Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Paradise

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Paradise Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

134

Reviewed

83

Curated

8

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3224 North Rancho Drive, Las Vegas, NV 89130
  • Renter's Insurance
  • Flood
  • Fire
  • Earthquake

Why choose this provider?

Express Auto Insurance offers policies to cover property damages for homeowners in Paradise. A finalist and winner of Best of Las Vegas from 2017 to 2020, the company financially protects homes by covering costs incurred from physical harm sustained by a client, damaged valuables, repairs, and loss-of-use. It also covers damages caused by natural disasters or accidents such as storms or fires respectively; damaged structures like gazebos, garages, and pools; and additional living expenses such as hotel and restaurant expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (112)
Facebook
5.0 / 5 (33)

Website
3481 East Sunset Road, Las Vegas, NV 89120
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Why choose this provider?

Balsiger Insurance helps residents in the Paradise area secure coverage for repairs and replacements in various parts of their homes. The home insurance agency assists clients through the process of filing claims for residential dwellings, personal properties, and liabilities including legal fees and damages. Balsiger Insurance also helps clients secure coverage for living expenses such as hotel fees when their homes become unfit for habitation. The firm is headed by Keith Balsiger, who has over three decades of insurance industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
4.5 / 5 (7)
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6070 S Eastern Ave 400, Las Vegas, NV 89119-3170
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

AmeriSent Insurance provides homeowners policies for clients in Paradise. Its standard coverage includes damages sustained from fire, theft, explosions, hail, and lightning. It provides policies that also include replacement costs, some personal belongings, liability such as injury or damages to other people, and additional living expenses such as hotel or restaurant bills and meals. AmeriSent also offers to counsel clients on how their home's construction, style, improvements, and materials may determine their insurance policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (6)
Facebook
4.3 / 5 (3)

Website
2959 East Desert Inn Road, Las Vegas, NV 89121
  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Condos

Why choose this provider?

Insurnet is an independent insurance agency that grants homeowners' insurance to clients in Paradise and surrounding areas. It works with different companies to identify the right insurance policy for clients with different needs. Its homeowners' insurance policy coverage includes the protection of property and personal belongings. It also covers liability lawsuits, medical expenses, and living expenses. Insurnet can also grant personal insurance for umbrellas, automobiles, and jewelry. Its other services include providing insurance for businesses, commercial properties, and contractors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (22)

Website
202 Fremont St, #100, Las Vegas, NV 89101

Why choose this provider?

Burkholz Insurance offers premiums for residential property owners in the Paradise area and the surrounding communities. Its homeowners' insurance provides coverage for the properties' structures and the assets they house. It also covers liabilities and losses to other individuals that occur within the premises. Clients can avail themselves of additional coverage for catastrophic events such as floods, earthquakes, and tornadoes. The agency offers other policies, including auto, motorcycle, ATV, and condominium insurance. Burkholz Insurance is a family-owned company that has been in the industry for over three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (98)
Facebook
5.0 / 5 (13)

Website
2381 East Windmill Lane, Las Vegas, NV 89123
  • Renter's Insurance

Why choose this provider?

Alliance Insurance Agency is a Las Vegas-based homeowners' insurance agency that serves residents in Paradise and the surrounding areas. Since 2006, its team of insurance professionals has been providing home insurance plans that can help guard homeowners against financial risks due to property damage, including weather-related damages and incidents of theft. They also offer landlord insurance plans that provide financial protection for clients' rental homes. Alliance Insurance Agency also offers auto, business, commercial auto, health, and life insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (288)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
375 East Warm Springs Road, Las Vegas, NV 89119
  • Fire
  • Condos
  • Flood
  • Earthquake

Why choose this provider?

AssuredPartners Safeguard Insurance has been assisting clients with their insurance needs since 1998. Serving the Paradise area, it offers a wide range of insurance products, including homeowners' insurance. Its agents provide clients with home insurance options from up to 12 carriers, such as Travelers, Safeco, Acuity, and Mercury. The company's home insurance policies include coverage for home structure damage, personal property damage and loss, and guest medical and personal liability. AssuredPartners Safeguard Insurance provides customer support 24 hours a day.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (97)
Facebook
5.0 / 5 (27)

Website
7380 S Eastern Ave 116, Las Vegas, NV 89123
  • Condos
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Insurance Specialists is a multi-coverage insurance agency that offers policies for homeowners in Paradise. Founded in 2003, it aims to financially protect homes through policies that are tailored to the needs of a client. The agency covers costs incurred by physical structural damages, losses of valuables, replacements, additional living expenses, and personal liability. Insurance Specialists also offers valuable article, earthquake, flood, umbrella, and animal liability insurance coverages for clients to consider alongside their homeowners' policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (121)

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Can you deduct homeowners' insurance on your taxes in Paradise?

    Homeowners' insurance premiums in Paradise are not tax-deductible except in certain unique circumstances. While homeownership provides various tax benefits, deductions related to insurance premiums are not among them. However, if you're a homeowner who utilizes a portion of your property for business or a landlord, deducting a part of your insurance expenses might be possible.

  • Is it possible for your homeowners' insurance to get canceled in Paradise?

    Yes, it's possible. Cancellations can occur anytime, with notice. In some states, you can cancel for any reason within the first 60 days. After that, it's due to non-payment, misrepresentation, or increased risk. Based on this, you'll usually get a notice 10 to 30 days before cancellation. Knowing your insurer's policies is vital for uninterrupted coverage in Paradise.

  • What can you do to reduce the cost of your homeowners' insurance in Paradise?

    A few practical strategies to cut homeowners' insurance costs in Paradise include enhancing your security system, updating fire alarms, and reinforcing windows and doors. These can lower premiums by reducing burglary and fire risks. Additionally, investing in a new roof is crucial, as it safeguards against weather-related damage, translating to lower insurance expenses. These proactive measures increase protection and may result in lower homeowner's insurance premiums.

  • What are the advantages of getting homeowners' insurance in Paradise?

    Acquiring homeowners' insurance in Paradise protects property damage from various risks, extends to personal belongings, and provides liability protection for injuries and accidents. Meeting lender requirements for home loans ensures financial security. When a residence is rendered uninhabitable due to a covered peril, insurance pays for temporary living expenses, instilling confidence in the face of potential dangers. In other words, homeowners' insurance shifts significant loss burdens to the insurance company, maintaining financial stability despite challenges.

  • What other structures can homeowners insurance cover in Paradise?

    Homeowners' insurance in Paradise covers a range of structures beyond your home, including driveways, fences, and sheds. The insurance provides protection if these structures are damaged due to the risks mentioned in the policy. Additionally, it offers crucial coverages such as loss of use, which assists with temporary living expenses; personal property coverage for belongings inside and outside the home; liability coverage for injuries and damages; and medical protection for guest injuries or accidental harm caused outside the home.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2023

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.