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Best Homeowners Insurance Agencies in Paradise

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Alliance Insurance Agency logo
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Alliance Insurance Agency

2381 East Windmill Lane, Las Vegas, NV 89123
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  • Renter's Insurance

Business Description

Alliance Insurance Agency is a Las Vegas-based homeowners' insurance agency that serves residents in Paradise and the surrounding areas. Since 2006, its team of insurance professionals has been providing home insurance plans that can help guard homeowners against financial risks due to property damage, including weather-related damages and incidents of theft. They also offer landlord insurance plans that provide financial protection for clients' rental homes. Alliance Insurance Agency also offers auto, business, commercial auto, health, and life insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (288)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
AmeriSent Insurance logo
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AmeriSent Insurance

6070 S Eastern Ave 400, Las Vegas, NV 89119-3170
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  • Multiple Policy Types
  • Multiple Carriers

Business Description

AmeriSent Insurance provides homeowners policies for clients in Paradise. Its standard coverage includes damages sustained from fire, theft, explosions, hail, and lightning. It provides policies that also include replacement costs, some personal belongings, liability such as injury or damages to other people, and additional living expenses such as hotel or restaurant bills and meals. AmeriSent also offers to counsel clients on how their home's construction, style, improvements, and materials may determine their insurance policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (6)
AssuredPartners Safeguard Insurance logo
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AssuredPartners Safeguard Insurance

375 East Warm Springs Road, Las Vegas, NV 89119
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  • Fire
  • Condos
  • Flood
  • Earthquake

Business Description

AssuredPartners Safeguard Insurance has been assisting clients with their insurance needs since 1998. Serving the Paradise area, it offers a wide range of insurance products, including homeowners' insurance. Its agents provide clients with home insurance options from up to 12 carriers, such as Travelers, Safeco, Acuity, and Mercury. The company's home insurance policies include coverage for home structure damage, personal property damage and loss, and guest medical and personal liability. AssuredPartners Safeguard Insurance provides customer support 24 hours a day.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (97)
Facebook
5.0 / 5 (27)
Balsiger Insurance logo
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Balsiger Insurance

3481 East Sunset Road, Las Vegas, NV 89120
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  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Business Description

Balsiger Insurance helps residents in the Paradise area secure coverage for repairs and replacements in various parts of their homes. The home insurance agency assists clients through the process of filing claims for residential dwellings, personal properties, and liabilities including legal fees and damages. Balsiger Insurance also helps clients secure coverage for living expenses such as hotel fees when their homes become unfit for habitation. The firm is headed by Keith Balsiger, who has over three decades of insurance industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
4.5 / 5 (7)
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Burkholz Insurance logo
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Burkholz Insurance

202 Fremont St, #100, Las Vegas, NV 89101
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Business Description

Burkholz Insurance offers premiums for residential property owners in the Paradise area and the surrounding communities. Its homeowners' insurance provides coverage for the properties' structures and the assets they house. It also covers liabilities and losses to other individuals that occur within the premises. Clients can avail themselves of additional coverage for catastrophic events such as floods, earthquakes, and tornadoes. The agency offers other policies, including auto, motorcycle, ATV, and condominium insurance. Burkholz Insurance is a family-owned company that has been in the industry for over three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (109)
Facebook
5.0 / 5 (8)
Eric James - State Farm Insurance Agent logo
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Eric James - State Farm Insurance Agent

1350 E Flamingo Rd Ste 14, Las Vegas, NV 89119
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  • Personal Property Insurance

Business Description

Eric James - State Farm Insurance Agent provides insurance products and solutions for residents in Paradise. James assists clients with numerous needs including homeowners' insurance. He offers home insurance policies that provide coverage for personal belongings such as clothing, jewelry, collectibles, and sports equipment. The policies also cover damaged or stolen personal property. James has more than 25 years of experience in the insurance industry. He has also been involved with various social and civic organizations for over 35 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (76)
Express Auto Insurance logo
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Express Auto Insurance

3224 North Rancho Drive, Las Vegas, NV 89130
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  • Renter's Insurance
  • Flood
  • Fire
  • Earthquake

Business Description

Express Auto Insurance offers policies to cover property damages for homeowners in Paradise. A finalist and winner of Best of Las Vegas from 2017 to 2020, the company financially protects homes by covering costs incurred from physical harm sustained by a client, damaged valuables, repairs, and loss-of-use. It also covers damages caused by natural disasters or accidents such as storms or fires respectively; damaged structures like gazebos, garages, and pools; and additional living expenses such as hotel and restaurant expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.8 / 5 (112)
Insurance Specialists logo
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Insurance Specialists

7380 S Eastern Ave 116, Las Vegas, NV 89123
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  • Condos
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Insurance Specialists is a multi-coverage insurance agency that offers policies for homeowners in Paradise. Founded in 2003, it aims to financially protect homes through policies that are tailored to the needs of a client. The agency covers costs incurred by physical structural damages, losses of valuables, replacements, additional living expenses, and personal liability. Insurance Specialists also offers valuable article, earthquake, flood, umbrella, and animal liability insurance coverages for clients to consider alongside their homeowners' policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (121)
Insurnet logo
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Insurnet

2959 East Desert Inn Road, Las Vegas, NV 89121
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  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Condos

Business Description

Insurnet is an independent insurance agency that grants homeowners' insurance to clients in Paradise and surrounding areas. It works with different companies to identify the right insurance policy for clients with different needs. Its homeowners' insurance policy coverage includes the protection of property and personal belongings. It also covers liability lawsuits, medical expenses, and living expenses. Insurnet can also grant personal insurance for umbrellas, automobiles, and jewelry. Its other services include providing insurance for businesses, commercial properties, and contractors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (22)
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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