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Best Credit Repair Companies in Paradise

2023

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Website
Paradise, NV
  • Money Back Guarantee
  • Credit building
  • Credit Audit
  • Credit Restoration
  • Credit Repair

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (10602)
Yelp
2.2 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
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Lexington Law

Website
Paradise, NV
  • Consumer Credit Services
  • Credit Repair

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Report Consultation

Website
5000 West Oakey Boulevard, Las Vegas, NV 89146
  • Credit Dispute

Why choose this provider?

ASAP Financial Solutions, LLC, is a company that offers credit repair and credit building services to clients in Paradise. It also provides notarial services and credit card building solutions. The latter service is provided through a partner entity called Credit Builder Card. Additionally, the firm checks for vital information to help a client including payment history, credit card utilization, and hard credit inquiries. The firm's owner Kandy Dugá is a credit consultant who specializes in credit building and repair.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Facebook
5.0 / 5 (3)

Website
4055 Spencer St Suite 107, Las Vegas, NV 89119
  • Credit Audit
  • Credit Dispute

Why choose this provider?

Boss Credit is a service business that helps people in Paradise remove the roadblocks of poor credit from their financial goals. The company performs a variety of credit repair solutions customized to each client's needs and credit profile. Its professionals analyze credit reports, check financial history, and prepare documentation for agencies such as Equifax, TransUnion, and Experian. The company also helps clients become better financial stewards by providing credit counseling and budget coaching services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)

Website
3909 South Maryland Parkway, Las Vegas, NV 89119
  • Credit Dispute

Why choose this provider?

Aviles Consulting extends its credit repair services to Paradise from its base in Las Vegas. The family-owned company has eighteen years of combined experience in evaluating credit, administering credit training, and working with creditors and credit bureaus. It can thus help clients assert their legal rights accordingly and assist them in improving their credit scores for the long-term. Aviles Consulting offers personalized dispute options, including sending custom dispute letters on behalf of clients, and dedicates an analyst and advisor to every case.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (2)

Website
Las Vegas, NV
  • Credit Monitoring

Why choose this provider?

Real Credit Guys renders its services for individuals in the Paradise metro. The company challenges inaccurate information from credit reports, including tax liens, charge-offs, bankruptcies, foreclosures, and late payments. Its team reviews its clients' reports to develop and implement a personalized strategy for their credit issues. It also writes customized letters to dispute items with the three credit bureaus. Real Credit Guys has its own credit-monitoring site where clients track their progress and monitor their credit in real time.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Website
7795 West Sahara Avenue, Las Vegas, NV 89117
  • Credit Audit

Why choose this provider?

Vivix Credit Solutions is a credit repair company that caters to the needs of residents in Paradise and neighboring communities. The firm supports individuals and families in retrieving their credit scores, reviewing negative items on their credit reports, and raising their credit standing. The firm also networks with major credit bureaus like Equifax, Experian, and TransUnion to remove inaccuracies like balances, bankruptcies, and late payments from their financial reports. The company has been serving clients since 2006.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (210)
Facebook
5.0 / 5 (14)

Website
1810 E Sahara Ave Suite 100, Las Vegas, NV 89104
  • Credit Monitoring

Why choose this provider?

Crew'800 Funding Solutions is a company that caters to clients in the Paradise metro and the surrounding areas. It helps individuals keep their credit reports accurate and up to date by disputing incorrect information. Its specialists assist by contacting the clients' creditors, sending proper documentation to the bureaus, and giving one-on-one coaching. Crew'800 Funding Solutions also provides a business credit package, which includes business address, name, and website credibility checks and bank account setup assistance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Website
2580 Saint Rose Parkway, Henderson, NV 89074
  • Credit Audit
  • Credit Dispute

Why choose this provider?

Credit Restoration of Nevada offers credit repair and restoration solutions to individuals near Paradise and the neighboring communities. Founded and led by Harry Jacobs, the firm assists clients in improving their credit ratings by identifying and challenging unverifiable or erroneous information in customers' credit histories such as foreclosures, bankruptcies, tax liens, credit errors, and collections. Clients are able to access their accounts online for real-time updates about their credit scores. Additionally, Credit Restoration of Nevada provides assistance with cases involving identity theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (21)
Facebook
5.0 / 5 (12)

Website
2850 West Horizon Ridge Parkway, Henderson, NV 89052
  • Credit Dispute

Why choose this provider?

Fix My Credit NV is a credit repair company operating in Paradise. It provides credit consultation, credit analysis, and credit recommendations. It corrects the customers' past credits, tracks their present, and can change their future for better credit approval. It fixes up the low ratings of individuals who have a challenged credit to get back at having good ratings. It works directly with the credit bureaus and creditors to challenge the negative report affecting customers’ credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (7)

Website
2004 West Sunset Road, Henderson, NV 89014
  • Credit Monitoring

Why choose this provider?

eCreditAdvisor is a credit repair provider that has been offering counseling services in Paradise since 2004. It is committed to helping individuals with troubled credit to obtain homeownership through customized plans. Its advisors are experienced in mortgage credit assistance and are able to provide score-driven programs tailored for credit score improvement and mortgage qualification. Moreover, they conduct a credit profile review and one-on-one coaching. eCreditAdvisor also partners with various companies, such as Eagle Home Mortgage and American Family Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (115)
Facebook
4.0 / 5 (12)

Website
2300 W Sahara Ave suite 800, Las Vegas, NV 89102
  • Debt Consolidation

Why choose this provider?

Clever Money Capital caters to clients in the Paradise metro and the surrounding communities. The company, located in Las Vegas, helps individuals improve their credit scores by offering consultations, recommendations, and in-depth credit analysis. Its team of credit repair specialists uses the law in challenging negative items on the clients' credit reports. They write cease-and-desist letters to collection agencies to dispute the items. Clever Money Capital provides its customers with 24/7 access to its portal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
250 S. City Pkwy, Las Vegas, NV 89106

Why choose this provider?

Start Credit Repair serves individuals in and around the Paradise area. Its team creates disputes, which are sent to the three major credit bureaus: TransUnion, Equifax, and Experian. The credit repair specialists update clients throughout the process, whether the disputes are sent online or via mail. In addition, they educate clients on how to avoid spam and scams, which result from giving out personal information over the phone or online. Start Credit Repair has been operating since 2009.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Website
8685 W Sahara Avenue #240, Las Vegas, NV 89117
  • Debt Consolidation

Why choose this provider?

Money Management International assists Paradise residents in improving their credit scores through its financial education and counseling services. The company, operating with over 60 years of experience, sets up debt management plans so that its clients may repay their debts faster at reduced interest rates. Combined with consistent payments, this usually results in a higher credit score for the debtor. The company also offers credit counseling programs, which include budget reviews and personalized solutions for financial setbacks like missed payments, job loss, and major life changes like divorces.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (8)

Website
3430 East Russell Road, Las Vegas, NV 89120
  • Credit Dispute

Why choose this provider?

WE Management Services is a Las Vegas-based credit repair company serving Paradise. The company helps clients identify critical issues in their credit reports and works to remove these negative items with all three credit bureaus. The company has helped restore over 15,000 credit profiles. WE Management also provides business funding and coaching services. Its founder, Will Roundtree, is a mentor to 50 Men, a community-based program that aims to teach men about personal finance, entrepreneurship, and wealth creation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (24)
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Frequently Asked Questions

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process

  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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