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Best Homeowners Insurance Agencies in North Las Vegas

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A & J Insurance logo
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A & J Insurance

7495 W Azure Dr Ste 201, Las Vegas, NV 89130
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  • Fire
  • Personal Property Insurance

Business Description

A & J Insurance is a homeowners insurance company selling policies that protect customers from serious financial losses if their properties are destroyed by natural disasters, fires, or other incidents. This company advises customers on their coverage options and sells them policies that cover their main residences, additional dwellings on their properties, and any belongings inside of their homes or on their land. A & J Insurance offers auto insurance and business insurance as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)
A and H Insurance logo
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A and H Insurance

Las Vegas, NV
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  • Personal Property Insurance

Business Description

A and H Insurance is a full-service insurance company that's been serving North Las Vegas area residents with homeowner's insurance since 1957. The company provides policies for all types of homes, including mobile and manufactured homes. It helps clients get the coverage they need for repairing or replacing their homes if damaged or destroyed. The agency also protects renters and their belongings from unexpected occurrences such as fire, natural disasters, and theft. A and H Insurance additionally provides pet and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.8 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Always Affordable logo
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Always Affordable

2700 E Lake Mead Blvd # 7, North Las Vegas, NV 89030
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  • Multiple Carriers

Business Description

Always Affordable is an insurance agency that provides services for customers in the North Las Vegas metro. Its agents help clients decide the right level of coverage to meet their unique needs. It offers homeowners' insurance plans that protect from financial losses in the event of fire, plumbing system failure, theft, and other insured events. Its plan also safeguards the home's contents. Life insurance is also available that offers income replacement if the policyholder passes away.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (11)
Yelp
1.0 / 5 (1)
Aniello Insurance Agency logo
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Aniello Insurance Agency

3012 West Charleston Boulevard, Las Vegas, NV 89102
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Earthquake

Business Description

Founded in 1964, Aniello Insurance Agency is a full-service insurance broker in Las Vegas. Its homeowner's insurance policy covers property damage risks arising from fire and theft. The coverage comprises compensation for lost personal items, the liability of policyholders, and lodging expenses. Its agents help clients understand other risks and assist them to evaluate whether they need additional coverage. They also offer coverage options for personal umbrella, automotive, and jewelry insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (25)
Facebook
5.0 / 5 (3)
AssuredPartners of Nevada LLC logo
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AssuredPartners of Nevada LLC

375 East Warm Springs Road, Las Vegas, NV 89119
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  • Renter's Insurance
  • Personal Property Insurance
  • Flood

Business Description

AssuredPartners of Nevada LLC has been providing homeowner's insurance solutions near North Las Vegas since 1998. The company's homeowner's policy covers damage to homes, loss of personal items such as furniture, and destruction of attached structures, including pools. It also helps clients with replacement cost valuation on their homes and properties, and it covers additional living expenses and personal liability. The company offers optional coverage for floods, equipment breakdowns, and earthquakes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (97)
Yelp
5.0 / 5 (32)
Facebook
4.8 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Aztec Insurance logo
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Aztec Insurance

4855 W. Desert Inn Rd. #102, Las Vegas, NV 89102
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  • Personal Property Insurance

Business Description

Aztec Insurance Agency is a family-owned insurance agency that has been serving the North Las Vegas area for over 17 years. Its homeowner's insurance can cover damage done by fires, windstorms, lightning, theft, and even vandalism. If a client's circumstances make it difficult to get insurance, its team will work with them, comparing prices across a dozen providers to find the best rates possible that will work with their budget.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (2)
Dwayne Murray - State Farm Insurance Agent logo
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Dwayne Murray - State Farm Insurance Agent

4357 Corporate Center, North Las Vegas, NV 89030
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  • Multiple Policy Types

Business Description

Dwayne Murray - State Farm Insurance Agent is an insurance specialist located in North Las Vegas. Together with his team, Murray assists clients with various insurance needs, including home insurance policies. The company's home insurance coverage helps financially protect clients from unexpected occurrences such as fire and theft. It also offers protection for personal belongings such as jewelry and collectibles. Murray has a background in accounting and healthcare. He began his career as an insurance agent in 2016.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (34)
Eric Moreno logo
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License Verified:

License: 65671

Nevada Division of Insurance

Eric Moreno

2225 Civic Center Dr., Suite 134, North Las Vegas, NV 89030
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  • Renter's Insurance

Business Description

Eric Moreno is a State Farm insurance agent serving clients residing in North Las Vegas and the surrounding areas. Together with his team members, Moreno provide homeowners' insurance to protect clients valuable assets from unforeseen circumstances, such as fire, vandalism, theft, and other covered events. Its policy includes liability protection that pays for claims of physical injury and property damage caused by people for which the policyholder or covered members of the household are legally accountable. Auto, life, and health insurance products are also available.

License Verified:

License: 65671

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.5 / 5 (39)
Yelp
2.5 / 5 (8)
Express Auto Insurance logo
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Express Auto Insurance

3224 North Rancho Drive, Las Vegas, NV 89130
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  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Fire
  • Earthquake
  • Condos

Business Description

Express Auto Insurance LLC is a provider of homeowners' insurance to clients in North Las Vegas. Its policies can cover various liabilities such as property damage and bodily harm to guests. It can also include coverages for loss-of-use, repair costs, and additional living expenses. As an independent agency, it shops for insurance coverages across multiple providers to offer policies appropriate for the client's requirements and needs. Other insurance programs it offers include commercial auto insurance and renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (57)
Facebook
5.0 / 5 (28)
Yelp
1.0 / 5 (2)
Hansen & Hansen Agency, Inc. logo
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Hansen & Hansen Agency, Inc.

2109 East Lake Mead Boulevard, North Las Vegas, NV 89030
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Earthquake
  • Condos

Business Description

Hansen & Hansen Agency, Inc., is a homeowners insurance agency that serves families in the North Las Vegas area. Its team of skilled insurance agents focuses on helping clients get the most suitable home insurance policy from leading providers such as Key Insurance, Mercury, Progressive, and Safeco. They also offer products such as condo insurance, landlord insurance, personal umbrella insurance, and renters insurance. In addition, Hansen & Hansen Agency, Inc., also provides various business insurance and vehicle insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (44)
Las Vegas Auto Insurance logo
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Las Vegas Auto Insurance

1953 N Decatur Blvd, Las Vegas, NV 89108
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  • Personal Property Insurance
  • Multiple Carriers
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Las Vegas Auto Insurance is a full-service insurance company that has been providing personal and commercial financial solutions, including homeowners' insurance, in North Las Vegas since 2009. Its team of licensed agents assists homeowners in protecting their residential properties against damages and losses. The firm represents top-rated insurance companies that provide policies for renters, autos, motorcycles, recreational vehicles, businesses, as well as life and health. The company also serves clients in Paradise, Winchester, and Spring Valley.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (320)
Facebook
5.0 / 5 (4)
Mark Scheppmann - State Farm Insurance Agent logo
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Mark Scheppmann - State Farm Insurance Agent

6945 N Aliante Pkwy 105, North Las Vegas, NV 89084
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Mark Scheppman - State Farm Insurance Agent is a local insurance broker in North Las Vegas, whose insurance options include home, auto, property, health, and life insurance. The home insurance policies cover the repair or replacement of valuable materials, such as jewelry, collectibles, musical instruments, sports equipment, furniture, and appliances. These items of value are insured against damage caused by fire, theft, vandalism, broken plumbing system, and more. Mark Scheppman has been a State Farm agent for more than 40 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (14)
Google
4.8 / 5 (6)
Robertson Ryan & Associates logo
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Robertson Ryan & Associates

7251 West Lake Mead Boulevard, Las Vegas, NV 89128
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  • Renter's Insurance
  • Flood
  • Condos

Business Description

Robert Ryan and Associates is an independently owned insurance agency that helps people find homeowners insurance in the Las Vegas area. In addition to homeowners insurance, this company handles other forms of insurance like auto, life, and health insurance. It represents many major insurance company brands including, Progressive, Central, Safeco, and Mercury insurance. Robert Ryan and Associates strives to provide customized service to their customers to find the insurance best suited for their life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)
Selection Insurance Agency logo
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Selection Insurance Agency

6875 West Russell Road, Las Vegas, NV 89118
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Selection Insurance Agency is an independent insurance agency that has served clients in the North Las Vegas area for over 10 years. It strives to provide its clients with a personalized approach to their homeowner's insurance plan. The agency also offers professional assistance in finding the right health, valuables, life, business, and auto insurance policies so that clients and their assets are covered if and when the time calls for it.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)
WaFd Insurance Group logo
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WaFd Insurance Group

1880 Warm Springs Road, Las Vegas, NV 89119
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

WaFd Insurance Group Inc. assists individuals seeking the services of a homeowner's insurance agency in North Las Vegas. The company offers multiple insurance options to make sure all bases are covered against theft, destructive weather, and accidents. Its homeowner's policy also covers personal liabilities such as medical bills for guests injured at the policyholder's home and damage to other people's valuables. WaFd Insurance Group was named one of America's Best Insurance Workplaces by Insurance Business America in 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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