Expertise.com

Best Homeowners Insurance Agencies in Las Vegas

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Homeowners Insurance Agencies FAQs

Learn more
360 Insurance logo
Visit WebsiteWebsite

License Verified:

License: 729452

Nevada Division Of Insurance

360 Insurance

6628 Sky Pointe Drive, Las Vegas, NV 89131
Visit WebsiteWebsite
  • Renter's Insurance

Business Description

360 Insurance provides homeowners' insurance in the Las Vegas area. With over 75 years of industry experience, the locally-owned and operated agency is licensed to write policies throughout the country. It has a wide portfolio of coverage, including property repair or rebuilds, liability for those affected, living expenses during recovery, and replacement of personal belongings. The independent agency has access to over 50 insurance carriers. It has been recognized as an "Endorsed Local Provider" by businessman and personal finance personality Dave Ramsey.

License Verified:

License: 729452

Nevada Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (137)
Facebook
5.0 / 5 (64)
Yelp
5.0 / 5 (16)
A Accurate Insurance, LLC logo
Visit WebsiteWebsite

A Accurate Insurance, LLC

8965 S Eastern Ave Ste 120A, Las Vegas, NV 89123
Visit WebsiteWebsite
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

A Accurate Insurance LLC is an independent insurance agency serving customers in the Las Vegas, Nevada, metro area. A Accurate offers a variety of home insurance products, including homeowners, condo, and renters insurance. Homeowners insurance policies cover losses to the home and personal property inside it as well as lawsuit from injuries that occur on the property. The agency also offers auto, motorcycle, boat, RV, life, health, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (2)
Accupro Insurance Service logo
Visit WebsiteWebsite

License Verified:

License: 59292

Nevada Division of Insurance

Accupro Insurance Service

3650 South Jones Blvd Suite 5, Las Vegas, NV 89103
Visit WebsiteWebsite
  • Homeowners

Business Description

Accupro Insurance Service is an independent company serving individuals and families in the Las Vegas metro. It offers a range of personal insurance policies, including homeowners' plans. The agency creates personalized coverages to protect clients and investment properties from unforeseen events like theft and natural disasters. Its team also provides life, motorcycle, renters' and business insurance. Accupro Insurance Service represents various carriers like Safeco and Progressive. One of its agents, Eddie Velasquez, has been a part of the company for over a decade.

License Verified:

License: 59292

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (42)
Facebook
5.0 / 5 (17)
All Kinds of Insurance logo
Visit WebsiteWebsite

All Kinds of Insurance

5532 S. Fort Apache Rd. #100, Las Vegas, NV 89148
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

All Kinds of Insurance is a full-service agency that caters to homeowners and business owners across Las Vegas. For clients looking for homeowners' insurance, its staff can compare and contrast policies from different carriers to help clients find the best match for their needs and circumstances. The agency also assists clients in acquiring different kinds of personal insurance, such as automobile and pet insurance. The company's owner, Jeremy Shugarman, has been working in the insurance industry since 2009.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (416)
Yelp
5.0 / 5 (155)
Facebook
5.0 / 5 (64)
AMS Insurance logo
Visit WebsiteWebsite

License Verified:

License: 205427

Nevada Division Of Insurance

AMS Insurance

9960 West Cheyenne Avenue, Las Vegas, NV 89129
Visit WebsiteWebsite
  • Homeowners

Business Description

AMS Insurance is an auto insurance company that is located in Las Vegas. It is an independent agency with over 25 brokers and customer representatives. The firm examines and compares different coverage rates and quotes for unexpected losses like accident forgiveness, injury liabilities, and legal sanctions. It also reviews the application of policyholders and their driving histories to recommend add-on coverages like uninsured motorists and weather damage. Additionally, AMS provides coverage plans for cybercrime liabilities, pets, and renters.

License Verified:

License: 205427

Nevada Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (244)
Yelp
4.5 / 5 (36)
Axcess Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 555040

Nevada Division Of Insurance

Axcess Insurance Services

4406 West Charleston Boulevard, Las Vegas, NV 89102
Visit WebsiteWebsite
  • Multiple Carriers
  • Homeowners

Business Description

Axcess Insurance Services provides homeowners insurance for clients living in Las Vegas. The company has been operating since 1998 and covers homeowners and their properties for unexpected damages. These include damage to the house caused by extreme weather, car accidents, and theft. Axcess has its agents examine the house to estimate its value and processes all claims or changes in the policy to the carrier. Axcess Insurance Services also offer insurance policies for car owners, SR-22s, truckers, and commercial fleets.

License Verified:

License: 555040

Nevada Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (73)
Yelp
5.0 / 5 (1)
Bleecher Insurance Advisors logo
Visit WebsiteWebsite

Bleecher Insurance Advisors

3085 S Jones Blvd, Las Vegas, NV 89146
Visit WebsiteWebsite
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Bleecher Insurance Advisors is an independent insurance agency founded by Maria and Micah Bleecher in 2006 to serve residents in Las Vegas, Nevada, with friendly and affordable insurance options. The company's insurance policies cover the physical structure and contents of homes. It also offers coverage on a wide range of personal property, including manuscripts, watercraft, and trailers. The company's agents are also specialists in life, auto, business, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.3 / 5 (40)
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (6)
Direct Insurance logo
Visit WebsiteWebsite

Direct Insurance

9310 Sun City Boulevard, Las Vegas, NV 89134
Visit WebsiteWebsite
  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Homeowners

Business Description

Direct Insurance is a team of independent agents based in Las Vegas. They offer a wide range of products like homeowners' insurance, which helps pay for repair costs in case the policyholder's property gets damaged or destroyed due to insured incidents like fire. The professionals have access to insurance plans from different carriers, including Foremost Insurance Group, Safeco Insurance, Progressive, Mercury Insurance, and Travelers. Direct Insurance also provides protection plans for condominium owners, renters, and landlords.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (59)
Fantaxtic Services logo
Visit WebsiteWebsite

Fantaxtic Services

1205 S Eastern Ave, Las Vegas, NV 89104
Visit WebsiteWebsite
  • Renter's Insurance
  • Personal Property Insurance
  • Homeowners

Business Description

Fantaxtic Services is an independent advisor for income tax and insurance services based in Las Vegas, Nevada. Representing numerous insurance providers, the agency locates and personalizes home insurance products for homeowners and renters. It takes each client through the product so they understand what they are insured for and the benefits of optional add-ons. Coverage typically includes repair and replacement costs for damaged structures, reimbursement for broken or stolen property, and liability coverage if an injured visitor makes a claim.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
GLB Insurance logo
Visit WebsiteWebsite

GLB Insurance

4455 S Pecos Rd, Las Vegas, NV 89121
Visit WebsiteWebsite
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Founded in 1941, GLB Insurance is a full-service insurance agency located in Las Vegas, Nevada, offering residents of Nevada homeowners insurance policies. The company completes a clear analysis of clients' assets to provide customized insurance policy options, delivering quotes from select insurance companies with a thorough explanation of the coverage offered. GLB Insurance also provides a variety of insurance products that include workers' compensation, general liability, health, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.9 / 5 (28)
Google
3.7 / 5 (6)
Yelp
5.0 / 5 (1)
Hansen & Hansen Agency, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 3362119

Nevada Division Of Insurance

Hansen & Hansen Agency, Inc.

633 North Decatur Boulevard, Las Vegas, NV 89107
Visit WebsiteWebsite
  • Condos
  • Earthquake
  • Flood
  • Multiple Carriers

Business Description

Hansen & Hansen Agency, Inc., is a locally owned homeowners' insurance agency that serves Las Vegas individuals and families. Its agents write policies that cover assets inside and outside the home and compensate for losses and expenses caused by storms, fires, thefts, and other insured events. Personal liability protection coverage is also available in case guests suffer from an injury while on the property. Hansen & Hansen Agency, Inc., represents some of the nation's top insurance carriers and has agents who are bilingual.

License Verified:

License: 3362119

Nevada Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (183)
I Love My Rates Insurance logo
Visit WebsiteWebsite

License Verified:

License: 515448

Nevada Division of Insurance

I Love My Rates Insurance

2340 Paseo Del Prado Suite D-304, Las Vegas, NV 89102
Visit WebsiteWebsite
  • Homeowners

Business Description

I Love My Rates Insurance has been serving the Las Vegas area since 2007. It offers homeowners' insurance products to help clients secure their families and belongings inside their residential properties. This insurance covers repair expenses if accidents damage storage sheds, pools, home structures, and garages. Locally owned and operated, I Love My Rates Insurance is affiliated with Travelers, Progressive, Primero, Mendota Insurance, and American Access Casualty Company. It also carries condo and renters' insurance products.

License Verified:

License: 515448

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (24)
Insure Wise LLC logo
Visit WebsiteWebsite

License Verified:

License: 3518609

Nevada Division of Insurance

Insure Wise LLC

5550 Painted Mirage Rd, Suite 320, Las Vegas, NV 89149
Visit WebsiteWebsite
  • Renter's Insurance
  • Condos

Business Description

InsureWise LLC is an insurance agency that caters to homeowners and businesses in Las Vegas. It was established in 2020 by James Clayton, a former business owner who has worked in insurance for five years. He and his team offer to teach first-time homeowners about important insurance coverages, such as medical liability and general disaster repair. They can also recommend specialized coverages for personal belongings, criminal activities, and pet health. The agency's founder, James Clayton, started his career with Allstate in 2016.

License Verified:

License: 3518609

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (59)
Jason Spronk - State Farm Insurance Agent logo
Visit WebsiteWebsite

Jason Spronk - State Farm Insurance Agent

900 Wigwam Parkway, Henderson, NV 89014
Visit WebsiteWebsite
  • Personal Property Insurance

Business Description

Jason Spronk is a State Farm insurance agent helping homeowners near Las Vegas secure the insurance they need. Mr. Spronk provides clients with the appropriate coverage to safeguard their homes as well as their personal items. State Farm protects policy holders when damage occurs from natural elements, random acts of theft or vandalism, and other unforeseen issues, such as plumbing system breakage. Mr. Spronk evaluates the value of the home's contents to help ensure clients receive replacement value.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (15)
Google
4.9 / 5 (9)
Juan Diaz logo
Visit WebsiteWebsite

License Verified:

License: 169867

Nevada Division of Insurance

Juan Diaz

1718 S Eastern Ave, Las Vegas, NV 89104
Visit WebsiteWebsite
  • Renter's Insurance

Business Description

Juan Diaz is a State Farm agent who assists Las Vegas clients in securing insurance policies. He handles various types of insurance products covering homes, businesses, health, and auto. He also guides clients in choosing financial products, such as annuities and mutual funds. State Farm is a Fortune 500 company that also offers banking services. It was established in 1922 and now has 19,000 independent agents and more than 55,000 employees nationwide.

License Verified:

License: 169867

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (157)
Yelp
3.5 / 5 (8)
Las Vegas Auto Insurance logo
Visit WebsiteWebsite

Las Vegas Auto Insurance

1953 North Decatur Boulevard, Las Vegas, NV 89108
Visit WebsiteWebsite
  • Renter's Insurance
  • Condos
  • Multiple Policy Types
  • Homeowners

Business Description

Las Vegas Auto Insurance is a risk management specialist with a variety of products, including homeowners' insurance. The full-service brokerage's agents furnish protection plans that reimburse losses in case the insured client's home gets destroyed or damaged by natural disasters. They have access to policy options from different carriers such as The Hartford, Travelers, and Progressive. In addition to home insurance, Las Vegas Auto Insurance also specializes in vehicle protection. The agency has been in operation since 2009.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (32)
Yelp
4.0 / 5 (17)
Facebook
5.0 / 5 (4)
Legacy Insurance Group logo
Visit WebsiteWebsite

License Verified:

License: 58959

Nevada Division of Insurance

Legacy Insurance Group

10777 W. Twain Ave Suite 222, Las Vegas, NV 89135
Visit WebsiteWebsite
  • Homeowners

Business Description

Legacy Insurance Group offers the best and most affordable risk management products in Nevada. It also provides coverage in California, Arizona, Utah, Colorado & Texas. It serves the insurance needs of individuals and families, including helping them obtain customized homeowners' insurance. The independent agency furnishes liability, personal property, additional living expense, and dwelling coverages to protect them from unforeseen events, such as fire, hail, theft, and vandalism. It also provides life and auto policies as well as business, condominium, motorcycle, automobile, and ATV insurance. Additionally, they serve business owners who want to obtain BOP, contractors' liability, and workers' compensation policies. Owner and CEO Michael Payne has been in the insurance industry for more than two decades and partners with multiple carriers to find you the best rates available.

License Verified:

License: 58959

Nevada Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)
McCready Insurance logo
Visit WebsiteWebsite

License Verified:

License: 8404

Nevada Division Of Insurance

McCready Insurance

3441 W Sahara Ave Ste A-1, Las Vegas, NV 89102
Visit WebsiteWebsite
  • Homeowners

Business Description

McCready Insurance is an independent agency that has been helping Las Vegas residents acquire homeowners' insurance policies for 20 years. Using a one-on-one approach, its agents work with clients to assess their risks and needs and find policies that suit their situations. The different types of coverages they write include property damage, personal properties, liabilities, medical expenses, and temporary living expenses. McCready Insurance aims to educate policy buyers in Nevada, Oregon, and California on the insurance packages and options available to them.

License Verified:

License: 8404

Nevada Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (2)
Monterrey Insurance logo
Visit WebsiteWebsite

Monterrey Insurance

2012 North Carroll Street, North Las Vegas, NV 89030
Visit WebsiteWebsite
  • Fire
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Monterrey Insurance has provided a wide variety of coverage options for the residents of Las Vegas for more than 21 years. The brokerage company contracts with top carriers for homeowners insurance to customize the policies that best meet its clients' needs. The company's agents help ensure properties are protected against disasters as well as injures that occur while on the premises and damage caused by pets. Monterrey Insurance' agents discuss the specific types of disasters covered by standard insurance packages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Mountain Pacific Insurance Services logo
Visit WebsiteWebsite

Mountain Pacific Insurance Services

7040 Laredo St Ste H, Las Vegas, NV 89117
Visit WebsiteWebsite
  • Renter's Insurance
  • Condos
  • Flood
  • Homeowners
  • Landlords

Business Description

Founded in 1992, Mountain Pacific Insurance Services is an insurance firm headquartered in Las Vegas, Nevada, with branches in Bakersfield, and Needles, California. Providing protection throughout the pacific west,” The Mountain” protects residential homes and personal items at a fair & competitive rate. The Mountain’s home coverage professionals provide customized plans for helping their clients protect and manage their risks. The company also offers a full array of products for all of your insurance needs like renters, flood, earthquake, auto, motorcycle, boat, classic car, commercial/business coverage along with workers comp protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Nevada Insurance Enrollment logo
Visit WebsiteWebsite

Nevada Insurance Enrollment

4260 West Craig Road, North Las Vegas, NV 89032
Visit WebsiteWebsite
  • Homeowners

Business Description

Nevada Insurance Enrollment is a family-owned agency that serves the Las Vegas area. Its team of agents assists clients in multiple areas, including homeowners' insurance. Since they are independent insurance advisors, they review and access policies from a wide range of providers such as Farmers Insurance. Part of their service is guiding clients through each step and providing assistance with insurance claims and concerns. Nevada Insurance Enrollment's other products include auto, travel, health, dental, vision, and funeral insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (95)
Yelp
4.5 / 5 (7)
Nevada Insurance Solutions logo
Visit WebsiteWebsite

Nevada Insurance Solutions

400 S Jones Blvd, Las Vegas, NV 89107
Visit WebsiteWebsite
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Nevada Insurance Solutions is an insurance broker that sells home insurance throughout the Las Vegas, Nevada, metro. Founded in 1988, the agency provides homeowners coverage for their dwelling, personal property, and other structures on the premises, while also offering protection against liability and loss of use. Additions to policies may include coverage of jewelry or other valuables, water overflows from sewers or drains, and identity fraud, with policies specifically designed for landlords or renters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (19)
Google
5.0 / 5 (8)
Yelp
4.5 / 5 (8)
Preferred Insurance of Nevada Inc. logo
Visit WebsiteWebsite

Preferred Insurance of Nevada Inc.

8380 West Sahara Avenue, Las Vegas, NV 89117
Visit WebsiteWebsite
  • Renter's Insurance

Business Description

Preferred Insurance of Nevada Inc. is a homeowners' insurance agency that serves residents in Las Vegas and the surrounding areas. Since 1990, the agency has been providing custom home quotes from several companies, including The Hartford Insurance. Policies are available for single-family homes, townhouses, condos, or mobile homes. Aside from home insurance, it also offers renters insurance, auto insurance, and life insurance products. The agents at Preferred Insurance of Nevada Inc. work to educate their policyholders about their coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (35)
Quality Insurance logo
Visit WebsiteWebsite

Quality Insurance

1750 S Rainbow Blvd Ste 23, Las Vegas, NV 89146
Visit WebsiteWebsite
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Quality Insurance is an agency active throughout the Las Vegas, Nevada, metro area which assists clients with home insurance policies. It formulates policies for traditional homes as well as condominiums and also sells renters insurance. Quality Insurance believes that it's status as a local, independent agency allows it to provide more intimate consultation services and save clients money because it works with a multitude of insurance carriers. Auto and commercial insurance are other focus areas of the agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (5)
Red Rock Insurance logo
Visit WebsiteWebsite

Red Rock Insurance

1958 Village Center Cir Ste 5, Las Vegas, NV 89134
Visit WebsiteWebsite
  • Renter's Insurance
  • Flood
  • Homeowners

Business Description

Red Rock Insurance is a full-service agency operating throughout the Las Vegas, Nevada, metro area. It assists clients with home insurance policies, assisting them with rate comparison and advising them on special coverage areas to pursue based on their individual needs and regional circumstances. This agency frequently partners with The Hartford, Badger Mutual, and others to provide protection for structural damage, property loss or destruction, and liability involving guests. Red Rock Insurance also sells automobile and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Superior Insurance logo
Visit WebsiteWebsite

Superior Insurance

2511 Stewart Ave, Las Vegas, NV 89101
Visit WebsiteWebsite
  • Personal Property Insurance
  • Homeowners

Business Description

Superior Insurance is a local independent insurance agency located in Las Vegas, Nevada. The company offers customers packaged and customized home insurance options. Superior Insurance assesses each customer's individual needs and then compares them to top insurance companies in the market to get the best coverage and rate. Agents work with homeowners and renters to help lower their costs. Services are offered in Spanish, and the company also provides auto and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (833)
Viable Insurance logo
Visit WebsiteWebsite

Viable Insurance

2350 S Jones Blvd # 3-B, Las Vegas, NV 89146
Visit WebsiteWebsite
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Viable Insurance is an independent insurance agency that sells home insurance in Las Vegas, Nevada. The company provides insurance coverage for home owners that compensates for loss of the dwelling or the possessions inside it as well as liability coverage should someone be injured on the property. It provides separate policies for renters and condo owners. Viable Insurance also sells other personal and commercial products, including auto and business insurance,

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs