Expertise.com

2024

Last updated:

Best Credit Repair Companies in Paradise

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Paradise Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

171Reviewed

108Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Paradise, NV

Expertise.com Rating

Review Sources

Google
4.8 (10602)
Yelp
2.2 (30)

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Audit
  • Money Back Guarantee
  • Credit building
  • Credit Restoration
  • Credit Repair
Lexington Law logo

Lexington LawExpertise.com

Paradise, NV
Free Credit Report Consultation

Expertise.com Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

5000 West Oakey Boulevard, Las Vegas, NV 89146

Expertise.com Rating

Review Sources

Google
5.0 (36)
Facebook
5.0 (3)

Why choose this provider?

ASAP Financial Solutions, LLC, is a company that offers credit repair and credit building services to clients in Paradise. It also provides notarial services and credit card building solutions. The latter service is provided through a partner entity called Credit Builder Card. Additionally, the firm checks for vital information to help a client including payment history, credit card utilization, and hard credit inquiries. The firm's owner Kandy Dugá is a credit consultant who specializes in credit building and repair.

  • Credit Dispute

4055 Spencer St Suite 107, Las Vegas, NV 89119

Expertise.com Rating

Review Sources

Google
5.0 (38)

Why choose this provider?

Boss Credit is a service business that helps people in Paradise remove the roadblocks of poor credit from their financial goals. The company performs a variety of credit repair solutions customized to each client's needs and credit profile. Its professionals analyze credit reports, check financial history, and prepare documentation for agencies such as Equifax, TransUnion, and Experian. The company also helps clients become better financial stewards by providing credit counseling and budget coaching services.

  • Credit Audit
  • Credit Dispute

3909 South Maryland Parkway, Las Vegas, NV 89119

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (2)

Why choose this provider?

Aviles Consulting extends its credit repair services to Paradise from its base in Las Vegas. The family-owned company has eighteen years of combined experience in evaluating credit, administering credit training, and working with creditors and credit bureaus. It can thus help clients assert their legal rights accordingly and assist them in improving their credit scores for the long-term. Aviles Consulting offers personalized dispute options, including sending custom dispute letters on behalf of clients, and dedicates an analyst and advisor to every case.

  • Credit Dispute

Las Vegas, NV

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Real Credit Guys renders its services for individuals in the Paradise metro. The company challenges inaccurate information from credit reports, including tax liens, charge-offs, bankruptcies, foreclosures, and late payments. Its team reviews its clients' reports to develop and implement a personalized strategy for their credit issues. It also writes customized letters to dispute items with the three credit bureaus. Real Credit Guys has its own credit-monitoring site where clients track their progress and monitor their credit in real time.

  • Credit Monitoring

250 S. City Pkwy, Las Vegas, NV 89106

Expertise.com Rating

Why choose this provider?

Start Credit Repair serves individuals in and around the Paradise area. Its team creates disputes, which are sent to the three major credit bureaus: TransUnion, Equifax, and Experian. The credit repair specialists update clients throughout the process, whether the disputes are sent online or via mail. In addition, they educate clients on how to avoid spam and scams, which result from giving out personal information over the phone or online. Start Credit Repair has been operating since 2009.

1810 E Sahara Ave Suite 100, Las Vegas, NV 89104
Website

Expertise.com Rating

Why choose this provider?

Crew'800 Funding Solutions is a company that caters to clients in the Paradise metro and the surrounding areas. It helps individuals keep their credit reports accurate and up to date by disputing incorrect information. Its specialists assist by contacting the clients' creditors, sending proper documentation to the bureaus, and giving one-on-one coaching. Crew'800 Funding Solutions also provides a business credit package, which includes business address, name, and website credibility checks and bank account setup assistance.

  • Credit Monitoring

2580 Saint Rose Parkway, Henderson, NV 89074

Expertise.com Rating

Review Sources

Google
4.0 (21)
Facebook
5.0 (12)

Why choose this provider?

Credit Restoration of Nevada offers credit repair and restoration solutions to individuals near Paradise and the neighboring communities. Founded and led by Harry Jacobs, the firm assists clients in improving their credit ratings by identifying and challenging unverifiable or erroneous information in customers' credit histories such as foreclosures, bankruptcies, tax liens, credit errors, and collections. Clients are able to access their accounts online for real-time updates about their credit scores. Additionally, Credit Restoration of Nevada provides assistance with cases involving identity theft.

  • Credit Audit
  • Credit Dispute

2850 West Horizon Ridge Parkway, Henderson, NV 89052

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (7)

Why choose this provider?

Fix My Credit NV is a credit repair company operating in Paradise. It provides credit consultation, credit analysis, and credit recommendations. It corrects the customers' past credits, tracks their present, and can change their future for better credit approval. It fixes up the low ratings of individuals who have a challenged credit to get back at having good ratings. It works directly with the credit bureaus and creditors to challenge the negative report affecting customers’ credit.

  • Credit Dispute

2300 W Sahara Ave suite 800, Las Vegas, NV 89102

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Clever Money Capital caters to clients in the Paradise metro and the surrounding communities. The company, located in Las Vegas, helps individuals improve their credit scores by offering consultations, recommendations, and in-depth credit analysis. Its team of credit repair specialists uses the law in challenging negative items on the clients' credit reports. They write cease-and-desist letters to collection agencies to dispute the items. Clever Money Capital provides its customers with 24/7 access to its portal.

  • Debt Consolidation

3430 East Russell Road, Las Vegas, NV 89120

Expertise.com Rating

Review Sources

Google
3.0 (24)

Why choose this provider?

WE Management Services is a Las Vegas-based credit repair company serving Paradise. The company helps clients identify critical issues in their credit reports and works to remove these negative items with all three credit bureaus. The company has helped restore over 15,000 credit profiles. WE Management also provides business funding and coaching services. Its founder, Will Roundtree, is a mentor to 50 Men, a community-based program that aims to teach men about personal finance, entrepreneurship, and wealth creation.

  • Credit Dispute

7795 West Sahara Avenue, Las Vegas, NV 89117

Expertise.com Rating

Review Sources

Google
4.0 (210)
Facebook
5.0 (14)

Why choose this provider?

Vivix Credit Solutions is a credit repair company that caters to the needs of residents in Paradise and neighboring communities. The firm supports individuals and families in retrieving their credit scores, reviewing negative items on their credit reports, and raising their credit standing. The firm also networks with major credit bureaus like Equifax, Experian, and TransUnion to remove inaccuracies like balances, bankruptcies, and late payments from their financial reports. The company has been serving clients since 2006.

  • Credit Audit

8685 W Sahara Avenue #240, Las Vegas, NV 89117

Expertise.com Rating

Review Sources

Google
4.8 (8)

Why choose this provider?

Money Management International assists Paradise residents in improving their credit scores through its financial education and counseling services. The company, operating with over 60 years of experience, sets up debt management plans so that its clients may repay their debts faster at reduced interest rates. Combined with consistent payments, this usually results in a higher credit score for the debtor. The company also offers credit counseling programs, which include budget reviews and personalized solutions for financial setbacks like missed payments, job loss, and major life changes like divorces.

  • Debt Consolidation

2004 West Sunset Road, Henderson, NV 89014

Expertise.com Rating

Review Sources

Google
4.0 (115)
Facebook
4.0 (12)

Why choose this provider?

eCreditAdvisor is a credit repair provider that has been offering counseling services in Paradise since 2004. It is committed to helping individuals with troubled credit to obtain homeownership through customized plans. Its advisors are experienced in mortgage credit assistance and are able to provide score-driven programs tailored for credit score improvement and mortgage qualification. Moreover, they conduct a credit profile review and one-on-one coaching. eCreditAdvisor also partners with various companies, such as Eagle Home Mortgage and American Family Insurance.

  • Credit Monitoring

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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