage, and the value of their personal belongings.

  • What are the most common causes of claims by Paradise renter’s insurance policyholders?

    Theft, burglary, vandalism, weather-related disasters, and earthquakes are the most common causes of claims made by renter's insurance policyholders in Paradise. The first three reasons for claiming payouts are the most common. Even though earthquakes are most commonly associated with infrastructure damage, they can also cause property damage, especially when they occur at high magnitude levels.

  • What are some limits that can be added to coverages by policyholders living in Paradise?

    Policyholders residing in Paradise have the option to enhance their coverage by adding specific limits, including:

    • Purchasing endorsements or adding a rider to cover valuable items like artwork, collectibles, and jewelry.
    • Paying for legal damages and fees in case of a lawsuit for defamation or slander.
    • Acquiring water backup coverage, which may not be included in a standard policy.
  • Does state law require tenants in Paradise to buy renter’s insurance?

    No, Nevada law does not require Paradise tenants to purchase renter's insurance. However, they may still need to get a policy because many landlords require renters to have one as part of their rental agreement. Regardless of whether it is required or not, getting a renter's insurance policy is recommended because it is usually inexpensive and protects personal belongings from unexpected perils.

  • How many types of coverage does a renter’s insurance policy in Paradise usually have?

    A renter's insurance policy in Paradise typically includes four types of coverage that are intended to pay for various expenses. One type would pay for belongings destroyed in a disaster such as a fire, while another would cover legal expenses in the event of a lawsuit. These four types are as follows: personal property, personal liability, loss of use, and medical payment coverage.

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