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2024

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Best Renter's Insurance Companies in Las Vegas

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Las Vegas Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

212

Reviewed

131

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
8380 West Sahara Avenue, Las Vegas, NV 89117
  • Multiple Policy Types

Why choose this provider?

Preferred Insurance of Nevada Inc. is a full-service brokerage that serves Las Vegas residents. One of the products it offers is renters' insurance which provides personal liability protection and reimburses losses in cases of theft or burglary. The company's agents review policies from different carriers such as MetLife and Safeco Insurance, allowing them to find suitable coverages for renters of apartments, condominiums, and homes. Preferred Insurance of Nevada has been in service for over three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (34)
Yelp
5.0 / 5 (1)

Website
9310 Sun City Boulevard, Las Vegas, NV 89134
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Direct Insurance is a local company that serves families and individuals in Las Vegas. It is an independent insurance agency that offers renters' insurance plans that include personal property and damage liability coverages. These insurance policies will protect renters from financial losses caused by property damages, theft, and natural disasters. Headed by Dave Ledbetter, the company also helps clients acquire homeowners', landlords', flood, earthquake, and umbrella insurance. Ledbetter has been in the insurance industry for more than 35 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (71)

Website
7455 West Azure Drive, Las Vegas, NV 89130
  • Multiple Policy Types

Why choose this provider?

Andy Ballagh is a Las Vegas-based insurance agent affiliated with State Farm, a large group of insurance specialists serving nationwide. An agent for more than 20 years, he specializes in home & auto, business, life & health, and pet insurance. He also offers renters' insurance that protects properties such as furniture, electronics, gadgets, and clothing in cases of accidents, weather impacts, and loss of use. Andy and his team are bilingual, catering to both English and Spanish-speaking clients.

License Verified:

License: 1019708

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (20)
Yelp
3.0 / 5 (2)

Website
2885 S. Jones Blvd, Las Vegas, NV 89146
  • Multiple Policy Types

Why choose this provider?

Leading Nevada Insurance is a company that serves renters in Las Vegas and its surrounding areas. Its renter policy covers the contents of rooms, apartments, or homes. The insurance plan also includes fires, break-ins, natural disasters, and other unavoidable circumstances commonly missing in the landlord’s homeowner policy. It represents insurance companies providing condo owners with separate policies to protect their properties and personal belongings. The firm also has products for businesses, health, and vehicles.

License Verified:

License: 910835

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Website
2340 Paseo Del Prado, Las Vegas, NV 89102
  • Multiple Carriers

Why choose this provider?

I Love My Rates Insurance is an agency that has been serving Las Vegas and the surrounding areas since 2007. It offers renters' insurance policies, which cover damages to personal property caused by fire, smoke, and water leakage. Additionally, it provides auto, commercial property, homeowners', and Medicare insurance products. I Love My Rates Insurance works with different insurance carriers, including Progressive and Travelers Insurance. Adam Zukowski, the owner, has been catering to the insurance needs of individuals and families for over 10 years.

License Verified:

License: 515448

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (24)
Yelp
4.5 / 5 (9)
Facebook
5.0 / 5 (4)

Website
2525 North Decatur Boulevard, Las Vegas, NV 89108
  • Multiple Policy Types

Why choose this provider?

Your Insurance Source handles the home, auto, and business insurance needs of residents in Las Vegas and other nearby cities. It mixes and matches insurance plans from its partner carriers to provide customized solutions that suit the needs of its clients. It offers renters' insurance that covers theft, fire, storms, severe weather, and accident-related lawsuits. In addition, the company also handles car insurance policies from licensed Mexican insurers for clients who plan to drive to Mexico.

License Verified:

License: 8261

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (25)
Facebook
5.0 / 5 (2)

Website
8010 W. Sahara Ave, Suite 140, Las Vegas, NV 89117
  • Multiple Policy Types

Why choose this provider?

Valley West Insurance serves renters in Las Vegas and nearby communities. It provides home insurance against hurricanes, hail, fire, lightning, floods, and earthquakes. It covers structures not attached to the property, such as tool sheds, gazebos, and garages. The company offers protection of personal possessions such as sports equipment, clothes, furniture, and jewelry against theft and natural disasters. Liability coverage is available for lawsuits arising from bodily injury and property damage. The company partners with Liberty Mutual, Foremost, and Mercury Insurance.

License Verified:

License: 1021906

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (44)
Yelp
5.0 / 5 (1)

Website
352 South Jones Boulevard, Las Vegas, NV 89107
  • Multiple Policy Types

Why choose this provider?

Juan Diaz is a State Farm insurance agent who is based in Las Vegas. He offers renters', homeowners', life, and auto insurances. He also handles hospital income insurance matters. He answers clients' concerns and inquiries in English and Spanish, depending on the language preference. Juan has been with State Farm for over 10 years and is the first State Farm agent to open 2 state offices. He is a member of the National Association of Insurance and Financial Advisors.

License Verified:

License: 169867

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (178)
Yelp
3.5 / 5 (6)

Website
6190 West Charleston Boulevard, Las Vegas, NV 89146
  • Multiple Policy Types

Why choose this provider?

Invest America Insurance, LLC, is an independent insurance agency that serves individuals, families, and businesses in Las Vegas. It offers a wide variety of health insurance plans, including individual and group health insurance, long-term care insurance, and Medicare Supplement plans. It also provides renters' insurance and homeowners' insurance. Invest America Insurance is a locally owned company, which means that its staff members are well versed in the risks and concerns of residents in the area.

License Verified:

License: 754951

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Website
6628 Sky Pointe Drive, Las Vegas, NV 89131
  • Multiple Policy Types

Why choose this provider?

360 Insurance provides various insurance products and services to its customers in Las Vegas and other nearby areas. The company offers homeowners', renters', auto, life, disability, health, and commercial insurance to individuals, families, and businesses. Its team of insurance agents ensures that the clients get the insurance policy suitable for their needs without spending too much. It also offers claims assistance, bonds, and other services for clients, both for individuals and business owners.

License Verified:

License: 729452

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (121)
Facebook
4.9 / 5 (71)
Yelp
4.5 / 5 (15)
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Frequently Asked Questions

  • Are people in Las Vegas required to purchase renters' insurance?

    Residents in Las Vegas are not mandated or obligated to acquire renters' insurance. However, renters' insurance is often a prerequisite set by many landlords in their rental agreements. Renters' insurance is typically inexpensive and offers protection for personal items against certain risks of damage, whether or not the landlord requires it.

  • What is the cost of renters' insurance in Las Vegas?

    On average, renters' insurance in Las Vegas costs approximately $16 per month or around $192 annually. The precise cost of one's renters' insurance hinges on the coverage amount for their personal belongings, their liability and medical expense coverage, the chosen deductible, and any additional coverage options they opt to include.

  • Does renters' insurance in Las Vegas cover the medical costs of tenants if they are hurt within the apartment?

    No, renters' insurance policies in Las Vegas do not extend coverage for medical payments when tenants or roommates sustain injuries. They solely cover the medical expenses of individuals who are not residents or guests but have been injured within the rented premises. Furthermore, renters' insurance can offer coverage in cases where accidental harm is inflicted on people outside of the rental property.

  • Is it necessary for someone to include their landlord on their renters' insurance policy in Las Vegas?

    Landlords in Las Vegas can be added to a renters' insurance policy as an "interested party" during the lease signing process. This means that landlords will be notified if the renter makes changes to or cancels their policy.

  • Can someone share a renters' insurance policy with a roommate in Las Vegas?

    Several insurance companies in Las Vegas allow people to jointly own renters' insurance coverage with a roommate if both names are on the lease. By choosing this joint insurance, they can lower their total expenses, make claim processing easier with a single point of contact, and give the landlord or property management a single policy.

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